ICICI Prudential Banking & Financial Services Fund vs Taurus Banking & Financial Services Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential Banking & Financial Services Fund is a Thematic fund and Taurus Banking & Financial Services Fund is a Thematic fund. In the 3 years to 30-10-2026, ICICI Prudential Banking & Financial Services Fund (Direct) returned 9.2% a year and Taurus Banking & Financial Services Fund (Direct) returned 7.9% a year. ICICI Prudential Banking & Financial Services Fund charges 1.25% a year and Taurus Banking & Financial Services Fund 1.84% (Direct plans). Their portfolios overlap 56.7%: they hold 14 of the same securities.
ICICI Prudential Banking & Financial Services Fund
Thematic
- 3 year return
- 9.2%
- Expense ratio
- 1.25%
- NAV
- ₹141.65
Taurus Banking & Financial Services Fund
Thematic
- 3 year return
- 7.9%
- Expense ratio
- 1.84%
- NAV
- ₹56.34
Which is better, ICICI Prudential Banking & Financial Services or Taurus Banking & Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Banking & Financial Services returned more over 5 years: 8.0% a year against 7.2%.
- ICICI Prudential Banking & Financial Services returned more over 3 years: 9.2% a year against 7.9%.
- ICICI Prudential Banking & Financial Services costs less: 1.25% a year against 1.84% (Direct plans).
- ICICI Prudential Banking & Financial Services swung less over 3 years: a standard deviation of 13.5% a year against 15.5%.
- Taurus Banking & Financial Services fell less in its worst fall since 03-01-2013: −41.6% against −47.8%.
- ICICI Prudential Banking & Financial Services is the larger fund: ₹10,774 Cr against ₹10 Cr.
- Their portfolios overlap 56.7%: 14 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Banking & Financial Services Fund | Taurus Banking & Financial Services Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | Taurus Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹10,774 Cr (30-09-2026) | ₹10 Cr (30-09-2026) |
| NAV | ₹141.65 (Direct) | ₹56.34 (Direct) |
| Expense ratio (Direct) | 1.25% | 1.84% |
| Expense ratio (Regular) | 1.95% | 2.54% |
| Riskometer | Not available | Very High |
| Benchmark | Nifty Financial Services TRI | BSE BANKEX TRI |
| Launch date | 22-08-2008 | 22-05-2012 |
| Minimum investment | ₹5,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Antariksha Banerjee, Sharmila D'silva | Anuj Kapil |
| Exit load | 1% of applicable Net Asset Value - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment. | 1% if exited on or before 365 days, Nil after 365 days |
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Banking & Financial Services Fund (Direct) | −0.69% | −4.32% | −1.84% | −9.07% | +9.15% | +8.04% | +11.30% |
| Taurus Banking & Financial Services Fund (Direct) | −1.18% | −6.07% | −4.59% | −9.25% | +7.86% | +7.20% | +11.70% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Year-wise Returns
| Year | ICICI PrudentialICICI Prudential Banking & Financial Services | TaurusTaurus Banking & Financial Services |
|---|---|---|
| 2026to date | −9.60% | −8.67% |
| 2025 | +16.78% | +11.88% |
| 2024 | +12.52% | +9.40% |
| 2023 | +18.86% | +16.88% |
| 2022 | +12.95% | +18.72% |
| 2021 | +24.45% | +12.24% |
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Rolling Returns
Every holding period of both funds, against Nifty Financial Services TRI, the benchmark of ICICI Prudential Banking & Financial Services Fund
Rolling returns
Every 3-year holding period, 2,666 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial Services Fund (Direct)
Nifty Financial Services TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Banking & Financial Services | 6.2 | 2.8 | 8.3 | 28.0 | 25.8 | 11.4 | 17.5 | 16.2% | 15.8% | −10.5% | 40.1% | 66% |
| Taurus Banking & Financial Services | 1.7 | 6.5 | 14.4 | 39.2 | 24.0 | 11.1 | 3.1 | 13.6% | 13.6% | −4.3% | 31.5% | 27% |
| Nifty Financial Services TRI | 0.4 | 4.4 | 12.2 | 36.6 | 25.9 | 15.9 | 4.5 | 15.1% | 14.5% | −2.1% | 31.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Financial Services TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 03-01-2013. Past returns do not promise future returns.
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Banking & Financial ServicesICICI Prudential Banking & Financial Services Fund (Direct) | ₹16,60,000 | ₹43,44,335 | ₹26,84,335 | 12.9% |
| Taurus Banking & Financial ServicesTaurus Banking & Financial Services Fund (Direct) | ₹16,60,000 | ₹38,28,229 | ₹21,68,229 | 11.3% |
ICICI Prudential Banking & Financial ServicesICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial ServicesTaurus Banking & Financial Services Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Banking & Financial Services Fund (Direct) | Taurus Banking & Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.07% | −9.25% |
| Standard deviation | 15.18% | 15.91% |
| Sharpe ratio | -0.94 | -0.91 |
| Sortino ratio | -1.28 | -1.25 |
| Maximum drawdown | −17.0% (30-03-2026) | −15.0% (30-03-2026) |
| Beta | 0.84 | 0.88 |
| Alpha | −2.40% | −5.15% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Banking & Financial Services Fund (Direct) | Taurus Banking & Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.15% | +7.86% |
| Standard deviation | 13.53% | 15.51% |
| Sharpe ratio | 0.23 | 0.12 |
| Sortino ratio | 0.33 | 0.16 |
| Maximum drawdown | −17.0% (30-03-2026) | −15.0% (30-03-2026) |
| Beta | 0.81 | 0.92 |
| Alpha | +0.09% | −0.90% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Banking & Financial Services Fund (Direct) | Taurus Banking & Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.04% | +7.20% |
| Standard deviation | 14.32% | 16.15% |
| Sharpe ratio | 0.16 | 0.09 |
| Sortino ratio | 0.22 | 0.12 |
| Maximum drawdown | −18.9% (20-06-2022) | −19.9% (20-06-2022) |
| Beta | 0.83 | 0.93 |
| Alpha | +1.55% | −0.12% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Banking & Financial Services Fund (Direct) | Taurus Banking & Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.92% | +10.67% |
| Standard deviation | 19.51% | 20.44% |
| Sharpe ratio | 0.40 | 0.23 |
| Sortino ratio | 0.55 | 0.32 |
| Maximum drawdown | −47.8% (24-03-2020) | −41.6% (23-03-2020) |
| Beta | 0.87 | 0.90 |
| Alpha | +1.91% | −0.51% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial Services Fund (Direct)
Nifty Financial Services TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Banking & Financial Services Fund (Direct) | −47.8% | 16-01-2020 | 24-03-2020 | 02-02-2021 | 10 months | −11.0% |
| Taurus Banking & Financial Services Fund (Direct) | −41.6% | 27-12-2019 | 23-03-2020 | 28-12-2020 | 9 months | −10.8% |
| Nifty Financial Services TRI | −43.5% | 02-01-2020 | 23-03-2020 | 15-12-2020 | 9 months | −12.4% |
From daily values since 03-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial Services Fund (Direct)
Nifty Financial Services TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial Services Fund (Direct)
Nifty Financial Services TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Banking & Financial Services Fund (Direct)
Taurus Banking & Financial Services Fund (Direct)
Nifty Financial Services TRI
Against Nifty Financial Services TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| ICICI Prudential Banking & Financial Services Fund (Direct) | 102% | 97% | 7.06% |
| Taurus Banking & Financial Services Fund (Direct) | 95% | 102% | 5.09% |
From month-end values since 03-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Banking & Financial Services Fund, September 2026; Taurus Banking & Financial Services Fund, September 2026
Holdings in common
- Overlap
- 56.7%
- Held by both
- 14
- Only in ICICI Prudential Banking & Financial Services
- 42
- Only in Taurus Banking & Financial Services
- 12
| Security | % of ICICI Prudential Banking & Financial Services | % of Taurus Banking & Financial Services |
|---|---|---|
| HDFC Bank Ltd. | 13.84% | 13.67% |
| ICICI Bank Ltd. | 13.46% | 16.80% |
| Kotak Mahindra Bank Ltd. | 9.36% | 8.51% |
| Axis Bank Ltd. | 8.88% | 8.15% |
| State Bank Of India | 5.23% | 8.26% |
| LIC Housing Finance Ltd. | 2.19% | 3.05% |
| Bajaj Finance Ltd. | 1.46% | 4.13% |
| Life Insurance Corporation of India | 1.43% | 1.85% |
| UTI Asset Management Co Ltd | 0.99% | 1.50% |
| Multi Commodity Exchange Of India Ltd. | 0.80% | 0.47% |
| Bajaj Holdings & Investment Ltd. | 0.42% | 3.10% |
| Bajaj Housing Finance Ltd. | 0.38% | 0.63% |
| General Insurance Corporation of India | 0.29% | 3.42% |
| SBI Cards & Payment Services Ltd. | 3.09% | 0.02% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 56.7% means 56.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Banking & Financial Services Fund
| Security | % of fund |
|---|---|
| SBI Life Insurance Company Ltd. | 3.15% |
| ICICI Lombard General Insurance Company Ltd. | 2.77% |
| Bajaj Finserv Ltd. | 2.63% |
| HDFC Life Insurance Company Ltd. | 2.63% |
| Anand Rathi Wealth Ltd. | 1.77% |
Largest holdings only in Taurus Banking & Financial Services Fund
| Security | % of fund |
|---|---|
| DAM Capital Advisors Ltd. | 4.44% |
| Power Finance Corporation Ltd. | 3.10% |
| Prudent Corporate Advisory Services Ltd. | 2.40% |
| HDFC Asset Management Co. Ltd. | 2.34% |
| Bank of Baroda | 2.27% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Banking & Financial Services | Taurus Banking & Financial Services |
|---|---|---|
| Equity | 97.1% | 96.5% |
| Debt | 1.5% | 0.0% |
| Cash and others | 1.4% | 3.5% |
Market cap of stocks
| Market cap | ICICI Prudential Banking & Financial Services | Taurus Banking & Financial Services |
|---|---|---|
| Large Cap | 65.2% | 74.2% |
| Mid Cap | 12.5% | 5.3% |
| Small Cap | 18.4% | 16.9% |
| Not on AMFI's list | 1.0% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Banking & Financial Services | Taurus Banking & Financial Services |
|---|---|---|
| Other | 0.0% | 96.5% |
| Banks | 52.1% | 0.0% |
| Finance | 21.9% | 0.0% |
| Insurance | 15.1% | 0.0% |
| Capital Markets | 7.8% | 0.0% |
| Commercial Services & Supplies | 0.2% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Banking & Financial Services vs Taurus Banking & Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Banking & Financial Services Fund | Taurus Banking & Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.25% | 1.84% |
| Base expense ratio (Direct) | 0.89% | 1.46% |
| Total expense ratio (Regular) | 1.95% | 2.54% |
| Base expense ratio (Regular) | 1.49% | 2.08% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential Banking & Financial Services with
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- ICICI Prudential Banking & Financial Services vs HDFC Pharma and Healthcare
- ICICI Prudential Banking & Financial Services vs SBI Healthcare Opportunities
- ICICI Prudential Banking & Financial Services vs Aditya Birla Sun Life International Equity
Compare Taurus Banking & Financial Services with
- Taurus Banking & Financial Services vs Nippon India Taiwan Equity
- Taurus Banking & Financial Services vs HDFC Defence
- Taurus Banking & Financial Services vs HDFC Pharma and Healthcare
- Taurus Banking & Financial Services vs SBI Healthcare Opportunities
- Taurus Banking & Financial Services vs Aditya Birla Sun Life International Equity
ICICI Prudential Banking & Financial Services Fund vs Taurus Banking & Financial Services Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Banking & Financial Services Fund and Taurus Banking & Financial Services Fund?
ICICI Prudential Banking & Financial Services Fund is a Thematic fund, Taurus Banking & Financial Services Fund is a Thematic fund, run by ICICI Prudential Mutual Fund and Taurus Mutual Fund. Their portfolios overlap 56.7%. ICICI Prudential Banking & Financial Services Fund charges 1.25% a year and Taurus Banking & Financial Services Fund 1.84%.
Which has given higher returns, ICICI Prudential Banking & Financial Services Fund or Taurus Banking & Financial Services Fund?
Over 1 year: ICICI Prudential Banking & Financial Services Fund −9.07%, Taurus Banking & Financial Services Fund −9.25%. Over 3 years: ICICI Prudential Banking & Financial Services Fund +9.15% a year, Taurus Banking & Financial Services Fund +7.86% a year. Over 5 years: ICICI Prudential Banking & Financial Services Fund +8.04% a year, Taurus Banking & Financial Services Fund +7.20% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Banking & Financial Services Fund or Taurus Banking & Financial Services Fund?
ICICI Prudential Banking & Financial Services Fund charges less: 1.25% a year against 1.84%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Banking & Financial Services Fund and Taurus Banking & Financial Services Fund overlap?
56.7%. They hold 14 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Banking & Financial Services Fund or Taurus Banking & Financial Services Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,41,113 in ICICI Prudential Banking & Financial Services Fund (XIRR 7.6% a year) and ₹7,14,650 in Taurus Banking & Financial Services Fund (XIRR 6.2% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Banking & Financial Services Fund and Taurus Banking & Financial Services Fund?
Yes. 56.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages ICICI Prudential Banking & Financial Services Fund and Taurus Banking & Financial Services Fund?
ICICI Prudential Banking & Financial Services Fund: Antariksha Banerjee, Sharmila D'silva. Taurus Banking & Financial Services Fund: Anuj Kapil.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.