Groww Nifty Realty ETF vs HDFC NIFTY Realty Index Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Groww Nifty Realty ETF is an ETF fund and HDFC NIFTY Realty Index Fund is an Index fund. In the year to 30-10-2026, Groww Nifty Realty ETF returned −14.3% and HDFC NIFTY Realty Index Fund (Direct) returned −14.4%. Groww Nifty Realty ETF charges 0.48% a year and HDFC NIFTY Realty Index Fund 0.54%. Their portfolios overlap 100.0%: they hold 10 of the same securities.
HDFC NIFTY Realty Index Fund
Index
- 1 year return
- −14.4%
- Expense ratio
- 0.54%
- NAV
- ₹9.14
Which is better, Groww Nifty Realty ETF or HDFC NIFTY Realty Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Groww Nifty Realty ETF returned more over 1 year: −14.3% against −14.4%.
- Groww Nifty Realty ETF costs less: 0.48% a year against 0.54%.
- Groww Nifty Realty ETF fell less in its worst fall since 08-10-2025: −32.8% against −32.9%.
- HDFC NIFTY Realty Index is the larger fund: ₹176 Cr against ₹16 Cr.
- Their portfolios overlap 100.0%: 10 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Groww Nifty Realty ETF | HDFC NIFTY Realty Index Fund |
|---|---|---|
| Fund house | Groww Mutual Fund | HDFC Mutual Fund |
| Category | ETF | Index |
| AUM | ₹16 Cr (30-09-2026) | ₹176 Cr (30-09-2026) |
| NAV | ₹9.13 | ₹9.14 (Direct) |
| Expense ratio (Direct) | Not available | 0.54% |
| Expense ratio (Regular) | Not available | 1.00% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Realty TRI | Nifty Realty TRI |
| Launch date | 07-10-2025 | 26-03-2024 |
| Minimum investment | Not available | ₹100 |
| Lock in | None | None |
| Fund managers | Aakash Chauhan, Nikhil Satam, Shashi Kumar | Nandita Menezes, Arun Agarwal |
| Exit load | Nil | NIL |
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Groww Nifty Realty ETF | −3.98% | −9.52% | +2.80% | −14.33% | -- | -- | -- |
| HDFC NIFTY Realty Index Fund (Direct) | −3.97% | −9.57% | +2.72% | −14.45% | -- | -- | -- |
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Year-wise Returns
| Year | Groww Nifty Realty ETFGroww Nifty Realty ETF | HDFC NIFTY Realty IndexHDFC NIFTY Realty Index | Nifty Realty TRI |
|---|---|---|---|
| 2026to date | −7.17% | −7.28% | −6.86% |
| 2025 | -- | −16.61% | −16.30% |
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Rolling Returns
Every holding period of both funds, against Nifty Realty TRI, the benchmark of both
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 08-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Groww Nifty Realty ETFGroww Nifty Realty ETF | ₹1,30,000 | ₹1,27,489 | −₹2,511 | −3.3% |
| HDFC NIFTY Realty IndexHDFC NIFTY Realty Index Fund (Direct) | ₹1,30,000 | ₹1,27,192 | −₹2,808 | −3.7% |
Groww Nifty Realty ETFGroww Nifty Realty ETF
HDFC NIFTY Realty IndexHDFC NIFTY Realty Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Groww Nifty Realty ETF | HDFC NIFTY Realty Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −14.33% | −14.45% |
| Standard deviation | 26.71% | 26.55% |
| Sharpe ratio | -0.73 | -0.74 |
| Sortino ratio | -1.01 | -1.03 |
| Maximum drawdown | −32.8% (31-03-2026) | −32.9% (31-03-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.35% | −0.48% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Groww Nifty Realty ETF | HDFC NIFTY Realty Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.61% | −3.38% |
| Standard deviation | 26.33% | 27.40% |
| Sharpe ratio | -0.45 | -0.34 |
| Sortino ratio | -0.63 | -0.46 |
| Maximum drawdown | −32.8% (31-03-2026) | −43.5% (31-03-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.41% | −0.48% |
From daily NAVs, 08-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Groww Nifty Realty ETF
HDFC NIFTY Realty Index Fund (Direct)
Nifty Realty TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Groww Nifty Realty ETF | −32.8% | 03-11-2025 | 31-03-2026 | Not yet | -- | −15.9% |
| HDFC NIFTY Realty Index Fund (Direct) | −32.9% | 03-11-2025 | 31-03-2026 | Not yet | -- | −16.0% |
| Nifty Realty TRI | −32.8% | 03-11-2025 | 30-03-2026 | Not yet | -- | −15.6% |
From daily values since 08-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Groww Nifty Realty ETF
HDFC NIFTY Realty Index Fund (Direct)
Nifty Realty TRI
Against Nifty Realty TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Groww Nifty Realty ETF | 99% | 100% | 0.07% |
| HDFC NIFTY Realty Index Fund (Direct) | 99% | 101% | 0.10% |
From month-end values since 08-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Portfolio Overlap
From each fund's latest monthly portfolio: Groww Nifty Realty ETF, September 2026; HDFC NIFTY Realty Index Fund, September 2026
Holdings in common
- Overlap
- 100.0%
- Held by both
- 10
- Only in Groww Nifty Realty ETF
- 0
- Only in HDFC NIFTY Realty Index
- 0
| Security | % of Groww Nifty Realty ETF | % of HDFC NIFTY Realty Index |
|---|---|---|
| DLF Limited | 20.37% | 20.38% |
| The Phoenix Mills Limited | 17.04% | 17.05% |
| Lodha Developers Limited | 15.89% | 15.90% |
| Prestige Estates Projects Limited | 11.78% | 11.79% |
| Godrej Properties Limited | 10.38% | 10.39% |
| Oberoi Realty Limited | 9.80% | 9.80% |
| Brigade Enterprises Limited | 5.03% | 5.03% |
| ANANT RAJ LIMITED | 4.31% | 4.31% |
| Aditya Birla Real Estate Limited | 2.81% | 2.81% |
| Sobha Limited | 2.56% | 2.57% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 100.0% means 100.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Groww Nifty Realty ETF
Every holding of this fund is also held by the other.
Largest holdings only in HDFC NIFTY Realty Index Fund
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Groww Nifty Realty ETF | HDFC NIFTY Realty Index |
|---|---|---|
| Equity | 100.0% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.0% | -0.0% |
Market cap of stocks
| Market cap | Groww Nifty Realty ETF | HDFC NIFTY Realty Index |
|---|---|---|
| Large Cap | 20.4% | 20.4% |
| Mid Cap | 64.9% | 64.9% |
| Small Cap | 14.7% | 14.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Groww Nifty Realty ETF | HDFC NIFTY Realty Index |
|---|---|---|
| Realty | 100.0% | 100.0% |
The six largest sectors of each fund's stocks, % of the fund.
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Groww Nifty Realty ETF | HDFC NIFTY Realty Index Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.54% |
| Base expense ratio (Direct) | 0.40% | 0.32% |
| Total expense ratio (Regular) | Not available | 1.00% |
| Base expense ratio (Regular) | 0.00% | 0.72% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Groww Nifty Realty ETF vs HDFC NIFTY Realty Index Fund: Frequently Asked Questions
What is the difference between Groww Nifty Realty ETF and HDFC NIFTY Realty Index Fund?
Groww Nifty Realty ETF is an ETF fund, HDFC NIFTY Realty Index Fund is an Index fund, run by Groww Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 100.0%. Groww Nifty Realty ETF charges 0.48% a year and HDFC NIFTY Realty Index Fund 0.54%.
Which has given higher returns, Groww Nifty Realty ETF or HDFC NIFTY Realty Index Fund?
Over 1 year: Groww Nifty Realty ETF −14.33%, HDFC NIFTY Realty Index Fund −14.45%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Groww Nifty Realty ETF or HDFC NIFTY Realty Index Fund?
Groww Nifty Realty ETF charges less: 0.48% a year against 0.54%. These are the total expense ratios reported to AMFI.
How much do Groww Nifty Realty ETF and HDFC NIFTY Realty Index Fund overlap?
100.0%. They hold 10 of the same securities, the largest shared ones being DLF, PHOENIXLTD, LODHA. From each fund's latest monthly portfolio.
Which is riskier, Groww Nifty Realty ETF or HDFC NIFTY Realty Index Fund?
On SEBI's riskometer, Groww Nifty Realty ETF is rated Very High and HDFC NIFTY Realty Index Fund Very High. Over 1 years, the standard deviation of daily returns was 26.71% and 26.55% a year.
Can I invest in both Groww Nifty Realty ETF and HDFC NIFTY Realty Index Fund?
Yes. 100.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Groww Nifty Realty ETF and HDFC NIFTY Realty Index Fund?
Groww Nifty Realty ETF: Aakash Chauhan, Nikhil Satam, Shashi Kumar. HDFC NIFTY Realty Index Fund: Nandita Menezes, Arun Agarwal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.