Franklin India Multi-Factor Fund vs UTI Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Franklin India Multi-Factor Fund is a Thematic fund and UTI Large & Mid Cap Fund is a Large & Mid Cap fund. Franklin India Multi-Factor Fund charges 1.14% a year and UTI Large & Mid Cap Fund 1.14% (Direct plans). Their portfolios overlap 40.7%: they hold 25 of the same securities.
Franklin India Multi-Factor Fund
Thematic
- Expense ratio
- 1.14%
- NAV
- ₹9.02
Which is better, Franklin India Multi-Factor or UTI Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Large & Mid Cap fell less in its worst fall since 28-11-2025: −13.4% against −13.8%.
- Franklin India Multi-Factor holds more in large companies: 71.7% of the fund in large caps against 46.9%.
- UTI Large & Mid Cap is the larger fund: ₹6,220 Cr against ₹581 Cr.
- Their portfolios overlap 40.7%: 25 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Franklin India Multi-Factor Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Fund house | Franklin Templeton Mutual Fund | UTI Mutual Fund |
| Category | Thematic | Large & Mid Cap |
| AUM | ₹581 Cr (30-09-2026) | ₹6,220 Cr (30-09-2026) |
| NAV | ₹9.02 (Direct) | ₹187.92 (Direct) |
| Expense ratio (Direct) | 1.14% | 1.14% |
| Expense ratio (Regular) | 2.80% | 1.96% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty LargeMidcap 250 TRI |
| Launch date | Not available | 20-05-2009 |
| Minimum investment | Not available | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | Not available | None |
| Fund managers | Not available | V Srivatsa FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4 |
| Exit load | Not available | 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment |
Franklin India Multi-Factor vs UTI Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Franklin India Multi-Factor Fund (Direct) | −0.19% | −6.70% | −5.31% | -- | -- | -- | -- |
| UTI Large & Mid Cap Fund (Direct) | −1.68% | −6.23% | −3.58% | −4.85% | +13.94% | +12.41% | +13.40% |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | +13.28% | +11.36% | +13.62% |
Category average: the average of the 235 Thematic funds and the 36 Large & Mid Cap funds, same plan type.
Franklin India Multi-Factor vs UTI Large & Mid Cap: Year-wise Returns
| Year | Franklin India Multi-FactorFranklin India Multi-Factor | UTI Large & Mid CapUTI Large & Mid Cap |
|---|---|---|
| 2026to date | −10.63% | −7.15% |
| 2025 | -- | +8.40% |
| 2024 | -- | +28.31% |
| 2023 | -- | +35.35% |
| 2022 | -- | +5.29% |
| 2021 | -- | +41.52% |
Franklin India Multi-Factor vs UTI Large & Mid Cap: Rolling Returns
Every holding period of both funds, against BSE 200 TRI, the benchmark of Franklin India Multi-Factor Fund
Franklin India Multi-Factor vs UTI Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Franklin India Multi-Factor Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.62% | +13.76% |
| Standard deviation | 14.25% | 15.21% |
| Sharpe ratio | -1.11 | 0.51 |
| Sortino ratio | -1.45 | 0.68 |
| Maximum drawdown | −13.8% (31-03-2026) | −41.5% (23-03-2020) |
| Beta | 0.97 | -- |
| Alpha | −1.09% | -- |
From daily NAVs, 28-11-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Franklin India Multi-Factor Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
BSE 200 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Franklin India Multi-Factor Fund (Direct) | −13.8% | 02-01-2026 | 31-03-2026 | Not yet | -- | −11.3% |
| UTI Large & Mid Cap Fund (Direct) | −13.4% | 02-01-2026 | 31-03-2026 | Not yet | -- | −8.2% |
| BSE 200 TRI | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −9.9% |
From daily values since 28-11-2025, the first day every fund has.
Franklin India Multi-Factor vs UTI Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Franklin India Multi-Factor Fund, September 2026; UTI Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 40.7%
- Held by both
- 25
- Only in Franklin India Multi-Factor
- 65
- Only in UTI Large & Mid Cap
- 46
| Security | % of Franklin India Multi-Factor | % of UTI Large & Mid Cap |
|---|---|---|
| HDFC Bank Ltd | 5.90% | 5.48% |
| ICICI Bank Ltd | 5.08% | 4.55% |
| Reliance Industries Ltd | 4.24% | 3.74% |
| State Bank of India | 2.71% | 2.91% |
| Larsen & Toubro Ltd | 2.67% | 2.75% |
| Infosys Ltd | 2.32% | 2.91% |
| ITC Ltd | 2.30% | 2.86% |
| Bharti Airtel Ltd | 3.83% | 1.92% |
| Coal India Ltd | 1.42% | 1.55% |
| Hero MotoCorp Ltd | 1.33% | 2.33% |
| Life Insurance Corporation Of India | 1.11% | 1.68% |
| HCL Technologies Ltd | 1.20% | 1.11% |
| Aurobindo Pharma Ltd | 1.08% | 2.63% |
| Mahindra & Mahindra Ltd | 1.01% | 1.23% |
| Bank Of Maharashtra | 0.90% | 1.00% |
| Shriram Finance Ltd | 0.78% | 1.34% |
| Aditya Birla Capital Ltd | 0.78% | 2.28% |
| Indus Towers Ltd | 0.76% | 1.56% |
| Great Eastern Shipping Co Ltd | 0.82% | 0.75% |
| Vedanta Aluminium Metal Ltd | 0.74% | 1.35% |
| General Insurance Corporation Of India | 0.66% | 1.77% |
| Oracle Financial Services Software Ltd | 0.66% | 1.08% |
| Tata Motors Ltd | 1.13% | 0.66% |
| REC Ltd | 1.00% | 0.61% |
| Colgate Palmolive (India) Ltd | 0.60% | 0.88% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.7% means 40.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Franklin India Multi-Factor Fund
| Security | % of fund |
|---|---|
| Sun Pharmaceutical Industries Ltd | 1.97% |
| Titan Co Ltd | 1.92% |
| Bajaj Finance Ltd | 1.58% |
| Axis Bank Ltd | 1.46% |
| Bajaj Auto Ltd | 1.37% |
Largest holdings only in UTI Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| EQ - POWER GRID CORPORATION OF INDI | 2.31% |
| EQ - INFO-EDGE (INDIA) LTD. | 2.01% |
| EQ - SUNDARAM FINANCE LTD. | 1.85% |
| EQ - PHOENIX MILLS LTD | 1.73% |
| EQ - MOTILAL OSWAL FINANCIAL SERVIC | 1.66% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Franklin India Multi-Factor | UTI Large & Mid Cap |
|---|---|---|
| Equity | 97.6% | 95.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.4% | 4.8% |
Market cap of stocks
| Market cap | Franklin India Multi-Factor | UTI Large & Mid Cap |
|---|---|---|
| Large Cap | 71.7% | 46.9% |
| Mid Cap | 18.2% | 33.4% |
| Small Cap | 7.4% | 14.6% |
| Not on AMFI's list | 0.4% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Franklin India Multi-Factor | UTI Large & Mid Cap |
|---|---|---|
| Banks | 19.4% | 16.3% |
| Pharmaceuticals & Biotechnology | 6.4% | 9.2% |
| Finance | 7.5% | 6.1% |
| IT - Software | 5.9% | 6.7% |
| Insurance | 2.5% | 5.3% |
| Telecom - Services | 5.1% | 3.5% |
| Petroleum Products | 5.0% | 3.7% |
| Construction | 3.5% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Franklin India Multi-Factor vs UTI Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Franklin India Multi-Factor Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.14% | 1.14% |
| Base expense ratio (Direct) | 0.62% | 0.83% |
| Total expense ratio (Regular) | 2.80% | 1.96% |
| Base expense ratio (Regular) | 2.07% | 1.57% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Franklin India Multi-Factor with
Franklin India Multi-Factor Fund vs UTI Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between Franklin India Multi-Factor Fund and UTI Large & Mid Cap Fund?
Franklin India Multi-Factor Fund is a Thematic fund, UTI Large & Mid Cap Fund is a Large & Mid Cap fund, run by Franklin Templeton Mutual Fund and UTI Mutual Fund. Their portfolios overlap 40.7%. Franklin India Multi-Factor Fund charges 1.14% a year and UTI Large & Mid Cap Fund 1.14%.
Which has the lower expense ratio, Franklin India Multi-Factor Fund or UTI Large & Mid Cap Fund?
Both charge 1.14% a year.
How much do Franklin India Multi-Factor Fund and UTI Large & Mid Cap Fund overlap?
40.7%. They hold 25 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Can I invest in both Franklin India Multi-Factor Fund and UTI Large & Mid Cap Fund?
Yes. 40.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.