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    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF

    Direct Plan where a fund has one, Growth option · Data as on 30-10-2026

    HDFC NIFTY 100 ETF is an ETF fund and LIC MF Nifty 100 ETF is an ETF fund. In the 3 years to 30-10-2026, HDFC NIFTY 100 ETF returned 8.7% a year and LIC MF Nifty 100 ETF returned 8.8% a year. HDFC NIFTY 100 ETF charges 0.31% a year and LIC MF Nifty 100 ETF 0.30%. Their portfolios overlap 98.8%: they hold 100 of the same securities.

    HDFC NIFTY 100 ETF

    ETF

    3 year return
    8.7%
    Expense ratio
    0.31%
    NAV
    ₹24.81
    See HDFC NIFTY 100 ETF

    LIC MF Nifty 100 ETF

    ETF

    3 year return
    8.8%
    Expense ratio
    0.30%
    NAV
    ₹263.09
    See LIC MF Nifty 100 ETF

    Which is better, HDFC NIFTY 100 ETF or LIC MF Nifty 100 ETF? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • LIC MF Nifty 100 ETF returned more over 3 years: 8.8% a year against 8.7%.
    • LIC MF Nifty 100 ETF returned more over 1 year: −8.9% against −9.0%.
    • LIC MF Nifty 100 ETF costs less: 0.30% a year against 0.31%.
    • LIC MF Nifty 100 ETF swung less over 3 years: a standard deviation of 13.7% a year against 13.7%.
    • LIC MF Nifty 100 ETF fell less in its worst fall since 05-08-2022: −17.3% against −17.3%.
    • LIC MF Nifty 100 ETF is the larger fund: ₹698 Cr against ₹41 Cr.
    • Their portfolios overlap 98.8%: 100 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Fund houseHDFC Mutual FundLIC Mutual Fund
    CategoryETFETF
    AUM₹41 Cr (30-09-2026)₹698 Cr (30-09-2026)
    NAV₹24.81₹263.09
    Expense ratio (Direct)Not availableNot available
    Expense ratio (Regular)Not availableNot available
    RiskometerVery HighVery High
    BenchmarkNifty 100 TRINifty 100 TRI
    Launch date05-08-202217-03-2016
    Minimum investmentOn an On-going Basis: A. On the Stock Exchange: All categories of investors may purchase the Units of the Scheme through the Stock Exchange(s) on which the units of the Scheme are listed, on any trading day in round lot of one (1) Unit and multiples thereFor Subscription of units directly with Mutual Fund: All direct transactions in units of the Scheme by MMs/APs or other eligible investors with the AMC/the Fund shall be at intra-day NAV based on the actual execution price of the underlying portfolio. Any
    Lock inNoneNone
    Fund managersAbhishek Mor, Arun AgarwalNikhil Kapoor, Sasikant Aravamuthan
    Exit loadNot availableNil

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    HDFC NIFTY 100 ETF+1.02%−5.38%−3.12%−8.99%+8.73%----
    LIC MF Nifty 100 ETF+1.02%−5.36%−3.05%−8.92%+8.77%+6.92%+11.38%

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Year-wise Returns

    YearHDFCHDFC NIFTY 100 ETFLIC MFLIC MF Nifty 100 ETFNifty 100 TRI
    2026to date−9.57%−9.51%−9.32%
    2025+9.91%+9.95%+10.24%
    2024+12.55%+12.58%+12.95%
    2023+20.87%+20.76%+21.24%
    2022--+4.76%+4.94%
    2021--+25.98%+26.45%

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Rolling Returns

    Every holding period of both funds, against Nifty 100 TRI, the benchmark of both

    Rolling returns

    Every 3-year holding period, 304 of them, one for each trading day from 05-08-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

    0%5%10%15%20%
    Sept 2022
    to
    Sept 2025    Nov 2022
    to
    Nov 2025    Feb 2023
    to
    Feb 2026    Apr 2023
    to
    Apr 2026    Jul 2023
    to
    Jul 2026    Sept 2023
    to
    Sept 2026
    HDFC NIFTY 100 ETFLIC MF Nifty 100 ETFNifty 100 TRI

    How the periods spread

    FundBelow 0%0-5%5-10%10-15%15-20%20-25%Above 25%MeanMedianLowestHighestBeat benchmark
    HDFC NIFTY 100 ETF0.00.018.473.77.90.00.012.2%12.9%6.7%16.0%0%
    LIC MF Nifty 100 ETF0.00.018.873.08.20.00.012.2%12.9%6.8%16.0%0%
    Nifty 100 TRI0.00.013.873.412.80.00.012.5%13.3%7.1%16.3%--

    The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 05-08-2022. Past returns do not promise future returns.

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 05-08-2022 to 30-10-2026: 51 instalments, ₹5,10,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    HDFC NIFTY 100 ETFHDFC NIFTY 100 ETF ₹5,10,000 ₹5,61,269 ₹51,269 4.5%
    LIC MF Nifty 100 ETFLIC MF Nifty 100 ETF ₹5,10,000 ₹5,61,823 ₹51,823 4.5%
    ₹0₹2.0 L₹4.0 L₹6.0 L
    2023202420252026
    HDFC NIFTY 100 ETFHDFC NIFTY 100 ETFLIC MF Nifty 100 ETFLIC MF Nifty 100 ETFAmount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Return (CAGR)+8.73%+8.77%
    Standard deviation13.69%13.69%
    Sharpe ratio0.200.20
    Sortino ratio0.270.28
    Maximum drawdown−17.3% (28-02-2025)−17.3% (28-02-2025)
    Beta1.001.00
    Alpha−0.35%−0.31%

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −20%−15%−10%−5%0%
    2023202420252026
    HDFC NIFTY 100 ETFLIC MF Nifty 100 ETFNifty 100 TRI
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    HDFC NIFTY 100 ETF−17.3%26-09-202428-02-2025Not yet--−10.6%
    LIC MF Nifty 100 ETF−17.3%26-09-202428-02-2025Not yet--−10.5%
    Nifty 100 TRI−17.2%26-09-202428-02-202502-01-202610 months−10.1%

    From daily values since 05-08-2022, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%5%10%15%
    2026
    HDFC NIFTY 100 ETFLIC MF Nifty 100 ETFNifty 100 TRI

    Against Nifty 100 TRI

    FundUp captureDown captureTracking error
    HDFC NIFTY 100 ETF99%101%0.04%
    LIC MF Nifty 100 ETF99%101%0.06%

    From month-end values since 05-08-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Portfolio Overlap

    From each fund's latest monthly portfolio: HDFC NIFTY 100 ETF, September 2026; LIC MF Nifty 100 ETF, September 2026

    Holdings in common

    Overlap
    98.8%
    Held by both
    100
    Only in HDFC NIFTY 100 ETF
    0
    Only in LIC MF Nifty 100 ETF
    0
    Security% of HDFC NIFTY 100 ETF% of LIC MF Nifty 100 ETF
    HDFC Bank Ltd.8.41%8.34%
    ICICI Bank Ltd.7.34%7.28%
    Reliance Industries Ltd.6.15%6.09%
    Bharti Airtel Ltd.4.14%4.10%
    Larsen and Toubro Ltd.3.41%3.38%
    State Bank of India3.07%3.05%
    Axis Bank Ltd.2.73%2.71%
    Infosys Limited2.72%2.70%
    Kotak Mahindra Bank Limited2.38%2.36%
    Mahindra & Mahindra Ltd.2.04%2.02%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 98.8% means 98.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in HDFC NIFTY 100 ETF

    Every holding of this fund is also held by the other.

    Largest holdings only in LIC MF Nifty 100 ETF

    Every holding of this fund is also held by the other.

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Equity100.0%99.7%
    Debt0.0%0.0%
    Cash and others0.0%0.3%

    Market cap of stocks

    Market capHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Large Cap98.0%97.6%
    Mid Cap2.0%2.0%
    Small Cap0.0%0.0%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Banks25.1%24.9%
    Petroleum Products7.0%7.0%
    IT - Software6.7%6.7%
    Automobiles6.4%6.3%
    Finance6.2%6.2%
    Telecom - Services4.4%4.3%
    Pharmaceuticals & Biotechnology4.3%4.4%

    The six largest sectors of each fund's stocks, % of the fund.

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeHDFC NIFTY 100 ETFLIC MF Nifty 100 ETF
    Base expense ratio (Direct)0.00%0.00%
    Base expense ratio (Regular)0.25%0.24%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    HDFC NIFTY 100 ETF vs LIC MF Nifty 100 ETF: Frequently Asked Questions

    What is the difference between HDFC NIFTY 100 ETF and LIC MF Nifty 100 ETF?

    HDFC NIFTY 100 ETF is an ETF fund, LIC MF Nifty 100 ETF is an ETF fund, run by HDFC Mutual Fund and LIC Mutual Fund. Their portfolios overlap 98.8%. HDFC NIFTY 100 ETF charges 0.31% a year and LIC MF Nifty 100 ETF 0.30%.

    Which has given higher returns, HDFC NIFTY 100 ETF or LIC MF Nifty 100 ETF?

    Over 1 year: HDFC NIFTY 100 ETF −8.99%, LIC MF Nifty 100 ETF −8.92%. Over 3 years: HDFC NIFTY 100 ETF +8.73% a year, LIC MF Nifty 100 ETF +8.77% a year. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, HDFC NIFTY 100 ETF or LIC MF Nifty 100 ETF?

    LIC MF Nifty 100 ETF charges less: 0.30% a year against 0.31%. These are the total expense ratios reported to AMFI.

    How much do HDFC NIFTY 100 ETF and LIC MF Nifty 100 ETF overlap?

    98.8%. They hold 100 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.

    Which is riskier, HDFC NIFTY 100 ETF or LIC MF Nifty 100 ETF?

    On SEBI's riskometer, HDFC NIFTY 100 ETF is rated Very High and LIC MF Nifty 100 ETF Very High. Over 3 years, the standard deviation of daily returns was 13.69% and 13.69% a year.

    Which is better for SIP, HDFC NIFTY 100 ETF or LIC MF Nifty 100 ETF?

    Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,71,409 in HDFC NIFTY 100 ETF (XIRR 0.2% a year) and ₹3,71,820 in LIC MF Nifty 100 ETF (XIRR 0.3% a year). Both received 37 instalments. Past returns do not promise future returns.

    Can I invest in both HDFC NIFTY 100 ETF and LIC MF Nifty 100 ETF?

    Yes. 98.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

    Who manages HDFC NIFTY 100 ETF and LIC MF Nifty 100 ETF?

    HDFC NIFTY 100 ETF: Abhishek Mor, Arun Agarwal. LIC MF Nifty 100 ETF: Nikhil Kapoor, Sasikant Aravamuthan.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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