ICICI Prudential Children's Fund vs ICICI Prudential Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential Children's Fund is a Solution fund and ICICI Prudential Equity Savings Fund is an Equity Savings fund. In the 3 years to 30-10-2026, ICICI Prudential Children's Fund (Direct) returned 11.5% a year and ICICI Prudential Equity Savings Fund (Direct) returned 6.9% a year. ICICI Prudential Children's Fund charges 2.36% a year and ICICI Prudential Equity Savings Fund 1.12% (Direct plans). Their portfolios overlap 30.3%: they hold 18 of the same securities.
ICICI Prudential Children's Fund
Solution
- 3 year return
- 11.5%
- Expense ratio
- 2.36%
- NAV
- ₹338.36
ICICI Prudential Equity Savings Fund
Equity Savings
- 3 year return
- 6.9%
- Expense ratio
- 1.12%
- NAV
- ₹25.22
Which is better, ICICI Prudential Children's or ICICI Prudential Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Children's returned more over 5 years: 10.2% a year against 7.4%.
- ICICI Prudential Children's returned more over 3 years: 11.5% a year against 6.9%.
- ICICI Prudential Equity Savings costs less: 1.12% a year against 2.36% (Direct plans).
- ICICI Prudential Equity Savings swung less over 3 years: a standard deviation of 2.5% a year against 13.3%.
- ICICI Prudential Equity Savings fell less in its worst fall since 08-12-2014: −19.2% against −31.1%.
- ICICI Prudential Equity Savings holds more in large companies: 69.1% of the fund in large caps against 47.0%.
- ICICI Prudential Equity Savings is the larger fund: ₹14,905 Cr against ₹1,376 Cr.
- Their portfolios overlap 30.3%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Children's Fund | ICICI Prudential Equity Savings Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Solution | Equity Savings |
| AUM | ₹1,376 Cr (30-09-2026) | ₹14,905 Cr (30-09-2026) |
| NAV | ₹338.36 (Direct) | ₹25.22 (Direct) |
| Expense ratio (Direct) | 2.36% | 1.12% |
| Expense ratio (Regular) | 3.07% | 1.59% |
| Riskometer | Not available | Not available |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index | Nifty Equity Savings TRI |
| Launch date | 31-08-2001 | 05-12-2014 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | 5 years, or until the child turns 18 if earlier | None |
| Fund managers | Darshil Dedhia, Rohit Lakhotia, Aatur Shah | Dharmesh Kakkad, Archana Nair, Manish Banthia, Ritesh Lunawat, Sri Sharma, Ajaykumar Solanki |
| Exit load | Nil (w.e.f. 1st August 2018) (subject to completion of lock-in period of at least 5 years or till the child attains age of majority (whichever is earlier)) | Exit load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days |
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Children's Fund (Direct) | −3.36% | −6.92% | −6.28% | −7.80% | +11.49% | +10.22% | +10.78% |
| ICICI Prudential Equity Savings Fund (Direct) | +0.76% | +0.28% | +2.02% | +1.98% | +6.93% | +7.37% | +7.85% |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | +8.43% |
Category average: the average of the 23 Equity Savings funds, same plan type.
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Year-wise Returns
| Year | Children'sICICI Prudential Children's | Equity SavingsICICI Prudential Equity Savings |
|---|---|---|
| 2026to date | −7.47% | +0.44% |
| 2025 | +9.05% | +8.89% |
| 2024 | +17.85% | +8.98% |
| 2023 | +30.08% | +10.44% |
| 2022 | +3.37% | +7.70% |
| 2021 | +25.67% | +10.22% |
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,189 of them, one for each trading day from 08-12-2017 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity Savings Fund (Direct)
to
Aug 2018Feb 2017
to
Feb 2020Sept 2018
to
Sept 2021Mar 2020
to
Mar 2023Sept 2021
to
Sept 2024Feb 2023
to
Feb 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Children's | 2.0 | 6.1 | 17.0 | 36.4 | 28.4 | 10.1 | 0.0 | 13.3% | 13.3% | −5.0% | 24.2% |
| ICICI Prudential Equity Savings | 0.0 | 3.9 | 83.3 | 12.7 | 0.0 | 0.0 | 0.0 | 8.7% | 8.8% | 0.8% | 15.2% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 08-12-2014. Past returns do not promise future returns.
ICICI Prudential Children's vs ICICI Prudential Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2014 to 30-10-2026: 143 instalments, ₹14,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Children'sICICI Prudential Children's Fund (Direct) | ₹14,30,000 | ₹28,95,587 | ₹14,65,587 | 11.3% |
| ICICI Prudential Equity SavingsICICI Prudential Equity Savings Fund (Direct) | ₹14,30,000 | ₹23,35,272 | ₹9,05,272 | 7.9% |
ICICI Prudential Children'sICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity SavingsICICI Prudential Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Children's Fund (Direct) | ICICI Prudential Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.80% | +1.98% |
| Standard deviation | 11.94% | 3.01% |
| Sharpe ratio | -1.09 | -1.08 |
| Sortino ratio | -1.47 | -1.43 |
| Maximum drawdown | −11.9% (30-03-2026) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | ICICI Prudential Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.49% | +6.93% |
| Standard deviation | 13.32% | 2.47% |
| Sharpe ratio | 0.41 | 0.37 |
| Sortino ratio | 0.56 | 0.51 |
| Maximum drawdown | −15.4% (28-02-2025) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | ICICI Prudential Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.22% | +7.37% |
| Standard deviation | 12.08% | 2.38% |
| Sharpe ratio | 0.37 | 0.66 |
| Sortino ratio | 0.50 | 0.94 |
| Maximum drawdown | −15.4% (28-02-2025) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | ICICI Prudential Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.65% | +8.11% |
| Standard deviation | 12.55% | 5.18% |
| Sharpe ratio | 0.53 | 0.47 |
| Sortino ratio | 0.71 | 0.62 |
| Maximum drawdown | −31.1% (23-03-2020) | −19.2% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Children's Fund (Direct) | −31.1% | 12-02-2020 | 23-03-2020 | 01-12-2020 | 8 months | −8.7% |
| ICICI Prudential Equity Savings Fund (Direct) | −19.2% | 07-02-2020 | 23-03-2020 | 20-11-2020 | 8 months | −0.5% |
From daily values since 08-12-2014, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
ICICI Prudential Equity Savings Fund (Direct)
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Children's Fund, September 2026; ICICI Prudential Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 30.3%
- Held by both
- 18
- Only in ICICI Prudential Children's
- 51
- Only in ICICI Prudential Equity Savings
- 106
| Security | % of ICICI Prudential Children's | % of ICICI Prudential Equity Savings |
|---|---|---|
| HDFC Bank Ltd. | 6.44% | 8.63% |
| Reliance Industries Ltd. | 7.76% | 4.94% |
| Kotak Mahindra Bank Ltd. | 4.24% | 4.16% |
| ITC Ltd. | 2.48% | 2.75% |
| Bharti Airtel Ltd. | 3.12% | 2.41% |
| NTPC Ltd. | 2.35% | 2.30% |
| Mahindra & Mahindra Ltd. | 2.14% | 3.39% |
| Bajaj Finserv Ltd. | 1.01% | 1.29% |
| Government Securities | 1.30% | 0.90% |
| Government Securities | 1.07% | 0.75% |
| Oil & Natural Gas Corporation Ltd. | 0.83% | 0.71% |
| Bajaj Finance Ltd. | 0.70% | 2.65% |
| Muthoot Finance Ltd. | 0.37% | 0.51% |
| SBI Life Insurance Company Ltd. | 0.60% | 0.34% |
| Eicher Motors Ltd. | 1.85% | 0.30% |
| Bank Of Baroda | 1.55% | 0.17% |
| Indian Oil Corporation Ltd. | 0.78% | 0.14% |
| Bharat Petroleum Corporation Ltd. | 0.97% | 0.07% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.3% means 30.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Children's Fund
| Security | % of fund |
|---|---|
| Bajaj Holdings & Investment Ltd. | 4.31% |
| Atul Ltd. | 4.25% |
| Vedanta Ltd. | 3.64% |
| Cholamandalam Investment And Finance Company Ltd. | 2.35% |
| Credit Analysis And Research Ltd. | 2.11% |
Largest holdings only in ICICI Prudential Equity Savings Fund
| Security | % of fund |
|---|---|
| ICICI Prudential Money Market Fund - Direct Plan - Growth | 9.19% |
| Sun Pharmaceutical Industries Ltd. | 5.48% |
| Adani Ports and Special Economic Zone Ltd. | 3.02% |
| Hindustan Unilever Ltd. | 2.13% |
| ICICI Bank Ltd. | 1.90% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Children's | ICICI Prudential Equity Savings |
|---|---|---|
| Equity | 79.9% | 73.1% |
| Debt | 13.1% | 11.9% |
| Cash and others | 7.0% | 15.0% |
Market cap of stocks
| Market cap | ICICI Prudential Children's | ICICI Prudential Equity Savings |
|---|---|---|
| Large Cap | 47.0% | 69.1% |
| Mid Cap | 7.3% | 2.7% |
| Small Cap | 25.7% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Children's | ICICI Prudential Equity Savings |
|---|---|---|
| Banks | 12.2% | 18.3% |
| Petroleum Products | 10.2% | 5.6% |
| Finance | 9.8% | 4.4% |
| Pharmaceuticals & Biotechnology | 2.7% | 8.1% |
| Chemicals & Petrochemicals | 8.1% | 0.0% |
| Capital Markets | 6.2% | 0.1% |
| Diversified Fmcg | 2.5% | 4.9% |
| Automobiles | 4.0% | 4.8% |
| Industrial Products | 4.6% | 0.1% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Children's vs ICICI Prudential Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Children's Fund | ICICI Prudential Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.36% | 1.12% |
| Base expense ratio (Direct) | 1.21% | 0.43% |
| Total expense ratio (Regular) | 3.07% | 1.59% |
| Base expense ratio (Regular) | 1.84% | 0.83% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential Equity Savings with
ICICI Prudential Children's Fund vs ICICI Prudential Equity Savings Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Children's Fund and ICICI Prudential Equity Savings Fund?
ICICI Prudential Children's Fund is a Solution fund, ICICI Prudential Equity Savings Fund is an Equity Savings fund, run by ICICI Prudential Mutual Fund. Their portfolios overlap 30.3%. ICICI Prudential Children's Fund charges 2.36% a year and ICICI Prudential Equity Savings Fund 1.12%.
Which has given higher returns, ICICI Prudential Children's Fund or ICICI Prudential Equity Savings Fund?
Over 1 year: ICICI Prudential Children's Fund −7.80%, ICICI Prudential Equity Savings Fund +1.98%. Over 3 years: ICICI Prudential Children's Fund +11.49% a year, ICICI Prudential Equity Savings Fund +6.93% a year. Over 5 years: ICICI Prudential Children's Fund +10.22% a year, ICICI Prudential Equity Savings Fund +7.37% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Children's Fund or ICICI Prudential Equity Savings Fund?
ICICI Prudential Equity Savings Fund charges less: 1.12% a year against 2.36%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Children's Fund and ICICI Prudential Equity Savings Fund overlap?
30.3%. They hold 18 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, KOTAKBANK. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Children's Fund or ICICI Prudential Equity Savings Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,57,136 in ICICI Prudential Children's Fund (XIRR 8.4% a year) and ₹7,23,835 in ICICI Prudential Equity Savings Fund (XIRR 6.7% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Children's Fund and ICICI Prudential Equity Savings Fund?
Yes. 30.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages ICICI Prudential Children's Fund and ICICI Prudential Equity Savings Fund?
ICICI Prudential Children's Fund: Darshil Dedhia, Rohit Lakhotia, Aatur Shah. ICICI Prudential Equity Savings Fund: Dharmesh Kakkad, Archana Nair, Manish Banthia, Ritesh Lunawat, Sri Sharma, Ajaykumar Solanki.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.