Bank of India Conservative Hybrid Fund vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bank of India Conservative Hybrid Fund is a Conservative Hybrid fund and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund is an Index fund. Bank of India Conservative Hybrid Fund charges 1.18% a year and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund 0.59% (Direct plans). Their portfolios overlap 15.5%: they hold 19 of the same securities.
Bank of India Conservative Hybrid Fund
Conservative Hybrid
- Expense ratio
- 1.18%
- NAV
- ₹37.63
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund
Index
- Expense ratio
- 0.59%
- NAV
- ₹10.26
Which is better, Bank of India Conservative Hybrid or Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index costs less: 0.59% a year against 1.18% (Direct plans).
- Bank of India Conservative Hybrid fell less in its worst fall since 09-04-2026: −2.1% against −8.3%.
- Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index holds more in large companies: 35.5% of the fund in large caps against 11.2%.
- Bank of India Conservative Hybrid is the larger fund: ₹66 Cr against ₹47 Cr.
- Their portfolios overlap 15.5%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bank of India Conservative Hybrid Fund | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund |
|---|---|---|
| Fund house | Bank of India Mutual Fund | Edelweiss Mutual Fund |
| Category | Conservative Hybrid | Index |
| AUM | ₹66 Cr (30-09-2026) | ₹47 Cr (30-09-2026) |
| NAV | ₹37.63 (Direct) | ₹10.26 (Direct) |
| Expense ratio (Direct) | 1.18% | 0.59% |
| Expense ratio (Regular) | 2.25% | 1.33% |
| Riskometer | Moderately High | Very High |
| Benchmark | CRISIL Hybrid 85+15 - Conservative Index | Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index |
| Launch date | 18-03-2009 | 07-04-2026 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Alok Singh | Bhavesh Jain, Bharat Lahoti, Dhawal Dalal, Hetul Raval |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. | Nil |
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bank of India Conservative Hybrid Fund (Direct) | −0.39% | −0.83% | +0.10% | +1.21% | +6.42% | +9.43% | +7.14% |
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) | −1.24% | −5.55% | −2.31% | -- | -- | -- | -- |
| Conservative Hybrid average | −0.46% | −1.48% | +0.87% | +1.02% | +7.61% | +7.13% | +7.52% |
Category average: the average of the 18 Conservative Hybrid funds, same plan type.
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Year-wise Returns
| Year | Bank of India Conservative HybridBank of India Conservative Hybrid | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 IndexEdelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index |
|---|---|---|
| 2026to date | +1.20% | -- |
| 2025 | +5.18% | -- |
| 2024 | +8.00% | -- |
| 2023 | +11.32% | -- |
| 2022 | +22.17% | -- |
| 2021 | +9.00% | -- |
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Rolling Returns
Every holding period of both funds
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bank of India Conservative Hybrid Fund (Direct) | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.02% | −0.18% |
| Standard deviation | 6.65% | 9.33% |
| Sharpe ratio | 0.30 | -0.58 |
| Sortino ratio | 0.57 | -0.79 |
| Maximum drawdown | −15.4% (23-03-2020) | −8.3% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 14-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bank of India Conservative Hybrid Fund (Direct)
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bank of India Conservative Hybrid Fund (Direct) | −2.1% | 25-08-2026 | 23-10-2026 | Not yet | -- | −1.6% |
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund (Direct) | −8.3% | 10-08-2026 | 23-10-2026 | Not yet | -- | −6.8% |
From daily values since 09-04-2026, the first day every fund has.
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Bank of India Conservative Hybrid Fund, September 2026; Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund, September 2026
Holdings in common
- Overlap
- 15.5%
- Held by both
- 19
- Only in Bank of India Conservative Hybrid
- 20
- Only in Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index
- 232
| Security | % of Bank of India Conservative Hybrid | % of Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index |
|---|---|---|
| 6.94% Government of India (11/05/2036) | 7.47% | 29.07% |
| ICICI Bank Limited | 1.20% | 2.51% |
| State Bank of India | 1.60% | 1.05% |
| Bharti Airtel Limited | 0.93% | 1.42% |
| Larsen & Toubro Limited | 0.57% | 1.17% |
| Reliance Industries Limited | 0.52% | 2.11% |
| Mahindra & Mahindra Limited | 0.49% | 0.70% |
| NTPC Limited | 1.10% | 0.41% |
| Adani Ports and Special Economic Zone Limited | 1.05% | 0.37% |
| Bharat Electronics Limited | 0.94% | 0.37% |
| UltraTech Cement Limited | 0.48% | 0.34% |
| Power Grid Corporation of India Limited | 0.91% | 0.31% |
| Glenmark Pharmaceuticals Limited | 2.30% | 0.30% |
| Asian Paints Limited | 0.82% | 0.29% |
| HDFC Bank Limited | 0.21% | 2.88% |
| Dr. Reddy's Laboratories Limited | 0.75% | 0.20% |
| Max Financial Services Limited | 0.16% | 0.31% |
| Hindustan Copper Limited | 1.39% | 0.15% |
| Britannia Industries Limited | 0.37% | 0.15% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 15.5% means 15.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bank of India Conservative Hybrid Fund
| Security | % of fund |
|---|---|
| 7.1% Government of India (18/04/2029) | 7.66% |
| 7.57% Indian Railway Finance Corporation Limited (18/04/2029) | 7.57% |
| Punjab National Bank (12/03/2027) | 5.89% |
| 6.27% Power Finance Corporation Limited (15/07/2027) | 4.51% |
| 7.73% Tata Capital Housing Finance Limited (14/01/2030) | 4.48% |
Largest holdings only in Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund
| Security | % of fund |
|---|---|
| Axis Bank Ltd. | 0.94% |
| Infosys Ltd. | 0.93% |
| Kotak Mahindra Bank Ltd. | 0.81% |
| Multi Commodity Exchange Of India Ltd. | 0.71% |
| Bajaj Finance Ltd. | 0.70% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bank of India Conservative Hybrid | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index |
|---|---|---|
| Equity | 19.0% | 68.0% |
| Debt | 56.6% | 29.1% |
| Cash and others | 24.5% | 2.9% |
Market cap of stocks
| Market cap | Bank of India Conservative Hybrid | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index |
|---|---|---|
| Large Cap | 11.2% | 35.5% |
| Mid Cap | 4.6% | 31.7% |
| Small Cap | 2.7% | 0.9% |
| Not on AMFI's list | 0.5% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bank of India Conservative Hybrid | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index |
|---|---|---|
| Banks | 3.0% | 11.6% |
| Pharmaceuticals & Biotechnology | 3.0% | 4.6% |
| Finance | 0.0% | 4.5% |
| IT - Software | 0.0% | 3.8% |
| Retailing | 0.0% | 2.9% |
| Automobiles | 0.5% | 2.8% |
| Consumer Durables | 1.6% | 2.3% |
| Power | 2.0% | 2.2% |
| Non - Ferrous Metals | 1.4% | 1.0% |
| Transport Infrastructure | 1.1% | 0.8% |
The six largest sectors of each fund's stocks, % of the fund.
Bank of India Conservative Hybrid vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bank of India Conservative Hybrid Fund | Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.18% | 0.59% |
| Base expense ratio (Direct) | 0.94% | 0.26% |
| Total expense ratio (Regular) | 2.25% | 1.33% |
| Base expense ratio (Regular) | 1.85% | 0.89% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bank of India Conservative Hybrid with
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- Bank of India Conservative Hybrid vs Nippon India Conservative Hybrid
- Bank of India Conservative Hybrid vs Aditya Birla Sun Life Conservative Hybrid
Bank of India Conservative Hybrid Fund vs Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund: Frequently Asked Questions
What is the difference between Bank of India Conservative Hybrid Fund and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund?
Bank of India Conservative Hybrid Fund is a Conservative Hybrid fund, Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund is an Index fund, run by Bank of India Mutual Fund and Edelweiss Mutual Fund. Their portfolios overlap 15.5%. Bank of India Conservative Hybrid Fund charges 1.18% a year and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund 0.59%.
Which has the lower expense ratio, Bank of India Conservative Hybrid Fund or Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund?
Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund charges less: 0.59% a year against 1.18%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bank of India Conservative Hybrid Fund and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund overlap?
15.5%. They hold 19 of the same securities, the largest shared ones being 6.94% Government of India (11/05/2036), ICICIBANK, SBIN. From each fund's latest monthly portfolio.
Which is riskier, Bank of India Conservative Hybrid Fund or Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund?
On SEBI's riskometer, Bank of India Conservative Hybrid Fund is rated Moderately High and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund Very High. Over their common history, the standard deviation of daily returns was 6.65% and 9.33% a year.
Can I invest in both Bank of India Conservative Hybrid Fund and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund?
Yes. 15.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bank of India Conservative Hybrid Fund and Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund?
Bank of India Conservative Hybrid Fund: Alok Singh. Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index Fund: Bhavesh Jain, Bharat Lahoti, Dhawal Dalal, Hetul Raval.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.