Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund is an Index fund and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund is an Index fund. In the year to 30-10-2026, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) returned 5.4% and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) returned 5.6%. Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund charges 0.16% a year and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund 0.20% (Direct plans). Their portfolios overlap 10.6%: they hold 3 of the same securities.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund
Index
- 1 year return
- 5.4%
- Expense ratio
- 0.16%
- NAV
- ₹11.42
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
Index
- 1 year return
- 5.6%
- Expense ratio
- 0.20%
- NAV
- ₹11.65
Which is better, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index or Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 returned more over 1 year: 5.6% against 5.4%.
- Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index costs less: 0.16% a year against 0.20% (Direct plans).
- Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 fell less in its worst fall since 29-11-2024: −0.4% against −0.5%.
- Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 is the larger fund: ₹606 Cr against ₹103 Cr.
- Their portfolios overlap 10.6%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Index | Index |
| AUM | ₹103 Cr (30-09-2026) | ₹606 Cr (30-09-2026) |
| NAV | ₹11.42 (Direct) | ₹11.65 (Direct) |
| Expense ratio (Direct) | 0.16% | 0.20% |
| Expense ratio (Regular) | 0.35% | 0.39% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL-IBX AAA Financial Services Index – Jan 2028 | CRISIL-IBX AAA Financial Services Index – Sep 2027 |
| Launch date | 27-11-2024 | 13-09-2024 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Hetul Raval, Dhawal Dalal | Abhishek Bisen |
| Exit load | Exit load of 0.1%, if redeemed within 30 days. | Exit load of 0.25%, if redeemed within 30 days. |
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) | +0.14% | +1.03% | +2.89% | +5.37% | -- | -- | -- |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) | +0.21% | +1.21% | +3.03% | +5.64% | -- | -- | -- |
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Year-wise Returns
| Year | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 IndexEdelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 |
|---|---|---|
| 2026to date | +4.40% | +4.65% |
| 2025 | +8.70% | +8.50% |
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 221 of them, one for each trading day from 01-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct)
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct)
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.9% | 6.3% | 5.3% | 9.0% |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.9% | 6.4% | 5.5% | 8.8% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 29-11-2024. Past returns do not promise future returns.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 29-11-2024 to 30-10-2026: 24 instalments, ₹2,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 IndexEdelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) | ₹2,40,000 | ₹2,55,674 | ₹15,674 | 6.3% |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) | ₹2,40,000 | ₹2,56,161 | ₹16,161 | 6.4% |
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 IndexEdelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct)
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.37% | +5.64% |
| Standard deviation | 0.88% | 0.77% |
| Sharpe ratio | 0.14 | 0.51 |
| Sortino ratio | 0.20 | 0.72 |
| Maximum drawdown | −0.5% (21-05-2026) | −0.4% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.16% | +7.36% |
| Standard deviation | 0.90% | 0.78% |
| Sharpe ratio | 1.74 | 2.14 |
| Sortino ratio | 2.70 | 3.44 |
| Maximum drawdown | −0.5% (21-05-2026) | −0.4% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-11-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct)
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct) | −0.5% | 11-05-2026 | 21-05-2026 | 04-06-2026 | 14 days | −0.0% |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct) | −0.4% | 12-05-2026 | 21-05-2026 | 02-06-2026 | 12 days | −0.0% |
From daily values since 29-11-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund (Direct)
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund (Direct)
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund, September 2026; Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund, September 2026
Holdings in common
- Overlap
- 10.6%
- Held by both
- 3
- Only in Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index
- 11
- Only in Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027
- 14
| Security | % of Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index | % of Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 |
|---|---|---|
| 7.65% HDB FIN SERV NCD 10-09-27 | 4.84% | 7.81% |
| 7.59%NATIONAL HOUSING BANK NCD 08-09-27 | 4.87% | 3.30% |
| 7.68% TATA CAPITAL LTD NCD 07-09-2027 | 4.84% | 2.47% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.6% means 10.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund
| Security | % of fund |
|---|---|
| 8.29% AXIS FIN SR 01 NCD R 19-08-27 | 9.73% |
| 8.3721% KOTAK MAH INVEST NCD R 20-08-27 | 9.73% |
| 8.01% MAH & MAH FIN SR RED 24-12-2027 | 9.70% |
| 7.7951% BAJAJ FIN LTD NCD RED 10-12-2027 | 9.69% |
| 7.92% ADITYA BIRLA CAP NCD RED 27-12-27 | 9.69% |
Largest holdings only in Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
| Security | % of fund |
|---|---|
| BAJAJ FINANCE LTD. | 11.59% |
| REC LTD | 9.07% |
| LIC HOUSING FINANCE LTD. | 8.18% |
| AXIS Finance Ltd. | 7.63% |
| ADITYA BIRLA HOUSING FINANCE LTD | 7.43% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 95.1% | 94.8% |
| Cash and others | 4.9% | 5.2% |
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund | Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.16% | 0.20% |
| Base expense ratio (Direct) | 0.14% | 0.17% |
| Total expense ratio (Regular) | 0.35% | 0.39% |
| Base expense ratio (Regular) | 0.30% | 0.33% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund vs Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund: Frequently Asked Questions
What is the difference between Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund is an Index fund, Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund is an Index fund, run by Edelweiss Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 10.6%. Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund charges 0.16% a year and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund 0.20%.
Which has given higher returns, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund or Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
Over 1 year: Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund +5.37%, Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund +5.64%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund or Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund charges less: 0.16% a year against 0.20%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund overlap?
10.6%. They hold 3 of the same securities, the largest shared ones being 7.65% HDB FIN SERV NCD 10-09-27, 7.59%NATIONAL HOUSING BANK NCD 08-09-27, 7.68% TATA CAPITAL LTD NCD 07-09-2027. From each fund's latest monthly portfolio.
Which is riskier, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund or Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
On SEBI's riskometer, Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund is rated Low to Moderate and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund Low to Moderate. Over 1 years, the standard deviation of daily returns was 0.88% and 0.77% a year.
Can I invest in both Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
Yes. 10.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund and Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund?
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund: Hetul Raval, Dhawal Dalal. Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund: Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.