Groww Aggressive Hybrid Fund vs Groww Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Groww Aggressive Hybrid Fund is an Aggressive Hybrid fund and Groww Multi Asset Allocation Fund is a Multi Asset fund. In the year to 30-10-2026, Groww Aggressive Hybrid Fund (Direct) returned −5.5% and Groww Multi Asset Allocation Fund (Direct) returned −0.8%. Groww Aggressive Hybrid Fund charges 2.10% a year and Groww Multi Asset Allocation Fund 1.01% (Direct plans). Their portfolios overlap 55.7%: they hold 60 of the same securities.
Groww Aggressive Hybrid Fund
Aggressive Hybrid
- 1 year return
- −5.5%
- Expense ratio
- 2.10%
- NAV
- ₹22.50
Groww Multi Asset Allocation Fund
Multi Asset
- 1 year return
- −0.8%
- Expense ratio
- 1.01%
- NAV
- ₹10.01
Which is better, Groww Aggressive Hybrid or Groww Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Groww Multi Asset Allocation returned more over 1 year: −0.8% against −5.5%.
- Groww Multi Asset Allocation costs less: 1.01% a year against 2.10% (Direct plans).
- Groww Aggressive Hybrid fell less in its worst fall since 03-10-2025: −11.2% against −12.4%.
- Groww Multi Asset Allocation is the larger fund: ₹373 Cr against ₹51 Cr.
- Their portfolios overlap 55.7%: 60 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Groww Aggressive Hybrid Fund | Groww Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Groww Mutual Fund | Groww Mutual Fund |
| Category | Aggressive Hybrid | Multi Asset |
| AUM | ₹51 Cr (30-09-2026) | ₹373 Cr (30-09-2026) |
| NAV | ₹22.50 (Direct) | ₹10.01 (Direct) |
| Expense ratio (Direct) | 2.10% | 1.01% |
| Expense ratio (Regular) | 2.86% | 2.66% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | 60% Nifty 500 TRI + 30% CRISIL Composite Bond Fund Index + 5% Domestic Gold Prices + 5% Domestic Silver Prices |
| Launch date | 13-12-2018 | 30-09-2025 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Paras Matalia, Nikhil Satam, Kaustubh Sule, Wilfred Gonsalves | Paras Matalia, Kaustubh Sule, Nikhil Satam, Wilfred Gonsalves |
| Exit load | 1% if redeemed/ switched outwithin 7 Days from the date ofallotment, Nil - if redeemed/ switched out after 7 Days from the date of allotment | Exit load of 1%, if redeemed within 30 days. |
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Groww Aggressive Hybrid Fund (Direct) | +0.12% | −3.63% | −1.05% | −5.46% | +8.76% | +7.22% | -- |
| Groww Multi Asset Allocation Fund (Direct) | −0.33% | −2.86% | −1.62% | −0.80% | -- | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | -- | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 37 Multi Asset funds, same plan type.
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Year-wise Returns
| Year | Aggressive HybridGroww Aggressive Hybrid | Multi Asset AllocationGroww Multi Asset Allocation |
|---|---|---|
| 2026to date | −5.65% | −3.73% |
| 2025 | +6.46% | -- |
| 2024 | +13.64% | -- |
| 2023 | +19.86% | -- |
| 2022 | +5.74% | -- |
| 2021 | +20.12% | -- |
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Groww Aggressive HybridGroww Aggressive Hybrid Fund (Direct) | ₹1,30,000 | ₹1,26,530 | −₹3,470 | −4.6% |
| Groww Multi Asset AllocationGroww Multi Asset Allocation Fund (Direct) | ₹1,30,000 | ₹1,27,503 | −₹2,497 | −3.3% |
Groww Aggressive HybridGroww Aggressive Hybrid Fund (Direct)
Groww Multi Asset AllocationGroww Multi Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Groww Aggressive Hybrid Fund (Direct) | Groww Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.46% | −0.80% |
| Standard deviation | 10.64% | 12.23% |
| Sharpe ratio | -1.01 | -0.49 |
| Sortino ratio | -1.34 | -0.65 |
| Maximum drawdown | −11.2% (31-03-2026) | −12.4% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Groww Aggressive Hybrid Fund (Direct) | Groww Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.82% | −0.08% |
| Standard deviation | 12.55% | 11.85% |
| Sharpe ratio | 0.45 | -0.45 |
| Sortino ratio | 0.60 | -0.60 |
| Maximum drawdown | −28.2% (23-03-2020) | −12.4% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 14-12-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Groww Aggressive Hybrid Fund (Direct)
Groww Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Groww Aggressive Hybrid Fund (Direct) | −11.2% | 02-01-2026 | 31-03-2026 | Not yet | -- | −6.5% |
| Groww Multi Asset Allocation Fund (Direct) | −12.4% | 29-01-2026 | 23-03-2026 | Not yet | -- | −7.8% |
From daily values since 03-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Groww Aggressive Hybrid Fund (Direct)
Groww Multi Asset Allocation Fund (Direct)
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Groww Aggressive Hybrid Fund, September 2026; Groww Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 55.7%
- Held by both
- 60
- Only in Groww Aggressive Hybrid
- 25
- Only in Groww Multi Asset Allocation
- 20
| Security | % of Groww Aggressive Hybrid | % of Groww Multi Asset Allocation |
|---|---|---|
| HDFC Bank Limited | 4.61% | 3.95% |
| ICICI Bank Limited | 3.89% | 3.81% |
| Kotak Mahindra Bank Limited 18-DEC-2026 | 9.64% | 3.18% |
| Reliance Industries Limited | 3.36% | 2.91% |
| Bharti Airtel Limited | 2.17% | 1.99% |
| Larsen & Toubro Limited | 1.76% | 1.84% |
| State Bank of India | 1.70% | 1.61% |
| Axis Bank Limited | 1.58% | 1.32% |
| Laurus Labs Limited | 1.25% | 1.30% |
| Kotak Mahindra Bank Limited | 1.21% | 1.62% |
| The Federal Bank Limited | 1.20% | 1.32% |
| Mahindra & Mahindra Limited | 1.08% | 2.86% |
| Bajaj Finance Limited | 1.07% | 1.96% |
| Infosys Limited | 1.31% | 1.05% |
| Multi Commodity Exchange of India Ltd. | 1.40% | 0.99% |
| ITC Limited | 0.96% | 1.09% |
| Adani Port & Special Economic Zone Ltd | 0.91% | 1.31% |
| Eternal Limited | 0.90% | 0.91% |
| IndusInd Bank Limited | 0.91% | 0.85% |
| Titan Company Limited | 0.84% | 0.95% |
| Bharat Forge Limited | 0.83% | 1.05% |
| AU Small Finance Bank Limited | 0.90% | 0.78% |
| Tata Consumer Products Limited | 0.85% | 0.77% |
| The Indian Hotels Company Limited | 0.92% | 0.76% |
| JSW Steel Limited | 0.74% | 0.89% |
| Sun Pharmaceutical Industries Limited | 0.74% | 0.74% |
| Tata Steel Limited | 0.68% | 0.82% |
| Hindalco Industries Limited | 0.68% | 0.89% |
| IDFC First Bank Limited | 0.76% | 0.68% |
| Navin Fluorine International Limited | 0.67% | 0.82% |
| Aurobindo Pharma Limited | 0.67% | 1.03% |
| Dr. Reddy's Laboratories Limited | 0.64% | 0.70% |
| Hero MotoCorp Limited | 0.64% | 0.81% |
| Vedanta Limited | 0.64% | 0.91% |
| Info Edge (India) Limited | 0.64% | 0.63% |
| Radico Khaitan Limited | 0.62% | 0.72% |
| FSN E-Commerce Ventures Limited | 0.61% | 0.83% |
| UltraTech Cement Limited | 0.61% | 0.65% |
| Grasim Industries Limited | 0.61% | 0.85% |
| Sona BLW Precision Forgings Limited | 0.60% | 0.65% |
| Max Healthcare Institute Limited | 0.59% | 0.75% |
| One 97 Communications Limited | 0.59% | 0.99% |
| Bajaj Auto Limited | 0.57% | 0.78% |
| Ashok Leyland Limited | 0.55% | 1.18% |
| Adani Enterprises Limited | 0.54% | 1.31% |
| The Phoenix Mills Limited | 0.56% | 0.54% |
| Tata Consultancy Services Limited | 0.76% | 0.52% |
| NTPC Limited | 0.57% | 0.52% |
| Fortis Healthcare Limited | 0.51% | 0.54% |
| Yes Bank Ltd | 0.50% | 1.28% |
| Coforge Limited | 0.73% | 0.50% |
| Maruti Suzuki India Limited | 0.69% | 0.50% |
| PERSISTENT SYSTEMS LTD | 0.70% | 0.49% |
| BSE Ltd | 0.64% | 0.49% |
| Suzlon Energy Limited | 0.65% | 0.49% |
| NMDC Limited | 0.49% | 0.56% |
| Lupin Limited | 0.34% | 0.40% |
| Indus Towers Limited | 0.67% | 0.25% |
| Hindustan Unilever Limited | 0.70% | 0.15% |
| Punjab National Bank | 0.53% | 0.07% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 55.7% means 55.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Groww Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Union Bank of India 15-MAR-2027 | 2.27% |
| Dixon Technologies (India) Limited | 0.92% |
| Marico Limited | 0.68% |
| HDFC Asset Management Company Limited | 0.67% |
| Shriram Finance Limited | 0.60% |
Largest holdings only in Groww Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| GROWW Gold ETF | 13.64% |
| SIDBI 16-DEC-2026 | 3.97% |
| NIPPON INDIA MUTUALFUND | 1.24% |
| InterGlobe Aviation Limited | 0.88% |
| TVS Motor Company Limited | 0.77% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Groww Aggressive Hybrid | Groww Multi Asset Allocation |
|---|---|---|
| Equity | 69.7% | 66.2% |
| Debt | 11.9% | 9.9% |
| Cash and others | 18.4% | 23.9% |
Market cap of stocks
| Market cap | Groww Aggressive Hybrid | Groww Multi Asset Allocation |
|---|---|---|
| Large Cap | 43.1% | 43.0% |
| Mid Cap | 25.3% | 20.8% |
| Small Cap | 1.3% | 2.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Groww Aggressive Hybrid | Groww Multi Asset Allocation |
|---|---|---|
| Banks | 18.4% | 17.3% |
| Automobiles | 3.5% | 6.3% |
| Pharmaceuticals & Biotechnology | 3.6% | 4.7% |
| IT - Software | 4.0% | 2.6% |
| Petroleum Products | 3.4% | 2.9% |
| Finance | 3.1% | 2.5% |
The six largest sectors of each fund's stocks, % of the fund.
Groww Aggressive Hybrid vs Groww Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Groww Aggressive Hybrid Fund | Groww Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.10% | 1.01% |
| Base expense ratio (Direct) | 1.39% | 0.55% |
| Total expense ratio (Regular) | 2.86% | 2.66% |
| Base expense ratio (Regular) | 2.07% | 2.02% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Groww Aggressive Hybrid with
Compare Groww Multi Asset Allocation with
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- Groww Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation
Groww Aggressive Hybrid Fund vs Groww Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Groww Aggressive Hybrid Fund and Groww Multi Asset Allocation Fund?
Groww Aggressive Hybrid Fund is an Aggressive Hybrid fund, Groww Multi Asset Allocation Fund is a Multi Asset fund, run by Groww Mutual Fund. Their portfolios overlap 55.7%. Groww Aggressive Hybrid Fund charges 2.10% a year and Groww Multi Asset Allocation Fund 1.01%.
Which has given higher returns, Groww Aggressive Hybrid Fund or Groww Multi Asset Allocation Fund?
Over 1 year: Groww Aggressive Hybrid Fund −5.46%, Groww Multi Asset Allocation Fund −0.80%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Groww Aggressive Hybrid Fund or Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund charges less: 1.01% a year against 2.10%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Groww Aggressive Hybrid Fund and Groww Multi Asset Allocation Fund overlap?
55.7%. They hold 60 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, Kotak Mahindra Bank Limited 18-DEC-2026. From each fund's latest monthly portfolio.
Which is riskier, Groww Aggressive Hybrid Fund or Groww Multi Asset Allocation Fund?
On SEBI's riskometer, Groww Aggressive Hybrid Fund is rated Very High and Groww Multi Asset Allocation Fund Very High. Over 1 years, the standard deviation of daily returns was 10.64% and 12.23% a year.
Can I invest in both Groww Aggressive Hybrid Fund and Groww Multi Asset Allocation Fund?
Yes. 55.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Groww Aggressive Hybrid Fund and Groww Multi Asset Allocation Fund?
Groww Aggressive Hybrid Fund: Paras Matalia, Nikhil Satam, Kaustubh Sule, Wilfred Gonsalves. Groww Multi Asset Allocation Fund: Paras Matalia, Kaustubh Sule, Nikhil Satam, Wilfred Gonsalves.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.