Bandhan Value Fund vs Tata Value Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Value Fund and Tata Value Fund are both Value and Contra funds. In the 3 years to 30-10-2026, Bandhan Value Fund (Direct) returned 10.3% a year and Tata Value Fund (Direct) returned 11.5% a year. Bandhan Value Fund charges 0.95% a year and Tata Value Fund 1.06% (Direct plans). Their portfolios overlap 20.7%: they hold 11 of the same securities.
Bandhan Value Fund
Value and Contra
- 3 year return
- 10.3%
- Expense ratio
- 0.95%
- NAV
- ₹162.25
Which is better, Bandhan Value or Tata Value? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Value returned more over 5 years: 11.6% a year against 11.5%.
- Tata Value returned more over 3 years: 11.5% a year against 10.3%.
- Bandhan Value costs less: 0.95% a year against 1.06% (Direct plans).
- Bandhan Value swung less over 3 years: a standard deviation of 12.9% a year against 15.4%.
- Tata Value fell less in its worst fall since 02-01-2013: −37.9% against −51.9%.
- Bandhan Value is the larger fund: ₹9,981 Cr against ₹8,239 Cr.
- Their portfolios overlap 20.7%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Value Fund | Tata Value Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Tata Mutual Fund |
| Category | Value and Contra | Value and Contra |
| AUM | ₹9,981 Cr (31-08-2026) | ₹8,239 Cr (30-09-2026) |
| NAV | ₹162.25 (Direct) | ₹375.88 (Direct) |
| Expense ratio (Direct) | 0.95% | 1.06% |
| Expense ratio (Regular) | 1.99% | 1.99% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | Nifty 500 TRI |
| Launch date | 07-03-2008 | 29-06-2004 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Daylynn Pinto | Sonam Udasi |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. | Exit load of 0.50%, if redeemed within 30 days. |
Bandhan Value vs Tata Value: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Value Fund (Direct) | −0.23% | −4.28% | −1.82% | −5.59% | +10.34% | +11.62% | +14.55% |
| Tata Value Fund (Direct) | −2.72% | −5.29% | −3.70% | −7.07% | +11.48% | +11.54% | +13.19% |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
Category average: the average of the 30 Value and Contra funds, same plan type.
Bandhan Value vs Tata Value: Year-wise Returns
| Year | BandhanBandhan Value | TataTata Value |
|---|---|---|
| 2026to date | −6.88% | −8.69% |
| 2025 | +6.16% | +4.74% |
| 2024 | +19.30% | +22.90% |
| 2023 | +34.05% | +38.33% |
| 2022 | +4.30% | +7.04% |
| 2021 | +66.24% | +29.39% |
Bandhan Value vs Tata Value: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Bandhan Value Fund
Rolling returns
Every 3-year holding period, 2,675 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Value Fund (Direct)
Tata Value Fund (Direct)
BSE 500 TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Value | 8.0 | 1.2 | 7.3 | 13.8 | 28.1 | 18.1 | 23.5 | 18.2% | 18.7% | −12.8% | 49.0% | 79% |
| Tata Value | 2.4 | 5.4 | 7.5 | 13.0 | 31.3 | 22.5 | 17.9 | 17.9% | 18.5% | −7.3% | 37.4% | 65% |
| BSE 500 TRI | 1.8 | 4.2 | 7.9 | 36.8 | 34.3 | 11.6 | 3.3 | 14.8% | 14.9% | −6.2% | 33.9% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Bandhan Value vs Tata Value: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan ValueBandhan Value Fund (Direct) | ₹16,60,000 | ₹52,75,133 | ₹36,15,133 | 15.4% |
| Tata ValueTata Value Fund (Direct) | ₹16,60,000 | ₹49,65,183 | ₹33,05,183 | 14.7% |
Bandhan ValueBandhan Value Fund (Direct)
Tata ValueTata Value Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Value vs Tata Value: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Value Fund (Direct) | Tata Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.59% | −7.07% |
| Standard deviation | 12.62% | 14.58% |
| Sharpe ratio | -0.86 | -0.85 |
| Sortino ratio | -1.16 | -1.11 |
| Maximum drawdown | −13.9% (31-03-2026) | −13.1% (31-03-2026) |
| Beta | 0.86 | 0.97 |
| Alpha | +0.29% | −0.06% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Value Fund (Direct) | Tata Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.34% | +11.48% |
| Standard deviation | 12.89% | 15.42% |
| Sharpe ratio | 0.34 | 0.35 |
| Sortino ratio | 0.46 | 0.47 |
| Maximum drawdown | −17.9% (04-03-2025) | −20.9% (03-03-2025) |
| Beta | 0.89 | 1.03 |
| Alpha | +0.88% | +1.15% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Value Fund (Direct) | Tata Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.62% | +11.54% |
| Standard deviation | 13.49% | 14.73% |
| Sharpe ratio | 0.43 | 0.39 |
| Sortino ratio | 0.58 | 0.52 |
| Maximum drawdown | −18.6% (20-06-2022) | −20.9% (03-03-2025) |
| Beta | 0.91 | 0.98 |
| Alpha | +3.23% | +2.78% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Value Fund (Direct) | Tata Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.54% | +15.55% |
| Standard deviation | 15.87% | 16.13% |
| Sharpe ratio | 0.60 | 0.59 |
| Sortino ratio | 0.80 | 0.79 |
| Maximum drawdown | −51.9% (24-03-2020) | −37.9% (23-03-2020) |
| Beta | 0.91 | 0.97 |
| Alpha | +3.30% | +2.97% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Value Fund (Direct)
Tata Value Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Value Fund (Direct) | −51.9% | 09-01-2018 | 24-03-2020 | 03-02-2021 | 10 months | −9.7% |
| Tata Value Fund (Direct) | −37.9% | 27-08-2018 | 23-03-2020 | 06-11-2020 | 7 months | −11.9% |
| BSE 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −9.4% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Value Fund (Direct)
Tata Value Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Value Fund (Direct)
Tata Value Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Value Fund (Direct)
Tata Value Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bandhan Value Fund (Direct) | 110% | 99% | 7.86% |
| Tata Value Fund (Direct) | 106% | 94% | 5.44% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bandhan Value vs Tata Value: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Value Fund, August 2026; Tata Value Fund, September 2026
Holdings in common
- Overlap
- 20.7%
- Held by both
- 11
- Only in Bandhan Value
- 51
- Only in Tata Value
- 26
| Security | % of Bandhan Value | % of Tata Value |
|---|---|---|
| Kotak Mahindra Bank Limited | 6.30% | 4.42% |
| ICICI Bank Limited | 4.37% | 9.10% |
| HDFC Bank Limited | 7.81% | 2.53% |
| ITC Limited | 2.18% | 3.44% |
| Infosys Limited | 3.52% | 1.42% |
| Hero MotoCorp Limited | 1.23% | 3.63% |
| Life Insurance Corporation Of India | 1.21% | 2.03% |
| NTPC Limited | 0.98% | 3.53% |
| Tata Consultancy Services Limited | 4.09% | 0.96% |
| Engineers India Limited | 0.71% | 1.53% |
| Petronet LNG Limited | 0.69% | 1.46% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 20.7% means 20.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Value Fund
| Security | % of fund |
|---|---|
| Reliance Industries Limited | 6.40% |
| Axis Bank Limited | 3.52% |
| Maruti Suzuki India Limited | 2.46% |
| Larsen & Toubro Limited | 2.23% |
| Bharti Airtel Limited | 2.18% |
Largest holdings only in Tata Value Fund
| Security | % of fund |
|---|---|
| SHRIRAM FINANCE LTD | 6.01% |
| COAL INDIA LTD | 5.41% |
| MOTILAL OSWAL FINANCIAL SERVICE LTD | 5.31% |
| INDUS TOWERS LTD | 4.48% |
| MUTHOOT FINANCE LTD | 4.34% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Value | Tata Value |
|---|---|---|
| Equity | 93.4% | 94.6% |
| Debt | 0.5% | 0.0% |
| Cash and others | 6.1% | 5.4% |
Market cap of stocks
| Market cap | Bandhan Value | Tata Value |
|---|---|---|
| Large Cap | 59.8% | 65.2% |
| Mid Cap | 17.9% | 20.3% |
| Small Cap | 15.7% | 9.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Value | Tata Value |
|---|---|---|
| Banks | 23.9% | 18.0% |
| Finance | 6.3% | 10.3% |
| IT - Software | 7.6% | 2.4% |
| Power | 1.0% | 7.0% |
| Petroleum Products | 6.4% | 4.1% |
| Consumable Fuels | 0.0% | 5.4% |
| Capital Markets | 0.0% | 5.3% |
| Insurance | 5.2% | 2.0% |
| Pharmaceuticals & Biotechnology | 4.8% | 0.7% |
| Retailing | 3.8% | 4.6% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Value vs Tata Value: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Value Fund | Tata Value Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.95% | 1.06% |
| Base expense ratio (Direct) | 0.62% | 0.70% |
| Total expense ratio (Regular) | 1.99% | 1.99% |
| Base expense ratio (Regular) | 1.51% | 1.52% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Value with
Bandhan Value Fund vs Tata Value Fund: Frequently Asked Questions
What is the difference between Bandhan Value Fund and Tata Value Fund?
Both are Value and Contra funds, run by Bandhan Mutual Fund and Tata Mutual Fund. Their portfolios overlap 20.7%. Bandhan Value Fund charges 0.95% a year and Tata Value Fund 1.06%.
Which has given higher returns, Bandhan Value Fund or Tata Value Fund?
Over 1 year: Bandhan Value Fund −5.59%, Tata Value Fund −7.07%. Over 3 years: Bandhan Value Fund +10.34% a year, Tata Value Fund +11.48% a year. Over 5 years: Bandhan Value Fund +11.62% a year, Tata Value Fund +11.54% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Value Fund or Tata Value Fund?
Bandhan Value Fund charges less: 0.95% a year against 1.06%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Value Fund and Tata Value Fund overlap?
20.7%. They hold 11 of the same securities, the largest shared ones being KOTAKBANK, ICICIBANK, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Value Fund or Tata Value Fund?
On SEBI's riskometer, Bandhan Value Fund is rated Very High and Tata Value Fund Very High. Over 3 years, the standard deviation of daily returns was 12.89% and 15.42% a year.
Which is better for SIP, Bandhan Value Fund or Tata Value Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,65,887 in Bandhan Value Fund (XIRR 8.9% a year) and ₹7,77,314 in Tata Value Fund (XIRR 9.5% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Bandhan Value Fund and Tata Value Fund?
Yes. 20.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bandhan Value Fund and Tata Value Fund?
Bandhan Value Fund: Daylynn Pinto. Tata Value Fund: Sonam Udasi.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.