Canara Robeco Medium to Long Term Fund vs SBI Long Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Canara Robeco Medium to Long Term Fund is a Medium to Long Duration fund and SBI Long Term Fund is a Long Duration fund. In the 3 years to 30-10-2026, Canara Robeco Medium to Long Term Fund (Direct) returned 6.1% a year and SBI Long Term Fund (Direct) returned 6.1% a year. Canara Robeco Medium to Long Term Fund charges 0.72% a year and SBI Long Term Fund 0.32% (Direct plans). Their portfolios overlap 38.9%: they hold 3 of the same securities.
Canara Robeco Medium to Long Term Fund
Medium to Long Duration
- 3 year return
- 6.1%
- Expense ratio
- 0.72%
- NAV
- ₹64.08
Which is better, Canara Robeco Medium to Long Term or SBI Long Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Canara Robeco Medium to Long Term returned more over 3 years: 6.1% a year against 6.1%.
- Canara Robeco Medium to Long Term returned more over 1 year: 2.3% against 1.0%.
- SBI Long Term costs less: 0.32% a year against 0.72% (Direct plans).
- Canara Robeco Medium to Long Term swung less over 3 years: a standard deviation of 1.8% a year against 3.7%.
- Canara Robeco Medium to Long Term fell less in its worst fall since 28-12-2022: −1.9% against −4.5%.
- SBI Long Term is the larger fund: ₹1,246 Cr against ₹111 Cr.
- Their portfolios overlap 38.9%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Canara Robeco Medium to Long Term Fund | SBI Long Term Fund |
|---|---|---|
| Fund house | Canara Robeco Mutual Fund | SBI Mutual Fund |
| Category | Medium to Long Duration | Long Duration |
| AUM | ₹111 Cr (30-09-2026) | ₹1,246 Cr (30-09-2026) |
| NAV | ₹64.08 (Direct) | ₹12.59 (Direct) |
| Expense ratio (Direct) | 0.72% | 0.32% |
| Expense ratio (Regular) | 1.84% | 0.68% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Medium to Long Duration Debt A-III Index | CRISIL Long Duration Debt A-III Index |
| Launch date | 19-09-2002 | 21-12-2022 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Avnish Jain / Ms. Suman Prasad | Ardhendu Bhattacharya |
| Exit load | NIL | Nil |
Canara Robeco Medium to Long Term vs SBI Long Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term Fund (Direct) | −0.59% | −0.90% | +1.29% | +2.31% | +6.10% | +5.24% | +6.39% |
| SBI Long Term Fund (Direct) | −0.82% | −1.55% | +1.05% | +1.04% | +6.08% | -- | -- |
| Medium to Long Duration average | −0.59% | −0.88% | +1.83% | +2.86% | +6.52% | +5.71% | +6.19% |
| Long Duration average | −1.14% | −2.16% | +0.90% | +0.63% | +5.83% | -- | -- |
Category average: the average of the 13 Medium to Long Duration funds and the 11 Long Duration funds, same plan type.
Canara Robeco Medium to Long Term vs SBI Long Term: Year-wise Returns
| Year | Canara Robeco Medium toCanara Robeco Medium to Long Term | SBISBI Long Term |
|---|---|---|
| 2026to date | +1.89% | +0.41% |
| 2025 | +5.43% | +3.75% |
| 2024 | +8.89% | +11.71% |
| 2023 | +6.81% | +8.30% |
| 2022 | +2.74% | -- |
| 2021 | +3.02% | -- |
Canara Robeco Medium to Long Term vs SBI Long Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 202 of them, one for each trading day from 29-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Canara Robeco Medium to Long Term Fund (Direct)
SBI Long Term Fund (Direct)
to
Jan 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.5% | 6.5% | 5.8% | 7.2% |
| SBI Long Term | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.6% | 6.6% | 5.1% | 7.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 28-12-2022. Past returns do not promise future returns.
Canara Robeco Medium to Long Term vs SBI Long Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Canara Robeco Medium to Long TermCanara Robeco Medium to Long Term Fund (Direct) | ₹4,70,000 | ₹5,17,499 | ₹47,499 | 4.9% |
| SBI Long TermSBI Long Term Fund (Direct) | ₹4,70,000 | ₹5,10,689 | ₹40,689 | 4.2% |
Canara Robeco Medium to Long TermCanara Robeco Medium to Long Term Fund (Direct)
SBI Long TermSBI Long Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Canara Robeco Medium to Long Term vs SBI Long Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | SBI Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.31% | +1.04% |
| Standard deviation | 1.93% | 4.04% |
| Sharpe ratio | -1.52 | -1.04 |
| Sortino ratio | -1.98 | -1.41 |
| Maximum drawdown | −1.9% (23-10-2026) | −3.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | SBI Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.10% | +6.08% |
| Standard deviation | 1.84% | 3.67% |
| Sharpe ratio | 0.04 | 0.02 |
| Sortino ratio | 0.06 | 0.02 |
| Maximum drawdown | −1.9% (23-10-2026) | −4.5% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | SBI Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.31% | +6.20% |
| Standard deviation | 2.88% | 3.66% |
| Sharpe ratio | 0.44 | 0.01 |
| Sortino ratio | 0.64 | 0.01 |
| Maximum drawdown | −5.5% (19-08-2013) | −4.5% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco Medium to Long Term Fund (Direct)
SBI Long Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term Fund (Direct) | −1.9% | 14-08-2026 | 23-10-2026 | Not yet | -- | −1.6% |
| SBI Long Term Fund (Direct) | −4.5% | 28-05-2025 | 02-04-2026 | 24-06-2026 | 3 months | −2.7% |
From daily values since 28-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Medium to Long Term Fund (Direct)
SBI Long Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Medium to Long Term Fund (Direct)
SBI Long Term Fund (Direct)
Canara Robeco Medium to Long Term vs SBI Long Term: Portfolio Overlap
From each fund's latest monthly portfolio: Canara Robeco Medium to Long Term Fund, September 2026; SBI Long Term Fund, September 2026
Holdings in common
- Overlap
- 38.9%
- Held by both
- 3
- Only in Canara Robeco Medium to Long Term
- 9
- Only in SBI Long Term
- 3
| Security | % of Canara Robeco Medium to Long Term | % of SBI Long Term |
|---|---|---|
| 6.94% GOI 2036 (11-MAY-2036) | 31.46% | 26.45% |
| 6.90% GOI 2065 (15-APR-2065) | 12.13% | 13.68% |
| CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2 | 0.34% | 0.66% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 38.9% means 38.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Canara Robeco Medium to Long Term Fund
| Security | % of fund |
|---|---|
| GOI FRB 2034 (30-OCT-2034) | 13.90% |
| 7.02% KERALA SDL 03-MAR-28 | 9.01% |
| 7.24% GOI 2055 (18-AUG-2055) | 6.42% |
| 8.34% UTTAR PRADESH SDL 06-FEB-29 | 4.61% |
| 8.15% RAJASTHAN SDL 16-APR-29 | 4.59% |
Largest holdings only in SBI Long Term Fund
| Security | % of fund |
|---|---|
| 7.71% CGL 2066 | 39.32% |
| 7.74% State Government of Tamil Nadu 2036 | 5.98% |
| 7.43% CGL 2076 | 4.82% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Canara Robeco Medium to Long Term | SBI Long Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.2% | 90.3% |
| Cash and others | 9.8% | 9.8% |
Canara Robeco Medium to Long Term vs SBI Long Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Canara Robeco Medium to Long Term Fund | SBI Long Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.72% | 0.32% |
| Base expense ratio (Direct) | 0.61% | 0.26% |
| Total expense ratio (Regular) | 1.84% | 0.68% |
| Base expense ratio (Regular) | 1.59% | 0.57% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Canara Robeco Medium to Long Term Fund vs SBI Long Term Fund: Frequently Asked Questions
What is the difference between Canara Robeco Medium to Long Term Fund and SBI Long Term Fund?
Canara Robeco Medium to Long Term Fund is a Medium to Long Duration fund, SBI Long Term Fund is a Long Duration fund, run by Canara Robeco Mutual Fund and SBI Mutual Fund. Their portfolios overlap 38.9%. Canara Robeco Medium to Long Term Fund charges 0.72% a year and SBI Long Term Fund 0.32%.
Which has given higher returns, Canara Robeco Medium to Long Term Fund or SBI Long Term Fund?
Over 1 year: Canara Robeco Medium to Long Term Fund +2.31%, SBI Long Term Fund +1.04%. Over 3 years: Canara Robeco Medium to Long Term Fund +6.10% a year, SBI Long Term Fund +6.08% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Canara Robeco Medium to Long Term Fund or SBI Long Term Fund?
SBI Long Term Fund charges less: 0.32% a year against 0.72%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Canara Robeco Medium to Long Term Fund and SBI Long Term Fund overlap?
38.9%. They hold 3 of the same securities, the largest shared ones being 6.94% GOI 2036 (11-MAY-2036), 6.90% GOI 2065 (15-APR-2065), CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2. From each fund's latest monthly portfolio.
Which is riskier, Canara Robeco Medium to Long Term Fund or SBI Long Term Fund?
On SEBI's riskometer, Canara Robeco Medium to Long Term Fund is rated Moderate and SBI Long Term Fund Moderate. Over 3 years, the standard deviation of daily returns was 1.84% and 3.67% a year.
Which is better for SIP, Canara Robeco Medium to Long Term Fund or SBI Long Term Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,95,427 in Canara Robeco Medium to Long Term Fund (XIRR 4.3% a year) and ₹3,88,671 in SBI Long Term Fund (XIRR 3.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Canara Robeco Medium to Long Term Fund and SBI Long Term Fund?
Yes. 38.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Canara Robeco Medium to Long Term Fund and SBI Long Term Fund?
Canara Robeco Medium to Long Term Fund: Avnish Jain / Ms. Suman Prasad. SBI Long Term Fund: Ardhendu Bhattacharya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.