Bank of India Flexi Cap Fund vs Quantum Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Flexi Cap Fund and Quantum Flexi Cap Fund are both Flexi Cap funds. Bank of India Flexi Cap Fund charges 0.89% a year and Quantum Flexi Cap Fund 3.39% (Direct plans). Their portfolios overlap 14.0%: they hold 7 of the same securities.
Which is better, Bank of India Flexi Cap or Quantum Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bank of India Flexi Cap costs less: 0.89% a year against 3.39% (Direct plans).
- Quantum Flexi Cap fell less in its worst fall since 10-09-2026: −5.7% against −8.2%.
- Bank of India Flexi Cap is the larger fund: ₹3,098 Cr against ₹65 Cr.
- Their portfolios overlap 14.0%: 7 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Flexi Cap Fund | Quantum Flexi Cap Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Quantum Mutual Fund |
| Category | Flexi Cap | Flexi Cap |
| AUM | ₹3,098 Cr (30-09-2026) | ₹65 Cr (30-09-2026) |
| NAV | ₹40.10 (Direct) | ₹9.47 (Direct) |
| Expense ratio (Direct) | 0.89% | 3.39% |
| Expense ratio (Regular) | 2.27% | 5.20% |
| Riskometer | Very High | Not available |
| Benchmark | BSE 500 TRI | Not available |
| Launch date | 29-06-2020 | Not available |
| Minimum investment | ₹5,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Alok Singh | Not available |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Not available |
Bank of India Flexi Cap vs Quantum Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Flexi Cap Fund (Direct) | −3.84% | −2.67% | +1.21% | +1.91% | +18.16% | +15.01% | -- |
| Quantum Flexi Cap Fund (Direct) | −2.07% | -- | -- | -- | -- | -- | -- |
| Flexi Cap average | −1.62% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 46 Flexi Cap funds, same plan type.
Bank of India Flexi Cap vs Quantum Flexi Cap: Year-wise Returns
| Year | Bank of IndiaBank of India Flexi Cap | QuantumQuantum Flexi Cap | BSE 500 TRI |
|---|---|---|---|
| 2026to date | +4.13% | -- | −7.81% |
| 2025 | +1.16% | -- | +7.63% |
| 2024 | +30.91% | -- | +15.81% |
| 2023 | +39.67% | -- | +26.55% |
| 2022 | +0.77% | -- | +4.77% |
| 2021 | +48.53% | -- | +31.63% |
Bank of India Flexi Cap vs Quantum Flexi Cap: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of both
Bank of India Flexi Cap vs Quantum Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bank of India Flexi Cap Fund (Direct) | Quantum Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +24.45% | −32.82% |
| Standard deviation | 16.42% | 10.22% |
| Sharpe ratio | 1.17 | -3.74 |
| Sortino ratio | 1.58 | -4.15 |
| Maximum drawdown | −23.7% (28-02-2025) | −5.7% (23-10-2026) |
| Beta | 1.05 | 0.68 |
| Alpha | +6.73% | −14.69% |
From daily NAVs, 01-07-2020 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bank of India Flexi Cap Fund (Direct)
Quantum Flexi Cap Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bank of India Flexi Cap Fund (Direct) | −8.2% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.9% |
| Quantum Flexi Cap Fund (Direct) | −5.7% | 10-09-2026 | 23-10-2026 | Not yet | -- | −5.3% |
| BSE 500 TRI | −6.6% | 10-09-2026 | 23-10-2026 | Not yet | -- | −4.6% |
From daily values since 10-09-2026, the first day every fund has.
Bank of India Flexi Cap vs Quantum Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Flexi Cap Fund, September 2026; Quantum Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 14.0%
- Held by both
- 7
- Only in Bank of India Flexi Cap
- 68
- Only in Quantum Flexi Cap
- 31
| Security | % of Bank of India Flexi Cap | % of Quantum Flexi Cap |
|---|---|---|
| ICICI Bank Limited | 3.41% | 3.98% |
| State Bank of India | 5.05% | 2.64% |
| Bharti Airtel Limited | 2.27% | 2.66% |
| HDFC Bank Limited | 1.94% | 3.18% |
| Mahindra & Mahindra Limited | 1.54% | 3.14% |
| NTPC Limited | 1.38% | 1.35% |
| UltraTech Cement Limited | 0.88% | 2.77% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 14.0% means 14.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Flexi Cap Fund
| Security | % of fund |
|---|---|
| Quality Power Electrical Eqp Ltd | 2.78% |
| Hindustan Aeronautics Limited | 2.77% |
| Mankind Pharma Limited | 2.67% |
| Sky Gold And Diamonds Limited | 2.62% |
| Sigma Advanced Systems Limited | 2.62% |
Largest holdings only in Quantum Flexi Cap Fund
| Security | % of fund |
|---|---|
| Kotak Mahindra Bank Ltd | 3.72% |
| Axis Bank Ltd | 3.62% |
| Maruti Suzuki India Ltd | 2.71% |
| Cipla Ltd | 2.36% |
| PNB Housing Finance Ltd | 2.23% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Flexi Cap | Quantum Flexi Cap |
|---|---|---|
| Equity | 90.7% | 74.0% |
| Debt | 4.8% | 0.0% |
| Cash and others | 4.5% | 26.0% |
Market cap of stocks
| Market cap | Bank of India Flexi Cap | Quantum Flexi Cap |
|---|---|---|
| Large Cap | 40.1% | 36.9% |
| Mid Cap | 16.1% | 8.5% |
| Small Cap | 32.1% | 28.6% |
| Not on AMFI's list | 2.4% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Flexi Cap | Quantum Flexi Cap |
|---|---|---|
| Banks | 14.4% | 18.9% |
| Pharmaceuticals & Biotechnology | 7.5% | 8.2% |
| Finance | 2.4% | 7.3% |
| Aerospace & Defense | 6.6% | 0.0% |
| Automobiles | 2.5% | 5.8% |
| Electrical Equipment | 5.8% | 0.0% |
| Auto Components | 4.1% | 5.6% |
| Consumer Durables | 4.7% | 0.0% |
| Insurance | 0.6% | 4.6% |
| Telecom - Equipment & Accessories | 4.2% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Flexi Cap vs Quantum Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Flexi Cap Fund | Quantum Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.89% | 3.39% |
| Base expense ratio (Direct) | 0.49% | 0.47% |
| Total expense ratio (Regular) | 2.27% | 5.20% |
| Base expense ratio (Regular) | 1.66% | 2.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Flexi Cap with
Bank of India Flexi Cap Fund vs Quantum Flexi Cap Fund: Frequently Asked Questions
What is the difference between Bank of India Flexi Cap Fund and Quantum Flexi Cap Fund?
Both are Flexi Cap funds, run by Bank of India Mutual Fund and Quantum Mutual Fund. Their portfolios overlap 14.0%. Bank of India Flexi Cap Fund charges 0.89% a year and Quantum Flexi Cap Fund 3.39%.
Which has the lower expense ratio, Bank of India Flexi Cap Fund or Quantum Flexi Cap Fund?
Bank of India Flexi Cap Fund charges less: 0.89% a year against 3.39%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Flexi Cap Fund and Quantum Flexi Cap Fund overlap?
14.0%. They hold 7 of the same securities, the largest shared ones being ICICIBANK, SBIN, BHARTIARTL. From each fund's latest monthly portfolio.
Can I invest in both Bank of India Flexi Cap Fund and Quantum Flexi Cap Fund?
Yes. 14.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.