Canara Robeco Medium to Long Term Fund vs DSP Dynamic Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Canara Robeco Medium to Long Term Fund is a Medium to Long Duration fund and DSP Dynamic Term Fund is a Dynamic Bond fund. In the 3 years to 30-10-2026, Canara Robeco Medium to Long Term Fund (Direct) returned 6.1% a year and DSP Dynamic Term Fund (Direct) returned 6.0% a year. Canara Robeco Medium to Long Term Fund charges 0.72% a year and DSP Dynamic Term Fund 0.54% (Direct plans). Their portfolios overlap 24.6%: they hold 3 of the same securities.
Canara Robeco Medium to Long Term Fund
Medium to Long Duration
- 3 year return
- 6.1%
- Expense ratio
- 0.72%
- NAV
- ₹64.08
DSP Dynamic Term Fund
Dynamic Bond
- 3 year return
- 6.0%
- Expense ratio
- 0.54%
- NAV
- ₹3,646.31
Which is better, Canara Robeco Medium to Long Term or DSP Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- DSP Dynamic Term returned more over 5 years: 5.5% a year against 5.2%.
- Canara Robeco Medium to Long Term returned more over 3 years: 6.1% a year against 6.0%.
- DSP Dynamic Term costs less: 0.54% a year against 0.72% (Direct plans).
- Canara Robeco Medium to Long Term swung less over 3 years: a standard deviation of 1.8% a year against 2.9%.
- DSP Dynamic Term fell less in its worst fall since 02-01-2013: −4.5% against −5.5%.
- DSP Dynamic Term is the larger fund: ₹607 Cr against ₹111 Cr.
- Their portfolios overlap 24.6%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Canara Robeco Medium to Long Term Fund | DSP Dynamic Term Fund |
|---|---|---|
| Fund house | Canara Robeco Mutual Fund | DSP Mutual Fund |
| Category | Medium to Long Duration | Dynamic Bond |
| AUM | ₹111 Cr (30-09-2026) | ₹607 Cr (30-09-2026) |
| NAV | ₹64.08 (Direct) | ₹3,646.31 (Direct) |
| Expense ratio (Direct) | 0.72% | 0.54% |
| Expense ratio (Regular) | 1.84% | 1.16% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Medium to Long Duration Debt A-III Index | CRISIL Dynamic Bond A-III Index |
| Launch date | 19-09-2002 | 09-05-2007 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Avnish Jain / Ms. Suman Prasad | Shantanu Godambe, Sandeep Yadav, Kunal Khudania |
| Exit load | NIL | Nil |
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term Fund (Direct) | −0.59% | −0.90% | +1.29% | +2.31% | +6.10% | +5.24% | +6.39% |
| DSP Dynamic Term Fund (Direct) | −0.58% | −1.75% | +1.23% | +1.26% | +6.03% | +5.49% | +6.43% |
| Medium to Long Duration average | −0.59% | −0.88% | +1.83% | +2.86% | +6.52% | +5.71% | +6.19% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 13 Medium to Long Duration funds and the 22 Dynamic Bond funds, same plan type.
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Year-wise Returns
| Year | Canara Robeco Medium to LongCanara Robeco Medium to Long Term | DSP DynamicDSP Dynamic Term |
|---|---|---|
| 2026to date | +1.89% | +0.72% |
| 2025 | +5.43% | +4.86% |
| 2024 | +8.89% | +10.66% |
| 2023 | +6.81% | +8.62% |
| 2022 | +2.74% | +2.25% |
| 2021 | +3.02% | +3.02% |
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,618 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Canara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic Term Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term | 0.0 | 8.1 | 81.0 | 10.8 | 0.0 | 0.0 | 0.0 | 7.6% | 7.6% | 3.7% | 12.6% |
| DSP Dynamic Term | 0.0 | 5.7 | 77.0 | 17.3 | 0.0 | 0.0 | 0.0 | 7.9% | 7.6% | 4.2% | 13.2% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Canara Robeco Medium to Long Term vs DSP Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Canara Robeco Medium to Long TermCanara Robeco Medium to Long Term Fund (Direct) | ₹16,60,000 | ₹26,68,834 | ₹10,08,834 | 6.6% |
| DSP Dynamic TermDSP Dynamic Term Fund (Direct) | ₹16,60,000 | ₹27,08,261 | ₹10,48,261 | 6.8% |
Canara Robeco Medium to Long TermCanara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic TermDSP Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.31% | +1.26% |
| Standard deviation | 1.93% | 3.19% |
| Sharpe ratio | -1.52 | -1.25 |
| Sortino ratio | -1.98 | -1.65 |
| Maximum drawdown | −1.9% (23-10-2026) | −2.9% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.10% | +6.03% |
| Standard deviation | 1.84% | 2.92% |
| Sharpe ratio | 0.04 | 0.00 |
| Sortino ratio | 0.06 | 0.00 |
| Maximum drawdown | −1.9% (23-10-2026) | −3.1% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.24% | +5.49% |
| Standard deviation | 1.95% | 2.45% |
| Sharpe ratio | -0.29 | -0.13 |
| Sortino ratio | -0.39 | -0.17 |
| Maximum drawdown | −1.9% (23-10-2026) | −3.1% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Medium to Long Term Fund (Direct) | DSP Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.31% | +7.52% |
| Standard deviation | 2.88% | 3.37% |
| Sharpe ratio | 0.44 | 0.44 |
| Sortino ratio | 0.64 | 0.60 |
| Maximum drawdown | −5.5% (19-08-2013) | −4.5% (10-06-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Canara Robeco Medium to Long Term Fund (Direct) | −5.5% | 28-05-2013 | 19-08-2013 | 20-01-2014 | 5 months | −1.6% |
| DSP Dynamic Term Fund (Direct) | −4.5% | 03-06-2019 | 10-06-2019 | 04-07-2019 | 24 days | −2.5% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Medium to Long Term Fund (Direct)
DSP Dynamic Term Fund (Direct)
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: Canara Robeco Medium to Long Term Fund, September 2026; DSP Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 24.6%
- Held by both
- 3
- Only in Canara Robeco Medium to Long Term
- 9
- Only in DSP Dynamic Term
- 12
| Security | % of Canara Robeco Medium to Long Term | % of DSP Dynamic Term |
|---|---|---|
| 6.94% GOI 2036 (11-MAY-2036) | 31.46% | 15.82% |
| 6.90% GOI 2065 (15-APR-2065) | 12.13% | 8.42% |
| CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2 | 0.34% | 0.90% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 24.6% means 24.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Canara Robeco Medium to Long Term Fund
| Security | % of fund |
|---|---|
| GOI FRB 2034 (30-OCT-2034) | 13.90% |
| 7.02% KERALA SDL 03-MAR-28 | 9.01% |
| 7.24% GOI 2055 (18-AUG-2055) | 6.42% |
| 8.34% UTTAR PRADESH SDL 06-FEB-29 | 4.61% |
| 8.15% RAJASTHAN SDL 16-APR-29 | 4.59% |
Largest holdings only in DSP Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.43% Maharashtra SDL 03122040 | 8.12% |
| State Bank Of India | 8.00% |
| Power Finance Corporation Limited | 7.92% |
| 7.17% GOI 17042030 | 6.87% |
| Torrent Pharmaceuticals Limited | 4.28% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Canara Robeco Medium to Long Term | DSP Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.2% | 82.5% |
| Cash and others | 9.8% | 17.5% |
Canara Robeco Medium to Long Term vs DSP Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Canara Robeco Medium to Long Term Fund | DSP Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.72% | 0.54% |
| Base expense ratio (Direct) | 0.61% | 0.45% |
| Total expense ratio (Regular) | 1.84% | 1.16% |
| Base expense ratio (Regular) | 1.59% | 0.98% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Canara Robeco Medium to Long Term with
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- Canara Robeco Medium to Long Term vs HDFC Medium to Long Term
Canara Robeco Medium to Long Term Fund vs DSP Dynamic Term Fund: Frequently Asked Questions
What is the difference between Canara Robeco Medium to Long Term Fund and DSP Dynamic Term Fund?
Canara Robeco Medium to Long Term Fund is a Medium to Long Duration fund, DSP Dynamic Term Fund is a Dynamic Bond fund, run by Canara Robeco Mutual Fund and DSP Mutual Fund. Their portfolios overlap 24.6%. Canara Robeco Medium to Long Term Fund charges 0.72% a year and DSP Dynamic Term Fund 0.54%.
Which has given higher returns, Canara Robeco Medium to Long Term Fund or DSP Dynamic Term Fund?
Over 1 year: Canara Robeco Medium to Long Term Fund +2.31%, DSP Dynamic Term Fund +1.26%. Over 3 years: Canara Robeco Medium to Long Term Fund +6.10% a year, DSP Dynamic Term Fund +6.03% a year. Over 5 years: Canara Robeco Medium to Long Term Fund +5.24% a year, DSP Dynamic Term Fund +5.49% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Canara Robeco Medium to Long Term Fund or DSP Dynamic Term Fund?
DSP Dynamic Term Fund charges less: 0.54% a year against 0.72%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Canara Robeco Medium to Long Term Fund and DSP Dynamic Term Fund overlap?
24.6%. They hold 3 of the same securities, the largest shared ones being 6.94% GOI 2036 (11-MAY-2036), 6.90% GOI 2065 (15-APR-2065), CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2. From each fund's latest monthly portfolio.
Which is riskier, Canara Robeco Medium to Long Term Fund or DSP Dynamic Term Fund?
On SEBI's riskometer, Canara Robeco Medium to Long Term Fund is rated Moderate and DSP Dynamic Term Fund Moderate. Over 3 years, the standard deviation of daily returns was 1.84% and 2.92% a year.
Which is better for SIP, Canara Robeco Medium to Long Term Fund or DSP Dynamic Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,97,071 in Canara Robeco Medium to Long Term Fund (XIRR 5.2% a year) and ₹6,96,196 in DSP Dynamic Term Fund (XIRR 5.2% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Canara Robeco Medium to Long Term Fund and DSP Dynamic Term Fund?
Yes. 24.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Canara Robeco Medium to Long Term Fund and DSP Dynamic Term Fund?
Canara Robeco Medium to Long Term Fund: Avnish Jain / Ms. Suman Prasad. DSP Dynamic Term Fund: Shantanu Godambe, Sandeep Yadav, Kunal Khudania.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.