Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Groww Nifty Realty ETF is an ETF fund and HDFC BSE REITS and Commercial Real Estate Index Fund is an Index fund. Groww Nifty Realty ETF charges 0.48% a year and HDFC BSE REITS and Commercial Real Estate Index Fund 5.45%. Their portfolios overlap 32.6%: they hold 5 of the same securities.
HDFC BSE REITS and Commercial Real Estate Index Fund
Index
- Expense ratio
- 5.45%
- NAV
- ₹9.45
Which is better, Groww Nifty Realty ETF or HDFC BSE REITS and Commercial Real Estate Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Groww Nifty Realty ETF costs less: 0.48% a year against 5.45%.
- HDFC BSE REITS and Commercial Real Estate Index fell less in its worst fall since 15-09-2026: −6.8% against −10.0%.
- Groww Nifty Realty ETF holds more in large companies: 20.4% of the fund in large caps against 0.0%.
- HDFC BSE REITS and Commercial Real Estate Index is the larger fund: ₹32 Cr against ₹16 Cr.
- Their portfolios overlap 32.6%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index Fund |
|---|---|---|
| Fund house | Groww Mutual Fund | HDFC Mutual Fund |
| Category | ETF | Index |
| AUM | ₹16 Cr (30-09-2026) | ₹32 Cr (30-09-2026) |
| NAV | ₹9.13 | ₹9.45 (Direct) |
| Expense ratio (Direct) | Not available | 5.45% |
| Expense ratio (Regular) | Not available | 6.08% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Realty TRI | BSE REITS and Commercial Real Estate TRI |
| Launch date | 07-10-2025 | 22-09-2026 |
| Minimum investment | Not available | ₹100 |
| Lock in | None | None |
| Fund managers | Aakash Chauhan, Nikhil Satam, Shashi Kumar | Nandita Menezes, Arun Agarwal |
| Exit load | Nil | In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out within 3 months from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out on or after 3 months from the date of allotment. |
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Groww Nifty Realty ETF | −3.98% | −9.52% | +2.80% | −14.33% | -- | -- | -- |
| HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) | −4.33% | -- | -- | -- | -- | -- | -- |
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Year-wise Returns
| Year | Groww Nifty Realty ETFGroww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate IndexHDFC BSE REITS and Commercial Real Estate Index |
|---|---|---|
| 2026to date | −7.17% | -- |
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Rolling Returns
Every holding period of both funds, against Nifty Realty TRI, the benchmark of Groww Nifty Realty ETF
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.61% | −37.06% |
| Standard deviation | 26.33% | 10.60% |
| Sharpe ratio | -0.45 | -4.01 |
| Sortino ratio | -0.63 | -4.23 |
| Maximum drawdown | −32.8% (31-03-2026) | −6.8% (23-10-2026) |
| Beta | 1.00 | 0.75 |
| Alpha | −0.41% | −19.38% |
From daily NAVs, 08-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Groww Nifty Realty ETF
HDFC BSE REITS and Commercial Real Estate Index Fund (Direct)
Nifty Realty TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Groww Nifty Realty ETF | −10.0% | 23-09-2026 | 23-10-2026 | Not yet | -- | −6.6% |
| HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) | −6.8% | 15-09-2026 | 23-10-2026 | Not yet | -- | −5.5% |
| Nifty Realty TRI | −9.9% | 23-09-2026 | 23-10-2026 | Not yet | -- | −6.5% |
From daily values since 15-09-2026, the first day every fund has.
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Portfolio Overlap
From each fund's latest monthly portfolio: Groww Nifty Realty ETF, September 2026; HDFC BSE REITS and Commercial Real Estate Index Fund, September 2026
Holdings in common
- Overlap
- 32.6%
- Held by both
- 5
- Only in Groww Nifty Realty ETF
- 5
- Only in HDFC BSE REITS and Commercial Real Estate Index
- 9
| Security | % of Groww Nifty Realty ETF | % of HDFC BSE REITS and Commercial Real Estate Index |
|---|---|---|
| The Phoenix Mills Limited | 17.04% | 12.01% |
| Prestige Estates Projects Limited | 11.78% | 8.25% |
| Oberoi Realty Limited | 9.80% | 6.85% |
| Brigade Enterprises Limited | 5.03% | 3.55% |
| Aditya Birla Real Estate Limited | 2.81% | 1.97% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 32.6% means 32.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Groww Nifty Realty ETF
| Security | % of fund |
|---|---|
| DLF Limited | 20.37% |
| Lodha Developers Limited | 15.89% |
| Godrej Properties Limited | 10.38% |
| ANANT RAJ LIMITED | 4.31% |
| Sobha Limited | 2.56% |
Largest holdings only in HDFC BSE REITS and Commercial Real Estate Index Fund
| Security | % of fund |
|---|---|
| Embassy Office Parks REIT | 20.29% |
| BROOKFIELD INDIA REAL ESTATE TRUST | 15.85% |
| Nexus Select Trust REIT | 13.84% |
| Mindspace Business Parks REIT | 7.67% |
| Bagmane Prime Office REIT | 4.41% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index |
|---|---|---|
| Equity | 100.0% | 34.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.0% | 65.7% |
Market cap of stocks
| Market cap | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index |
|---|---|---|
| Large Cap | 20.4% | 0.0% |
| Mid Cap | 64.9% | 27.1% |
| Small Cap | 14.7% | 7.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index |
|---|---|---|
| Realty | 100.0% | 34.3% |
The six largest sectors of each fund's stocks, % of the fund.
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Groww Nifty Realty ETF | HDFC BSE REITS and Commercial Real Estate Index Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 5.45% |
| Base expense ratio (Direct) | 0.40% | 0.30% |
| Total expense ratio (Regular) | Not available | 6.08% |
| Base expense ratio (Regular) | 0.00% | 0.85% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Groww Nifty Realty ETF vs HDFC BSE REITS and Commercial Real Estate Index Fund: Frequently Asked Questions
What is the difference between Groww Nifty Realty ETF and HDFC BSE REITS and Commercial Real Estate Index Fund?
Groww Nifty Realty ETF is an ETF fund, HDFC BSE REITS and Commercial Real Estate Index Fund is an Index fund, run by Groww Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 32.6%. Groww Nifty Realty ETF charges 0.48% a year and HDFC BSE REITS and Commercial Real Estate Index Fund 5.45%.
Which has the lower expense ratio, Groww Nifty Realty ETF or HDFC BSE REITS and Commercial Real Estate Index Fund?
Groww Nifty Realty ETF charges less: 0.48% a year against 5.45%. These are the total expense ratios reported to AMFI.
How much do Groww Nifty Realty ETF and HDFC BSE REITS and Commercial Real Estate Index Fund overlap?
32.6%. They hold 5 of the same securities, the largest shared ones being PHOENIXLTD, PRESTIGE, OBEROIRLTY. From each fund's latest monthly portfolio.
Which is riskier, Groww Nifty Realty ETF or HDFC BSE REITS and Commercial Real Estate Index Fund?
On SEBI's riskometer, Groww Nifty Realty ETF is rated Very High and HDFC BSE REITS and Commercial Real Estate Index Fund Very High. Over their common history, the standard deviation of daily returns was 26.33% and 10.60% a year.
Can I invest in both Groww Nifty Realty ETF and HDFC BSE REITS and Commercial Real Estate Index Fund?
Yes. 32.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Groww Nifty Realty ETF and HDFC BSE REITS and Commercial Real Estate Index Fund?
Groww Nifty Realty ETF: Aakash Chauhan, Nikhil Satam, Shashi Kumar. HDFC BSE REITS and Commercial Real Estate Index Fund: Nandita Menezes, Arun Agarwal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.