Bandhan CRISIL IBX Gilt April 2028 Index Fund vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan CRISIL IBX Gilt April 2028 Index Fund is an Index fund and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund is an Index fund. In the 3 years to 30-10-2026, Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) returned 7.4% a year and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) returned 7.5% a year. Bandhan CRISIL IBX Gilt April 2028 Index Fund charges 0.20% a year and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund 0.20% (Direct plans). Their portfolios overlap 0.0%: they hold 0 of the same securities.
Bandhan CRISIL IBX Gilt April 2028 Index Fund
Index
- 3 year return
- 7.4%
- Expense ratio
- 0.20%
- NAV
- ₹14.01
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
Index
- 3 year return
- 7.5%
- Expense ratio
- 0.20%
- NAV
- ₹13.43
Which is better, Bandhan CRISIL IBX Gilt April 2028 Index or ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index returned more over 5 years: 6.1% a year against 6.1%.
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index returned more over 3 years: 7.5% a year against 7.4%.
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index swung less over 3 years: a standard deviation of 0.8% a year against 1.0%.
- Bandhan CRISIL IBX Gilt April 2028 Index fell less in its worst fall since 29-09-2021: −2.9% against −3.6%.
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index is the larger fund: ₹7,771 Cr against ₹3,367 Cr.
- Their portfolios overlap 0.0%: 0 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan CRISIL IBX Gilt April 2028 Index Fund | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Index | Index |
| AUM | ₹3,367 Cr (30-09-2026) | ₹7,771 Cr (30-09-2026) |
| NAV | ₹14.01 (Direct) | ₹13.43 (Direct) |
| Expense ratio (Direct) | 0.20% | 0.20% |
| Expense ratio (Regular) | 0.45% | 0.38% |
| Riskometer | Low to Moderate | Low to Moderate |
| Benchmark | CRISIL-IBX Gilt Index - April 2028 | Nifty PSU Bond Plus SDL SEP 2027 40:60 Index |
| Launch date | 23-03-2021 | 28-09-2021 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Harshal Joshi, Gautam Kaul | Rohit Lakhotia, Darshil Dedhia |
| Exit load | Nil | Nil |
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | −0.08% | +0.55% | +2.15% | +4.63% | +7.36% | +6.08% | -- |
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) | +0.04% | +0.93% | +2.74% | +5.21% | +7.48% | +6.12% | -- |
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Year-wise Returns
| Year | Bandhan CRISIL IBX Gilt April 2028Bandhan CRISIL IBX Gilt April 2028 Index | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index |
|---|---|---|
| 2026to date | +3.68% | +4.32% |
| 2025 | +8.22% | +8.15% |
| 2024 | +8.03% | +8.24% |
| 2023 | +7.76% | +6.84% |
| 2022 | +2.24% | +2.11% |
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 512 of them, one for each trading day from 30-09-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
to
Nov 2024Apr 2022
to
Apr 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025Apr 2023
to
Apr 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt April 2028 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.4% | 7.5% | 5.6% | 8.5% |
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.2% | 7.5% | 5.4% | 8.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 29-09-2021. Past returns do not promise future returns.
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2021 to 30-10-2026: 62 instalments, ₹6,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt April 2028 IndexBandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | ₹6,20,000 | ₹7,36,467 | ₹1,16,467 | 6.6% |
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 IndexICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) | ₹6,20,000 | ₹7,38,790 | ₹1,18,790 | 6.7% |
Bandhan CRISIL IBX Gilt April 2028 IndexBandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 IndexICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.63% | +5.21% |
| Standard deviation | 0.98% | 0.76% |
| Sharpe ratio | -0.63 | -0.04 |
| Sortino ratio | -0.88 | -0.06 |
| Maximum drawdown | −0.6% (02-04-2026) | −0.3% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.36% | +7.48% |
| Standard deviation | 0.96% | 0.78% |
| Sharpe ratio | 1.40 | 1.86 |
| Sortino ratio | 2.20 | 3.02 |
| Maximum drawdown | −0.6% (02-04-2026) | −0.3% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.08% | +6.12% |
| Standard deviation | 1.73% | 1.49% |
| Sharpe ratio | 0.16 | 0.22 |
| Sortino ratio | 0.22 | 0.27 |
| Maximum drawdown | −2.9% (09-05-2022) | −3.6% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.18% | +5.97% |
| Standard deviation | 1.72% | 1.49% |
| Sharpe ratio | 0.38 | 0.14 |
| Sortino ratio | 0.53 | 0.18 |
| Maximum drawdown | −2.9% (09-05-2022) | −3.6% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-03-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct) | −2.9% | 15-12-2021 | 09-05-2022 | 04-08-2022 | 3 months | −0.2% |
| ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct) | −3.6% | 05-04-2022 | 06-05-2022 | 11-11-2022 | 6 months | −0.1% |
From daily values since 29-09-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan CRISIL IBX Gilt April 2028 Index Fund (Direct)
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (Direct)
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan CRISIL IBX Gilt April 2028 Index Fund, September 2026; ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund, September 2026
Holdings in common
- Overlap
- 0.0%
- Held by both
- 0
- Only in Bandhan CRISIL IBX Gilt April 2028 Index
- 4
- Only in ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index
- 89
Overlap: for each holding both funds own, the smaller of its two weights, added up. 0.0% means 0.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan CRISIL IBX Gilt April 2028 Index Fund
| Security | % of fund |
|---|---|
| 7.17% GOI (MD 08/01/2028) | 58.36% |
| 8.28% GOI (M/D 21/09/2027) | 24.51% |
| 6.64% GOI (MD 09/12/2027) | 14.92% |
| 7.38% GOI (MD 20/06/2027) | 0.11% |
Largest holdings only in ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
| Security | % of fund |
|---|---|
| NABARD | 8.57% |
| State Government of Rajasthan | 7.75% |
| Indian Railway Finance Corporation Ltd. | 6.41% |
| State Government of Madhya Pradesh | 4.64% |
| NABARD | 4.03% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan CRISIL IBX Gilt April 2028 Index | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.9% | 97.3% |
| Cash and others | 2.1% | 2.7% |
Bandhan CRISIL IBX Gilt April 2028 Index vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan CRISIL IBX Gilt April 2028 Index Fund | ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.20% | 0.20% |
| Base expense ratio (Direct) | 0.17% | 0.17% |
| Total expense ratio (Regular) | 0.45% | 0.38% |
| Base expense ratio (Regular) | 0.38% | 0.32% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Bandhan CRISIL IBX Gilt April 2028 Index Fund vs ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund: Frequently Asked Questions
What is the difference between Bandhan CRISIL IBX Gilt April 2028 Index Fund and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Bandhan CRISIL IBX Gilt April 2028 Index Fund is an Index fund, ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund is an Index fund, run by Bandhan Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 0.0%. Bandhan CRISIL IBX Gilt April 2028 Index Fund charges 0.20% a year and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund 0.20%.
Which has given higher returns, Bandhan CRISIL IBX Gilt April 2028 Index Fund or ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Over 1 year: Bandhan CRISIL IBX Gilt April 2028 Index Fund +4.63%, ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund +5.21%. Over 3 years: Bandhan CRISIL IBX Gilt April 2028 Index Fund +7.36% a year, ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund +7.48% a year. Over 5 years: Bandhan CRISIL IBX Gilt April 2028 Index Fund +6.08% a year, ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund +6.12% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan CRISIL IBX Gilt April 2028 Index Fund or ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Both charge 0.20% a year.
How much do Bandhan CRISIL IBX Gilt April 2028 Index Fund and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund overlap?
0.0%. They hold 0 of the same securities. From each fund's latest monthly portfolio.
Which is riskier, Bandhan CRISIL IBX Gilt April 2028 Index Fund or ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
On SEBI's riskometer, Bandhan CRISIL IBX Gilt April 2028 Index Fund is rated Low to Moderate and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Low to Moderate. Over 3 years, the standard deviation of daily returns was 0.96% and 0.78% a year.
Which is better for SIP, Bandhan CRISIL IBX Gilt April 2028 Index Fund or ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,22,989 in Bandhan CRISIL IBX Gilt April 2028 Index Fund (XIRR 6.6% a year) and ₹7,25,360 in ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund (XIRR 6.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Bandhan CRISIL IBX Gilt April 2028 Index Fund and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Yes. 0.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Bandhan CRISIL IBX Gilt April 2028 Index Fund and ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund?
Bandhan CRISIL IBX Gilt April 2028 Index Fund: Harshal Joshi, Gautam Kaul. ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund: Rohit Lakhotia, Darshil Dedhia.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.