DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund is an Index fund and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund is an Index fund. In the 3 years to 30-10-2026, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) returned 7.4% a year and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) returned 7.4% a year. DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund charges 0.16% a year and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund 0.19% (Direct plans). Their portfolios overlap 28.4%: they hold 13 of the same securities.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund
Index
- 3 year return
- 7.4%
- Expense ratio
- 0.16%
- NAV
- ₹13.38
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
Index
- 3 year return
- 7.4%
- Expense ratio
- 0.19%
- NAV
- ₹13.38
Which is better, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index or HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index returned more over 3 years: 7.4% a year against 7.4%.
- HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index returned more over 1 year: 4.6% against 4.6%.
- DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index costs less: 0.16% a year against 0.19% (Direct plans).
- DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index swung less over 3 years: a standard deviation of 0.9% a year against 1.0%.
- HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index fell less in its worst fall since 04-04-2022: −2.4% against −2.7%.
- HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index is the larger fund: ₹1,748 Cr against ₹1,642 Cr.
- Their portfolios overlap 28.4%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund |
|---|---|---|
| Fund house | DSP Mutual Fund | HSBC Mutual Fund |
| Category | Index | Index |
| AUM | ₹1,642 Cr (30-09-2026) | ₹1,748 Cr (30-09-2026) |
| NAV | ₹13.38 (Direct) | ₹13.38 (Direct) |
| Expense ratio (Direct) | 0.16% | 0.19% |
| Expense ratio (Regular) | 0.31% | 0.39% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | Nifty SDL Plus G-Sec Jun 2028 30:70 Index | CRISIL IBX 50:50 Gilt Plus SDL Index - April 2028 |
| Launch date | 21-03-2022 | 31-03-2022 |
| Minimum investment | ₹100 | Rs. 5,000 per application |
| Lock in | None | None |
| Fund managers | Shantanu Godambe | Mohd. Asif Rizwi, Mahesh Chhabria |
| Exit load | Nil | Exit Load: Nil |
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | 0.00% | +0.55% | +2.34% | +4.62% | +7.42% | -- | -- |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) | 0.00% | +0.60% | +2.44% | +4.62% | +7.41% | -- | -- |
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Year-wise Returns
| Year | DSP Nifty SDL Plus G-Sec Jun 2028 30:70DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index |
|---|---|---|
| 2026to date | +3.60% | +3.58% |
| 2025 | +8.38% | +8.37% |
| 2024 | +8.15% | +8.21% |
| 2023 | +7.74% | +7.55% |
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 380 of them, one for each trading day from 04-04-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct)
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct)
to
May 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.9% | 7.9% | 6.9% | 8.7% |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.8% | 7.9% | 7.0% | 8.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 04-04-2022. Past returns do not promise future returns.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 04-04-2022 to 30-10-2026: 55 instalments, ₹5,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 IndexDSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | ₹5,50,000 | ₹6,43,573 | ₹93,573 | 6.8% |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 IndexHSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) | ₹5,50,000 | ₹6,43,274 | ₹93,274 | 6.8% |
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 IndexDSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct)
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 IndexHSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.62% | +4.62% |
| Standard deviation | 0.93% | 0.95% |
| Sharpe ratio | -0.67 | -0.66 |
| Sortino ratio | -0.91 | -0.85 |
| Maximum drawdown | −0.7% (02-04-2026) | −0.7% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.42% | +7.41% |
| Standard deviation | 0.92% | 0.97% |
| Sharpe ratio | 1.52 | 1.43 |
| Sortino ratio | 2.41 | 2.22 |
| Maximum drawdown | −0.7% (02-04-2026) | −0.7% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.52% | +6.57% |
| Standard deviation | 1.52% | 1.49% |
| Sharpe ratio | 0.34 | 0.37 |
| Sortino ratio | 0.46 | 0.49 |
| Maximum drawdown | −2.7% (09-05-2022) | −2.4% (09-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 22-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct)
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct) | −2.7% | 06-04-2022 | 09-05-2022 | 02-08-2022 | 3 months | −0.2% |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct) | −2.4% | 06-04-2022 | 09-05-2022 | 01-08-2022 | 3 months | −0.2% |
From daily values since 04-04-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct)
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (Direct)
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (Direct)
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Portfolio Overlap
From each fund's latest monthly portfolio: DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund, September 2026; HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund, September 2026
Holdings in common
- Overlap
- 28.4%
- Held by both
- 13
- Only in DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index
- 19
- Only in HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index
- 16
| Security | % of DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index | % of HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index |
|---|---|---|
| 7.17% GOI 08012028 | 22.26% | 11.47% |
| 7.06% GOI 10042028 | 7.30% | 30.30% |
| 8.28% GOI 21092027 | 23.25% | 2.92% |
| 6.98% Maharashtra SDL 26022028 | 3.13% | 2.88% |
| 8.14% Haryana SDL 27032028 | 1.37% | 1.25% |
| 7.36% Maharashtra SDL 12042028 | 0.95% | 7.82% |
| 8.15% Chhattisgarh SDL 27032028 | 0.40% | 0.58% |
| 8.23% Gujarat SDL 21022028 | 0.39% | 1.47% |
| 6.97% Karnataka SDL 26022028 | 0.37% | 4.90% |
| 8.34% Uttar Pradesh SDL 28022028 | 0.62% | 0.29% |
| 8.28% Tamil Nadu SDL 14032028 | 0.11% | 2.92% |
| 7.75% Gujarat SDL 10012028 | 0.06% | 1.18% |
| 7.92% Uttar Pradesh SDL 24012028 | 0.06% | 1.47% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 28.4% means 28.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund
| Security | % of fund |
|---|---|
| 8.60% GOI 02062028 | 15.76% |
| 8.25% Gujarat SDL 25042028 | 7.07% |
| 8.15% Tamil Nadu SDL 09052028 | 4.62% |
| 8.26% Gujarat SDL 14032028 | 1.87% |
| 8.33% Madhya Pradesh SDL 30052028 | 1.02% |
Largest holdings only in HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
| Security | % of fund |
|---|---|
| 8.05% Tamilnadu SDL - 18-Apr-2028 | 7.11% |
| 8.05% GUJARAT SDL 31-Jan-2028 | 4.41% |
| 6.97% MAHARASHTRA SDL 18-Feb-2028 | 3.18% |
| 7.38% GOI MAT 20-Jun-2027 | 2.15% |
| 8.26% GOI - 02-Aug-2027 | 2.06% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.2% | 98.3% |
| Cash and others | 1.8% | 1.7% |
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund | HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.16% | 0.19% |
| Base expense ratio (Direct) | 0.14% | 0.16% |
| Total expense ratio (Regular) | 0.31% | 0.39% |
| Base expense ratio (Regular) | 0.26% | 0.33% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund vs HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund: Frequently Asked Questions
What is the difference between DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund is an Index fund, HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund is an Index fund, run by DSP Mutual Fund and HSBC Mutual Fund. Their portfolios overlap 28.4%. DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund charges 0.16% a year and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund 0.19%.
Which has given higher returns, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund or HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
Over 1 year: DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund +4.62%, HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund +4.62%. Over 3 years: DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund +7.42% a year, HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund +7.41% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund or HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund charges less: 0.16% a year against 0.19%. These are the Direct plans' total expense ratios reported to AMFI.
How much do DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund overlap?
28.4%. They hold 13 of the same securities, the largest shared ones being 7.17% GOI 08012028, 7.06% GOI 10042028, 8.28% GOI 21092027. From each fund's latest monthly portfolio.
Which is riskier, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund or HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
On SEBI's riskometer, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund is rated Low to Moderate and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Low to Moderate. Over 3 years, the standard deviation of daily returns was 0.92% and 0.97% a year.
Which is better for SIP, DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund or HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,08,497 in DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund (XIRR 6.4% a year) and ₹4,08,469 in HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund (XIRR 6.4% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
Yes. 28.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund and HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund?
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund: Shantanu Godambe. HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund: Mohd. Asif Rizwi, Mahesh Chhabria.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.