HDFC Nifty G-Sec July 2031 Index Fund vs SBI Nifty G-Sec Jul 2031 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
HDFC Nifty G-Sec July 2031 Index Fund is an Index fund and SBI Nifty G-Sec Jul 2031 Index Fund is a mutual fund. HDFC Nifty G-Sec July 2031 Index Fund charges 0.16% a year and SBI Nifty G-Sec Jul 2031 Index Fund 0.20% (Direct plans). Their portfolios overlap 80.5%: they hold 2 of the same securities.
HDFC Nifty G-Sec July 2031 Index Fund
Index
- Expense ratio
- 0.16%
- NAV
- ₹13.15
SBI Nifty G-Sec Jul 2031 Index Fund
- Expense ratio
- 0.20%
- NAV
- ₹10.12
Which is better, HDFC Nifty G-Sec July 2031 Index or SBI Nifty G-Sec Jul 2031 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC Nifty G-Sec July 2031 Index costs less: 0.16% a year against 0.20% (Direct plans).
- SBI Nifty G-Sec Jul 2031 Index fell less in its worst fall since 01-06-2026: −2.6% against −2.6%.
- HDFC Nifty G-Sec July 2031 Index is the larger fund: ₹623 Cr against ₹20 Cr.
- Their portfolios overlap 80.5%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC Nifty G-Sec July 2031 Index Fund | SBI Nifty G-Sec Jul 2031 Index Fund |
|---|---|---|
| Fund house | HDFC Mutual Fund | SBI Mutual Fund |
| Category | Index | Not available |
| AUM | ₹623 Cr (30-09-2026) | ₹20 Cr (30-09-2026) |
| NAV | ₹13.15 (Direct) | ₹10.12 (Direct) |
| Expense ratio (Direct) | 0.16% | 0.20% |
| Expense ratio (Regular) | 0.29% | 0.40% |
| Riskometer | Moderate | Not available |
| Benchmark | Nifty G-sec July 2031 Index | Not available |
| Launch date | 10-11-2022 | Not available |
| Minimum investment | ₹100 | Not available |
| Lock in | None | Not available |
| Fund managers | Anupam Joshi, Sankalp Baid | Not available |
| Exit load | NIL | Not available |
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC Nifty G-Sec July 2031 Index Fund (Direct) | −1.09% | −1.86% | +1.30% | +2.45% | +7.22% | -- | -- |
| SBI Nifty G-Sec Jul 2031 Index Fund (Direct) | −1.02% | −1.81% | -- | -- | -- | -- | -- |
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Year-wise Returns
| Year | HDFC Nifty G-Sec JulyHDFC Nifty G-Sec July 2031 Index | SBI Nifty G-Sec JulSBI Nifty G-Sec Jul 2031 Index |
|---|---|---|
| 2026to date | +1.78% | -- |
| 2025 | +8.31% | -- |
| 2024 | +9.12% | -- |
| 2023 | +8.20% | -- |
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Rolling Returns
Every holding period of both funds
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC Nifty G-Sec July 2031 Index Fund (Direct) | SBI Nifty G-Sec Jul 2031 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.13% | +2.45% |
| Standard deviation | 2.27% | 2.67% |
| Sharpe ratio | 0.42 | -1.06 |
| Sortino ratio | 0.61 | -1.39 |
| Maximum drawdown | −2.6% (23-10-2026) | −2.6% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 10-11-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC Nifty G-Sec July 2031 Index Fund (Direct)
SBI Nifty G-Sec Jul 2031 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC Nifty G-Sec July 2031 Index Fund (Direct) | −2.6% | 06-08-2026 | 23-10-2026 | Not yet | -- | −2.4% |
| SBI Nifty G-Sec Jul 2031 Index Fund (Direct) | −2.6% | 06-08-2026 | 23-10-2026 | Not yet | -- | −2.3% |
From daily values since 01-06-2026, the first day every fund has.
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC Nifty G-Sec July 2031 Index Fund, September 2026; SBI Nifty G-Sec Jul 2031 Index Fund, September 2026
Holdings in common
- Overlap
- 80.5%
- Held by both
- 2
- Only in HDFC Nifty G-Sec July 2031 Index
- 4
- Only in SBI Nifty G-Sec Jul 2031 Index
- 0
| Security | % of HDFC Nifty G-Sec July 2031 Index | % of SBI Nifty G-Sec Jul 2031 Index |
|---|---|---|
| 6.1% GOI MAT 120731 | 85.72% | 76.50% |
| 7.02% GOI MAT 180631 | 4.03% | 17.66% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 80.5% means 80.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC Nifty G-Sec July 2031 Index Fund
| Security | % of fund |
|---|---|
| 8.97% GOI MAT 051230 | 4.61% |
| 5.77% GOI MAT 030830 | 3.48% |
| 5.85% GOI MAT 011230 | 0.46% |
| 5.79% GOI MAT 110530 | 0.15% |
Largest holdings only in SBI Nifty G-Sec Jul 2031 Index Fund
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC Nifty G-Sec July 2031 Index | SBI Nifty G-Sec Jul 2031 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.5% | 94.2% |
| Cash and others | 1.5% | 5.8% |
HDFC Nifty G-Sec July 2031 Index vs SBI Nifty G-Sec Jul 2031 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC Nifty G-Sec July 2031 Index Fund | SBI Nifty G-Sec Jul 2031 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.16% | 0.20% |
| Base expense ratio (Direct) | 0.14% | 0.15% |
| Total expense ratio (Regular) | 0.29% | 0.40% |
| Base expense ratio (Regular) | 0.25% | 0.32% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
HDFC Nifty G-Sec July 2031 Index Fund vs SBI Nifty G-Sec Jul 2031 Index Fund: Frequently Asked Questions
What is the difference between HDFC Nifty G-Sec July 2031 Index Fund and SBI Nifty G-Sec Jul 2031 Index Fund?
HDFC Nifty G-Sec July 2031 Index Fund is an Index fund, SBI Nifty G-Sec Jul 2031 Index Fund is a mutual fund, run by HDFC Mutual Fund and SBI Mutual Fund. Their portfolios overlap 80.5%. HDFC Nifty G-Sec July 2031 Index Fund charges 0.16% a year and SBI Nifty G-Sec Jul 2031 Index Fund 0.20%.
Which has the lower expense ratio, HDFC Nifty G-Sec July 2031 Index Fund or SBI Nifty G-Sec Jul 2031 Index Fund?
HDFC Nifty G-Sec July 2031 Index Fund charges less: 0.16% a year against 0.20%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC Nifty G-Sec July 2031 Index Fund and SBI Nifty G-Sec Jul 2031 Index Fund overlap?
80.5%. They hold 2 of the same securities, the largest shared ones being 6.1% GOI MAT 120731, 7.02% GOI MAT 180631. From each fund's latest monthly portfolio.
Can I invest in both HDFC Nifty G-Sec July 2031 Index Fund and SBI Nifty G-Sec Jul 2031 Index Fund?
Yes. 80.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.