Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund vs ICICI Prudential Retirement Fund Hybrid Conservative Plan
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund is an Index fund and ICICI Prudential Retirement Fund Hybrid Conservative Plan is a Solution fund. Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund charges 0.59% a year and ICICI Prudential Retirement Fund Hybrid Conservative Plan 1.03% (Direct plans). Their portfolios overlap 35.1%: they hold 17 of the same securities.
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund
Index
- Expense ratio
- 0.59%
- NAV
- ₹10.26
ICICI Prudential Retirement Fund Hybrid Conservative Plan
Solution
- Expense ratio
- 1.03%
- NAV
- ₹19.71
Which is better, Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index or ICICI Prudential Retirement Fund Hybrid Conservative Plan? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index costs less: 0.59% a year against 1.03% (Direct plans).
- ICICI Prudential Retirement Fund Hybrid Conservative Plan fell less in its worst fall since 09-04-2026: −4.3% against −8.3%.
- Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index holds more in large companies: 35.5% of the fund in large caps against 15.9%.
- ICICI Prudential Retirement Fund Hybrid Conservative Plan is the larger fund: ₹95 Cr against ₹47 Cr.
- Their portfolios overlap 35.1%: 17 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund | ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Index | Solution |
| AUM | ₹47 Cr (30-09-2026) | ₹95 Cr (30-09-2026) |
| NAV | ₹10.26 (Direct) | ₹19.71 (Direct) |
| Expense ratio (Direct) | 0.59% | 1.03% |
| Expense ratio (Regular) | 1.33% | 2.24% |
| Riskometer | Very High | Not available |
| Benchmark | Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index | Nifty 50 Hybrid Composite Debt 15:85 Conservative Index |
| Launch date | 07-04-2026 | 27-02-2019 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | 5 years, or until retirement if earlier |
| Fund managers | Bhavesh Jain, Bharat Lahoti, Dhawal Dalal, Hetul Raval | Darshil Dedhia, Rohit Lakhotia, Manasvi Shah |
| Exit load | Nil | Nil |
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) | −1.24% | −5.55% | −2.31% | -- | -- | -- | -- |
| ICICI Prudential Retirement Fund Hybrid Conservative Plan (Direct) | −1.39% | −2.41% | +0.44% | +2.02% | +9.12% | +8.17% | -- |
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Year-wise Returns
| Year | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 IndexEdelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index | ICICI Prudential Retirement Fund Hybrid Conservative PlanICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| 2026to date | -- | +0.28% |
| 2025 | -- | +10.28% |
| 2024 | -- | +10.96% |
| 2023 | -- | +16.28% |
| 2022 | -- | +2.70% |
| 2021 | -- | +8.85% |
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Rolling Returns
Every holding period of both funds
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) | ICICI Prudential Retirement Fund Hybrid Conservative Plan (Direct) |
|---|---|---|
| Return (CAGR) | −0.18% | +9.24% |
| Standard deviation | 9.33% | 4.53% |
| Sharpe ratio | -0.58 | 0.90 |
| Sortino ratio | -0.79 | 1.21 |
| Maximum drawdown | −8.3% (23-10-2026) | −10.2% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 09-04-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct)
ICICI Prudential Retirement Fund Hybrid Conservative Plan (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) | −8.3% | 10-08-2026 | 23-10-2026 | Not yet | -- | −6.8% |
| ICICI Prudential Retirement Fund Hybrid Conservative Plan (Direct) | −4.3% | 14-08-2026 | 23-10-2026 | Not yet | -- | −3.6% |
From daily values since 09-04-2026, the first day every fund has.
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund, September 2026; ICICI Prudential Retirement Fund Hybrid Conservative Plan, September 2026
Holdings in common
- Overlap
- 35.1%
- Held by both
- 17
- Only in Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index
- 234
- Only in ICICI Prudential Retirement Fund Hybrid Conservative Plan
- 17
| Security | % of Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index | % of ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| 6.94% GOVT OF INDIA RED 11-05-2036 | 29.07% | 32.70% |
| HDFC Bank Ltd. | 2.88% | 1.09% |
| Kotak Mahindra Bank Ltd. | 0.81% | 1.54% |
| Mahindra & Mahindra Ltd. | 0.70% | 1.60% |
| Titan Company Ltd. | 0.50% | 1.20% |
| Life Insurance Corporation of India | 0.42% | 2.09% |
| Tata Steel Ltd. | 0.41% | 0.98% |
| Swiggy Ltd. | 0.32% | 1.38% |
| InterGlobe Aviation Ltd. | 0.30% | 1.00% |
| Hindustan Aeronautics Ltd. | 0.23% | 1.42% |
| Biocon Ltd. | 0.22% | 0.60% |
| Apollo Hospitals Enterprise Ltd. | 0.22% | 1.38% |
| Jindal Stainless Ltd. | 0.20% | 0.67% |
| Samvardhana Motherson International Ltd. | 0.19% | 1.76% |
| Tata Consumer Products Ltd. | 0.16% | 0.85% |
| Nippon Life India Asset Management Ltd. | 0.16% | 0.92% |
| Jindal Steel Ltd. | 0.11% | 0.95% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 35.1% means 35.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd. | 2.51% |
| Reliance Industries Ltd. | 2.11% |
| Bharti Airtel Ltd. | 1.42% |
| Larsen & Toubro Ltd. | 1.17% |
| State Bank of India | 1.05% |
Largest holdings only in ICICI Prudential Retirement Fund Hybrid Conservative Plan
| Security | % of fund |
|---|---|
| Government Securities | 5.99% |
| Housing and Urban Development Corporation Ltd. | 5.35% |
| NABARD | 5.24% |
| Rural Electrification Corporation Ltd. | 4.26% |
| Government Securities | 3.77% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index | ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| Equity | 68.0% | 22.6% |
| Debt | 29.1% | 71.5% |
| Cash and others | 2.9% | 5.9% |
Market cap of stocks
| Market cap | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index | ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| Large Cap | 35.5% | 15.9% |
| Mid Cap | 31.7% | 3.6% |
| Small Cap | 0.9% | 3.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index | ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| Banks | 11.6% | 2.6% |
| Pharmaceuticals & Biotechnology | 4.6% | 1.3% |
| Finance | 4.5% | 0.0% |
| IT - Software | 3.8% | 0.0% |
| Retailing | 2.9% | 2.4% |
| Automobiles | 2.8% | 1.6% |
| Ferrous Metals | 1.3% | 2.6% |
| Auto Components | 1.9% | 2.5% |
| Consumer Durables | 2.3% | 1.9% |
| Insurance | 1.7% | 2.1% |
The six largest sectors of each fund's stocks, % of the fund.
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund | ICICI Prudential Retirement Fund Hybrid Conservative Plan |
|---|---|---|
| Total expense ratio (Direct) | 0.59% | 1.03% |
| Base expense ratio (Direct) | 0.26% | 0.79% |
| Total expense ratio (Regular) | 1.33% | 2.24% |
| Base expense ratio (Regular) | 0.89% | 1.84% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund vs ICICI Prudential Retirement Fund Hybrid Conservative Plan: Frequently Asked Questions
What is the difference between Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund and ICICI Prudential Retirement Fund Hybrid Conservative Plan?
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund is an Index fund, ICICI Prudential Retirement Fund Hybrid Conservative Plan is a Solution fund, run by Edelweiss Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 35.1%. Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund charges 0.59% a year and ICICI Prudential Retirement Fund Hybrid Conservative Plan 1.03%.
Which has the lower expense ratio, Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund or ICICI Prudential Retirement Fund Hybrid Conservative Plan?
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund charges less: 0.59% a year against 1.03%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund and ICICI Prudential Retirement Fund Hybrid Conservative Plan overlap?
35.1%. They hold 17 of the same securities, the largest shared ones being 6.94% GOVT OF INDIA RED 11-05-2036, HDFCBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Can I invest in both Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund and ICICI Prudential Retirement Fund Hybrid Conservative Plan?
Yes. 35.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund and ICICI Prudential Retirement Fund Hybrid Conservative Plan?
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund: Bhavesh Jain, Bharat Lahoti, Dhawal Dalal, Hetul Raval. ICICI Prudential Retirement Fund Hybrid Conservative Plan: Darshil Dedhia, Rohit Lakhotia, Manasvi Shah.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.