Baroda BNP Paribas Dividend Yield Fund vs SBI Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Dividend Yield Fund and SBI Dividend Yield Fund are both Dividend Yield funds. In the year to 30-10-2026, Baroda BNP Paribas Dividend Yield Fund (Direct) returned −5.0% and SBI Dividend Yield Fund (Direct) returned −2.7%. Baroda BNP Paribas Dividend Yield Fund charges 1.35% a year and SBI Dividend Yield Fund 1.12% (Direct plans). Their portfolios overlap 34.9%: they hold 20 of the same securities.
Baroda BNP Paribas Dividend Yield Fund
Dividend Yield
- 1 year return
- −5.0%
- Expense ratio
- 1.35%
- NAV
- ₹9.45
SBI Dividend Yield Fund
Dividend Yield
- 1 year return
- −2.7%
- Expense ratio
- 1.12%
- NAV
- ₹15.46
Which is better, Baroda BNP Paribas Dividend Yield or SBI Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Dividend Yield returned more over 1 year: −2.7% against −5.0%.
- SBI Dividend Yield costs less: 1.12% a year against 1.35% (Direct plans).
- SBI Dividend Yield fell less in its worst fall since 16-09-2024: −17.9% against −18.1%.
- Baroda BNP Paribas Dividend Yield holds more in large companies: 63.6% of the fund in large caps against 52.5%.
- SBI Dividend Yield is the larger fund: ₹8,059 Cr against ₹532 Cr.
- Their portfolios overlap 34.9%: 20 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Dividend Yield Fund | SBI Dividend Yield Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | SBI Mutual Fund |
| Category | Dividend Yield | Dividend Yield |
| AUM | ₹532 Cr (30-09-2026) | ₹8,059 Cr (30-09-2026) |
| NAV | ₹9.45 (Direct) | ₹15.46 (Direct) |
| Expense ratio (Direct) | 1.35% | 1.12% |
| Expense ratio (Regular) | 2.54% | 2.05% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty 500 TRI |
| Launch date | Not available | 14-03-2023 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Rohit Shimpi |
| Exit load | Not available | Exit load of 1%, if redeemed within 30 days. |
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund (Direct) | −1.33% | −5.61% | −2.95% | −4.97% | -- | -- | -- |
| SBI Dividend Yield Fund (Direct) | −1.20% | −5.18% | +0.35% | −2.68% | +10.74% | -- | -- |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Year-wise Returns
| Year | Baroda BNP ParibasBaroda BNP Paribas Dividend Yield | SBISBI Dividend Yield | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | −6.35% | −3.86% | −7.51% |
| 2025 | +7.25% | +7.04% | +7.76% |
| 2024 | -- | +15.75% | +16.24% |
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Rolling returns
Every 1-year holding period, 275 of them, one for each trading day from 16-09-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Dividend Yield Fund (Direct)
SBI Dividend Yield Fund (Direct)
Nifty 500 TRI
to
Oct 2025Dec 2024
to
Dec 2025Mar 2025
to
Mar 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dividend Yield | 20.0 | 36.4 | 32.4 | 8.7 | 2.5 | 0.0 | 0.0 | 4.1% | 4.0% | −7.1% | 17.1% | 68% |
| SBI Dividend Yield | 17.9 | 38.4 | 34.8 | 7.2 | 1.8 | 0.0 | 0.0 | 4.2% | 3.7% | −7.5% | 17.9% | 59% |
| Nifty 500 TRI | 28.7 | 30.5 | 30.2 | 8.4 | 2.2 | 0.0 | 0.0 | 3.4% | 2.8% | −9.0% | 15.9% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 16-09-2024. Past returns do not promise future returns.
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 16-09-2024 to 30-10-2026: 26 instalments, ₹2,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Dividend YieldBaroda BNP Paribas Dividend Yield Fund (Direct) | ₹2,60,000 | ₹2,56,170 | −₹3,830 | −1.3% |
| SBI Dividend YieldSBI Dividend Yield Fund (Direct) | ₹2,60,000 | ₹2,60,566 | ₹566 | 0.2% |
Baroda BNP Paribas Dividend YieldBaroda BNP Paribas Dividend Yield Fund (Direct)
SBI Dividend YieldSBI Dividend Yield Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Dividend Yield Fund (Direct) | SBI Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.97% | −2.68% |
| Standard deviation | 12.44% | 12.28% |
| Sharpe ratio | -0.82 | -0.64 |
| Sortino ratio | -1.08 | -0.86 |
| Maximum drawdown | −12.0% (31-03-2026) | −12.6% (23-03-2026) |
| Beta | 0.84 | 0.82 |
| Alpha | +0.33% | +2.39% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Dividend Yield Fund (Direct) | SBI Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −2.98% | +12.65% |
| Standard deviation | 12.43% | 11.77% |
| Sharpe ratio | -0.70 | 0.55 |
| Sortino ratio | -0.93 | 0.76 |
| Maximum drawdown | −18.1% (28-02-2025) | −17.9% (07-04-2025) |
| Beta | 0.86 | 0.84 |
| Alpha | −0.97% | +0.47% |
From daily NAVs, 16-09-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Dividend Yield Fund (Direct)
SBI Dividend Yield Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund (Direct) | −18.1% | 27-09-2024 | 28-02-2025 | Not yet | -- | −8.0% |
| SBI Dividend Yield Fund (Direct) | −17.9% | 26-09-2024 | 07-04-2025 | 05-08-2026 | 16 months | −6.6% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 16-09-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Dividend Yield Fund (Direct)
SBI Dividend Yield Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas Dividend Yield Fund (Direct) | 95% | 95% | 2.82% |
| SBI Dividend Yield Fund (Direct) | 89% | 86% | 4.65% |
From month-end values since 16-09-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Dividend Yield Fund, September 2026; SBI Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 34.9%
- Held by both
- 20
- Only in Baroda BNP Paribas Dividend Yield
- 24
- Only in SBI Dividend Yield
- 39
| Security | % of Baroda BNP Paribas Dividend Yield | % of SBI Dividend Yield |
|---|---|---|
| ICICI Bank Limited | 5.49% | 4.76% |
| Larsen & Toubro Limited | 4.73% | 3.88% |
| Kotak Mahindra Bank Limited | 2.68% | 3.42% |
| Vedanta Aluminium Metal Limited | 2.44% | 2.46% |
| UltraTech Cement Limited | 2.41% | 2.11% |
| Tech Mahindra Limited | 2.32% | 2.06% |
| Nestle India Limited | 2.46% | 1.97% |
| Eicher Motors Limited | 2.01% | 1.79% |
| Divi's Laboratories Limited | 3.49% | 1.78% |
| GlaxoSmithKline Pharmaceuticals Limited | 3.28% | 1.55% |
| Cholamandalam Investment and Finance Company Ltd | 1.51% | 2.29% |
| Hero MotoCorp Limited | 2.85% | 1.43% |
| Oil & Natural Gas Corporation Limited | 1.53% | 1.13% |
| Oil India Limited | 1.73% | 1.11% |
| Britannia Industries Limited | 1.00% | 1.29% |
| Bharti Airtel Limited | 0.99% | 1.31% |
| Tenneco Clean Air India Limited | 1.80% | 0.88% |
| Hindustan Zinc Limited | 1.67% | 0.86% |
| Sun Pharmaceutical Industries Limited | 0.82% | 2.03% |
| Bosch Limited | 1.99% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 34.9% means 34.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Dividend Yield Fund
| Security | % of fund |
|---|---|
| Reliance Industries Limited | 6.50% |
| HDFC Bank Limited | 4.85% |
| Torrent Pharmaceuticals Limited | 4.33% |
| Radico Khaitan Limited | 3.25% |
| Bharat Forge Limited | 2.61% |
Largest holdings only in SBI Dividend Yield Fund
| Security | % of fund |
|---|---|
| Acme Solar Holdings Ltd. | 4.07% |
| Life Insurance Corporation of India | 3.85% |
| Embassy Office Parks Reit | 2.65% |
| Interglobe Aviation Ltd. | 2.60% |
| Aurobindo Pharma Ltd. | 2.49% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Dividend Yield | SBI Dividend Yield |
|---|---|---|
| Equity | 94.7% | 90.2% |
| Debt | 0.0% | 0.1% |
| Cash and others | 5.3% | 9.7% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Dividend Yield | SBI Dividend Yield |
|---|---|---|
| Large Cap | 63.6% | 52.5% |
| Mid Cap | 28.3% | 19.0% |
| Small Cap | 2.8% | 18.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Dividend Yield | SBI Dividend Yield |
|---|---|---|
| Banks | 16.7% | 8.2% |
| Pharmaceuticals & Biotechnology | 13.0% | 12.8% |
| IT - Software | 7.6% | 3.6% |
| Auto Components | 7.1% | 3.2% |
| Automobiles | 4.9% | 6.9% |
| Petroleum Products | 6.5% | 0.0% |
| Power | 1.6% | 6.4% |
| Non - Ferrous Metals | 5.6% | 3.3% |
| Transport Services | 0.0% | 5.5% |
| Healthcare Services | 1.0% | 4.4% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Dividend Yield vs SBI Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Dividend Yield Fund | SBI Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.35% | 1.12% |
| Base expense ratio (Direct) | 1.04% | 0.73% |
| Total expense ratio (Regular) | 2.54% | 2.05% |
| Base expense ratio (Regular) | 2.06% | 1.53% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Baroda BNP Paribas Dividend Yield Fund vs SBI Dividend Yield Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Dividend Yield Fund and SBI Dividend Yield Fund?
Both are Dividend Yield funds, run by Baroda BNP Paribas Mutual Fund and SBI Mutual Fund. Their portfolios overlap 34.9%. Baroda BNP Paribas Dividend Yield Fund charges 1.35% a year and SBI Dividend Yield Fund 1.12%.
Which has given higher returns, Baroda BNP Paribas Dividend Yield Fund or SBI Dividend Yield Fund?
Over 1 year: Baroda BNP Paribas Dividend Yield Fund −4.97%, SBI Dividend Yield Fund −2.68%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Dividend Yield Fund or SBI Dividend Yield Fund?
SBI Dividend Yield Fund charges less: 1.12% a year against 1.35%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Dividend Yield Fund and SBI Dividend Yield Fund overlap?
34.9%. They hold 20 of the same securities, the largest shared ones being ICICIBANK, LT, KOTAKBANK. From each fund's latest monthly portfolio.
Can I invest in both Baroda BNP Paribas Dividend Yield Fund and SBI Dividend Yield Fund?
Yes. 34.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.