Canara Robeco Dynamic Term Fund vs DSP 10 year Constant Maturity Gilt Fund
Direct Plan, Growth option · Data as on 30-10-2026
Canara Robeco Dynamic Term Fund is a Dynamic Bond fund and DSP 10 year Constant Maturity Gilt Fund is a Gilt fund. In the 3 years to 30-10-2026, Canara Robeco Dynamic Term Fund (Direct) returned 5.4% a year and DSP 10 year Constant Maturity Gilt Fund (Direct) returned 5.9% a year. Canara Robeco Dynamic Term Fund charges 0.74% a year and DSP 10 year Constant Maturity Gilt Fund 0.30% (Direct plans). Their portfolios overlap 49.6%: they hold 1 of the same security.
Canara Robeco Dynamic Term Fund
Dynamic Bond
- 3 year return
- 5.4%
- Expense ratio
- 0.74%
- NAV
- ₹32.75
DSP 10 year Constant Maturity Gilt Fund
Gilt
- 3 year return
- 5.9%
- Expense ratio
- 0.30%
- NAV
- ₹22.57
Which is better, Canara Robeco Dynamic Term or DSP 10 year Constant Maturity Gilt? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Canara Robeco Dynamic Term returned more over 5 years: 5.0% a year against 4.7%.
- DSP 10 year Constant Maturity Gilt returned more over 3 years: 5.9% a year against 5.4%.
- DSP 10 year Constant Maturity Gilt costs less: 0.30% a year against 0.74% (Direct plans).
- Canara Robeco Dynamic Term swung less over 3 years: a standard deviation of 2.5% a year against 2.8%.
- Canara Robeco Dynamic Term fell less in its worst fall since 29-09-2014: −3.3% against −5.5%.
- Canara Robeco Dynamic Term is the larger fund: ₹80 Cr against ₹37 Cr.
- Their portfolios overlap 49.6%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Canara Robeco Dynamic Term Fund | DSP 10 year Constant Maturity Gilt Fund |
|---|---|---|
| Fund house | Canara Robeco Mutual Fund | DSP Mutual Fund |
| Category | Dynamic Bond | Gilt |
| AUM | ₹80 Cr (30-09-2026) | ₹37 Cr (30-09-2026) |
| NAV | ₹32.75 (Direct) | ₹22.57 (Direct) |
| Expense ratio (Direct) | 0.74% | 0.30% |
| Expense ratio (Regular) | 1.71% | 0.50% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Dynamic Bond A-III Index | CRISIL 10 Year Gilt Index |
| Launch date | 29-05-2009 | 26-09-2014 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Avnish Jain / Mr. Bhupesh Kalyani | Shantanu Godambe |
| Exit load | NIL | Nil |
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Canara Robeco Dynamic Term Fund (Direct) | −0.80% | −1.48% | +0.69% | +1.14% | +5.42% | +4.99% | +5.83% |
| DSP 10 year Constant Maturity Gilt Fund (Direct) | −1.08% | −2.45% | +0.45% | +0.20% | +5.87% | +4.74% | +5.87% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | +5.46% | +6.64% |
Category average: the average of the 22 Dynamic Bond funds and the 28 Gilt funds, same plan type.
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Year-wise Returns
| Year | Canara Robeco Dynamic TermCanara Robeco Dynamic Term | DSP 10 year Constant Maturity GiltDSP 10 year Constant Maturity Gilt |
|---|---|---|
| 2026to date | +0.71% | −0.33% |
| 2025 | +4.52% | +6.40% |
| 2024 | +8.88% | +9.20% |
| 2023 | +6.82% | +7.92% |
| 2022 | +3.60% | +0.34% |
| 2021 | +2.27% | +0.89% |
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,197 of them, one for each trading day from 29-09-2017 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Canara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity Gilt Fund (Direct)
to
Jun 2018Jan 2017
to
Jan 2020Jul 2018
to
Jul 2021Feb 2020
to
Feb 2023Aug 2021
to
Aug 2024Feb 2023
to
Feb 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Canara Robeco Dynamic Term | 0.0 | 10.5 | 88.3 | 1.2 | 0.0 | 0.0 | 0.0 | 6.8% | 7.0% | 3.7% | 11.3% |
| DSP 10 year Constant Maturity Gilt | 0.0 | 24.9 | 70.0 | 5.1 | 0.0 | 0.0 | 0.0 | 6.8% | 7.1% | 2.3% | 11.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 29-09-2014. Past returns do not promise future returns.
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2014 to 30-10-2026: 146 instalments, ₹14,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Canara Robeco Dynamic TermCanara Robeco Dynamic Term Fund (Direct) | ₹14,60,000 | ₹20,97,558 | ₹6,37,558 | 5.8% |
| DSP 10 year Constant Maturity GiltDSP 10 year Constant Maturity Gilt Fund (Direct) | ₹14,60,000 | ₹21,02,135 | ₹6,42,135 | 5.8% |
Canara Robeco Dynamic TermCanara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity GiltDSP 10 year Constant Maturity Gilt Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Canara Robeco Dynamic Term Fund (Direct) | DSP 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.14% | +0.20% |
| Standard deviation | 2.18% | 3.47% |
| Sharpe ratio | -1.88 | -1.46 |
| Sortino ratio | -2.39 | -1.95 |
| Maximum drawdown | −2.4% (23-10-2026) | −3.5% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Dynamic Term Fund (Direct) | DSP 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.42% | +5.87% |
| Standard deviation | 2.51% | 2.80% |
| Sharpe ratio | -0.24 | -0.05 |
| Sortino ratio | -0.33 | -0.08 |
| Maximum drawdown | −3.3% (26-08-2025) | −3.5% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Dynamic Term Fund (Direct) | DSP 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.99% | +4.74% |
| Standard deviation | 2.24% | 3.32% |
| Sharpe ratio | -0.36 | -0.32 |
| Sortino ratio | -0.49 | -0.44 |
| Maximum drawdown | −3.3% (26-08-2025) | −5.2% (13-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Canara Robeco Dynamic Term Fund (Direct) | DSP 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.17% | +6.96% |
| Standard deviation | 3.19% | 3.91% |
| Sharpe ratio | 0.35 | 0.32 |
| Sortino ratio | 0.52 | 0.46 |
| Maximum drawdown | −6.2% (19-08-2013) | −5.5% (13-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Canara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity Gilt Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Canara Robeco Dynamic Term Fund (Direct) | −3.3% | 28-05-2025 | 26-08-2025 | 15-06-2026 | 10 months | −2.1% |
| DSP 10 year Constant Maturity Gilt Fund (Direct) | −5.5% | 24-06-2021 | 13-06-2022 | 11-01-2023 | 7 months | −3.0% |
From daily values since 29-09-2014, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity Gilt Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity Gilt Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Canara Robeco Dynamic Term Fund (Direct)
DSP 10 year Constant Maturity Gilt Fund (Direct)
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Portfolio Overlap
From each fund's latest monthly portfolio: Canara Robeco Dynamic Term Fund, September 2026; DSP 10 year Constant Maturity Gilt Fund, September 2026
Holdings in common
- Overlap
- 49.6%
- Held by both
- 1
- Only in Canara Robeco Dynamic Term
- 9
- Only in DSP 10 year Constant Maturity Gilt
- 1
| Security | % of Canara Robeco Dynamic Term | % of DSP 10 year Constant Maturity Gilt |
|---|---|---|
| 6.94% GOI 2036 (11-MAY-2036) | 49.63% | 95.89% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 49.6% means 49.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Canara Robeco Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.24% GOI 2055 (18-AUG-2055) | 14.78% |
| 8.05% GUJARAT SDL 31-JAN-28 | 10.05% |
| ICICI Securities Ltd (23/03/2027) | 6.02% |
| 7.38% GOI 20-JUN-27 | 3.14% |
| 6.53% GOI 2031 (07-SEP-2031) | 3.07% |
Largest holdings only in DSP 10 year Constant Maturity Gilt Fund
| Security | % of fund |
|---|---|
| 6.48% GOI 06102035 | 2.68% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Canara Robeco Dynamic Term | DSP 10 year Constant Maturity Gilt |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.5% | 98.6% |
| Cash and others | 9.5% | 1.4% |
Canara Robeco Dynamic Term vs DSP 10 year Constant Maturity Gilt: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Canara Robeco Dynamic Term Fund | DSP 10 year Constant Maturity Gilt Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.74% | 0.30% |
| Base expense ratio (Direct) | 0.61% | 0.26% |
| Total expense ratio (Regular) | 1.71% | 0.50% |
| Base expense ratio (Regular) | 1.44% | 0.43% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Canara Robeco Dynamic Term with
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- DSP 10 year Constant Maturity Gilt vs ICICI Prudential 10 year Constant Maturity Gilt
- DSP 10 year Constant Maturity Gilt vs UTI 10 year Constant Maturity Gilt
Canara Robeco Dynamic Term Fund vs DSP 10 year Constant Maturity Gilt Fund: Frequently Asked Questions
What is the difference between Canara Robeco Dynamic Term Fund and DSP 10 year Constant Maturity Gilt Fund?
Canara Robeco Dynamic Term Fund is a Dynamic Bond fund, DSP 10 year Constant Maturity Gilt Fund is a Gilt fund, run by Canara Robeco Mutual Fund and DSP Mutual Fund. Their portfolios overlap 49.6%. Canara Robeco Dynamic Term Fund charges 0.74% a year and DSP 10 year Constant Maturity Gilt Fund 0.30%.
Which has given higher returns, Canara Robeco Dynamic Term Fund or DSP 10 year Constant Maturity Gilt Fund?
Over 1 year: Canara Robeco Dynamic Term Fund +1.14%, DSP 10 year Constant Maturity Gilt Fund +0.20%. Over 3 years: Canara Robeco Dynamic Term Fund +5.42% a year, DSP 10 year Constant Maturity Gilt Fund +5.87% a year. Over 5 years: Canara Robeco Dynamic Term Fund +4.99% a year, DSP 10 year Constant Maturity Gilt Fund +4.74% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Canara Robeco Dynamic Term Fund or DSP 10 year Constant Maturity Gilt Fund?
DSP 10 year Constant Maturity Gilt Fund charges less: 0.30% a year against 0.74%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Canara Robeco Dynamic Term Fund and DSP 10 year Constant Maturity Gilt Fund overlap?
49.6%. They hold 1 of the same securities, the largest shared ones being 6.94% GOI 2036 (11-MAY-2036). From each fund's latest monthly portfolio.
Which is riskier, Canara Robeco Dynamic Term Fund or DSP 10 year Constant Maturity Gilt Fund?
On SEBI's riskometer, Canara Robeco Dynamic Term Fund is rated Moderate and DSP 10 year Constant Maturity Gilt Fund Moderate. Over 3 years, the standard deviation of daily returns was 2.51% and 2.80% a year.
Which is better for SIP, Canara Robeco Dynamic Term Fund or DSP 10 year Constant Maturity Gilt Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,85,150 in Canara Robeco Dynamic Term Fund (XIRR 4.5% a year) and ₹6,89,776 in DSP 10 year Constant Maturity Gilt Fund (XIRR 4.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Canara Robeco Dynamic Term Fund and DSP 10 year Constant Maturity Gilt Fund?
Yes. 49.6% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Canara Robeco Dynamic Term Fund and DSP 10 year Constant Maturity Gilt Fund?
Canara Robeco Dynamic Term Fund: Avnish Jain / Mr. Bhupesh Kalyani. DSP 10 year Constant Maturity Gilt Fund: Shantanu Godambe.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.