Franklin India Equity Savings Fund vs Tata NIFTY 50 Exchange Traded Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Franklin India Equity Savings Fund is an Equity Savings fund and Tata NIFTY 50 Exchange Traded Fund is an Index fund. In the 3 years to 30-10-2026, Franklin India Equity Savings Fund (Direct) returned 7.3% a year and Tata NIFTY 50 Exchange Traded Fund returned 7.5% a year. Franklin India Equity Savings Fund charges 0.82% a year and Tata NIFTY 50 Exchange Traded Fund 0.09%. Their portfolios overlap 35.4%: they hold 29 of the same securities.
Franklin India Equity Savings Fund
Equity Savings
- 3 year return
- 7.3%
- Expense ratio
- 0.82%
- NAV
- ₹18.75
Tata NIFTY 50 Exchange Traded Fund
Index
- 3 year return
- 7.5%
- Expense ratio
- 0.09%
- NAV
- ₹251.41
Which is better, Franklin India Equity Savings or Tata NIFTY 50 Exchange Traded? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Franklin India Equity Savings returned more over 5 years: 6.8% a year against 6.6%.
- Tata NIFTY 50 Exchange Traded returned more over 3 years: 7.5% a year against 7.3%.
- Tata NIFTY 50 Exchange Traded costs less: 0.09% a year against 0.82%.
- Franklin India Equity Savings swung less over 3 years: a standard deviation of 2.6% a year against 13.2%.
- Franklin India Equity Savings fell less in its worst fall since 02-01-2019: −16.7% against −38.4%.
- Tata NIFTY 50 Exchange Traded holds more in large companies: 98.6% of the fund in large caps against 60.3%.
- Tata NIFTY 50 Exchange Traded is the larger fund: ₹674 Cr against ₹560 Cr.
- Their portfolios overlap 35.4%: 29 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Franklin India Equity Savings Fund | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Fund house | Franklin Templeton Mutual Fund | Tata Mutual Fund |
| Category | Equity Savings | Index |
| AUM | ₹560 Cr (30-09-2026) | ₹674 Cr (30-09-2026) |
| NAV | ₹18.75 (Direct) | ₹251.41 |
| Expense ratio (Direct) | 0.82% | Not available |
| Expense ratio (Regular) | 1.61% | Not available |
| Riskometer | Not available | Very High |
| Benchmark | Nifty Equity Savings Index | Nifty 50 TRI |
| Launch date | 27-08-2018 | 01-01-2019 |
| Minimum investment | 5000/1 | Not available |
| Lock in | None | None |
| Fund managers | Rajasa Kakulavarapu, Venkatesh Sanjeevi, Anuj Tagra, Rohan Maru, Sandeep Manam | Nitin Sharma, Rakesh Prajapati |
| Exit load | Nil | NIL |
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Franklin India Equity Savings Fund (Direct) | +0.67% | +0.05% | +2.06% | +2.60% | +7.30% | +6.80% | -- |
| Tata NIFTY 50 Exchange Traded Fund | +1.95% | −4.98% | −3.13% | −10.05% | +7.53% | +6.62% | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Year-wise Returns
| Year | Franklin India Equity SavingsFranklin India Equity Savings | Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded |
|---|---|---|
| 2026to date | +1.86% | −10.98% |
| 2025 | +6.73% | +11.85% |
| 2024 | +9.79% | +9.95% |
| 2023 | +11.14% | +21.14% |
| 2022 | +4.99% | +5.68% |
| 2021 | +14.71% | +25.44% |
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Rolling Returns
Every holding period of both funds, against Nifty 50 TRI, the benchmark of Tata NIFTY 50 Exchange Traded Fund
Rolling returns
Every 3-year holding period, 1,188 of them, one for each trading day from 03-01-2022 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Franklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
to
May 2022Mar 2020
to
Mar 2023Jan 2021
to
Jan 2024Nov 2021
to
Nov 2024Sept 2022
to
Sept 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Franklin India Equity Savings | 0.0 | 0.0 | 66.0 | 33.5 | 0.5 | 0.0 | 0.0 | 9.8% | 9.4% | 6.9% | 15.8% | 2% |
| Tata NIFTY 50 Exchange Traded | 0.0 | 0.0 | 9.9 | 39.0 | 38.7 | 8.2 | 4.1 | 15.3% | 15.1% | 5.3% | 32.4% | 1% |
| Nifty 50 TRI | 0.0 | 0.0 | 9.6 | 38.1 | 39.9 | 8.2 | 4.1 | 15.4% | 15.2% | 5.4% | 32.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2019. Past returns do not promise future returns.
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2019 to 30-10-2026: 94 instalments, ₹9,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Franklin India Equity SavingsFranklin India Equity Savings Fund (Direct) | ₹9,40,000 | ₹12,98,567 | ₹3,58,567 | 8.1% |
| Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund | ₹9,40,000 | ₹13,79,431 | ₹4,39,431 | 9.6% |
Franklin India Equity SavingsFranklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Franklin India Equity Savings Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +2.60% | −10.05% |
| Standard deviation | 2.85% | 13.61% |
| Sharpe ratio | -0.93 | -1.12 |
| Sortino ratio | -1.23 | -1.50 |
| Maximum drawdown | −2.1% (30-03-2026) | −15.2% (31-03-2026) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.07% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Franklin India Equity Savings Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +7.30% | +7.53% |
| Standard deviation | 2.59% | 13.18% |
| Sharpe ratio | 0.49 | 0.11 |
| Sortino ratio | 0.68 | 0.16 |
| Maximum drawdown | −2.1% (30-03-2026) | −15.5% (04-03-2025) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.09% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Franklin India Equity Savings Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +6.80% | +6.62% |
| Standard deviation | 3.78% | 13.66% |
| Sharpe ratio | 0.27 | 0.06 |
| Sortino ratio | 0.36 | 0.08 |
| Maximum drawdown | −5.8% (20-06-2022) | −15.8% (17-06-2022) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.08% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Franklin India Equity Savings Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +8.00% | +11.42% |
| Standard deviation | 5.78% | 17.06% |
| Sharpe ratio | 0.47 | 0.36 |
| Sortino ratio | 0.63 | 0.50 |
| Maximum drawdown | −16.7% (24-03-2020) | −38.4% (23-03-2020) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.06% |
From daily NAVs, 27-08-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Franklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Franklin India Equity Savings Fund (Direct) | −16.7% | 06-02-2020 | 24-03-2020 | 27-08-2020 | 5 months | −0.7% |
| Tata NIFTY 50 Exchange Traded Fund | −38.4% | 14-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −11.7% |
| Nifty 50 TRI | −38.3% | 14-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −11.6% |
From daily values since 02-01-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Franklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Franklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Franklin India Equity Savings Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Against Nifty 50 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Franklin India Equity Savings Fund (Direct) | 42% | 21% | 11.57% |
| Tata NIFTY 50 Exchange Traded Fund | 100% | 100% | 0.11% |
From month-end values since 02-01-2019. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Portfolio Overlap
From each fund's latest monthly portfolio: Franklin India Equity Savings Fund, September 2026; Tata NIFTY 50 Exchange Traded Fund, September 2026
Holdings in common
- Overlap
- 35.4%
- Held by both
- 29
- Only in Franklin India Equity Savings
- 30
- Only in Tata NIFTY 50 Exchange Traded
- 21
| Security | % of Franklin India Equity Savings | % of Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Bharti Airtel Ltd | 4.50% | 5.16% |
| Axis Bank Ltd | 6.45% | 3.40% |
| Kotak Mahindra Bank Ltd | 4.10% | 2.96% |
| Reliance Industries Ltd | 2.85% | 7.74% |
| Mahindra & Mahindra Ltd | 3.63% | 2.54% |
| Titan Co Ltd | 3.37% | 1.83% |
| ICICI Bank Ltd | 1.52% | 9.14% |
| NTPC Ltd | 4.15% | 1.48% |
| Larsen & Toubro Ltd | 1.44% | 4.25% |
| Ultratech Cement Ltd | 1.57% | 1.25% |
| Eternal Ltd | 1.20% | 2.23% |
| HDFC Bank Ltd | 1.00% | 10.48% |
| Infosys Ltd | 1.00% | 3.37% |
| Apollo Hospitals Enterprise Ltd | 2.24% | 0.81% |
| State Bank of India | 0.77% | 3.83% |
| Cipla Ltd | 1.20% | 0.73% |
| Bajaj Finserv Ltd | 0.71% | 0.97% |
| Jio Financial Services Ltd | 1.55% | 0.69% |
| HCL Technologies Ltd | 0.61% | 1.25% |
| HDFC Life Insurance Co Ltd | 1.48% | 0.54% |
| Maruti Suzuki India Ltd | 0.53% | 1.51% |
| Bharat Electronics Ltd | 0.53% | 1.34% |
| ITC Ltd | 0.53% | 2.44% |
| Bajaj Finance Ltd | 0.51% | 2.48% |
| Sun Pharmaceutical Industries Ltd | 0.45% | 1.86% |
| Hindustan Unilever Ltd | 0.44% | 1.61% |
| SBI Life Insurance Co Ltd | 0.35% | 0.74% |
| Asian Paints Ltd | 0.21% | 1.05% |
| JSW Steel Ltd | 0.03% | 1.13% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 35.4% means 35.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Franklin India Equity Savings Fund
| Security | % of fund |
|---|---|
| 0.00% Jubilant Bevco Ltd (31-May-2028) | 4.67% |
| Hindustan Aeronautics Ltd | 3.88% |
| 91 DTB (22-Oct-2026) | 2.67% |
| 7.21% Embassy Office Parks Reit (17-Mar-2028) | 2.65% |
| Vodafone Idea Ltd | 2.23% |
Largest holdings only in Tata NIFTY 50 Exchange Traded Fund
| Security | % of fund |
|---|---|
| TATA CONSULTANCY SERVICES LTD | 2.02% |
| TATA STEEL LTD | 1.47% |
| SHRIRAM FINANCE LTD | 1.33% |
| HINDALCO INDUSTRIES LTD | 1.32% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD | 1.28% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Franklin India Equity Savings | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Equity | 67.3% | 100.0% |
| Debt | 18.4% | 0.0% |
| Cash and others | 14.3% | 0.0% |
Market cap of stocks
| Market cap | Franklin India Equity Savings | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Large Cap | 60.3% | 98.6% |
| Mid Cap | 4.0% | 1.4% |
| Small Cap | 3.1% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Franklin India Equity Savings | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Banks | 18.1% | 29.8% |
| IT - Software | 1.6% | 8.0% |
| Petroleum Products | 3.4% | 7.7% |
| Telecom - Services | 7.7% | 5.2% |
| Automobiles | 4.2% | 6.7% |
| Power | 5.6% | 2.6% |
| Finance | 3.3% | 5.5% |
| Aerospace & Defense | 4.4% | 1.3% |
| Consumer Durables | 3.6% | 2.9% |
The six largest sectors of each fund's stocks, % of the fund.
Franklin India Equity Savings vs Tata NIFTY 50 Exchange Traded: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Franklin India Equity Savings Fund | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.82% | Not available |
| Base expense ratio (Direct) | 0.32% | 0.07% |
| Total expense ratio (Regular) | 1.61% | Not available |
| Base expense ratio (Regular) | 1.00% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Franklin India Equity Savings with
Franklin India Equity Savings Fund vs Tata NIFTY 50 Exchange Traded Fund: Frequently Asked Questions
What is the difference between Franklin India Equity Savings Fund and Tata NIFTY 50 Exchange Traded Fund?
Franklin India Equity Savings Fund is an Equity Savings fund, Tata NIFTY 50 Exchange Traded Fund is an Index fund, run by Franklin Templeton Mutual Fund and Tata Mutual Fund. Their portfolios overlap 35.4%. Franklin India Equity Savings Fund charges 0.82% a year and Tata NIFTY 50 Exchange Traded Fund 0.09%.
Which has given higher returns, Franklin India Equity Savings Fund or Tata NIFTY 50 Exchange Traded Fund?
Over 1 year: Franklin India Equity Savings Fund +2.60%, Tata NIFTY 50 Exchange Traded Fund −10.05%. Over 3 years: Franklin India Equity Savings Fund +7.30% a year, Tata NIFTY 50 Exchange Traded Fund +7.53% a year. Over 5 years: Franklin India Equity Savings Fund +6.80% a year, Tata NIFTY 50 Exchange Traded Fund +6.62% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Franklin India Equity Savings Fund or Tata NIFTY 50 Exchange Traded Fund?
Tata NIFTY 50 Exchange Traded Fund charges less: 0.09% a year against 0.82%. These are the total expense ratios reported to AMFI.
How much do Franklin India Equity Savings Fund and Tata NIFTY 50 Exchange Traded Fund overlap?
35.4%. They hold 29 of the same securities, the largest shared ones being BHARTIARTL, AXISBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Which is better for SIP, Franklin India Equity Savings Fund or Tata NIFTY 50 Exchange Traded Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,25,783 in Franklin India Equity Savings Fund (XIRR 6.8% a year) and ₹6,95,738 in Tata NIFTY 50 Exchange Traded Fund (XIRR 5.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Franklin India Equity Savings Fund and Tata NIFTY 50 Exchange Traded Fund?
Yes. 35.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Franklin India Equity Savings Fund and Tata NIFTY 50 Exchange Traded Fund?
Franklin India Equity Savings Fund: Rajasa Kakulavarapu, Venkatesh Sanjeevi, Anuj Tagra, Rohan Maru, Sandeep Manam. Tata NIFTY 50 Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.