Canara Robeco Liquid Fund vs Capitalmind Liquid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Canara Robeco Liquid Fund and Capitalmind Liquid Fund are both Liquid funds. Canara Robeco Liquid Fund charges 0.08% a year and Capitalmind Liquid Fund 0.11% (Direct plans). Their portfolios overlap 11.1%: they hold 4 of the same securities.
Which is better, Canara Robeco Liquid or Capitalmind Liquid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Canara Robeco Liquid costs less: 0.08% a year against 0.11% (Direct plans).
- Capitalmind Liquid fell less in its worst fall since 01-12-2025: −0.0% against −0.0%.
- Canara Robeco Liquid is the larger fund: ₹5,027 Cr against ₹124 Cr.
- Their portfolios overlap 11.1%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Canara Robeco Liquid Fund | Capitalmind Liquid Fund |
|---|---|---|
| Fund house | Canara Robeco Mutual Fund | Capitalmind Mutual Fund |
| Category | Liquid | Liquid |
| AUM | ₹5,027 Cr (30-09-2026) | ₹124 Cr (30-09-2026) |
| NAV | ₹3,429.01 (Direct) | ₹1,060.90 (Direct) |
| Expense ratio (Direct) | 0.08% | 0.11% |
| Expense ratio (Regular) | 0.17% | 0.31% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL Liquid Debt A-I Index | Nifty Liquid Index A-I TRI |
| Launch date | 15-01-2002 | 22-11-2025 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Bhupesh Kalyani / Mr. Avnish Jain | Prateek Jain, Anoop Vijaykumar |
| Exit load | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. |
Canara Robeco Liquid vs Capitalmind Liquid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Canara Robeco Liquid Fund (Direct) | +0.45% | +1.50% | +3.14% | +6.42% | +6.90% | +6.41% | +5.98% |
| Capitalmind Liquid Fund (Direct) | +0.45% | +1.51% | +3.13% | -- | -- | -- | -- |
| Liquid average | +0.44% | +1.46% | +3.06% | -- | -- | -- | -- |
Category average: the average of the 44 Liquid funds, same plan type.
Canara Robeco Liquid vs Capitalmind Liquid: Year-wise Returns
| Year | Canara RobecoCanara Robeco Liquid | CapitalmindCapitalmind Liquid |
|---|---|---|
| 2026to date | +5.35% | +5.36% |
| 2025 | +6.65% | -- |
| 2024 | +7.44% | -- |
| 2023 | +7.12% | -- |
| 2022 | +4.90% | -- |
| 2021 | +3.26% | -- |
Canara Robeco Liquid vs Capitalmind Liquid: Rolling Returns
Every holding period of both funds
Canara Robeco Liquid vs Capitalmind Liquid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Canara Robeco Liquid Fund (Direct) | Capitalmind Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.71% | +6.47% |
| Standard deviation | 0.14% | 0.18% |
| Sharpe ratio | 4.85 | 6.86 |
| Sortino ratio | 7.68 | 19.23 |
| Maximum drawdown | −0.2% (16-07-2013) | −0.0% (15-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco Liquid Fund (Direct)
Capitalmind Liquid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Canara Robeco Liquid Fund (Direct) | −0.0% | 20-10-2026 | 22-10-2026 | 25-10-2026 | 3 days | 0.0% |
| Capitalmind Liquid Fund (Direct) | −0.0% | 14-10-2026 | 15-10-2026 | 18-10-2026 | 3 days | 0.0% |
From daily values since 01-12-2025, the first day every fund has.
Canara Robeco Liquid vs Capitalmind Liquid: Portfolio Overlap
From each fund's latest monthly portfolio: Canara Robeco Liquid Fund, September 2026; Capitalmind Liquid Fund, September 2026
Holdings in common
- Overlap
- 11.1%
- Held by both
- 4
- Only in Canara Robeco Liquid
- 35
- Only in Capitalmind Liquid
- 15
| Security | % of Canara Robeco Liquid | % of Capitalmind Liquid |
|---|---|---|
| Kotak Securities Ltd (23/11/2026) | 4.92% | 4.00% |
| Export-Import Bank Of India (04/12/2026) | 3.94% | 7.99% |
| Punjab National Bank (15/12/2026) | 2.95% | 7.97% |
| CORPORATE DEBT MARKET DEVELOPMENT FUND CLASS A2 | 0.28% | 0.23% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.1% means 11.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Canara Robeco Liquid Fund
| Security | % of fund |
|---|---|
| Indian Oil Corporation Ltd (09/12/2026) | 5.90% |
| HDFC Bank Ltd (14/12/2026) | 5.40% |
| 91 DTB (24-DEC-2026) | 5.30% |
| Reliance Retail Ventures Ltd (27/11/2026) | 4.92% |
| Small Industries Development Bank Of India (02/12/2026) | 3.94% |
Largest holdings only in Capitalmind Liquid Fund
| Security | % of fund |
|---|---|
| 91 Days Tbill (MD 03/12/2026) | 8.00% |
| 91 Days Tbill (MD 10/12/2026) | 7.99% |
| Canara Bank (03/12/2026) | 7.99% |
| Bank of Baroda (11/12/2026) | 7.98% |
| Small Industries Dev Bank of India (06/11/2026) | 7.62% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Canara Robeco Liquid | Capitalmind Liquid |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 94.1% | 94.2% |
| Cash and others | 5.9% | 5.8% |
Canara Robeco Liquid vs Capitalmind Liquid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Canara Robeco Liquid Fund | Capitalmind Liquid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.08% | 0.11% |
| Base expense ratio (Direct) | 0.07% | 0.08% |
| Total expense ratio (Regular) | 0.17% | 0.31% |
| Base expense ratio (Regular) | 0.15% | 0.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Canara Robeco Liquid with
Canara Robeco Liquid Fund vs Capitalmind Liquid Fund: Frequently Asked Questions
What is the difference between Canara Robeco Liquid Fund and Capitalmind Liquid Fund?
Both are Liquid funds, run by Canara Robeco Mutual Fund and Capitalmind Mutual Fund. Their portfolios overlap 11.1%. Canara Robeco Liquid Fund charges 0.08% a year and Capitalmind Liquid Fund 0.11%.
Which has the lower expense ratio, Canara Robeco Liquid Fund or Capitalmind Liquid Fund?
Canara Robeco Liquid Fund charges less: 0.08% a year against 0.11%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Canara Robeco Liquid Fund and Capitalmind Liquid Fund overlap?
11.1%. They hold 4 of the same securities, the largest shared ones being Kotak Securities Ltd (23/11/2026), Export-Import Bank Of India (04/12/2026), Punjab National Bank (15/12/2026). From each fund's latest monthly portfolio.
Which is riskier, Canara Robeco Liquid Fund or Capitalmind Liquid Fund?
On SEBI's riskometer, Canara Robeco Liquid Fund is rated Low to Moderate and Capitalmind Liquid Fund Low to Moderate. Over their common history, the standard deviation of daily returns was 0.14% and 0.18% a year.
Can I invest in both Canara Robeco Liquid Fund and Capitalmind Liquid Fund?
Yes. 11.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Canara Robeco Liquid Fund and Capitalmind Liquid Fund?
Canara Robeco Liquid Fund: Bhupesh Kalyani / Mr. Avnish Jain. Capitalmind Liquid Fund: Prateek Jain, Anoop Vijaykumar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.