DSP Equity Savings Fund vs Edelweiss Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
DSP Equity Savings Fund and Edelweiss Equity Savings Fund are both Equity Savings funds. In the 3 years to 30-10-2026, DSP Equity Savings Fund (Direct) returned 8.3% a year and Edelweiss Equity Savings Fund (Direct) returned 10.9% a year. DSP Equity Savings Fund charges 1.10% a year and Edelweiss Equity Savings Fund 1.08% (Direct plans). Their portfolios overlap 26.7%: they hold 40 of the same securities.
DSP Equity Savings Fund
Equity Savings
- 3 year return
- 8.3%
- Expense ratio
- 1.10%
- NAV
- ₹24.95
Edelweiss Equity Savings Fund
Equity Savings
- 3 year return
- 10.9%
- Expense ratio
- 1.08%
- NAV
- ₹30.25
Which is better, DSP Equity Savings or Edelweiss Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Equity Savings returned more over 5 years: 9.3% a year against 7.4%.
- Edelweiss Equity Savings returned more over 3 years: 10.9% a year against 8.3%.
- Edelweiss Equity Savings costs less: 1.08% a year against 1.10% (Direct plans).
- DSP Equity Savings swung less over 3 years: a standard deviation of 3.4% a year against 3.9%.
- Edelweiss Equity Savings fell less in its worst fall since 28-11-2016: −9.5% against −18.9%.
- DSP Equity Savings holds more in large companies: 57.0% of the fund in large caps against 41.7%.
- DSP Equity Savings is the larger fund: ₹3,087 Cr against ₹1,704 Cr.
- Their portfolios overlap 26.7%: 40 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | DSP Equity Savings Fund | Edelweiss Equity Savings Fund |
|---|---|---|
| Fund house | DSP Mutual Fund | Edelweiss Mutual Fund |
| Category | Equity Savings | Equity Savings |
| AUM | ₹3,087 Cr (30-09-2026) | ₹1,704 Cr (30-09-2026) |
| NAV | ₹24.95 (Direct) | ₹30.25 (Direct) |
| Expense ratio (Direct) | 1.10% | 1.08% |
| Expense ratio (Regular) | 1.95% | 2.08% |
| Riskometer | Moderately High | Moderate |
| Benchmark | Nifty Equity Savings Index | Nifty Equity Savings Index |
| Launch date | 28-03-2016 | 13-10-2014 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Abhishek Singh, Shantanu Godambe, Kaivalya Nadkarni | Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik |
| Exit load | Nil | Exit load of 0.25%, if redeemed within 30 days. |
DSP Equity Savings vs Edelweiss Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| DSP Equity Savings Fund (Direct) | 0.00% | −1.27% | +0.40% | +0.40% | +8.26% | +7.44% | +8.35% |
| Edelweiss Equity Savings Fund (Direct) | −0.68% | +0.27% | +3.54% | +5.36% | +10.93% | +9.34% | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
DSP Equity Savings vs Edelweiss Equity Savings: Year-wise Returns
| Year | DSPDSP Equity Savings | EdelweissEdelweiss Equity Savings |
|---|---|---|
| 2026to date | −0.51% | +4.53% |
| 2025 | +7.13% | +9.03% |
| 2024 | +13.04% | +14.47% |
| 2023 | +13.17% | +14.29% |
| 2022 | +5.42% | +4.65% |
| 2021 | +14.50% | +13.07% |
DSP Equity Savings vs Edelweiss Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,708 of them, one for each trading day from 28-11-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
DSP Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
to
Jun 2020Aug 2018
to
Aug 2021Oct 2019
to
Oct 2022Dec 2020
to
Dec 2023Mar 2022
to
Mar 2025Apr 2023
to
Apr 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| DSP Equity Savings | 0.1 | 9.5 | 35.2 | 54.0 | 1.2 | 0.0 | 0.0 | 9.6% | 10.1% | −0.0% | 16.7% |
| Edelweiss Equity Savings | 0.0 | 0.0 | 22.9 | 77.1 | 0.0 | 0.0 | 0.0 | 10.7% | 10.9% | 5.1% | 13.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 28-11-2016. Past returns do not promise future returns.
DSP Equity Savings vs Edelweiss Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-11-2016 to 30-10-2026: 120 instalments, ₹12,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| DSP Equity SavingsDSP Equity Savings Fund (Direct) | ₹12,00,000 | ₹18,53,559 | ₹6,53,559 | 8.4% |
| Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct) | ₹12,00,000 | ₹20,39,932 | ₹8,39,932 | 10.2% |
DSP Equity SavingsDSP Equity Savings Fund (Direct)
Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
DSP Equity Savings vs Edelweiss Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | DSP Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.40% | +5.36% |
| Standard deviation | 3.55% | 4.38% |
| Sharpe ratio | -1.36 | 0.03 |
| Sortino ratio | -1.82 | 0.04 |
| Maximum drawdown | −2.7% (01-04-2026) | −3.5% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.26% | +10.93% |
| Standard deviation | 3.44% | 3.94% |
| Sharpe ratio | 0.65 | 1.25 |
| Sortino ratio | 0.93 | 1.74 |
| Maximum drawdown | −2.7% (01-04-2026) | −3.5% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.44% | +9.34% |
| Standard deviation | 3.72% | 4.24% |
| Sharpe ratio | 0.44 | 0.84 |
| Sortino ratio | 0.62 | 1.16 |
| Maximum drawdown | −4.3% (20-06-2022) | −4.9% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Equity Savings Fund (Direct) | Edelweiss Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.97% | +10.34% |
| Standard deviation | 5.59% | 4.72% |
| Sharpe ratio | 0.63 | 1.05 |
| Sortino ratio | 0.84 | 1.46 |
| Maximum drawdown | −18.9% (23-03-2020) | −9.5% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-03-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
DSP Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| DSP Equity Savings Fund (Direct) | −18.9% | 12-02-2020 | 23-03-2020 | 08-10-2020 | 7 months | −2.0% |
| Edelweiss Equity Savings Fund (Direct) | −9.5% | 13-02-2020 | 23-03-2020 | 23-06-2020 | 3 months | −1.5% |
From daily values since 28-11-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Equity Savings Fund (Direct)
Edelweiss Equity Savings Fund (Direct)
DSP Equity Savings vs Edelweiss Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: DSP Equity Savings Fund, September 2026; Edelweiss Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 26.7%
- Held by both
- 40
- Only in DSP Equity Savings
- 42
- Only in Edelweiss Equity Savings
- 115
| Security | % of DSP Equity Savings | % of Edelweiss Equity Savings |
|---|---|---|
| HDFC Bank Limited | 7.25% | 4.92% |
| Reliance Industries Limited | 3.10% | 2.93% |
| ICICI Bank Limited | 2.34% | 4.58% |
| Vodafone Idea Limited | 2.28% | 2.42% |
| Bharti Airtel Limited | 2.04% | 3.10% |
| Hindalco Industries Limited | 1.86% | 1.49% |
| Axis Bank Limited | 4.69% | 1.44% |
| Bharti Telecom Limited | 0.86% | 1.45% |
| Kotak Mahindra Bank Limited | 3.68% | 0.84% |
| State Bank of India | 0.85% | 0.59% |
| Mahindra & Mahindra Limited | 3.10% | 0.58% |
| Titan Co Limited | 1.55% | 0.48% |
| ITC Limited | 3.24% | 0.46% |
| NMDC Limited | 0.46% | 1.36% |
| Indus Towers Limited | 1.82% | 0.38% |
| Sun Pharmaceutical Industries Limited | 1.75% | 0.36% |
| NTPC Limited | 2.46% | 0.35% |
| Ambuja Cements Limited | 0.34% | 0.62% |
| Larsen & Toubro Limited | 1.78% | 0.33% |
| Hero MotoCorp Limited | 0.97% | 0.33% |
| Brookfield India Real Estate Trust | 0.31% | 1.22% |
| Bandhan Bank Limited | 0.98% | 0.28% |
| Maruti Suzuki India Limited | 0.95% | 0.25% |
| Hindustan Aeronautics Limited | 0.68% | 0.25% |
| Infosys Limited | 1.03% | 0.21% |
| Bharat Petroleum Corporation Limited | 0.21% | 0.31% |
| JSW Steel Limited | 0.18% | 0.35% |
| 7.10% GOI 18042029 | 0.17% | 0.59% |
| 7.18% GOI 14082033 | 0.16% | 1.47% |
| Life Insurance Corporation Of India | 0.45% | 0.14% |
| TVS Motor Co Limited | 0.24% | 0.14% |
| Cipla Limited | 2.07% | 0.12% |
| Hindustan Petroleum Corporation Limited | 0.20% | 0.10% |
| Punjab National Bank | 0.80% | 0.09% |
| Bharat Electronics Limited | 0.08% | 0.21% |
| HDFC Life Insurance Co Limited | 1.37% | 0.07% |
| Bank of Baroda | 0.99% | 0.05% |
| GMR Airports Limited | 0.25% | 0.05% |
| Biocon Limited | 0.17% | 0.05% |
| HDFC Asset Management Co Limited | 0.97% | 0.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 26.7% means 26.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in DSP Equity Savings Fund
| Security | % of fund |
|---|---|
| 6.87% GOI FRB 22092033 | 2.87% |
| 7.38% GOI 20062027 | 2.17% |
| Bharti Telecom Limited | 1.69% |
| Power Finance Corporation Limited | 1.68% |
| 6.90% GOI 15042065 | 1.65% |
Largest holdings only in Edelweiss Equity Savings Fund
| Security | % of fund |
|---|---|
| EDELWEISS ULTRA SHORT TERM FUND | 4.41% |
| Steel Authority of India Ltd. | 4.26% |
| EDELWEISS LOW DURATION FUND | 3.69% |
| 7.65% HDB FIN SERV NCD 10-09-27 | 2.92% |
| Adani Green Energy Ltd. | 2.70% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | DSP Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Equity | 68.7% | 64.9% |
| Debt | 25.5% | 8.5% |
| Cash and others | 5.9% | 26.6% |
Market cap of stocks
| Market cap | DSP Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Large Cap | 57.0% | 41.7% |
| Mid Cap | 6.1% | 14.3% |
| Small Cap | 5.6% | 6.7% |
| Not on AMFI's list | 0.0% | 2.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | DSP Equity Savings | Edelweiss Equity Savings |
|---|---|---|
| Banks | 21.6% | 15.0% |
| Pharmaceuticals & Biotechnology | 6.2% | 2.5% |
| Telecom - Services | 6.1% | 5.9% |
| Automobiles | 5.3% | 1.7% |
| Insurance | 4.7% | 0.2% |
| Ferrous Metals | 0.2% | 4.7% |
| Capital Markets | 1.0% | 4.3% |
| Petroleum Products | 3.7% | 3.3% |
| Power | 3.1% | 3.5% |
The six largest sectors of each fund's stocks, % of the fund.
DSP Equity Savings vs Edelweiss Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | DSP Equity Savings Fund | Edelweiss Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.10% | 1.08% |
| Base expense ratio (Direct) | 0.60% | 0.51% |
| Total expense ratio (Regular) | 1.95% | 2.08% |
| Base expense ratio (Regular) | 1.32% | 1.36% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare DSP Equity Savings with
DSP Equity Savings Fund vs Edelweiss Equity Savings Fund: Frequently Asked Questions
What is the difference between DSP Equity Savings Fund and Edelweiss Equity Savings Fund?
Both are Equity Savings funds, run by DSP Mutual Fund and Edelweiss Mutual Fund. Their portfolios overlap 26.7%. DSP Equity Savings Fund charges 1.10% a year and Edelweiss Equity Savings Fund 1.08%.
Which has given higher returns, DSP Equity Savings Fund or Edelweiss Equity Savings Fund?
Over 1 year: DSP Equity Savings Fund +0.40%, Edelweiss Equity Savings Fund +5.36%. Over 3 years: DSP Equity Savings Fund +8.26% a year, Edelweiss Equity Savings Fund +10.93% a year. Over 5 years: DSP Equity Savings Fund +7.44% a year, Edelweiss Equity Savings Fund +9.34% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, DSP Equity Savings Fund or Edelweiss Equity Savings Fund?
Edelweiss Equity Savings Fund charges less: 1.08% a year against 1.10%. These are the Direct plans' total expense ratios reported to AMFI.
How much do DSP Equity Savings Fund and Edelweiss Equity Savings Fund overlap?
26.7%. They hold 40 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, DSP Equity Savings Fund or Edelweiss Equity Savings Fund?
On SEBI's riskometer, DSP Equity Savings Fund is rated Moderately High and Edelweiss Equity Savings Fund Moderate. Over 3 years, the standard deviation of daily returns was 3.44% and 3.94% a year.
Which is better for SIP, DSP Equity Savings Fund or Edelweiss Equity Savings Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,28,606 in DSP Equity Savings Fund (XIRR 6.9% a year) and ₹7,83,893 in Edelweiss Equity Savings Fund (XIRR 9.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both DSP Equity Savings Fund and Edelweiss Equity Savings Fund?
Yes. 26.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages DSP Equity Savings Fund and Edelweiss Equity Savings Fund?
DSP Equity Savings Fund: Abhishek Singh, Shantanu Godambe, Kaivalya Nadkarni. Edelweiss Equity Savings Fund: Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.