Canara Robeco ELSS - Tax Saver Fund vs PGIM India Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
Canara Robeco ELSS - Tax Saver Fund is an ELSS fund and PGIM India Balanced Advantage Fund is a Balanced Advantage fund. In the 3 years to 30-10-2026, Canara Robeco ELSS - Tax Saver Fund (Direct) returned 11.5% a year and PGIM India Balanced Advantage Fund (Direct) returned 7.1% a year. Canara Robeco ELSS - Tax Saver Fund charges 0.73% a year and PGIM India Balanced Advantage Fund 0.90% (Direct plans). Their portfolios overlap 54.0%: they hold 41 of the same securities.
Canara Robeco ELSS - Tax Saver Fund
ELSS
- 3 year return
- 11.5%
- Expense ratio
- 0.73%
- NAV
- ₹192.74
PGIM India Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 7.1%
- Expense ratio
- 0.90%
- NAV
- ₹15.90
Which is better, Canara Robeco ELSS - Tax Saver or PGIM India Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Canara Robeco ELSS - Tax Saver returned more over 5 years: 9.0% a year against 6.8%.
- Canara Robeco ELSS - Tax Saver returned more over 3 years: 11.5% a year against 7.1%.
- Canara Robeco ELSS - Tax Saver costs less: 0.73% a year against 0.90% (Direct plans).
- PGIM India Balanced Advantage swung less over 3 years: a standard deviation of 9.2% a year against 13.5%.
- PGIM India Balanced Advantage fell less in its worst fall since 08-02-2021: −11.6% against −18.6%.
- Canara Robeco ELSS - Tax Saver holds more in large companies: 73.5% of the fund in large caps against 56.6%.
- Canara Robeco ELSS - Tax Saver is the larger fund: ₹8,167 Cr against ₹681 Cr.
- Their portfolios overlap 54.0%: 41 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Canara Robeco ELSS - Tax Saver Fund | PGIM India Balanced Advantage Fund |
|---|---|---|
| Fund house | Canara Robeco Mutual Fund | PGIM India Mutual Fund |
| Category | ELSS | Balanced Advantage |
| AUM | ₹8,167 Cr (30-09-2026) | ₹681 Cr (30-09-2026) |
| NAV | ₹192.74 (Direct) | ₹15.90 (Direct) |
| Expense ratio (Direct) | 0.73% | 0.90% |
| Expense ratio (Regular) | 1.85% | 2.51% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 31-03-1993 | 04-02-2021 |
| Minimum investment | ₹500 | ₹5,000 |
| Lock in | 3 years | None |
| Fund managers | Vishal Mishra / Mr. Shridatta Bhandwaldar | Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal |
| Exit load | Nil | For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL. |
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Canara Robeco ELSS - Tax Saver Fund (Direct) | +0.20% | −4.74% | −1.14% | −4.70% | +11.47% | +9.00% | +14.38% |
| PGIM India Balanced Advantage Fund (Direct) | −0.19% | −4.85% | −2.09% | −6.19% | +7.11% | +6.77% | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | +10.29% | +13.05% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 50 ELSS funds and the 38 Balanced Advantage funds, same plan type.
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Year-wise Returns
| Year | Canara Robeco ELSS - Tax SaverCanara Robeco ELSS - Tax Saver | PGIM India Balanced AdvantagePGIM India Balanced Advantage |
|---|---|---|
| 2026to date | −4.49% | −6.08% |
| 2025 | +6.46% | +8.04% |
| 2024 | +18.88% | +12.01% |
| 2023 | +25.20% | +17.37% |
| 2022 | +1.22% | +2.94% |
| 2021 | +36.81% | -- |
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Canara Robeco ELSS - Tax Saver Fund
Rolling returns
Every 3-year holding period, 671 of them, one for each trading day from 08-02-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Canara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
BSE 500 TRI
to
Apr 2024Oct 2021
to
Oct 2024Mar 2022
to
Mar 2025Sept 2022
to
Sept 2025Mar 2023
to
Mar 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Canara Robeco ELSS - Tax Saver | 0.0 | 0.0 | 0.1 | 32.0 | 62.7 | 5.1 | 0.0 | 16.0% | 16.2% | 9.9% | 22.2% | 54% |
| PGIM India Balanced Advantage | 0.0 | 0.0 | 27.7 | 69.9 | 2.4 | 0.0 | 0.0 | 11.0% | 11.5% | 6.0% | 16.1% | 0% |
| BSE 500 TRI | 0.0 | 0.0 | 3.6 | 30.4 | 56.6 | 9.4 | 0.0 | 16.0% | 16.1% | 8.4% | 22.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 08-02-2021. Past returns do not promise future returns.
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-02-2021 to 30-10-2026: 69 instalments, ₹6,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Canara Robeco ELSS - Tax SaverCanara Robeco ELSS - Tax Saver Fund (Direct) | ₹6,90,000 | ₹9,03,092 | ₹2,13,092 | 9.3% |
| PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct) | ₹6,90,000 | ₹8,19,406 | ₹1,29,406 | 5.9% |
Canara Robeco ELSS - Tax SaverCanara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Canara Robeco ELSS - Tax Saver Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.70% | −6.19% |
| Standard deviation | 14.07% | 9.98% |
| Sharpe ratio | -0.71 | -1.15 |
| Sortino ratio | -0.96 | -1.52 |
| Maximum drawdown | −12.9% (30-03-2026) | −10.6% (30-03-2026) |
| Beta | 0.98 | -- |
| Alpha | +2.65% | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco ELSS - Tax Saver Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.47% | +7.11% |
| Standard deviation | 13.48% | 9.20% |
| Sharpe ratio | 0.40 | 0.12 |
| Sortino ratio | 0.55 | 0.16 |
| Maximum drawdown | −18.2% (28-02-2025) | −10.7% (28-02-2025) |
| Beta | 0.94 | -- |
| Alpha | +1.82% | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco ELSS - Tax Saver Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.00% | +6.77% |
| Standard deviation | 13.58% | 8.96% |
| Sharpe ratio | 0.24 | 0.11 |
| Sortino ratio | 0.32 | 0.15 |
| Maximum drawdown | −18.6% (17-06-2022) | −11.6% (20-06-2022) |
| Beta | 0.94 | -- |
| Alpha | +0.53% | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco ELSS - Tax Saver Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +14.38% | +8.12% |
| Standard deviation | 15.25% | 8.55% |
| Sharpe ratio | 0.55 | 0.31 |
| Sortino ratio | 0.74 | 0.42 |
| Maximum drawdown | −34.3% (23-03-2020) | −11.6% (20-06-2022) |
| Beta | 0.94 | -- |
| Alpha | +1.96% | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Canara Robeco ELSS - Tax Saver Fund (Direct) | −18.6% | 17-01-2022 | 17-06-2022 | 30-11-2022 | 5 months | −6.9% |
| PGIM India Balanced Advantage Fund (Direct) | −11.6% | 05-04-2022 | 20-06-2022 | 16-08-2022 | 57 days | −7.0% |
| BSE 500 TRI | −18.7% | 26-09-2024 | 28-02-2025 | Not yet | -- | −9.4% |
From daily values since 08-02-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco ELSS - Tax Saver Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Canara Robeco ELSS - Tax Saver Fund (Direct) | 97% | 92% | 2.87% |
| PGIM India Balanced Advantage Fund (Direct) | 65% | 62% | 6.31% |
From month-end values since 08-02-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Canara Robeco ELSS - Tax Saver Fund, September 2026; PGIM India Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 54.0%
- Held by both
- 41
- Only in Canara Robeco ELSS - Tax Saver
- 33
- Only in PGIM India Balanced Advantage
- 50
| Security | % of Canara Robeco ELSS - Tax Saver | % of PGIM India Balanced Advantage |
|---|---|---|
| ICICI Bank Ltd | 6.82% | 5.91% |
| HDFC Bank Ltd | 6.22% | 5.41% |
| Reliance Industries Ltd | 4.05% | 4.07% |
| Bharti Airtel Ltd | 3.35% | 3.21% |
| State Bank of India | 3.59% | 2.40% |
| Infosys Ltd | 2.96% | 1.88% |
| Larsen & Toubro Ltd | 3.42% | 1.85% |
| Bajaj Finance Ltd | 2.74% | 1.84% |
| Eternal Ltd | 2.31% | 1.62% |
| TVS Motor Co Ltd | 1.58% | 1.42% |
| Axis Bank Ltd | 2.83% | 1.32% |
| Mahindra & Mahindra Ltd | 1.24% | 1.27% |
| NTPC Ltd | 1.21% | 1.49% |
| Divi's Laboratories Ltd | 2.79% | 1.13% |
| Varun Beverages Ltd | 1.13% | 1.31% |
| CG Power and Industrial Solutions Ltd | 1.65% | 1.09% |
| Solar Industries India Ltd | 1.09% | 1.28% |
| Kotak Mahindra Bank Ltd | 1.26% | 1.05% |
| Uno Minda Ltd | 0.99% | 0.96% |
| J.K. Cement Ltd | 0.95% | 1.01% |
| Sun Pharmaceutical Industries Ltd | 1.11% | 0.93% |
| Titan Co Ltd | 0.93% | 1.47% |
| Bharat Electronics Ltd | 0.90% | 0.98% |
| FSN E-Commerce Ventures Ltd | 0.88% | 0.91% |
| Power Finance Corporation Ltd | 0.82% | 0.78% |
| Ultratech Cement Ltd | 1.78% | 0.76% |
| Tech Mahindra Ltd | 0.76% | 0.78% |
| Tata Consultancy Services Ltd | 0.72% | 1.20% |
| United Spirits Ltd | 0.94% | 0.70% |
| Cummins India Ltd | 0.67% | 0.68% |
| Max Healthcare Institute Ltd | 0.66% | 0.83% |
| HDFC Life Insurance Co Ltd | 0.66% | 0.93% |
| Info Edge (India) Ltd | 0.99% | 0.60% |
| Torrent Pharmaceuticals Ltd | 1.66% | 0.59% |
| Vishal Mega Mart Ltd | 0.58% | 0.95% |
| Maruti Suzuki India Ltd | 0.97% | 0.57% |
| Asian Paints Ltd | 0.68% | 0.41% |
| ITC Ltd | 0.68% | 0.38% |
| Ashok Leyland Ltd | 0.54% | 0.36% |
| Ge Vernova T&D India Ltd | 1.09% | 0.34% |
| ICICI Lombard General Insurance Co Ltd | 0.10% | 0.76% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 54.0% means 54.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Canara Robeco ELSS - Tax Saver Fund
| Security | % of fund |
|---|---|
| Samvardhana Motherson International Ltd | 1.94% |
| Interglobe Aviation Ltd | 1.82% |
| PNB Housing Finance Ltd | 1.36% |
| BSE Ltd | 1.24% |
| Phoenix Mills Ltd | 1.14% |
Largest holdings only in PGIM India Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.18% Government of India | 2.65% |
| Muthoot Finance Ltd. | 2.13% |
| 6.79% Government of India | 1.57% |
| Fedbank Financial Services Ltd. | 1.43% |
| 8.535% Muthoot Finance Ltd. | 1.32% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Canara Robeco ELSS - Tax Saver | PGIM India Balanced Advantage |
|---|---|---|
| Equity | 97.8% | 76.9% |
| Debt | 0.0% | 18.3% |
| Cash and others | 2.2% | 4.8% |
Market cap of stocks
| Market cap | Canara Robeco ELSS - Tax Saver | PGIM India Balanced Advantage |
|---|---|---|
| Large Cap | 73.5% | 56.6% |
| Mid Cap | 16.9% | 19.2% |
| Small Cap | 7.4% | 1.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Canara Robeco ELSS - Tax Saver | PGIM India Balanced Advantage |
|---|---|---|
| Banks | 20.7% | 17.6% |
| Pharmaceuticals & Biotechnology | 6.8% | 4.0% |
| Retailing | 6.3% | 4.1% |
| Finance | 5.7% | 3.4% |
| IT - Software | 4.4% | 5.6% |
| Automobiles | 5.1% | 4.2% |
| Petroleum Products | 4.0% | 4.9% |
The six largest sectors of each fund's stocks, % of the fund.
Canara Robeco ELSS - Tax Saver vs PGIM India Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Canara Robeco ELSS - Tax Saver Fund | PGIM India Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.73% | 0.90% |
| Base expense ratio (Direct) | 0.57% | 0.69% |
| Total expense ratio (Regular) | 1.85% | 2.51% |
| Base expense ratio (Regular) | 1.53% | 2.05% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
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Canara Robeco ELSS - Tax Saver Fund vs PGIM India Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Canara Robeco ELSS - Tax Saver Fund and PGIM India Balanced Advantage Fund?
Canara Robeco ELSS - Tax Saver Fund is an ELSS fund, PGIM India Balanced Advantage Fund is a Balanced Advantage fund, run by Canara Robeco Mutual Fund and PGIM India Mutual Fund. Their portfolios overlap 54.0%. Canara Robeco ELSS - Tax Saver Fund charges 0.73% a year and PGIM India Balanced Advantage Fund 0.90%.
Which has given higher returns, Canara Robeco ELSS - Tax Saver Fund or PGIM India Balanced Advantage Fund?
Over 1 year: Canara Robeco ELSS - Tax Saver Fund −4.70%, PGIM India Balanced Advantage Fund −6.19%. Over 3 years: Canara Robeco ELSS - Tax Saver Fund +11.47% a year, PGIM India Balanced Advantage Fund +7.11% a year. Over 5 years: Canara Robeco ELSS - Tax Saver Fund +9.00% a year, PGIM India Balanced Advantage Fund +6.77% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Canara Robeco ELSS - Tax Saver Fund or PGIM India Balanced Advantage Fund?
Canara Robeco ELSS - Tax Saver Fund charges less: 0.73% a year against 0.90%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Canara Robeco ELSS - Tax Saver Fund and PGIM India Balanced Advantage Fund overlap?
54.0%. They hold 41 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Canara Robeco ELSS - Tax Saver Fund or PGIM India Balanced Advantage Fund?
On SEBI's riskometer, Canara Robeco ELSS - Tax Saver Fund is rated Very High and PGIM India Balanced Advantage Fund Very High. Over 3 years, the standard deviation of daily returns was 13.48% and 9.20% a year.
Which is better for SIP, Canara Robeco ELSS - Tax Saver Fund or PGIM India Balanced Advantage Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,57,519 in Canara Robeco ELSS - Tax Saver Fund (XIRR 8.5% a year) and ₹6,99,287 in PGIM India Balanced Advantage Fund (XIRR 5.3% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Canara Robeco ELSS - Tax Saver Fund and PGIM India Balanced Advantage Fund?
Yes. 54.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Canara Robeco ELSS - Tax Saver Fund and PGIM India Balanced Advantage Fund?
Canara Robeco ELSS - Tax Saver Fund: Vishal Mishra / Mr. Shridatta Bhandwaldar. PGIM India Balanced Advantage Fund: Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.