Baroda BNP Paribas Balanced Advantage Fund vs Tata Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Balanced Advantage Fund is a Balanced Advantage fund and Tata Dividend Yield Fund is a Dividend Yield fund. In the 3 years to 30-10-2026, Baroda BNP Paribas Balanced Advantage Fund (Direct) returned 11.5% a year and Tata Dividend Yield Fund (Direct) returned 13.0% a year. Baroda BNP Paribas Balanced Advantage Fund charges 0.92% a year and Tata Dividend Yield Fund 0.81% (Direct plans). Their portfolios overlap 40.1%: they hold 32 of the same securities.
Baroda BNP Paribas Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 11.5%
- Expense ratio
- 0.92%
- NAV
- ₹27.28
Tata Dividend Yield Fund
Dividend Yield
- 3 year return
- 13.0%
- Expense ratio
- 0.81%
- NAV
- ₹20.24
Which is better, Baroda BNP Paribas Balanced Advantage or Tata Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Dividend Yield returned more over 5 years: 12.4% a year against 10.0%.
- Tata Dividend Yield returned more over 3 years: 13.0% a year against 11.5%.
- Tata Dividend Yield costs less: 0.81% a year against 0.92% (Direct plans).
- Baroda BNP Paribas Balanced Advantage swung less over 3 years: a standard deviation of 10.5% a year against 15.9%.
- Baroda BNP Paribas Balanced Advantage fell less in its worst fall since 27-05-2021: −11.9% against −20.4%.
- Baroda BNP Paribas Balanced Advantage is the larger fund: ₹5,162 Cr against ₹1,109 Cr.
- Their portfolios overlap 40.1%: 32 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Balanced Advantage Fund | Tata Dividend Yield Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | Tata Mutual Fund |
| Category | Balanced Advantage | Dividend Yield |
| AUM | ₹5,162 Cr (30-09-2026) | ₹1,109 Cr (30-09-2026) |
| NAV | ₹27.28 (Direct) | ₹20.24 (Direct) |
| Expense ratio (Direct) | 0.92% | 0.81% |
| Expense ratio (Regular) | 2.04% | 2.33% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty 500 TRI |
| Launch date | Not available | 20-05-2021 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Murthy Nagarajan, Sailesh Jain, Hasmukh Vishariya |
| Exit load | Not available | Exit load of 0.50%, if redeemed within 30 days. |
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −1.00% | −4.23% | −0.79% | −0.62% | +11.52% | +9.96% | -- |
| Tata Dividend Yield Fund (Direct) | −3.10% | −5.37% | −1.90% | −0.20% | +12.98% | +12.43% | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | +12.06% | -- |
Category average: the average of the 38 Balanced Advantage funds and the 12 Dividend Yield funds, same plan type.
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Year-wise Returns
| Year | Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage | Tata Dividend YieldTata Dividend Yield |
|---|---|---|
| 2026to date | −1.91% | −1.14% |
| 2025 | +9.06% | +10.38% |
| 2024 | +16.32% | +13.67% |
| 2023 | +22.50% | +38.09% |
| 2022 | +4.04% | +2.86% |
| 2021 | +18.21% | -- |
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Tata Dividend Yield Fund
Rolling returns
Every 3-year holding period, 600 of them, one for each trading day from 27-05-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
to
Aug 2024Jan 2022
to
Jan 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Mar 2023
to
Mar 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage | 0.0 | 0.0 | 0.0 | 50.8 | 49.2 | 0.0 | 0.0 | 14.8% | 14.9% | 10.5% | 19.9% | 21% |
| Tata Dividend Yield | 0.0 | 0.0 | 0.0 | 11.3 | 52.8 | 35.8 | 0.0 | 18.9% | 19.1% | 11.9% | 24.8% | 100% |
| Nifty 500 TRI | 0.0 | 0.0 | 3.2 | 31.5 | 56.5 | 8.8 | 0.0 | 15.9% | 15.9% | 8.8% | 22.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 27-05-2021. Past returns do not promise future returns.
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-05-2021 to 30-10-2026: 66 instalments, ₹6,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct) | ₹6,60,000 | ₹8,62,779 | ₹2,02,779 | 9.7% |
| Tata Dividend YieldTata Dividend Yield Fund (Direct) | ₹6,60,000 | ₹9,17,208 | ₹2,57,208 | 11.9% |
Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend YieldTata Dividend Yield Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Tata Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.62% | −0.20% |
| Standard deviation | 11.52% | 15.22% |
| Sharpe ratio | -0.51 | -0.36 |
| Sortino ratio | -0.68 | -0.48 |
| Maximum drawdown | −9.7% (30-03-2026) | −12.4% (23-03-2026) |
| Beta | -- | 1.03 |
| Alpha | -- | +7.49% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Tata Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.52% | +12.98% |
| Standard deviation | 10.54% | 15.93% |
| Sharpe ratio | 0.52 | 0.44 |
| Sortino ratio | 0.70 | 0.58 |
| Maximum drawdown | −11.5% (03-03-2025) | −20.4% (28-02-2025) |
| Beta | -- | 1.07 |
| Alpha | -- | +2.46% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Tata Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.96% | +12.43% |
| Standard deviation | 9.85% | 15.33% |
| Sharpe ratio | 0.42 | 0.43 |
| Sortino ratio | 0.57 | 0.58 |
| Maximum drawdown | −11.9% (20-06-2022) | −20.4% (28-02-2025) |
| Beta | -- | 1.02 |
| Alpha | -- | +3.55% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Tata Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.42% | +13.79% |
| Standard deviation | 10.80% | 15.02% |
| Sharpe ratio | 0.76 | 0.55 |
| Sortino ratio | 1.03 | 0.73 |
| Maximum drawdown | −20.7% (23-03-2020) | −20.4% (28-02-2025) |
| Beta | -- | 1.02 |
| Alpha | -- | +2.56% |
From daily NAVs, 20-11-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −11.9% | 14-01-2022 | 20-06-2022 | 05-09-2022 | 3 months | −6.4% |
| Tata Dividend Yield Fund (Direct) | −20.4% | 26-09-2024 | 28-02-2025 | 29-10-2025 | 8 months | −8.6% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 27-05-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | 80% | 65% | 5.13% |
| Tata Dividend Yield Fund (Direct) | 108% | 96% | 4.17% |
From month-end values since 27-05-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Balanced Advantage Fund, September 2026; Tata Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 40.1%
- Held by both
- 32
- Only in Baroda BNP Paribas Balanced Advantage
- 75
- Only in Tata Dividend Yield
- 46
| Security | % of Baroda BNP Paribas Balanced Advantage | % of Tata Dividend Yield |
|---|---|---|
| HDFC Bank Limited | 3.09% | 2.97% |
| Larsen & Toubro Limited | 2.62% | 2.80% |
| Multi Commodity Exchange of India Limited | 2.19% | 2.40% |
| ICICI Bank Limited | 1.96% | 3.04% |
| Radico Khaitan Limited | 1.83% | 3.14% |
| Bharat Electronics Limited | 1.62% | 2.25% |
| Bharti Airtel Limited | 2.30% | 1.57% |
| Reliance Industries Limited | 2.90% | 1.54% |
| State Bank of India | 1.51% | 2.05% |
| Shriram Finance Limited | 1.51% | 1.74% |
| Samvardhana Motherson International Limited | 1.71% | 1.44% |
| Power Grid Corporation of India Limited | 1.36% | 1.68% |
| Navin Fluorine International Limited | 1.29% | 1.26% |
| IndusInd Bank Limited | 1.89% | 1.15% |
| Axis Bank Limited | 1.20% | 1.14% |
| NTPC Limited | 1.13% | 1.54% |
| Polycab India Limited | 1.12% | 1.38% |
| GE Vernova T&D India Limited | 1.10% | 1.31% |
| Infosys Limited | 1.21% | 1.07% |
| Persistent Systems Limited | 1.01% | 1.21% |
| Life Insurance Corporation Of India | 1.00% | 0.93% |
| NHPC Limited | 0.93% | 1.21% |
| National Stock Exchange Of India Ltd | 0.92% | 0.95% |
| Nestle India Limited | 0.91% | 0.89% |
| InterGlobe Aviation Limited | 1.30% | 0.84% |
| 360 One WAM Limited | 1.00% | 0.80% |
| Amber Enterprises India Limited | 0.87% | 0.77% |
| UltraTech Cement Limited | 1.24% | 0.73% |
| Mahindra & Mahindra Limited | 1.86% | 0.62% |
| ICICI Prudential Asset Management Company Limited | 0.55% | 1.41% |
| Vedanta Aluminium Metal Limited | 0.97% | 0.53% |
| Muthoot Finance Limited | 0.53% | 1.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.1% means 40.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Bharat Heavy Electricals Limited | 2.17% |
| Eicher Motors Limited | 1.99% |
| One 97 Communications Limited | 1.99% |
| JSW Steel Limited | 1.86% |
| Sun Pharmaceutical Industries Limited | 1.76% |
Largest holdings only in Tata Dividend Yield Fund
| Security | % of fund |
|---|---|
| PNB HOUSING FINANCE LTD | 2.66% |
| SYRMA SGS TECHNOLOGY LTD | 2.52% |
| RUNWAL ENTERPRISES LTD | 2.25% |
| RBL BANK LTD | 2.20% |
| TVS MOTOR COMPANY LTD | 1.92% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Balanced Advantage | Tata Dividend Yield |
|---|---|---|
| Equity | 80.1% | 96.5% |
| Debt | 9.2% | 0.0% |
| Cash and others | 10.7% | 3.5% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Balanced Advantage | Tata Dividend Yield |
|---|---|---|
| Large Cap | 54.2% | 50.6% |
| Mid Cap | 19.1% | 19.1% |
| Small Cap | 5.8% | 20.4% |
| Not on AMFI's list | 1.0% | 6.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Balanced Advantage | Tata Dividend Yield |
|---|---|---|
| Banks | 15.2% | 16.0% |
| Power | 3.4% | 8.5% |
| Capital Markets | 4.7% | 7.8% |
| Finance | 2.0% | 6.5% |
| Automobiles | 4.9% | 3.7% |
| Electrical Equipment | 4.7% | 4.4% |
| Petroleum Products | 4.2% | 1.5% |
| IT - Software | 4.0% | 3.4% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Balanced Advantage vs Tata Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Balanced Advantage Fund | Tata Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.92% | 0.81% |
| Base expense ratio (Direct) | 0.63% | 0.59% |
| Total expense ratio (Regular) | 2.04% | 2.33% |
| Base expense ratio (Regular) | 1.59% | 1.90% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Baroda BNP Paribas Balanced Advantage with
Baroda BNP Paribas Balanced Advantage Fund vs Tata Dividend Yield Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Balanced Advantage Fund and Tata Dividend Yield Fund?
Baroda BNP Paribas Balanced Advantage Fund is a Balanced Advantage fund, Tata Dividend Yield Fund is a Dividend Yield fund, run by Baroda BNP Paribas Mutual Fund and Tata Mutual Fund. Their portfolios overlap 40.1%. Baroda BNP Paribas Balanced Advantage Fund charges 0.92% a year and Tata Dividend Yield Fund 0.81%.
Which has given higher returns, Baroda BNP Paribas Balanced Advantage Fund or Tata Dividend Yield Fund?
Over 1 year: Baroda BNP Paribas Balanced Advantage Fund −0.62%, Tata Dividend Yield Fund −0.20%. Over 3 years: Baroda BNP Paribas Balanced Advantage Fund +11.52% a year, Tata Dividend Yield Fund +12.98% a year. Over 5 years: Baroda BNP Paribas Balanced Advantage Fund +9.96% a year, Tata Dividend Yield Fund +12.43% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Balanced Advantage Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund charges less: 0.81% a year against 0.92%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Balanced Advantage Fund and Tata Dividend Yield Fund overlap?
40.1%. They hold 32 of the same securities, the largest shared ones being HDFCBANK, LT, MCX. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Balanced Advantage Fund or Tata Dividend Yield Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,75,647 in Baroda BNP Paribas Balanced Advantage Fund (XIRR 9.4% a year) and ₹8,19,829 in Tata Dividend Yield Fund (XIRR 11.6% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Balanced Advantage Fund and Tata Dividend Yield Fund?
Yes. 40.1% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.