Baroda BNP Paribas Short Term Fund vs ICICI Prudential Short Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Short Term Fund and ICICI Prudential Short Term Fund are both Short Duration funds. In the 3 years to 30-10-2026, Baroda BNP Paribas Short Term Fund (Direct) returned 7.3% a year and ICICI Prudential Short Term Fund (Direct) returned 7.5% a year. Baroda BNP Paribas Short Term Fund charges 0.44% a year and ICICI Prudential Short Term Fund 0.45% (Direct plans). Their portfolios overlap 5.0%: they hold 10 of the same securities.
Baroda BNP Paribas Short Term Fund
Short Duration
- 3 year return
- 7.3%
- Expense ratio
- 0.44%
- NAV
- ₹33.98
ICICI Prudential Short Term Fund
Short Duration
- 3 year return
- 7.5%
- Expense ratio
- 0.45%
- NAV
- ₹70.57
Which is better, Baroda BNP Paribas Short Term or ICICI Prudential Short Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Short Term returned more over 5 years: 7.0% a year against 6.5%.
- ICICI Prudential Short Term returned more over 3 years: 7.5% a year against 7.3%.
- Baroda BNP Paribas Short Term costs less: 0.44% a year against 0.45% (Direct plans).
- Baroda BNP Paribas Short Term swung less over 3 years: a standard deviation of 0.9% a year against 0.9%.
- Baroda BNP Paribas Short Term fell less in its worst fall since 09-01-2013: −2.1% against −3.4%.
- ICICI Prudential Short Term is the larger fund: ₹18,890 Cr against ₹419 Cr.
- Their portfolios overlap 5.0%: 10 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Short Term Fund | ICICI Prudential Short Term Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Short Duration | Short Duration |
| AUM | ₹419 Cr (30-09-2026) | ₹18,890 Cr (30-09-2026) |
| NAV | ₹33.98 (Direct) | ₹70.57 (Direct) |
| Expense ratio (Direct) | 0.44% | 0.45% |
| Expense ratio (Regular) | 1.05% | 1.05% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Short Term Fund (Direct) | −0.02% | +0.65% | +2.75% | +4.57% | +7.29% | +6.48% | +7.16% |
| ICICI Prudential Short Term Fund (Direct) | −0.28% | +0.18% | +2.45% | +4.92% | +7.48% | +6.99% | +7.63% |
| Short Duration average | −0.14% | +0.30% | +2.50% | +4.11% | +6.88% | +6.62% | +6.89% |
Category average: the average of the 25 Short Duration funds, same plan type.
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Year-wise Returns
| Year | Baroda BNP ParibasBaroda BNP Paribas Short Term | ICICI PrudentialICICI Prudential Short Term |
|---|---|---|
| 2026to date | +3.81% | +3.84% |
| 2025 | +8.20% | +8.61% |
| 2024 | +8.41% | +8.45% |
| 2023 | +7.72% | +8.10% |
| 2022 | +3.66% | +5.44% |
| 2021 | +4.48% | +4.67% |
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,614 of them, one for each trading day from 11-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short Term Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Short Term | 0.0 | 0.2 | 93.2 | 6.7 | 0.0 | 0.0 | 0.0 | 7.9% | 8.3% | 4.9% | 10.3% |
| ICICI Prudential Short Term | 0.0 | 0.0 | 88.4 | 11.6 | 0.0 | 0.0 | 0.0 | 8.4% | 8.4% | 6.0% | 11.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 09-01-2013. Past returns do not promise future returns.
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 09-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Short TermBaroda BNP Paribas Short Term Fund (Direct) | ₹16,60,000 | ₹28,13,245 | ₹11,53,245 | 7.3% |
| ICICI Prudential Short TermICICI Prudential Short Term Fund (Direct) | ₹16,60,000 | ₹29,31,798 | ₹12,71,798 | 7.8% |
Baroda BNP Paribas Short TermBaroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short TermICICI Prudential Short Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Short Term Fund (Direct) | ICICI Prudential Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.57% | +4.92% |
| Standard deviation | 1.08% | 1.22% |
| Sharpe ratio | -0.63 | -0.27 |
| Sortino ratio | -0.88 | -0.37 |
| Maximum drawdown | −0.5% (21-05-2026) | −0.6% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Short Term Fund (Direct) | ICICI Prudential Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.29% | +7.48% |
| Standard deviation | 0.93% | 0.93% |
| Sharpe ratio | 1.36 | 1.55 |
| Sortino ratio | 2.11 | 2.34 |
| Maximum drawdown | −0.5% (21-05-2026) | −0.6% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Short Term Fund (Direct) | ICICI Prudential Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.48% | +6.99% |
| Standard deviation | 0.94% | 0.98% |
| Sharpe ratio | 0.72 | 1.21 |
| Sortino ratio | 1.00 | 1.74 |
| Maximum drawdown | −1.5% (09-05-2022) | −0.7% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Short Term Fund (Direct) | ICICI Prudential Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.82% | +8.30% |
| Standard deviation | 1.18% | 1.56% |
| Sharpe ratio | 1.50 | 1.44 |
| Sortino ratio | 2.25 | 2.16 |
| Maximum drawdown | −2.1% (23-03-2020) | −3.4% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 09-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Short Term Fund (Direct) | −2.1% | 09-03-2020 | 23-03-2020 | 27-03-2020 | 4 days | −0.1% |
| ICICI Prudential Short Term Fund (Direct) | −3.4% | 19-06-2013 | 19-08-2013 | 04-10-2013 | 46 days | −0.5% |
From daily values since 09-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Short Term Fund (Direct)
ICICI Prudential Short Term Fund (Direct)
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Short Term Fund, September 2026; ICICI Prudential Short Term Fund, September 2026
Holdings in common
- Overlap
- 5.0%
- Held by both
- 10
- Only in Baroda BNP Paribas Short Term
- 41
- Only in ICICI Prudential Short Term
- 145
| Security | % of Baroda BNP Paribas Short Term | % of ICICI Prudential Short Term |
|---|---|---|
| 9.31% Vedanta Limited (03/12/2027) | 1.20% | 3.12% |
| 7.53% National Bank For Agriculture and Rural Development (24/03/2028) | 1.19% | 4.98% |
| 7.74% LIC Housing Finance Limited (11/02/2028) | 2.38% | 0.85% |
| 7.21% Embassy Office Parks REIT (17/03/2028) | 1.18% | 0.39% |
| Corporate Debt Market Development Fund | 0.41% | 0.34% |
| 7.35% Bharti Telecom Limited (15/10/2027) | 1.18% | 0.31% |
| 7.46% REC Limited (30/06/2028) | 3.33% | 0.26% |
| India Universal Trust (21/11/2027) | 0.60% | 0.26% |
| 7.42% Small Industries Dev Bank of India (12/03/2029) | 4.72% | 0.13% |
| 7.01% National Bank For Agriculture and Rural Development (16/03/2029) | 4.68% | 0.08% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 5.0% means 5.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Short Term Fund
| Security | % of fund |
|---|---|
| 8.5% Nirma Limited (07/04/2027) | 3.58% |
| 8.35% Tata Projects Limited (22/07/2027) | 3.57% |
| 8% Adani Power Limited (27/01/2028) | 3.56% |
| 7.70% Nuvoco Vistas Corporation Limited (18/09/2028) | 3.54% |
| 8.2% Tata Capital Housing Finance Limited (25/09/2029) | 3.10% |
Largest holdings only in ICICI Prudential Short Term Fund
| Security | % of fund |
|---|---|
| LIC Housing Finance Ltd. | 3.96% |
| Shivshakti Securitisation Trust | 3.03% |
| NABARD | 2.82% |
| Siddhivinayak Securitisation Trust | 2.40% |
| Small Industries Development Bank Of India. | 2.32% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Short Term | ICICI Prudential Short Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 92.9% | 96.2% |
| Cash and others | 7.1% | 3.8% |
Baroda BNP Paribas Short Term vs ICICI Prudential Short Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Short Term Fund | ICICI Prudential Short Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.44% | 0.45% |
| Base expense ratio (Direct) | 0.37% | 0.38% |
| Total expense ratio (Regular) | 1.05% | 1.05% |
| Base expense ratio (Regular) | 0.88% | 0.89% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Baroda BNP Paribas Short Term with
Baroda BNP Paribas Short Term Fund vs ICICI Prudential Short Term Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Short Term Fund and ICICI Prudential Short Term Fund?
Both are Short Duration funds, run by Baroda BNP Paribas Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 5.0%. Baroda BNP Paribas Short Term Fund charges 0.44% a year and ICICI Prudential Short Term Fund 0.45%.
Which has given higher returns, Baroda BNP Paribas Short Term Fund or ICICI Prudential Short Term Fund?
Over 1 year: Baroda BNP Paribas Short Term Fund +4.57%, ICICI Prudential Short Term Fund +4.92%. Over 3 years: Baroda BNP Paribas Short Term Fund +7.29% a year, ICICI Prudential Short Term Fund +7.48% a year. Over 5 years: Baroda BNP Paribas Short Term Fund +6.48% a year, ICICI Prudential Short Term Fund +6.99% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Short Term Fund or ICICI Prudential Short Term Fund?
Baroda BNP Paribas Short Term Fund charges less: 0.44% a year against 0.45%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Short Term Fund and ICICI Prudential Short Term Fund overlap?
5.0%. They hold 10 of the same securities, the largest shared ones being 9.31% Vedanta Limited (03/12/2027), 7.53% National Bank For Agriculture and Rural Development (24/03/2028), 7.74% LIC Housing Finance Limited (11/02/2028). From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Short Term Fund or ICICI Prudential Short Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,26,233 in Baroda BNP Paribas Short Term Fund (XIRR 6.8% a year) and ₹7,32,200 in ICICI Prudential Short Term Fund (XIRR 7.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Short Term Fund and ICICI Prudential Short Term Fund?
Yes. 5.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.