Baroda BNP Paribas Health and Wellness Fund vs DSP Nifty Healthcare ETF
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Health and Wellness Fund is a Thematic fund and DSP Nifty Healthcare ETF is an ETF fund. In the year to 30-10-2026, Baroda BNP Paribas Health and Wellness Fund (Direct) returned 10.1% and DSP Nifty Healthcare ETF returned 11.2%. Baroda BNP Paribas Health and Wellness Fund charges 1.47% a year and DSP Nifty Healthcare ETF 0.23%. Their portfolios overlap 60.0%: they hold 16 of the same securities.
Baroda BNP Paribas Health and Wellness Fund
Thematic
- 1 year return
- 10.1%
- Expense ratio
- 1.47%
- NAV
- ₹10.81
DSP Nifty Healthcare ETF
ETF
- 1 year return
- 11.2%
- Expense ratio
- 0.23%
- NAV
- ₹16.61
Which is better, Baroda BNP Paribas Health and Wellness or DSP Nifty Healthcare ETF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- DSP Nifty Healthcare ETF returned more over 1 year: 11.2% against 10.1%.
- DSP Nifty Healthcare ETF costs less: 0.23% a year against 1.47%.
- DSP Nifty Healthcare ETF fell less in its worst fall since 01-07-2025: −9.2% against −11.1%.
- DSP Nifty Healthcare ETF holds more in large companies: 47.8% of the fund in large caps against 31.1%.
- Baroda BNP Paribas Health and Wellness is the larger fund: ₹487 Cr against ₹17 Cr.
- Their portfolios overlap 60.0%: 16 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Health and Wellness Fund | DSP Nifty Healthcare ETF |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | DSP Mutual Fund |
| Category | Thematic | ETF |
| AUM | ₹487 Cr (30-09-2026) | ₹17 Cr (30-09-2026) |
| NAV | ₹10.81 (Direct) | ₹16.61 |
| Expense ratio (Direct) | 1.47% | Not available |
| Expense ratio (Regular) | 2.70% | Not available |
| Riskometer | Not available | Very High |
| Benchmark | Not available | NIFTY Healthcare TRI |
| Launch date | Not available | 01-02-2024 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Anil Ghelani, Diipesh Shah, Neha Rathi |
| Exit load | Not available | Nil |
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Health and Wellness Fund (Direct) | +0.95% | −0.75% | +12.70% | +10.14% | -- | -- | -- |
| DSP Nifty Healthcare ETF | +1.91% | −1.53% | +10.45% | +11.24% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Year-wise Returns
| Year | Baroda BNP Paribas Health and WellnessBaroda BNP Paribas Health and Wellness | DSP Nifty Healthcare ETFDSP Nifty Healthcare ETF |
|---|---|---|
| 2026to date | +13.17% | +12.69% |
| 2025 | -- | −1.71% |
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of Baroda BNP Paribas Health and Wellness Fund
Rolling returns
Every 1-year holding period, 83 of them, one for each trading day from 01-07-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Health and Wellness Fund (Direct)
DSP Nifty Healthcare ETF
BSE Healthcare TRI
to
Jul 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Health and Wellness | 0.0 | 7.2 | 41.0 | 50.6 | 1.2 | 0.0 | 0.0 | 9.5% | 10.2% | 2.5% | 15.0% | 0% |
| DSP Nifty Healthcare ETF | 0.0 | 3.6 | 12.0 | 61.4 | 22.9 | 0.0 | 0.0 | 12.5% | 12.8% | 2.9% | 18.4% | 20% |
| BSE Healthcare TRI | 0.0 | 2.4 | 10.8 | 49.4 | 37.3 | 0.0 | 0.0 | 13.7% | 13.5% | 4.3% | 19.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 01-07-2025. Past returns do not promise future returns.
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-07-2025 to 30-10-2026: 16 instalments, ₹1,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Health and WellnessBaroda BNP Paribas Health and Wellness Fund (Direct) | ₹1,60,000 | ₹1,74,413 | ₹14,413 | 12.9% |
| DSP Nifty Healthcare ETFDSP Nifty Healthcare ETF | ₹1,60,000 | ₹1,75,886 | ₹15,886 | 14.2% |
Baroda BNP Paribas Health and WellnessBaroda BNP Paribas Health and Wellness Fund (Direct)
DSP Nifty Healthcare ETFDSP Nifty Healthcare ETF
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Health and Wellness Fund (Direct) | DSP Nifty Healthcare ETF |
|---|---|---|
| Return (CAGR) | +10.14% | +11.24% |
| Standard deviation | 12.41% | 14.03% |
| Sharpe ratio | 0.39 | 0.43 |
| Sortino ratio | 0.57 | 0.63 |
| Maximum drawdown | −8.9% (23-10-2026) | −9.2% (23-10-2026) |
| Beta | 0.87 | 1.00 |
| Alpha | −1.31% | −0.25% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Health and Wellness Fund (Direct) | DSP Nifty Healthcare ETF |
|---|---|---|
| Return (CAGR) | +5.91% | +14.83% |
| Standard deviation | 11.78% | 14.75% |
| Sharpe ratio | 0.05 | 0.60 |
| Sortino ratio | 0.07 | 0.85 |
| Maximum drawdown | −11.1% (29-01-2026) | −15.7% (28-02-2025) |
| Beta | 0.85 | 1.00 |
| Alpha | −3.89% | −0.26% |
From daily NAVs, 01-07-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Health and Wellness Fund (Direct)
DSP Nifty Healthcare ETF
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Health and Wellness Fund (Direct) | −11.1% | 30-07-2025 | 29-01-2026 | 19-05-2026 | 4 months | −3.0% |
| DSP Nifty Healthcare ETF | −9.2% | 31-08-2026 | 23-10-2026 | Not yet | -- | −3.0% |
| BSE Healthcare TRI | −10.7% | 30-07-2025 | 29-01-2026 | 06-05-2026 | 3 months | −3.8% |
From daily values since 01-07-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Health and Wellness Fund (Direct)
DSP Nifty Healthcare ETF
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas Health and Wellness Fund (Direct) | 87% | 99% | 4.01% |
| DSP Nifty Healthcare ETF | 102% | 106% | 3.82% |
From month-end values since 01-07-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Health and Wellness Fund, September 2026; DSP Nifty Healthcare ETF, September 2026
Holdings in common
- Overlap
- 60.0%
- Held by both
- 16
- Only in Baroda BNP Paribas Health and Wellness
- 17
- Only in DSP Nifty Healthcare ETF
- 4
| Security | % of Baroda BNP Paribas Health and Wellness | % of DSP Nifty Healthcare ETF |
|---|---|---|
| Sun Pharmaceutical Industries Limited | 8.58% | 16.99% |
| Divi's Laboratories Limited | 7.82% | 10.43% |
| Torrent Pharmaceuticals Limited | 7.88% | 6.24% |
| Laurus Labs Limited | 6.09% | 6.81% |
| Apollo Hospitals Enterprise Limited | 5.28% | 7.42% |
| Lupin Limited | 5.79% | 4.36% |
| Fortis Healthcare Limited | 3.98% | 3.54% |
| Glenmark Pharmaceuticals Limited | 3.11% | 3.11% |
| Aurobindo Pharma Limited | 3.09% | 4.08% |
| Mankind Pharma Limited | 3.34% | 2.51% |
| IPCA Laboratories Limited | 6.13% | 2.36% |
| Zydus Lifesciences Limited | 2.24% | 2.54% |
| Abbott India Limited | 2.50% | 1.26% |
| Dr. Reddy's Laboratories Limited | 1.26% | 6.64% |
| Gland Pharma Limited | 1.19% | 2.04% |
| Cipla Limited | 1.10% | 6.69% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 60.0% means 60.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Health and Wellness Fund
| Security | % of fund |
|---|---|
| Dr. Lal Path Labs Limited | 3.47% |
| AstraZeneca Pharma India Limited | 2.79% |
| Emcure Pharmaceuticals Limited | 2.39% |
| Acutaas Chemicals Limited | 2.36% |
| Max Financial Services Limited | 2.21% |
Largest holdings only in DSP Nifty Healthcare ETF
| Security | % of fund |
|---|---|
| Max Healthcare Institute Limited | 6.11% |
| Alkem Laboratories Limited | 2.75% |
| Biocon Limited | 2.28% |
| Krishna Institute Of Medical Sciences Limited | 1.76% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Health and Wellness | DSP Nifty Healthcare ETF |
|---|---|---|
| Equity | 97.1% | 99.9% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.9% | 0.1% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Health and Wellness | DSP Nifty Healthcare ETF |
|---|---|---|
| Large Cap | 31.1% | 47.8% |
| Mid Cap | 45.1% | 48.4% |
| Small Cap | 18.1% | 3.8% |
| Not on AMFI's list | 2.7% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Health and Wellness | DSP Nifty Healthcare ETF |
|---|---|---|
| Pharmaceuticals & Biotechnology | 73.7% | 81.1% |
| Healthcare Services | 19.8% | 18.8% |
| Insurance | 2.7% | 0.0% |
| IT - Services | 0.9% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Health and Wellness vs DSP Nifty Healthcare ETF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Health and Wellness Fund | DSP Nifty Healthcare ETF |
|---|---|---|
| Total expense ratio (Direct) | 1.47% | Not available |
| Base expense ratio (Direct) | 1.04% | 0.17% |
| Total expense ratio (Regular) | 2.70% | Not available |
| Base expense ratio (Regular) | 2.09% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Baroda BNP Paribas Health and Wellness Fund vs DSP Nifty Healthcare ETF: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Health and Wellness Fund and DSP Nifty Healthcare ETF?
Baroda BNP Paribas Health and Wellness Fund is a Thematic fund, DSP Nifty Healthcare ETF is an ETF fund, run by Baroda BNP Paribas Mutual Fund and DSP Mutual Fund. Their portfolios overlap 60.0%. Baroda BNP Paribas Health and Wellness Fund charges 1.47% a year and DSP Nifty Healthcare ETF 0.23%.
Which has given higher returns, Baroda BNP Paribas Health and Wellness Fund or DSP Nifty Healthcare ETF?
Over 1 year: Baroda BNP Paribas Health and Wellness Fund +10.14%, DSP Nifty Healthcare ETF +11.24%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Health and Wellness Fund or DSP Nifty Healthcare ETF?
DSP Nifty Healthcare ETF charges less: 0.23% a year against 1.47%. These are the total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Health and Wellness Fund and DSP Nifty Healthcare ETF overlap?
60.0%. They hold 16 of the same securities, the largest shared ones being SUNPHARMA, DIVISLAB, TORNTPHARM. From each fund's latest monthly portfolio.
Can I invest in both Baroda BNP Paribas Health and Wellness Fund and DSP Nifty Healthcare ETF?
Yes. 60.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.