Baroda BNP Paribas Equity Savings Fund vs ICICI Prudential Nifty 100 ETF
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Equity Savings Fund is an Equity Savings fund and ICICI Prudential Nifty 100 ETF is an ETF fund. In the 3 years to 30-10-2026, Baroda BNP Paribas Equity Savings Fund (Direct) returned 9.1% a year and ICICI Prudential Nifty 100 ETF returned 8.5% a year. Baroda BNP Paribas Equity Savings Fund charges 1.71% a year and ICICI Prudential Nifty 100 ETF 0.50%. Their portfolios overlap 41.0%: they hold 33 of the same securities.
Baroda BNP Paribas Equity Savings Fund
Equity Savings
- 3 year return
- 9.1%
- Expense ratio
- 1.71%
- NAV
- ₹18.48
ICICI Prudential Nifty 100 ETF
ETF
- 3 year return
- 8.5%
- Expense ratio
- 0.50%
- NAV
- ₹26.77
Which is better, Baroda BNP Paribas Equity Savings or ICICI Prudential Nifty 100 ETF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas Equity Savings returned more over 5 years: 8.0% a year against 6.7%.
- Baroda BNP Paribas Equity Savings returned more over 3 years: 9.1% a year against 8.5%.
- ICICI Prudential Nifty 100 ETF costs less: 0.50% a year against 1.71%.
- Baroda BNP Paribas Equity Savings swung less over 3 years: a standard deviation of 5.5% a year against 13.7%.
- Baroda BNP Paribas Equity Savings fell less in its worst fall since 30-07-2019: −8.4% against −37.9%.
- ICICI Prudential Nifty 100 ETF holds more in large companies: 98.0% of the fund in large caps against 50.8%.
- Baroda BNP Paribas Equity Savings is the larger fund: ₹267 Cr against ₹151 Cr.
- Their portfolios overlap 41.0%: 33 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Equity Savings Fund | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Equity Savings | ETF |
| AUM | ₹267 Cr (30-09-2026) | ₹151 Cr (30-09-2026) |
| NAV | ₹18.48 (Direct) | ₹26.77 |
| Expense ratio (Direct) | 1.71% | Not available |
| Expense ratio (Regular) | 2.84% | Not available |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty 100 TRI |
| Launch date | Not available | 20-08-2013 |
| Minimum investment | Not available | During Ongoing/Continuous Offer: On Stock Exchanges: Investors can buy/sell units of the Scheme in round lot of 1 unit and in multiples thereof. Directly with the Mutual Fund: Investors can buy or sell units of the scheme in creation unit size and its mul |
| Lock in | Not available | None |
| Fund managers | Not available | Nishit Patel, Ajaykumar Solanki, Ashwini Bharucha, Venus Ahuja |
| Exit load | Not available | Not available |
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund (Direct) | −0.06% | −0.84% | +1.03% | +1.65% | +9.14% | +8.02% | -- |
| ICICI Prudential Nifty 100 ETF | +1.00% | −5.43% | −3.23% | −9.17% | +8.54% | +6.69% | +11.17% |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Year-wise Returns
| Year | Baroda BNP Paribas Equity SavingsBaroda BNP Paribas Equity Savings | ICICI Prudential Nifty 100 ETFICICI Prudential Nifty 100 ETF |
|---|---|---|
| 2026to date | +0.78% | −9.71% |
| 2025 | +7.92% | +9.71% |
| 2024 | +12.12% | +12.38% |
| 2023 | +14.67% | +20.66% |
| 2022 | +4.24% | +4.43% |
| 2021 | +7.73% | +25.85% |
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of ICICI Prudential Nifty 100 ETF
Rolling returns
Every 3-year holding period, 1,044 of them, one for each trading day from 01-08-2022 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETF
Nifty 100 TRI
to
Dec 2022Aug 2020
to
Aug 2023May 2021
to
May 2024Feb 2022
to
Feb 2025Oct 2022
to
Oct 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings | 0.0 | 0.0 | 56.5 | 43.5 | 0.0 | 0.0 | 0.0 | 9.8% | 9.8% | 7.4% | 13.3% | 3% |
| ICICI Prudential Nifty 100 ETF | 0.0 | 0.0 | 6.6 | 43.0 | 38.8 | 9.3 | 2.3 | 15.3% | 15.0% | 6.5% | 30.7% | 0% |
| Nifty 100 TRI | 0.0 | 0.0 | 4.6 | 38.4 | 44.3 | 9.3 | 3.4 | 15.8% | 15.6% | 7.1% | 31.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 30-07-2019. Past returns do not promise future returns.
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 30-07-2019 to 30-10-2026: 88 instalments, ₹8,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Equity SavingsBaroda BNP Paribas Equity Savings Fund (Direct) | ₹8,80,000 | ₹11,98,369 | ₹3,18,369 | 8.3% |
| ICICI Prudential Nifty 100 ETFICICI Prudential Nifty 100 ETF | ₹8,80,000 | ₹12,50,326 | ₹3,70,326 | 9.4% |
Baroda BNP Paribas Equity SavingsBaroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETFICICI Prudential Nifty 100 ETF
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Equity Savings Fund (Direct) | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Return (CAGR) | +1.65% | −9.17% |
| Standard deviation | 5.77% | 14.04% |
| Sharpe ratio | -0.62 | -1.03 |
| Sortino ratio | -0.84 | -1.36 |
| Maximum drawdown | −5.1% (30-03-2026) | −15.0% (31-03-2026) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.48% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Equity Savings Fund (Direct) | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Return (CAGR) | +9.14% | +8.54% |
| Standard deviation | 5.50% | 13.69% |
| Sharpe ratio | 0.57 | 0.18 |
| Sortino ratio | 0.77 | 0.25 |
| Maximum drawdown | −5.3% (03-03-2025) | −17.4% (28-02-2025) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.54% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Equity Savings Fund (Direct) | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Return (CAGR) | +8.02% | +6.69% |
| Standard deviation | 5.33% | 13.99% |
| Sharpe ratio | 0.42 | 0.06 |
| Sortino ratio | 0.57 | 0.09 |
| Maximum drawdown | −6.1% (17-06-2022) | −17.4% (28-02-2025) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.53% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Equity Savings Fund (Direct) | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Return (CAGR) | +8.81% | +13.23% |
| Standard deviation | 5.37% | 15.70% |
| Sharpe ratio | 0.68 | 0.46 |
| Sortino ratio | 0.95 | 0.63 |
| Maximum drawdown | −8.4% (23-03-2020) | −37.9% (23-03-2020) |
| Beta | -- | 0.99 |
| Alpha | -- | −0.34% |
From daily NAVs, 30-07-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETF
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund (Direct) | −8.4% | 19-02-2020 | 23-03-2020 | 02-06-2020 | 2 months | −2.5% |
| ICICI Prudential Nifty 100 ETF | −37.9% | 17-01-2020 | 23-03-2020 | 09-11-2020 | 8 months | −10.9% |
| Nifty 100 TRI | −37.9% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −10.1% |
From daily values since 30-07-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETF
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETF
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Equity Savings Fund (Direct)
ICICI Prudential Nifty 100 ETF
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund (Direct) | 41% | 20% | 12.83% |
| ICICI Prudential Nifty 100 ETF | 99% | 101% | 0.06% |
From month-end values since 30-07-2019. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Equity Savings Fund, September 2026; ICICI Prudential Nifty 100 ETF, September 2026
Holdings in common
- Overlap
- 41.0%
- Held by both
- 33
- Only in Baroda BNP Paribas Equity Savings
- 39
- Only in ICICI Prudential Nifty 100 ETF
- 67
| Security | % of Baroda BNP Paribas Equity Savings | % of ICICI Prudential Nifty 100 ETF |
|---|---|---|
| ICICI Bank Limited | 4.26% | 7.34% |
| Bharti Airtel Limited | 3.49% | 4.14% |
| Reliance Industries Limited | 3.08% | 6.15% |
| State Bank of India | 3.66% | 3.07% |
| Larsen & Toubro Limited | 2.53% | 3.41% |
| HDFC Bank Limited | 2.33% | 8.41% |
| Axis Bank Limited | 2.06% | 2.73% |
| Kotak Mahindra Bank Limited | 1.97% | 2.38% |
| Bajaj Finance Limited | 1.64% | 2.03% |
| Mahindra & Mahindra Limited | 1.49% | 2.04% |
| Sun Pharmaceutical Industries Limited | 2.34% | 1.49% |
| Titan Company Limited | 1.23% | 1.47% |
| NTPC Limited | 1.30% | 1.19% |
| Tata Steel Limited | 2.12% | 1.18% |
| Adani Ports and Special Economic Zone Limited | 2.04% | 1.09% |
| Hindalco Industries Limited | 0.86% | 1.06% |
| Infosys Limited | 0.86% | 2.72% |
| Power Grid Corporation of India Limited | 0.84% | 0.91% |
| Bharat Electronics Limited | 0.76% | 1.08% |
| TVS Motor Company Limited | 0.83% | 0.75% |
| Adani Enterprises Limited | 0.67% | 0.76% |
| Tata Motors Ltd | 0.54% | 0.68% |
| Tata Power Company Limited | 1.51% | 0.47% |
| Tech Mahindra Limited | 0.46% | 0.75% |
| Shriram Finance Limited | 0.36% | 1.07% |
| Britannia Industries Limited | 0.36% | 0.44% |
| Pidilite Industries Limited | 0.74% | 0.35% |
| DLF Limited | 0.96% | 0.33% |
| Punjab National Bank | 0.85% | 0.30% |
| Hitachi Energy India Limited | 1.13% | 0.30% |
| Nestle India Limited | 0.26% | 0.73% |
| Trent Limited | 0.22% | 0.68% |
| Ambuja Cements Limited | 1.23% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 41.0% means 41.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Equity Savings Fund
| Security | % of fund |
|---|---|
| 7.32% Government of India (13/11/2030) | 3.80% |
| 7.18% Government of India (14/08/2033) | 3.38% |
| 8.7% Shriram Finance Limited (09/04/2028) | 2.63% |
| 6.92% Power Finance Corporation Limited (16/02/2028) | 2.59% |
| 7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) | 1.87% |
Largest holdings only in ICICI Prudential Nifty 100 ETF
| Security | % of fund |
|---|---|
| ITC Ltd. | 1.96% |
| Eternal Ltd. | 1.80% |
| Tata Consultancy Services Ltd. | 1.62% |
| Hindustan Unilever Ltd. | 1.29% |
| Maruti Suzuki India Ltd. | 1.20% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Equity Savings | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Equity | 65.8% | 100.0% |
| Debt | 28.6% | 0.0% |
| Cash and others | 5.6% | 0.0% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Equity Savings | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Large Cap | 50.8% | 98.0% |
| Mid Cap | 10.2% | 2.0% |
| Small Cap | 4.7% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Equity Savings | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Banks | 16.0% | 25.1% |
| Petroleum Products | 3.9% | 7.0% |
| It - Software | 0.0% | 6.7% |
| Automobiles | 2.3% | 6.4% |
| Finance | 4.7% | 6.2% |
| Telecom - Services | 3.5% | 4.4% |
| Pharmaceuticals & Biotechnology | 4.2% | 4.3% |
| Power | 4.0% | 3.9% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Equity Savings vs ICICI Prudential Nifty 100 ETF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Equity Savings Fund | ICICI Prudential Nifty 100 ETF |
|---|---|---|
| Total expense ratio (Direct) | 1.71% | Not available |
| Base expense ratio (Direct) | 1.14% | 0.00% |
| Total expense ratio (Regular) | 2.84% | Not available |
| Base expense ratio (Regular) | 2.10% | 0.41% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Baroda BNP Paribas Equity Savings with
Baroda BNP Paribas Equity Savings Fund vs ICICI Prudential Nifty 100 ETF: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Equity Savings Fund and ICICI Prudential Nifty 100 ETF?
Baroda BNP Paribas Equity Savings Fund is an Equity Savings fund, ICICI Prudential Nifty 100 ETF is an ETF fund, run by Baroda BNP Paribas Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 41.0%. Baroda BNP Paribas Equity Savings Fund charges 1.71% a year and ICICI Prudential Nifty 100 ETF 0.50%.
Which has given higher returns, Baroda BNP Paribas Equity Savings Fund or ICICI Prudential Nifty 100 ETF?
Over 1 year: Baroda BNP Paribas Equity Savings Fund +1.65%, ICICI Prudential Nifty 100 ETF −9.17%. Over 3 years: Baroda BNP Paribas Equity Savings Fund +9.14% a year, ICICI Prudential Nifty 100 ETF +8.54% a year. Over 5 years: Baroda BNP Paribas Equity Savings Fund +8.02% a year, ICICI Prudential Nifty 100 ETF +6.69% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Equity Savings Fund or ICICI Prudential Nifty 100 ETF?
ICICI Prudential Nifty 100 ETF charges less: 0.50% a year against 1.71%. These are the total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Equity Savings Fund and ICICI Prudential Nifty 100 ETF overlap?
41.0%. They hold 33 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, RELIANCE. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Equity Savings Fund or ICICI Prudential Nifty 100 ETF?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,44,293 in Baroda BNP Paribas Equity Savings Fund (XIRR 7.8% a year) and ₹7,01,218 in ICICI Prudential Nifty 100 ETF (XIRR 5.4% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Equity Savings Fund and ICICI Prudential Nifty 100 ETF?
Yes. 41.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.