Baroda BNP Paribas Aggressive Hybrid Fund vs Groww ELSS Tax Saver Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Aggressive Hybrid Fund is an Aggressive Hybrid fund and Groww ELSS Tax Saver Fund is an ELSS fund. In the 3 years to 30-10-2026, Baroda BNP Paribas Aggressive Hybrid Fund (Direct) returned 10.5% a year and Groww ELSS Tax Saver Fund (Direct) returned 9.0% a year. Baroda BNP Paribas Aggressive Hybrid Fund charges 0.68% a year and Groww ELSS Tax Saver Fund 1.52% (Direct plans). Their portfolios overlap 39.2%: they hold 29 of the same securities.
Baroda BNP Paribas Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 10.5%
- Expense ratio
- 0.68%
- NAV
- ₹31.36
Groww ELSS Tax Saver Fund
ELSS
- 3 year return
- 9.0%
- Expense ratio
- 1.52%
- NAV
- ₹20.99
Which is better, Baroda BNP Paribas Aggressive Hybrid or Groww ELSS Tax Saver? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas Aggressive Hybrid returned more over 3 years: 10.5% a year against 9.0%.
- Baroda BNP Paribas Aggressive Hybrid returned more over 1 year: −3.2% against −9.4%.
- Baroda BNP Paribas Aggressive Hybrid costs less: 0.68% a year against 1.52% (Direct plans).
- Baroda BNP Paribas Aggressive Hybrid swung less over 3 years: a standard deviation of 10.2% a year against 14.3%.
- Baroda BNP Paribas Aggressive Hybrid fell less in its worst fall since 14-03-2022: −12.9% against −20.8%.
- Groww ELSS Tax Saver holds more in large companies: 73.0% of the fund in large caps against 48.6%.
- Baroda BNP Paribas Aggressive Hybrid is the larger fund: ₹1,197 Cr against ₹48 Cr.
- Their portfolios overlap 39.2%: 29 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Aggressive Hybrid Fund | Groww ELSS Tax Saver Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | Groww Mutual Fund |
| Category | Aggressive Hybrid | ELSS |
| AUM | ₹1,197 Cr (30-09-2026) | ₹48 Cr (30-09-2026) |
| NAV | ₹31.36 (Direct) | ₹20.99 (Direct) |
| Expense ratio (Direct) | 0.68% | 1.52% |
| Expense ratio (Regular) | 2.24% | 2.92% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | BSE 500 TRI |
| Launch date | Not available | 28-12-2017 |
| Minimum investment | Not available | ₹500 |
| Lock in | Not available | 3 years |
| Fund managers | Not available | Paras Matalia, Nikhil Satam |
| Exit load | Not available | Nil |
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | −0.24% | −3.83% | −2.23% | −3.18% | +10.50% | -- | -- |
| Groww ELSS Tax Saver Fund (Direct) | +0.77% | −4.29% | −1.55% | −9.41% | +9.02% | +7.69% | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | -- | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | +10.29% | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 50 ELSS funds, same plan type.
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Year-wise Returns
| Year | Baroda BNP Paribas Aggressive HybridBaroda BNP Paribas Aggressive Hybrid | Groww ELSS Tax SaverGroww ELSS Tax Saver |
|---|---|---|
| 2026to date | −4.20% | −8.58% |
| 2025 | +5.29% | +0.70% |
| 2024 | +21.23% | +20.19% |
| 2023 | +23.03% | +27.49% |
| 2022 | -- | +4.57% |
| 2021 | -- | +23.63% |
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Groww ELSS Tax Saver Fund
Rolling returns
Every 3-year holding period, 400 of them, one for each trading day from 17-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Aggressive Hybrid Fund (Direct)
Groww ELSS Tax Saver Fund (Direct)
BSE 500 TRI
to
May 2025Aug 2022
to
Aug 2025Nov 2022
to
Nov 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Aggressive Hybrid | 0.0 | 0.0 | 1.8 | 37.3 | 57.3 | 3.8 | 0.0 | 15.2% | 15.5% | 9.7% | 20.7% | 63% |
| Groww ELSS Tax Saver | 0.0 | 0.0 | 9.0 | 45.0 | 42.3 | 3.8 | 0.0 | 14.2% | 14.6% | 7.2% | 20.9% | 14% |
| BSE 500 TRI | 0.0 | 0.0 | 6.0 | 36.5 | 50.7 | 6.8 | 0.0 | 15.1% | 15.3% | 8.4% | 22.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 14-03-2022. Past returns do not promise future returns.
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 14-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Aggressive HybridBaroda BNP Paribas Aggressive Hybrid Fund (Direct) | ₹5,60,000 | ₹6,77,238 | ₹1,17,238 | 8.1% |
| Groww ELSS Tax SaverGroww ELSS Tax Saver Fund (Direct) | ₹5,60,000 | ₹6,41,653 | ₹81,653 | 5.8% |
Baroda BNP Paribas Aggressive HybridBaroda BNP Paribas Aggressive Hybrid Fund (Direct)
Groww ELSS Tax SaverGroww ELSS Tax Saver Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | Groww ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.18% | −9.41% |
| Standard deviation | 9.96% | 14.31% |
| Sharpe ratio | -0.85 | -1.02 |
| Sortino ratio | -1.12 | -1.37 |
| Maximum drawdown | −9.9% (30-03-2026) | −15.3% (30-03-2026) |
| Beta | -- | 0.99 |
| Alpha | -- | −1.89% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | Groww ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.50% | +9.02% |
| Standard deviation | 10.15% | 14.34% |
| Sharpe ratio | 0.44 | 0.21 |
| Sortino ratio | 0.60 | 0.28 |
| Maximum drawdown | −12.9% (03-03-2025) | −20.8% (07-04-2025) |
| Beta | -- | 0.98 |
| Alpha | -- | −0.79% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | Groww ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.11% | +8.71% |
| Standard deviation | 9.90% | 15.45% |
| Sharpe ratio | 0.52 | 0.22 |
| Sortino ratio | 0.71 | 0.29 |
| Maximum drawdown | −12.9% (03-03-2025) | −34.6% (23-03-2020) |
| Beta | -- | 0.90 |
| Alpha | -- | −1.85% |
From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Aggressive Hybrid Fund (Direct)
Groww ELSS Tax Saver Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | −12.9% | 26-09-2024 | 03-03-2025 | 12-11-2025 | 8 months | −5.6% |
| Groww ELSS Tax Saver Fund (Direct) | −20.8% | 23-09-2024 | 07-04-2025 | Not yet | -- | −13.5% |
| BSE 500 TRI | −18.7% | 26-09-2024 | 28-02-2025 | Not yet | -- | −9.4% |
From daily values since 14-03-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Aggressive Hybrid Fund (Direct)
Groww ELSS Tax Saver Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Aggressive Hybrid Fund (Direct)
Groww ELSS Tax Saver Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas Aggressive Hybrid Fund (Direct) | 80% | 65% | 4.95% |
| Groww ELSS Tax Saver Fund (Direct) | 96% | 96% | 4.17% |
From month-end values since 14-03-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Aggressive Hybrid Fund, September 2026; Groww ELSS Tax Saver Fund, September 2026
Holdings in common
- Overlap
- 39.2%
- Held by both
- 29
- Only in Baroda BNP Paribas Aggressive Hybrid
- 62
- Only in Groww ELSS Tax Saver
- 70
| Security | % of Baroda BNP Paribas Aggressive Hybrid | % of Groww ELSS Tax Saver |
|---|---|---|
| ICICI Bank Limited | 4.97% | 5.98% |
| HDFC Bank Limited | 4.69% | 6.77% |
| Reliance Industries Limited | 4.02% | 4.92% |
| Larsen & Toubro Limited | 3.96% | 2.72% |
| Bharti Airtel Limited | 1.98% | 3.52% |
| Kotak Mahindra Bank Limited | 2.19% | 1.98% |
| Infosys Limited | 1.49% | 2.08% |
| State Bank of India | 1.44% | 2.29% |
| Eternal Limited | 2.17% | 1.41% |
| Sun Pharmaceutical Industries Limited | 1.64% | 1.30% |
| Tata Consultancy Services Limited | 1.39% | 1.28% |
| ITC Limited | 1.19% | 1.36% |
| Bajaj Finance Limited | 1.08% | 1.78% |
| The Federal Bank Limited | 1.07% | 0.90% |
| Titan Company Limited | 0.86% | 1.57% |
| Maruti Suzuki India Limited | 1.12% | 0.76% |
| Persistent Systems Limited | 0.87% | 0.74% |
| Hindustan Unilever Limited | 0.71% | 0.93% |
| Tata Motors Ltd | 0.95% | 0.68% |
| IndusInd Bank Limited | 0.68% | 0.72% |
| Nestle India Limited | 0.79% | 0.67% |
| Bharat Electronics Limited | 1.11% | 0.63% |
| Hero MotoCorp Limited | 0.83% | 0.62% |
| Tata Capital Limited | 0.69% | 0.51% |
| Cholamandalam Investment and Finance Company Ltd | 0.48% | 0.53% |
| Hitachi Energy India Limited | 4.24% | 0.48% |
| Hindustan Zinc Limited | 1.02% | 0.46% |
| Tech Mahindra Limited | 1.15% | 0.37% |
| Divi's Laboratories Limited | 0.14% | 0.87% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 39.2% means 39.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Bosch Limited | 1.84% |
| Bharat Heavy Electricals Limited | 1.72% |
| Linde India Limited | 1.43% |
| 6.75% Piramal Finance Limited (26/09/2031) | 1.36% |
| Oil India Limited | 1.35% |
Largest holdings only in Groww ELSS Tax Saver Fund
| Security | % of fund |
|---|---|
| Axis Bank Limited | 1.86% |
| Mahindra & Mahindra Limited | 1.75% |
| Laurus Labs Limited | 1.63% |
| BSE Ltd | 1.24% |
| Multi Commodity Exchange of India Ltd. | 1.24% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Aggressive Hybrid | Groww ELSS Tax Saver |
|---|---|---|
| Equity | 72.2% | 98.6% |
| Debt | 22.6% | 0.0% |
| Cash and others | 5.1% | 1.4% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Aggressive Hybrid | Groww ELSS Tax Saver |
|---|---|---|
| Large Cap | 48.6% | 73.0% |
| Mid Cap | 14.5% | 18.6% |
| Small Cap | 7.3% | 7.0% |
| Not on AMFI's list | 1.8% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Aggressive Hybrid | Groww ELSS Tax Saver |
|---|---|---|
| Banks | 16.1% | 21.2% |
| Pharmaceuticals & Biotechnology | 2.4% | 7.1% |
| IT - Software | 5.5% | 6.1% |
| Automobiles | 1.9% | 6.1% |
| Electrical Equipment | 6.0% | 1.9% |
| Finance | 2.3% | 5.0% |
| Petroleum Products | 4.0% | 4.9% |
| Construction | 4.0% | 2.7% |
| Auto Components | 2.6% | 1.8% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Aggressive Hybrid vs Groww ELSS Tax Saver: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Aggressive Hybrid Fund | Groww ELSS Tax Saver Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.68% | 1.52% |
| Base expense ratio (Direct) | 0.53% | 0.83% |
| Total expense ratio (Regular) | 2.24% | 2.92% |
| Base expense ratio (Regular) | 1.86% | 2.08% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Baroda BNP Paribas Aggressive Hybrid Fund vs Groww ELSS Tax Saver Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Aggressive Hybrid Fund and Groww ELSS Tax Saver Fund?
Baroda BNP Paribas Aggressive Hybrid Fund is an Aggressive Hybrid fund, Groww ELSS Tax Saver Fund is an ELSS fund, run by Baroda BNP Paribas Mutual Fund and Groww Mutual Fund. Their portfolios overlap 39.2%. Baroda BNP Paribas Aggressive Hybrid Fund charges 0.68% a year and Groww ELSS Tax Saver Fund 1.52%.
Which has given higher returns, Baroda BNP Paribas Aggressive Hybrid Fund or Groww ELSS Tax Saver Fund?
Over 1 year: Baroda BNP Paribas Aggressive Hybrid Fund −3.18%, Groww ELSS Tax Saver Fund −9.41%. Over 3 years: Baroda BNP Paribas Aggressive Hybrid Fund +10.50% a year, Groww ELSS Tax Saver Fund +9.02% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Aggressive Hybrid Fund or Groww ELSS Tax Saver Fund?
Baroda BNP Paribas Aggressive Hybrid Fund charges less: 0.68% a year against 1.52%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Aggressive Hybrid Fund and Groww ELSS Tax Saver Fund overlap?
39.2%. They hold 29 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Aggressive Hybrid Fund or Groww ELSS Tax Saver Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,87,685 in Baroda BNP Paribas Aggressive Hybrid Fund (XIRR 3.0% a year) and ₹3,67,633 in Groww ELSS Tax Saver Fund (XIRR -0.4% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Aggressive Hybrid Fund and Groww ELSS Tax Saver Fund?
Yes. 39.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.