Baroda BNP Paribas Dynamic Term Fund vs Edelweiss Gilt Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Dynamic Term Fund is a Dynamic Bond fund and Edelweiss Gilt Fund is a Gilt fund. In the 3 years to 30-10-2026, Baroda BNP Paribas Dynamic Term Fund (Direct) returned 6.1% a year and Edelweiss Gilt Fund (Direct) returned 5.8% a year. Baroda BNP Paribas Dynamic Term Fund charges 0.74% a year and Edelweiss Gilt Fund 0.51% (Direct plans). Their portfolios overlap 26.2%: they hold 3 of the same securities.
Baroda BNP Paribas Dynamic Term Fund
Dynamic Bond
- 3 year return
- 6.1%
- Expense ratio
- 0.74%
- NAV
- ₹52.20
Which is better, Baroda BNP Paribas Dynamic Term or Edelweiss Gilt? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas Dynamic Term returned more over 3 years: 6.1% a year against 5.8%.
- Baroda BNP Paribas Dynamic Term returned more over 1 year: 2.0% against 0.9%.
- Edelweiss Gilt costs less: 0.51% a year against 0.74% (Direct plans).
- Baroda BNP Paribas Dynamic Term swung less over 3 years: a standard deviation of 2.3% a year against 3.1%.
- Baroda BNP Paribas Dynamic Term fell less in its worst fall since 14-03-2022: −2.5% against −3.3%.
- Edelweiss Gilt is the larger fund: ₹119 Cr against ₹114 Cr.
- Their portfolios overlap 26.2%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Dynamic Term Fund | Edelweiss Gilt Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | Edelweiss Mutual Fund |
| Category | Dynamic Bond | Gilt |
| AUM | ₹114 Cr (30-09-2026) | ₹119 Cr (30-09-2026) |
| NAV | ₹52.20 (Direct) | ₹26.29 (Direct) |
| Expense ratio (Direct) | 0.74% | 0.51% |
| Expense ratio (Regular) | 1.72% | 1.15% |
| Riskometer | Not available | Moderate |
| Benchmark | Not available | CRISIL Dynamic Gilt Index |
| Launch date | Not available | 13-02-2014 |
| Minimum investment | Not available | ₹100 |
| Lock in | Not available | None |
| Fund managers | Not available | Dhawal Dalal, Kedar Karnik |
| Exit load | Not available | NIL |
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dynamic Term Fund (Direct) | −0.32% | −0.34% | +1.91% | +2.03% | +6.10% | -- | -- |
| Edelweiss Gilt Fund (Direct) | −0.56% | −1.93% | +1.10% | +0.91% | +5.81% | +5.12% | -- |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | -- | -- |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | +5.46% | -- |
Category average: the average of the 22 Dynamic Bond funds and the 28 Gilt funds, same plan type.
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Year-wise Returns
| Year | Baroda BNP Paribas Dynamic TermBaroda BNP Paribas Dynamic Term | Edelweiss GiltEdelweiss Gilt |
|---|---|---|
| 2026to date | +1.50% | +0.21% |
| 2025 | +5.46% | +4.43% |
| 2024 | +9.35% | +10.50% |
| 2023 | +7.97% | +6.94% |
| 2022 | -- | +3.19% |
| 2021 | -- | +4.86% |
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 393 of them, one for each trading day from 17-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Dynamic Term Fund (Direct)
Edelweiss Gilt Fund (Direct)
to
May 2025Aug 2022
to
Aug 2025Nov 2022
to
Nov 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dynamic Term | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.4% | 7.4% | 5.8% | 9.4% |
| Edelweiss Gilt | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.2% | 7.1% | 5.4% | 9.1% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 14-03-2022. Past returns do not promise future returns.
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 14-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Dynamic TermBaroda BNP Paribas Dynamic Term Fund (Direct) | ₹5,60,000 | ₹6,35,719 | ₹75,719 | 5.4% |
| Edelweiss GiltEdelweiss Gilt Fund (Direct) | ₹5,60,000 | ₹6,23,267 | ₹63,267 | 4.5% |
Baroda BNP Paribas Dynamic TermBaroda BNP Paribas Dynamic Term Fund (Direct)
Edelweiss GiltEdelweiss Gilt Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Dynamic Term Fund (Direct) | Edelweiss Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.03% | +0.91% |
| Standard deviation | 2.14% | 3.35% |
| Sharpe ratio | -1.50 | -1.29 |
| Sortino ratio | -1.96 | -1.70 |
| Maximum drawdown | −1.6% (02-04-2026) | −3.1% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Dynamic Term Fund (Direct) | Edelweiss Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.10% | +5.81% |
| Standard deviation | 2.32% | 3.10% |
| Sharpe ratio | 0.03 | -0.07 |
| Sortino ratio | 0.05 | -0.10 |
| Maximum drawdown | −2.5% (26-08-2025) | −3.3% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Dynamic Term Fund (Direct) | Edelweiss Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.07% | +6.70% |
| Standard deviation | 2.08% | 3.03% |
| Sharpe ratio | 0.04 | 0.43 |
| Sortino ratio | 0.06 | 0.64 |
| Maximum drawdown | −2.5% (26-08-2025) | −3.3% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Dynamic Term Fund (Direct)
Edelweiss Gilt Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dynamic Term Fund (Direct) | −2.5% | 28-05-2025 | 26-08-2025 | 08-06-2026 | 9 months | −0.9% |
| Edelweiss Gilt Fund (Direct) | −3.3% | 28-05-2025 | 26-08-2025 | 23-06-2026 | 10 months | −2.8% |
From daily values since 14-03-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Dynamic Term Fund (Direct)
Edelweiss Gilt Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Dynamic Term Fund (Direct)
Edelweiss Gilt Fund (Direct)
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Dynamic Term Fund, September 2026; Edelweiss Gilt Fund, September 2026
Holdings in common
- Overlap
- 26.2%
- Held by both
- 3
- Only in Baroda BNP Paribas Dynamic Term
- 12
- Only in Edelweiss Gilt
- 6
| Security | % of Baroda BNP Paribas Dynamic Term | % of Edelweiss Gilt |
|---|---|---|
| 6.94% Government of India (11/05/2036) | 12.93% | 12.81% |
| 6.9% Government of India (15/04/2065) | 7.86% | 7.54% |
| 7.24% Government of India (18/08/2055) | 5.82% | 27.93% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 26.2% means 26.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.35% Export Import Bank of India (27/07/2028) | 8.73% |
| 6.92% Power Finance Corporation Limited (16/02/2028) | 8.68% |
| 6.79% Government of India (07/10/2034) | 8.56% |
| 8.2% Tata Capital Housing Finance Limited (25/09/2029) | 6.14% |
| 7.53% Bajaj Housing Finance Limited (28/09/2029) | 6.02% |
Largest holdings only in Edelweiss Gilt Fund
| Security | % of fund |
|---|---|
| 7.48% KARNATAKA SDL RED 18-02-2037 | 12.27% |
| 91 DAYS TBILL RED 01-10-2026 | 8.41% |
| 7.63% GOVT OF INDIA RED 15-09-2056 | 8.37% |
| 364 DAYS TBILL RED 03-12-2026 | 8.33% |
| 7.49% KARNATAKA SDL RED 04-02-2035 | 0.78% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Dynamic Term | Edelweiss Gilt |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 81.2% | 86.5% |
| Cash and others | 18.8% | 13.5% |
Baroda BNP Paribas Dynamic Term vs Edelweiss Gilt: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Dynamic Term Fund | Edelweiss Gilt Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.74% | 0.51% |
| Base expense ratio (Direct) | 0.61% | 0.42% |
| Total expense ratio (Regular) | 1.72% | 1.15% |
| Base expense ratio (Regular) | 1.44% | 0.96% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Baroda BNP Paribas Dynamic Term with
Baroda BNP Paribas Dynamic Term Fund vs Edelweiss Gilt Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Dynamic Term Fund and Edelweiss Gilt Fund?
Baroda BNP Paribas Dynamic Term Fund is a Dynamic Bond fund, Edelweiss Gilt Fund is a Gilt fund, run by Baroda BNP Paribas Mutual Fund and Edelweiss Mutual Fund. Their portfolios overlap 26.2%. Baroda BNP Paribas Dynamic Term Fund charges 0.74% a year and Edelweiss Gilt Fund 0.51%.
Which has given higher returns, Baroda BNP Paribas Dynamic Term Fund or Edelweiss Gilt Fund?
Over 1 year: Baroda BNP Paribas Dynamic Term Fund +2.03%, Edelweiss Gilt Fund +0.91%. Over 3 years: Baroda BNP Paribas Dynamic Term Fund +6.10% a year, Edelweiss Gilt Fund +5.81% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Dynamic Term Fund or Edelweiss Gilt Fund?
Edelweiss Gilt Fund charges less: 0.51% a year against 0.74%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Dynamic Term Fund and Edelweiss Gilt Fund overlap?
26.2%. They hold 3 of the same securities, the largest shared ones being 6.94% Government of India (11/05/2036), 6.9% Government of India (15/04/2065), 7.24% Government of India (18/08/2055). From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Dynamic Term Fund or Edelweiss Gilt Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,95,087 in Baroda BNP Paribas Dynamic Term Fund (XIRR 4.2% a year) and ₹3,88,205 in Edelweiss Gilt Fund (XIRR 3.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Dynamic Term Fund and Edelweiss Gilt Fund?
Yes. 26.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.