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    Edelweiss ELSS Tax saver Fund vs Tata ELSS Tax Saver Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    Edelweiss ELSS Tax saver Fund and Tata ELSS Tax Saver Fund are both ELSS funds. In the 3 years to 30-10-2026, Edelweiss ELSS Tax saver Fund (Direct) returned 13.2% a year and Tata ELSS Tax Saver Fund (Direct) returned 11.7% a year. Edelweiss ELSS Tax saver Fund charges 0.94% a year and Tata ELSS Tax Saver Fund 0.89% (Direct plans). Their portfolios overlap 42.2%: they hold 30 of the same securities.

    Edelweiss ELSS Tax saver Fund

    ELSS

    3 year return
    13.2%
    Expense ratio
    0.94%
    NAV
    ₹131.81
    See Edelweiss ELSS Tax saver Fund

    Tata ELSS Tax Saver Fund

    ELSS

    3 year return
    11.7%
    Expense ratio
    0.89%
    NAV
    ₹50.68
    See Tata ELSS Tax Saver Fund

    Which is better, Edelweiss ELSS Tax saver or Tata ELSS Tax Saver? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • Edelweiss ELSS Tax saver returned more over 5 years: 10.8% a year against 10.3%.
    • Edelweiss ELSS Tax saver returned more over 3 years: 13.2% a year against 11.7%.
    • Tata ELSS Tax Saver costs less: 0.89% a year against 0.94% (Direct plans).
    • Edelweiss ELSS Tax saver swung less over 3 years: a standard deviation of 14.4% a year against 14.5%.
    • Tata ELSS Tax Saver fell less in its worst fall since 14-10-2014: −36.8% against −36.8%.
    • Tata ELSS Tax Saver is the larger fund: ₹4,427 Cr against ₹428 Cr.
    • Their portfolios overlap 42.2%: 30 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactEdelweiss ELSS Tax saver FundTata ELSS Tax Saver Fund
    Fund houseEdelweiss Mutual FundTata Mutual Fund
    CategoryELSSELSS
    AUM₹428 Cr (30-09-2026)₹4,427 Cr (30-09-2026)
    NAV₹131.81 (Direct)₹50.68 (Direct)
    Expense ratio (Direct)0.94%0.89%
    Expense ratio (Regular)2.57%1.93%
    RiskometerVery HighVery High
    BenchmarkNifty 500 TRINifty 500 TRI
    Launch date30-12-200831-03-1996
    Minimum investment₹500₹500
    Lock in3 years3 years
    Fund managersAshwani Agarwalla, Trideep Bhattacharya, Raj KoradiaSailesh Jain
    Exit loadNILNil

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    Edelweiss ELSS Tax saver Fund (Direct)−0.12%−5.10%−1.31%−2.99%+13.22%+10.81%+12.63%
    Tata ELSS Tax Saver Fund (Direct)−2.51%−6.01%−2.29%−3.65%+11.67%+10.34%+13.42%
    ELSS average−2.34%−5.61%−1.63%−5.75%+10.92%+10.29%+13.05%

    Category average: the average of the 50 ELSS funds, same plan type.

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Year-wise Returns

    YearEdelweissEdelweiss ELSS Tax saverTataTata ELSS Tax SaverNifty 500 TRI
    2026to date−4.64%−4.67%−7.51%
    2025+8.48%+6.11%+7.76%
    2024+21.98%+20.81%+16.24%
    2023+28.87%+25.44%+26.91%
    2022+1.66%+7.17%+4.25%
    2021+32.57%+32.06%+31.60%

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Rolling Returns

    Every holding period of both funds, against Nifty 500 TRI, the benchmark of both

    Rolling returns

    Every 3-year holding period, 2,228 of them, one for each trading day from 16-10-2017 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.

    −10%0%10%20%30%40%
    Jul 2015
    to
    Jul 2018    Jan 2017
    to
    Jan 2020    Aug 2018
    to
    Aug 2021    Feb 2020
    to
    Feb 2023    Aug 2021
    to
    Aug 2024    Feb 2023
    to
    Feb 2026
    Edelweiss ELSS Tax saver Fund (Direct)Tata ELSS Tax Saver Fund (Direct)Nifty 500 TRI

    How the periods spread

    FundBelow 0%0-5%5-10%10-15%15-20%20-25%Above 25%MeanMedianLowestHighestBeat benchmark
    Edelweiss ELSS Tax saver2.95.515.028.032.513.13.014.3%14.7%−6.0%31.5%37%
    Tata ELSS Tax Saver1.45.85.224.742.615.74.715.8%16.2%−3.6%32.6%78%
    Nifty 500 TRI2.35.28.634.634.011.93.514.7%14.9%−6.3%33.5%--

    The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 14-10-2014. Past returns do not promise future returns.

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: SIP and Lumpsum Returns

    What the same monthly or one-time investment would be worth in each fund today, from their own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 01-10-2014 to 30-10-2026: 145 instalments, ₹14,50,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Edelweiss ELSS Tax saverEdelweiss ELSS Tax saver Fund (Direct) ₹14,50,000 ₹32,96,229 ₹18,46,229 12.8%
    Tata ELSS Tax SaverTata ELSS Tax Saver Fund (Direct) ₹14,50,000 ₹34,39,465 ₹19,89,465 13.5%
    ₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L
    201520172019202120232025
    Edelweiss ELSS Tax saverEdelweiss ELSS Tax saver Fund (Direct)Tata ELSS Tax SaverTata ELSS Tax Saver Fund (Direct)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureEdelweiss ELSS Tax saver Fund (Direct)Tata ELSS Tax Saver Fund (Direct)
    Return (CAGR)+13.22%+11.67%
    Standard deviation14.36%14.48%
    Sharpe ratio0.500.39
    Sortino ratio0.680.53
    Maximum drawdown−18.5% (03-03-2025)−18.5% (03-03-2025)
    Beta0.990.99
    Alpha+3.03%+1.48%

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −40%−30%−20%−10%0%
    201520172019202120232025
    Edelweiss ELSS Tax saver Fund (Direct)Tata ELSS Tax Saver Fund (Direct)Nifty 500 TRI
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    Edelweiss ELSS Tax saver Fund (Direct)−36.8%19-02-202023-03-202011-11-20208 months−7.5%
    Tata ELSS Tax Saver Fund (Direct)−36.8%13-02-202023-03-202009-11-20208 months−9.1%
    Nifty 500 TRI−38.1%17-01-202023-03-202006-11-20207 months−8.8%

    From daily values since 14-10-2014, the first day every fund has.

    Rolling standard deviation

    Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.

    0%5%10%15%20%25%
    20182020202220242026
    Edelweiss ELSS Tax saver Fund (Direct)Tata ELSS Tax Saver Fund (Direct)Nifty 500 TRI

    Against Nifty 500 TRI

    FundUp captureDown captureTracking error
    Edelweiss ELSS Tax saver Fund (Direct)99%94%3.77%
    Tata ELSS Tax Saver Fund (Direct)105%94%4.25%

    From month-end values since 14-10-2014. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Portfolio Overlap

    From each fund's latest monthly portfolio: Edelweiss ELSS Tax saver Fund, September 2026; Tata ELSS Tax Saver Fund, September 2026

    Holdings in common

    Overlap
    42.2%
    Held by both
    30
    Only in Edelweiss ELSS Tax saver
    63
    Only in Tata ELSS Tax Saver
    32
    Security% of Edelweiss ELSS Tax saver% of Tata ELSS Tax Saver
    ICICI Bank Ltd.4.84%4.89%
    HDFC Bank Ltd.4.14%5.14%
    Reliance Industries Ltd.3.81%3.62%
    Bharti Airtel Ltd.3.45%5.66%
    Larsen & Toubro Ltd.2.94%2.99%
    State Bank of India2.50%4.42%
    Multi Commodity Exchange Of India Ltd.2.41%2.00%
    City Union Bank Ltd.1.76%2.25%
    Sun Pharmaceutical Industries Ltd.1.67%1.95%
    NTPC Ltd.1.63%2.52%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 42.2% means 42.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in Edelweiss ELSS Tax saver Fund

    Security% of fund
    BSE Ltd.1.94%
    Shriram Finance Ltd.1.72%
    Torrent Pharmaceuticals Ltd.1.65%
    Netweb Technologies India Ltd.1.48%
    Karur Vysya Bank Ltd.1.48%

    Largest holdings only in Tata ELSS Tax Saver Fund

    Security% of fund
    PRICOL LTD2.84%
    MOTILAL OSWAL FINANCIAL SERVICE LTD2.76%
    CUMMINS INDIA LTD2.47%
    GRAPHITE INDIA LTD1.73%
    RAINBOW CHILDRENS MEDICARE LTD1.59%

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetEdelweiss ELSS Tax saverTata ELSS Tax Saver
    Equity95.3%97.8%
    Debt0.0%0.0%
    Cash and others4.7%2.2%

    Market cap of stocks

    Market capEdelweiss ELSS Tax saverTata ELSS Tax Saver
    Large Cap56.6%57.9%
    Mid Cap17.7%15.8%
    Small Cap20.8%21.0%
    Not on AMFI's list0.2%3.0%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorEdelweiss ELSS Tax saverTata ELSS Tax Saver
    Banks19.0%19.8%
    Auto Components5.1%8.8%
    Capital Markets5.7%8.3%
    IT - Software7.3%3.0%
    Pharmaceuticals & Biotechnology7.0%2.8%
    Finance6.9%2.6%
    Industrial Products1.2%6.7%
    Telecom - Services3.5%5.7%
    Healthcare Services2.1%3.9%

    The six largest sectors of each fund's stocks, % of the fund.

    Edelweiss ELSS Tax saver vs Tata ELSS Tax Saver: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeEdelweiss ELSS Tax saver FundTata ELSS Tax Saver Fund
    Total expense ratio (Direct)0.94%0.89%
    Base expense ratio (Direct)0.67%0.69%
    Total expense ratio (Regular)2.57%1.93%
    Base expense ratio (Regular)2.08%1.61%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    More comparisons

    Each fund against the others of its category

    Edelweiss ELSS Tax saver Fund vs Tata ELSS Tax Saver Fund: Frequently Asked Questions

    What is the difference between Edelweiss ELSS Tax saver Fund and Tata ELSS Tax Saver Fund?

    Both are ELSS funds, run by Edelweiss Mutual Fund and Tata Mutual Fund. Their portfolios overlap 42.2%. Edelweiss ELSS Tax saver Fund charges 0.94% a year and Tata ELSS Tax Saver Fund 0.89%.

    Which has given higher returns, Edelweiss ELSS Tax saver Fund or Tata ELSS Tax Saver Fund?

    Over 1 year: Edelweiss ELSS Tax saver Fund −2.99%, Tata ELSS Tax Saver Fund −3.65%. Over 3 years: Edelweiss ELSS Tax saver Fund +13.22% a year, Tata ELSS Tax Saver Fund +11.67% a year. Over 5 years: Edelweiss ELSS Tax saver Fund +10.81% a year, Tata ELSS Tax Saver Fund +10.34% a year. As on 30-10-2026. Past returns do not promise future returns.

    Which has the lower expense ratio, Edelweiss ELSS Tax saver Fund or Tata ELSS Tax Saver Fund?

    Tata ELSS Tax Saver Fund charges less: 0.89% a year against 0.94%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do Edelweiss ELSS Tax saver Fund and Tata ELSS Tax Saver Fund overlap?

    42.2%. They hold 30 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.

    Which is riskier, Edelweiss ELSS Tax saver Fund or Tata ELSS Tax Saver Fund?

    On SEBI's riskometer, Edelweiss ELSS Tax saver Fund is rated Very High and Tata ELSS Tax Saver Fund Very High. Over 3 years, the standard deviation of daily returns was 14.36% and 14.48% a year.

    Which is better for SIP, Edelweiss ELSS Tax saver Fund or Tata ELSS Tax Saver Fund?

    Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,91,694 in Edelweiss ELSS Tax saver Fund (XIRR 10.2% a year) and ₹7,73,282 in Tata ELSS Tax Saver Fund (XIRR 9.3% a year). Both received 61 instalments. Past returns do not promise future returns.

    Can I invest in both Edelweiss ELSS Tax saver Fund and Tata ELSS Tax Saver Fund?

    Yes. 42.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

    Who manages Edelweiss ELSS Tax saver Fund and Tata ELSS Tax Saver Fund?

    Edelweiss ELSS Tax saver Fund: Ashwani Agarwalla, Trideep Bhattacharya, Raj Koradia. Tata ELSS Tax Saver Fund: Sailesh Jain.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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