Bandhan CRISIL IBX Gilt June 2027 Index Fund vs HDFC FMP 1876D March 2022
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan CRISIL IBX Gilt June 2027 Index Fund is an Index fund and HDFC FMP 1876D March 2022 is a mutual fund. In the 3 years to 30-10-2026, Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) returned 7.3% a year and HDFC FMP 1876D March 2022 (Direct) returned 7.6% a year. Bandhan CRISIL IBX Gilt June 2027 Index Fund charges 0.20% a year and HDFC FMP 1876D March 2022 0.05% (Direct plans). Their portfolios overlap 25.0%: they hold 1 of the same security.
Bandhan CRISIL IBX Gilt June 2027 Index Fund
Index
- 3 year return
- 7.3%
- Expense ratio
- 0.20%
- NAV
- ₹13.97
Which is better, Bandhan CRISIL IBX Gilt June 2027 Index or HDFC FMP 1876D March 2022? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC FMP 1876D March 2022 returned more over 3 years: 7.6% a year against 7.3%.
- HDFC FMP 1876D March 2022 returned more over 1 year: 5.7% against 5.1%.
- HDFC FMP 1876D March 2022 costs less: 0.05% a year against 0.20% (Direct plans).
- HDFC FMP 1876D March 2022 swung less over 3 years: a standard deviation of 0.6% a year against 0.8%.
- Bandhan CRISIL IBX Gilt June 2027 Index fell less in its worst fall since 29-03-2022: −3.1% against −3.4%.
- Bandhan CRISIL IBX Gilt June 2027 Index is the larger fund: ₹5,182 Cr against ₹36 Cr.
- Their portfolios overlap 25.0%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan CRISIL IBX Gilt June 2027 Index Fund | HDFC FMP 1876D March 2022 |
|---|---|---|
| Fund house | Bandhan Mutual Fund | HDFC Mutual Fund |
| Category | Index | Not available |
| AUM | ₹5,182 Cr (30-09-2026) | ₹36 Cr (30-09-2026) |
| NAV | ₹13.97 (Direct) | ₹13.40 (Direct) |
| Expense ratio (Direct) | 0.20% | 0.05% |
| Expense ratio (Regular) | 0.45% | 0.20% |
| Riskometer | Low to Moderate | Not available |
| Benchmark | CRISIL-IBX Gilt Index - June 2027 | Not available |
| Launch date | 23-03-2021 | Not available |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Harshal Joshi, Gautam Kaul | Not available |
| Exit load | Nil | Not available |
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | +0.21% | +0.93% | +2.46% | +5.07% | +7.32% | +6.02% | -- |
| HDFC FMP 1876D March 2022 (Direct) | +0.32% | +1.13% | +2.70% | +5.67% | +7.62% | -- | -- |
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Year-wise Returns
| Year | Bandhan CRISIL IBX Gilt June 2027 IndexBandhan CRISIL IBX Gilt June 2027 Index | HDFC FMP 1876D March 2022HDFC FMP 1876D March 2022 |
|---|---|---|
| 2026to date | +4.07% | +4.60% |
| 2025 | +7.98% | +8.04% |
| 2024 | +7.86% | +8.24% |
| 2023 | +7.60% | +7.70% |
| 2022 | +2.05% | -- |
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 389 of them, one for each trading day from 31-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct)
HDFC FMP 1876D March 2022 (Direct)
to
May 2025Aug 2022
to
Aug 2025Nov 2022
to
Nov 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt June 2027 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.6% | 7.6% | 6.3% | 8.2% |
| HDFC FMP 1876D March 2022 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.8% | 7.9% | 6.5% | 8.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 29-03-2022. Past returns do not promise future returns.
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt June 2027 IndexBandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | ₹5,60,000 | ₹6,56,396 | ₹96,396 | 6.8% |
| HDFC FMP 1876D March 2022HDFC FMP 1876D March 2022 (Direct) | ₹5,60,000 | ₹6,61,473 | ₹1,01,473 | 7.1% |
Bandhan CRISIL IBX Gilt June 2027 IndexBandhan CRISIL IBX Gilt June 2027 Index Fund (Direct)
HDFC FMP 1876D March 2022HDFC FMP 1876D March 2022 (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | HDFC FMP 1876D March 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +5.07% | +5.67% |
| Standard deviation | 0.67% | 0.46% |
| Sharpe ratio | -0.26 | 0.91 |
| Sortino ratio | -0.37 | 1.45 |
| Maximum drawdown | −0.2% (21-05-2026) | −0.1% (15-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | HDFC FMP 1876D March 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +7.32% | +7.62% |
| Standard deviation | 0.77% | 0.65% |
| Sharpe ratio | 1.68 | 2.47 |
| Sortino ratio | 2.73 | 4.49 |
| Maximum drawdown | −0.2% (13-06-2025) | −0.2% (13-06-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | HDFC FMP 1876D March 2022 (Direct) |
|---|---|---|
| Return (CAGR) | +6.12% | +6.59% |
| Standard deviation | 1.58% | 1.38% |
| Sharpe ratio | 0.38 | 0.42 |
| Sortino ratio | 0.52 | 0.54 |
| Maximum drawdown | −3.1% (06-05-2022) | −3.4% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-03-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct)
HDFC FMP 1876D March 2022 (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct) | −3.1% | 30-03-2022 | 06-05-2022 | 17-08-2022 | 3 months | 0.0% |
| HDFC FMP 1876D March 2022 (Direct) | −3.4% | 30-03-2022 | 06-05-2022 | 09-09-2022 | 4 months | 0.0% |
From daily values since 29-03-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct)
HDFC FMP 1876D March 2022 (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan CRISIL IBX Gilt June 2027 Index Fund (Direct)
HDFC FMP 1876D March 2022 (Direct)
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan CRISIL IBX Gilt June 2027 Index Fund, September 2026; HDFC FMP 1876D March 2022, September 2026
Holdings in common
- Overlap
- 25.0%
- Held by both
- 1
- Only in Bandhan CRISIL IBX Gilt June 2027 Index
- 3
- Only in HDFC FMP 1876D March 2022
- 11
| Security | % of Bandhan CRISIL IBX Gilt June 2027 Index | % of HDFC FMP 1876D March 2022 |
|---|---|---|
| 6.79% GOI (MD 15/05/2027) | 25.01% | 33.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 25.0% means 25.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan CRISIL IBX Gilt June 2027 Index Fund
| Security | % of fund |
|---|---|
| 7.38% GOI (MD 20/06/2027) | 50.25% |
| 8.24% GOI (MD 15/02/2027) | 15.43% |
| 7.02% GOI (MD 27/05/2027) | 6.41% |
Largest holdings only in HDFC FMP 1876D March 2022
| Security | % of fund |
|---|---|
| 8.42% Uttar Pradesh Uday SDL - Mat 290327 | 28.30% |
| GOI STRIPS - Mat 220227 | 15.05% |
| 7.74% Tamil Nadu SDL Mat 010327 | 2.82% |
| 7.79% Telangana SDL - Mat 010327 | 2.54% |
| GOI STRIPS - Mat 020127 | 2.48% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan CRISIL IBX Gilt June 2027 Index | HDFC FMP 1876D March 2022 |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.1% | 93.5% |
| Cash and others | 2.9% | 6.5% |
Bandhan CRISIL IBX Gilt June 2027 Index vs HDFC FMP 1876D March 2022: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan CRISIL IBX Gilt June 2027 Index Fund | HDFC FMP 1876D March 2022 |
|---|---|---|
| Total expense ratio (Direct) | 0.20% | 0.05% |
| Base expense ratio (Direct) | 0.17% | 0.04% |
| Total expense ratio (Regular) | 0.45% | 0.20% |
| Base expense ratio (Regular) | 0.38% | 0.17% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Bandhan CRISIL IBX Gilt June 2027 Index Fund vs HDFC FMP 1876D March 2022: Frequently Asked Questions
What is the difference between Bandhan CRISIL IBX Gilt June 2027 Index Fund and HDFC FMP 1876D March 2022?
Bandhan CRISIL IBX Gilt June 2027 Index Fund is an Index fund, HDFC FMP 1876D March 2022 is a mutual fund, run by Bandhan Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 25.0%. Bandhan CRISIL IBX Gilt June 2027 Index Fund charges 0.20% a year and HDFC FMP 1876D March 2022 0.05%.
Which has given higher returns, Bandhan CRISIL IBX Gilt June 2027 Index Fund or HDFC FMP 1876D March 2022?
Over 1 year: Bandhan CRISIL IBX Gilt June 2027 Index Fund +5.07%, HDFC FMP 1876D March 2022 +5.67%. Over 3 years: Bandhan CRISIL IBX Gilt June 2027 Index Fund +7.32% a year, HDFC FMP 1876D March 2022 +7.62% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan CRISIL IBX Gilt June 2027 Index Fund or HDFC FMP 1876D March 2022?
HDFC FMP 1876D March 2022 charges less: 0.05% a year against 0.20%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan CRISIL IBX Gilt June 2027 Index Fund and HDFC FMP 1876D March 2022 overlap?
25.0%. They hold 1 of the same securities, the largest shared ones being 6.79% GOI (MD 15/05/2027). From each fund's latest monthly portfolio.
Which is better for SIP, Bandhan CRISIL IBX Gilt June 2027 Index Fund or HDFC FMP 1876D March 2022?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,08,999 in Bandhan CRISIL IBX Gilt June 2027 Index Fund (XIRR 6.5% a year) and ₹4,11,422 in HDFC FMP 1876D March 2022 (XIRR 6.8% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Bandhan CRISIL IBX Gilt June 2027 Index Fund and HDFC FMP 1876D March 2022?
Yes. 25.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.