HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022
Direct Plan, Growth option · Data as on 30-06-2026
HDFC FMP 1359D September 2022 is a mutual fund and HDFC FMP 1406D August 2022 is a mutual fund. In the 3 years to 30-06-2026, HDFC FMP 1359D September 2022 (Direct) returned 7.0% a year and HDFC FMP 1406D August 2022 (Direct) returned 7.2% a year. HDFC FMP 1359D September 2022 charges 0.12% a year and HDFC FMP 1406D August 2022 0.07% (Direct plans). Their portfolios overlap 16.7%: they hold 5 of the same securities.
HDFC FMP 1359D September 2022 is closed. It has not published a NAV since 30-06-2026. Its figures stop there.
HDFC FMP 1406D August 2022 is closed. It has not published a NAV since 30-06-2026. Its figures stop there.
HDFC FMP 1359D September 2022
- 3 year return
- 7.0%
- Expense ratio
- 0.12%
- NAV
- ₹13.00
HDFC FMP 1406D August 2022
- 3 year return
- 7.2%
- Expense ratio
- 0.07%
- NAV
- ₹12.99
Which is better, HDFC FMP 1359D September 2022 or HDFC FMP 1406D August 2022? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC FMP 1406D August 2022 returned more over 3 years: 7.2% a year against 7.0%.
- HDFC FMP 1406D August 2022 returned more over 1 year: 5.7% against 5.6%.
- HDFC FMP 1406D August 2022 costs less: 0.07% a year against 0.12% (Direct plans).
- HDFC FMP 1406D August 2022 swung less over 3 years: a standard deviation of 0.5% a year against 0.6%.
- HDFC FMP 1406D August 2022 fell less in its worst fall since 11-10-2022: −0.3% against −0.5%.
- HDFC FMP 1359D September 2022 is the larger fund: ₹348 Cr against ₹271 Cr.
- Their portfolios overlap 16.7%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC FMP 1359D September 2022 | HDFC FMP 1406D August 2022 |
|---|---|---|
| Fund house | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Not available | Not available |
| AUM | ₹348 Cr (30-06-2026) | ₹271 Cr (30-06-2026) |
| NAV | ₹13.00 (Direct) | ₹12.99 (Direct) |
| Expense ratio (Direct) | 0.12% | 0.07% |
| Expense ratio (Regular) | Not available | Not available |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Returns Comparison
Returns as on 30-06-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC FMP 1359D September 2022 (Direct) | +0.45% | +1.35% | +2.69% | +5.58% | +7.02% | -- | -- |
| HDFC FMP 1406D August 2022 (Direct) | +0.46% | +1.37% | +2.74% | +5.68% | +7.18% | -- | -- |
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Year-wise Returns
| Year | 1359D SeptemberHDFC FMP 1359D September 2022 | 1406D AugustHDFC FMP 1406D August 2022 |
|---|---|---|
| 2026to date | +2.67% | +2.71% |
| 2025 | +7.19% | +7.38% |
| 2024 | +7.78% | +8.03% |
| 2023 | +7.41% | +7.26% |
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 171 of them, one for each trading day from 13-10-2025 to 30-06-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
HDFC FMP 1359D September 2022
HDFC FMP 1406D August 2022
to
Nov 2025Dec 2022
to
Dec 2025Jan 2023
to
Jan 2026Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC FMP 1359D September 2022 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.1% | 6.6% | 7.5% |
| HDFC FMP 1406D August 2022 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.2% | 7.2% | 6.8% | 7.6% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 11-10-2022. Past returns do not promise future returns.
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 11-10-2022 to 30-06-2026: 45 instalments, ₹4,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| HDFC FMP 1359D September 2022HDFC FMP 1359D September 2022 | ₹4,50,000 | ₹5,09,925 | ₹59,925 | 6.6% |
| HDFC FMP 1406D August 2022HDFC FMP 1406D August 2022 | ₹4,50,000 | ₹5,11,111 | ₹61,111 | 6.8% |
HDFC FMP 1359D September 2022HDFC FMP 1359D September 2022
HDFC FMP 1406D August 2022HDFC FMP 1406D August 2022
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC FMP 1359D September 2022 (Direct) | HDFC FMP 1406D August 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +5.32% | +5.41% |
| Standard deviation | 0.27% | 0.25% |
| Sharpe ratio | -0.04 | 0.30 |
| Sortino ratio | -0.07 | 0.53 |
| Maximum drawdown | −0.1% (23-09-2025) | −0.0% (06-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-06-2025 to 30-06-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC FMP 1359D September 2022 (Direct) | HDFC FMP 1406D August 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +6.75% | +6.90% |
| Standard deviation | 0.59% | 0.54% |
| Sharpe ratio | 0.94 | 1.31 |
| Sortino ratio | 1.47 | 2.20 |
| Maximum drawdown | −0.2% (06-10-2023) | −0.1% (18-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-06-2023 to 30-06-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC FMP 1359D September 2022 (Direct) | HDFC FMP 1406D August 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +7.03% | +6.74% |
| Standard deviation | 0.88% | 0.79% |
| Sharpe ratio | 0.88 | 0.64 |
| Sortino ratio | 1.46 | 0.96 |
| Maximum drawdown | −0.5% (28-02-2023) | −1.1% (26-09-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 11-10-2022 to 30-06-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC FMP 1359D September 2022
HDFC FMP 1406D August 2022
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC FMP 1359D September 2022 | −0.5% | 03-02-2023 | 28-02-2023 | 13-03-2023 | 13 days | 0.0% |
| HDFC FMP 1406D August 2022 | −0.3% | 20-02-2023 | 01-03-2023 | 13-03-2023 | 12 days | 0.0% |
From daily values since 11-10-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC FMP 1359D September 2022
HDFC FMP 1406D August 2022
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC FMP 1359D September 2022
HDFC FMP 1406D August 2022
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC FMP 1359D September 2022, May 2026; HDFC FMP 1406D August 2022, May 2026
Holdings in common
- Overlap
- 16.7%
- Held by both
- 5
- Only in HDFC FMP 1359D September 2022
- 3
- Only in HDFC FMP 1406D August 2022
- 5
| Security | % of HDFC FMP 1359D September 2022 | % of HDFC FMP 1406D August 2022 |
|---|---|---|
| 7.96% Maharashtra SDL Mat 290626 | 10.33% | 24.93% |
| GOI STRIPS - Mat 160626 | 24.82% | 4.08% |
| 8.07% Kerala SDL Mat 150626 | 1.44% | 4.44% |
| 8.07% Rajasthan Mat 150626 | 0.72% | 3.89% |
| 8.09% Andhra Pradesh SDL - Mat 150626 | 0.13% | 2.06% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 16.7% means 16.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC FMP 1359D September 2022
| Security | % of fund |
|---|---|
| GOI STRIPS - Mat 150626 | 19.59% |
| 8.07% Tamil Nadu SDL Mat 150626 | 4.33% |
| GOI STRIPS - Mat 120626 | 1.53% |
Largest holdings only in HDFC FMP 1406D August 2022
| Security | % of fund |
|---|---|
| 8.08% Maharashtra SDL - Mat 150626 | 24.07% |
| 8.19% Rajasthan SDL (UDAY Scheme- Strip IX ) - ISD 230616 Mat 230626 | 5.56% |
| 7.99% Uttar Pradesh SDL - Mat 290626 | 1.85% |
| GOI STRIPS - Mat 230626 | 1.84% |
| 8.08% Uttar Pradesh Mat 150626 | 1.11% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC FMP 1359D September 2022 | HDFC FMP 1406D August 2022 |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 62.9% | 73.8% |
| Cash and others | 37.1% | 26.2% |
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC FMP 1359D September 2022 | HDFC FMP 1406D August 2022 |
|---|---|---|
| Total expense ratio (Direct) | 0.12% | 0.07% |
| Base expense ratio (Direct) | 0.10% | 0.06% |
| Base expense ratio (Regular) | 0.31% | 0.29% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
HDFC FMP 1359D September 2022 vs HDFC FMP 1406D August 2022: Frequently Asked Questions
What is the difference between HDFC FMP 1359D September 2022 and HDFC FMP 1406D August 2022?
HDFC FMP 1359D September 2022 is a mutual fund, HDFC FMP 1406D August 2022 is a mutual fund, run by HDFC Mutual Fund. Their portfolios overlap 16.7%. HDFC FMP 1359D September 2022 charges 0.12% a year and HDFC FMP 1406D August 2022 0.07%.
Which has given higher returns, HDFC FMP 1359D September 2022 or HDFC FMP 1406D August 2022?
Over 1 year: HDFC FMP 1359D September 2022 +5.58%, HDFC FMP 1406D August 2022 +5.68%. Over 3 years: HDFC FMP 1359D September 2022 +7.02% a year, HDFC FMP 1406D August 2022 +7.18% a year. As on 30-06-2026. Past returns do not promise future returns.
Which has the lower expense ratio, HDFC FMP 1359D September 2022 or HDFC FMP 1406D August 2022?
HDFC FMP 1406D August 2022 charges less: 0.07% a year against 0.12%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC FMP 1359D September 2022 and HDFC FMP 1406D August 2022 overlap?
16.7%. They hold 5 of the same securities, the largest shared ones being 7.96% Maharashtra SDL Mat 290626, GOI STRIPS - Mat 160626, 8.07% Kerala SDL Mat 150626. From each fund's latest monthly portfolio.
Which is better for SIP, HDFC FMP 1359D September 2022 or HDFC FMP 1406D August 2022?
Over the last 3 years, a monthly SIP of ₹10,000 from 01-06-2023 to 30-06-2026 grew to ₹4,09,195 in HDFC FMP 1359D September 2022 (XIRR 6.5% a year) and ₹4,10,004 in HDFC FMP 1406D August 2022 (XIRR 6.6% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both HDFC FMP 1359D September 2022 and HDFC FMP 1406D August 2022?
Yes. 16.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.