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    Edelweiss Equity Savings Fund vs HDFC Equity Savings Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    Edelweiss Equity Savings Fund and HDFC Equity Savings Fund are both Equity Savings funds. In the 3 years to 30-10-2026, Edelweiss Equity Savings Fund (Direct) returned 10.9% a year and HDFC Equity Savings Fund (Direct) returned 8.3% a year. Edelweiss Equity Savings Fund charges 1.08% a year and HDFC Equity Savings Fund 1.30% (Direct plans). Their portfolios overlap 28.8%: they hold 49 of the same securities.

    Edelweiss Equity Savings Fund

    Equity Savings

    3 year return
    10.9%
    Expense ratio
    1.08%
    NAV
    ₹30.25
    See Edelweiss Equity Savings Fund

    HDFC Equity Savings Fund

    Equity Savings

    3 year return
    8.3%
    Expense ratio
    1.30%
    NAV
    ₹75.88
    See HDFC Equity Savings Fund

    Which is better, Edelweiss Equity Savings or HDFC Equity Savings? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • Edelweiss Equity Savings returned more over 5 years: 9.3% a year against 7.8%.
    • Edelweiss Equity Savings returned more over 3 years: 10.9% a year against 8.3%.
    • Edelweiss Equity Savings costs less: 1.08% a year against 1.30% (Direct plans).
    • Edelweiss Equity Savings swung less over 3 years: a standard deviation of 3.9% a year against 4.7%.
    • Edelweiss Equity Savings fell less in its worst fall since 28-11-2016: −9.5% against −16.9%.
    • HDFC Equity Savings holds more in large companies: 58.4% of the fund in large caps against 41.7%.
    • HDFC Equity Savings is the larger fund: ₹5,533 Cr against ₹1,704 Cr.
    • Their portfolios overlap 28.8%: 49 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactEdelweiss Equity Savings FundHDFC Equity Savings Fund
    Fund houseEdelweiss Mutual FundHDFC Mutual Fund
    CategoryEquity SavingsEquity Savings
    AUM₹1,704 Cr (30-09-2026)₹5,533 Cr (30-09-2026)
    NAV₹30.25 (Direct)₹75.88 (Direct)
    Expense ratio (Direct)1.08%1.30%
    Expense ratio (Regular)2.08%2.20%
    RiskometerModerateModerately High
    BenchmarkNifty Equity Savings IndexNifty Equity Savings Index
    Launch date13-10-201417-09-2004
    Minimum investment₹100₹100
    Lock inNoneNone
    Fund managersBharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar KarnikAnand Laddha, Anil Bamboli, Nandita Menezes, Arun Agarwal, Gopal Agrawal, Bhagyesh Kagalkar
    Exit loadExit load of 0.25%, if redeemed within 30 days.Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.

    Edelweiss Equity Savings vs HDFC Equity Savings: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    Edelweiss Equity Savings Fund (Direct)−0.68%+0.27%+3.54%+5.36%+10.93%+9.34%--
    HDFC Equity Savings Fund (Direct)+0.47%−1.25%+0.85%+0.39%+8.28%+7.85%+9.27%
    Equity Savings average−0.02%−0.68%+1.71%+2.12%+8.55%+7.55%+8.43%

    Category average: the average of the 23 Equity Savings funds, same plan type.

    Edelweiss Equity Savings vs HDFC Equity Savings: Year-wise Returns

    YearEdelweissEdelweiss Equity SavingsHDFCHDFC Equity Savings
    2026to date+4.53%−0.54%
    2025+9.03%+7.84%
    2024+14.47%+11.33%
    2023+14.29%+14.83%
    2022+4.65%+6.98%
    2021+13.07%+17.74%

    Edelweiss Equity Savings vs HDFC Equity Savings: Rolling Returns

    Every holding period of both funds

    Rolling returns

    Every 3-year holding period, 1,709 of them, one for each trading day from 28-11-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

    0%5%10%15%20%
    Jun 2017
    to
    Jun 2020    Aug 2018
    to
    Aug 2021    Oct 2019
    to
    Oct 2022    Dec 2020
    to
    Dec 2023    Mar 2022
    to
    Mar 2025    Apr 2023
    to
    Apr 2026
    Edelweiss Equity Savings Fund (Direct)HDFC Equity Savings Fund (Direct)

    How the periods spread

    FundBelow 0%0-5%5-10%10-15%15-20%20-25%Above 25%MeanMedianLowestHighest
    Edelweiss Equity Savings0.00.022.977.10.00.00.010.7%10.9%5.1%13.7%
    HDFC Equity Savings0.010.322.662.74.40.00.010.3%11.0%0.6%17.6%

    The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 28-11-2016. Past returns do not promise future returns.

    Edelweiss Equity Savings vs HDFC Equity Savings: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 28-11-2016 to 30-10-2026: 120 instalments, ₹12,00,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct) ₹12,00,000 ₹20,39,932 ₹8,39,932 10.2%
    HDFC Equity SavingsHDFC Equity Savings Fund (Direct) ₹12,00,000 ₹19,10,266 ₹7,10,266 9.0%
    ₹0₹5.0 L₹10.0 L₹15.0 L₹20.0 L₹25.0 L
    20172019202120232025
    Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct)HDFC Equity SavingsHDFC Equity Savings Fund (Direct)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    Edelweiss Equity Savings vs HDFC Equity Savings: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureEdelweiss Equity Savings Fund (Direct)HDFC Equity Savings Fund (Direct)
    Return (CAGR)+10.93%+8.28%
    Standard deviation3.94%4.70%
    Sharpe ratio1.250.48
    Sortino ratio1.740.65
    Maximum drawdown−3.5% (23-03-2026)−4.8% (30-03-2026)
    Beta----
    Alpha----

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −20%−15%−10%−5%0%
    20172019202120232025
    Edelweiss Equity Savings Fund (Direct)HDFC Equity Savings Fund (Direct)
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    Edelweiss Equity Savings Fund (Direct)−9.5%13-02-202023-03-202023-06-20203 months−1.5%
    HDFC Equity Savings Fund (Direct)−16.9%14-01-202023-03-202006-11-20207 months−2.2%

    From daily values since 28-11-2016, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%2%4%6%8%10%
    2020202120222023202420252026
    Edelweiss Equity Savings Fund (Direct)HDFC Equity Savings Fund (Direct)

    Edelweiss Equity Savings vs HDFC Equity Savings: Portfolio Overlap

    From each fund's latest monthly portfolio: Edelweiss Equity Savings Fund, September 2026; HDFC Equity Savings Fund, September 2026

    Holdings in common

    Overlap
    28.8%
    Held by both
    49
    Only in Edelweiss Equity Savings
    106
    Only in HDFC Equity Savings
    77
    Security% of Edelweiss Equity Savings% of HDFC Equity Savings
    HDFC Bank Ltd.4.92%6.96%
    Reliance Industries Ltd.2.93%5.23%
    ICICI Bank Ltd.4.58%2.87%
    Bharti Airtel Ltd.3.10%2.38%
    7.18% GOVT OF INDIA RED 14-08-20331.47%2.38%
    Axis Bank Ltd.1.44%1.61%
    Kotak Mahindra Bank Ltd.0.84%1.74%
    Adani Ports & Special Economic Zone Ltd.1.05%0.80%
    Hindustan Unilever Ltd.0.65%0.93%
    Divi's Laboratories Ltd.0.65%1.03%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 28.8% means 28.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in Edelweiss Equity Savings Fund

    Security% of fund
    EDELWEISS ULTRA SHORT TERM FUND4.41%
    Steel Authority of India Ltd.4.26%
    EDELWEISS LOW DURATION FUND3.69%
    7.65% HDB FIN SERV NCD 10-09-272.92%
    Adani Green Energy Ltd.2.70%

    Largest holdings only in HDFC Equity Savings Fund

    Security% of fund
    Muthoot Finance Ltd.1.35%
    State Bank of India (Tier 2 - Basel III)1.22%
    Hyundai Motor India Limited1.10%
    7.17% GOI MAT 1704301.09%
    7.38% GOI MAT 2006270.96%

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetEdelweiss Equity SavingsHDFC Equity Savings
    Equity64.9%65.6%
    Debt8.5%26.5%
    Cash and others26.6%7.9%

    Market cap of stocks

    Market capEdelweiss Equity SavingsHDFC Equity Savings
    Large Cap41.7%58.4%
    Mid Cap14.3%3.2%
    Small Cap6.7%3.9%
    Not on AMFI's list2.3%0.0%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorEdelweiss Equity SavingsHDFC Equity Savings
    Banks15.0%14.8%
    Automobiles1.7%6.5%
    Telecom - Services5.9%2.4%
    Petroleum Products3.3%5.5%
    Pharmaceuticals & Biotechnology2.5%5.2%
    Ferrous Metals4.7%0.4%
    Capital Markets4.3%0.4%
    Power3.5%4.2%
    Finance2.3%3.6%

    The six largest sectors of each fund's stocks, % of the fund.

    Edelweiss Equity Savings vs HDFC Equity Savings: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeEdelweiss Equity Savings FundHDFC Equity Savings Fund
    Total expense ratio (Direct)1.08%1.30%
    Base expense ratio (Direct)0.51%0.83%
    Total expense ratio (Regular)2.08%2.20%
    Base expense ratio (Regular)1.36%1.59%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    More comparisons

    Each fund against the others of its category

    Edelweiss Equity Savings Fund vs HDFC Equity Savings Fund: Frequently Asked Questions

    What is the difference between Edelweiss Equity Savings Fund and HDFC Equity Savings Fund?

    Both are Equity Savings funds, run by Edelweiss Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 28.8%. Edelweiss Equity Savings Fund charges 1.08% a year and HDFC Equity Savings Fund 1.30%.

    Which has given higher returns, Edelweiss Equity Savings Fund or HDFC Equity Savings Fund?

    Over 1 year: Edelweiss Equity Savings Fund +5.36%, HDFC Equity Savings Fund +0.39%. Over 3 years: Edelweiss Equity Savings Fund +10.93% a year, HDFC Equity Savings Fund +8.28% a year. Over 5 years: Edelweiss Equity Savings Fund +9.34% a year, HDFC Equity Savings Fund +7.85% a year. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, Edelweiss Equity Savings Fund or HDFC Equity Savings Fund?

    Edelweiss Equity Savings Fund charges less: 1.08% a year against 1.30%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do Edelweiss Equity Savings Fund and HDFC Equity Savings Fund overlap?

    28.8%. They hold 49 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, ICICIBANK. From each fund's latest monthly portfolio.

    Which is riskier, Edelweiss Equity Savings Fund or HDFC Equity Savings Fund?

    On SEBI's riskometer, Edelweiss Equity Savings Fund is rated Moderate and HDFC Equity Savings Fund Moderately High. Over 3 years, the standard deviation of daily returns was 3.94% and 4.70% a year.

    Which is better for SIP, Edelweiss Equity Savings Fund or HDFC Equity Savings Fund?

    Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,83,893 in Edelweiss Equity Savings Fund (XIRR 9.8% a year) and ₹7,32,972 in HDFC Equity Savings Fund (XIRR 7.2% a year). Both received 61 instalments. Past returns do not promise future returns.

    Can I invest in both Edelweiss Equity Savings Fund and HDFC Equity Savings Fund?

    Yes. 28.8% of each fund's money sits in the same holdings, so some of the two investments would move together.

    Who manages Edelweiss Equity Savings Fund and HDFC Equity Savings Fund?

    Edelweiss Equity Savings Fund: Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik. HDFC Equity Savings Fund: Anand Laddha, Anil Bamboli, Nandita Menezes, Arun Agarwal, Gopal Agrawal, Bhagyesh Kagalkar.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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