Bandhan Corporate Bond Fund vs Bandhan Medium Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Corporate Bond Fund is a Corporate Bond fund and Bandhan Medium Term Fund is a Medium Duration fund. In the 3 years to 30-10-2026, Bandhan Corporate Bond Fund (Direct) returned 7.0% a year and Bandhan Medium Term Fund (Direct) returned 7.5% a year. Bandhan Corporate Bond Fund charges 0.36% a year and Bandhan Medium Term Fund 0.66% (Direct plans). Their portfolios overlap 11.9%: they hold 14 of the same securities.
Bandhan Corporate Bond Fund
Corporate Bond
- 3 year return
- 7.0%
- Expense ratio
- 0.36%
- NAV
- ₹21.20
Bandhan Medium Term Fund
Medium Duration
- 3 year return
- 7.5%
- Expense ratio
- 0.66%
- NAV
- ₹53.41
Which is better, Bandhan Corporate Bond or Bandhan Medium Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Corporate Bond returned more over 5 years: 6.1% a year against 6.0%.
- Bandhan Medium Term returned more over 3 years: 7.5% a year against 7.0%.
- Bandhan Corporate Bond costs less: 0.36% a year against 0.66% (Direct plans).
- Bandhan Corporate Bond swung less over 3 years: a standard deviation of 1.0% a year against 1.3%.
- Bandhan Medium Term fell less in its worst fall since 13-01-2016: −3.2% against −3.5%.
- Bandhan Corporate Bond is the larger fund: ₹13,512 Cr against ₹1,244 Cr.
- Their portfolios overlap 11.9%: 14 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Corporate Bond Fund | Bandhan Medium Term Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Bandhan Mutual Fund |
| Category | Corporate Bond | Medium Duration |
| AUM | ₹13,512 Cr (30-09-2026) | ₹1,244 Cr (30-09-2026) |
| NAV | ₹21.20 (Direct) | ₹53.41 (Direct) |
| Expense ratio (Direct) | 0.36% | 0.66% |
| Expense ratio (Regular) | 0.68% | 1.36% |
| Riskometer | Moderate | Low to Moderate |
| Benchmark | NIFTY Corporate Bond Index A-II | NIFTY Medium Duration Debt Index A-III |
| Launch date | 12-01-2016 | 27-06-2003 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Suyash Choudhary, Gautam Kaul | Suyash Choudhary |
| Exit load | Nil | Nil |
Bandhan Corporate Bond vs Bandhan Medium Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Corporate Bond Fund (Direct) | −0.09% | +0.35% | +2.81% | +4.87% | +7.00% | +6.09% | +6.90% |
| Bandhan Medium Term Fund (Direct) | +0.04% | +0.68% | +3.33% | +5.37% | +7.50% | +6.01% | +6.83% |
| Corporate Bond average | −0.24% | +0.05% | +2.31% | +4.00% | +7.02% | +6.20% | +6.98% |
| Medium Duration average | −0.34% | −0.09% | +2.51% | +4.72% | +7.66% | +6.88% | +6.78% |
Category average: the average of the 21 Corporate Bond funds and the 13 Medium Duration funds, same plan type.
Bandhan Corporate Bond vs Bandhan Medium Term: Year-wise Returns
| Year | Corporate BondBandhan Corporate Bond | Medium TermBandhan Medium Term |
|---|---|---|
| 2026to date | +4.11% | +4.66% |
| 2025 | +7.72% | +7.32% |
| 2024 | +8.02% | +8.38% |
| 2023 | +7.12% | +7.18% |
| 2022 | +2.94% | +1.92% |
| 2021 | +3.98% | +3.13% |
Bandhan Corporate Bond vs Bandhan Medium Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,896 of them, one for each trading day from 14-01-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Corporate Bond Fund (Direct)
Bandhan Medium Term Fund (Direct)
to
Aug 2019Dec 2017
to
Dec 2020Apr 2019
to
Apr 2022Aug 2020
to
Aug 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Corporate Bond | 0.0 | 6.4 | 93.6 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.4% | 4.6% | 9.2% |
| Bandhan Medium Term | 0.0 | 13.7 | 86.3 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.5% | 3.7% | 9.6% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 13-01-2016. Past returns do not promise future returns.
Bandhan Corporate Bond vs Bandhan Medium Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 13-01-2016 to 30-10-2026: 130 instalments, ₹13,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan Corporate BondBandhan Corporate Bond Fund (Direct) | ₹13,00,000 | ₹18,94,286 | ₹5,94,286 | 6.7% |
| Bandhan Medium TermBandhan Medium Term Fund (Direct) | ₹13,00,000 | ₹18,86,462 | ₹5,86,462 | 6.7% |
Bandhan Corporate BondBandhan Corporate Bond Fund (Direct)
Bandhan Medium TermBandhan Medium Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Corporate Bond vs Bandhan Medium Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Corporate Bond Fund (Direct) | Bandhan Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.87% | +5.37% |
| Standard deviation | 1.24% | 1.46% |
| Sharpe ratio | -0.30 | 0.08 |
| Sortino ratio | -0.44 | 0.13 |
| Maximum drawdown | −0.6% (21-05-2026) | −0.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Corporate Bond Fund (Direct) | Bandhan Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.00% | +7.50% |
| Standard deviation | 1.02% | 1.33% |
| Sharpe ratio | 0.96 | 1.11 |
| Sortino ratio | 1.43 | 1.72 |
| Maximum drawdown | −0.6% (21-05-2026) | −0.8% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Corporate Bond Fund (Direct) | Bandhan Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.09% | +6.01% |
| Standard deviation | 0.99% | 1.78% |
| Sharpe ratio | 0.29 | 0.12 |
| Sortino ratio | 0.39 | 0.16 |
| Maximum drawdown | −1.6% (09-05-2022) | −3.2% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Corporate Bond Fund (Direct) | Bandhan Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.21% | +7.49% |
| Standard deviation | 1.65% | 1.93% |
| Sharpe ratio | 1.04 | 0.75 |
| Sortino ratio | 1.78 | 1.07 |
| Maximum drawdown | −3.5% (24-03-2020) | −3.6% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-01-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Corporate Bond Fund (Direct)
Bandhan Medium Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Corporate Bond Fund (Direct) | −3.5% | 06-03-2020 | 24-03-2020 | 31-03-2020 | 7 days | −0.2% |
| Bandhan Medium Term Fund (Direct) | −3.2% | 30-03-2022 | 06-05-2022 | 11-11-2022 | 6 months | −0.1% |
From daily values since 13-01-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Corporate Bond Fund (Direct)
Bandhan Medium Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Corporate Bond Fund (Direct)
Bandhan Medium Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Corporate Bond Fund (Direct)
Bandhan Medium Term Fund (Direct)
Bandhan Corporate Bond vs Bandhan Medium Term: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Corporate Bond Fund, September 2026; Bandhan Medium Term Fund, September 2026
Holdings in common
- Overlap
- 11.9%
- Held by both
- 14
- Only in Bandhan Corporate Bond
- 98
- Only in Bandhan Medium Term
- 21
| Security | % of Bandhan Corporate Bond | % of Bandhan Medium Term |
|---|---|---|
| 7.48% National Bank For Agriculture and Rural Development | 2.21% | 3.20% |
| 7.1% Bajaj Housing Finance Limited | 1.84% | 1.97% |
| Small Industries Dev Bank of India | 1.74% | 1.89% |
| 7.37% Indian Railway Finance Corporation Limited | 1.47% | 3.99% |
| 7.53% National Bank For Agriculture and Rural Development | 0.97% | 6.01% |
| 7.58% REC Limited | 0.88% | 2.00% |
| 7.53% Bajaj Housing Finance Limited | 2.54% | 0.79% |
| 7.57% Indian Railway Finance Corporation Limited | 0.37% | 2.00% |
| Bank of Baroda | 0.36% | 1.97% |
| Punjab National Bank | 0.36% | 2.36% |
| Corporate Debt Market Development Fund Class A2 | 0.35% | 0.49% |
| 7.3763% Bajaj Finance Limited | 0.18% | 1.98% |
| Canara Bank | 0.18% | 1.97% |
| Canara Bank | 0.18% | 1.57% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.9% means 11.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Corporate Bond Fund
| Security | % of fund |
|---|---|
| 8.65% Reliance Industries Limited | 3.97% |
| Union Bank of India | 3.63% |
| 8.95% Reliance Industries Limited | 3.45% |
| Canara Bank | 2.53% |
| 6.74% Small Industries Dev Bank of India | 2.53% |
Largest holdings only in Bandhan Medium Term Fund
| Security | % of fund |
|---|---|
| 7.75% Tata Capital Housing Finance Limited | 8.44% |
| 8.04% Bajaj Housing Finance Limited | 8.05% |
| HDFC Bank Limited | 7.88% |
| Small Industries Dev Bank of India | 4.90% |
| Axis Bank Limited | 4.37% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Corporate Bond | Bandhan Medium Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 85.3% | 86.5% |
| Cash and others | 14.7% | 13.5% |
Bandhan Corporate Bond vs Bandhan Medium Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Corporate Bond Fund | Bandhan Medium Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.36% | 0.66% |
| Base expense ratio (Direct) | 0.30% | 0.55% |
| Total expense ratio (Regular) | 0.68% | 1.36% |
| Base expense ratio (Regular) | 0.57% | 1.15% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Corporate Bond with
Bandhan Corporate Bond Fund vs Bandhan Medium Term Fund: Frequently Asked Questions
What is the difference between Bandhan Corporate Bond Fund and Bandhan Medium Term Fund?
Bandhan Corporate Bond Fund is a Corporate Bond fund, Bandhan Medium Term Fund is a Medium Duration fund, run by Bandhan Mutual Fund. Their portfolios overlap 11.9%. Bandhan Corporate Bond Fund charges 0.36% a year and Bandhan Medium Term Fund 0.66%.
Which has given higher returns, Bandhan Corporate Bond Fund or Bandhan Medium Term Fund?
Over 1 year: Bandhan Corporate Bond Fund +4.87%, Bandhan Medium Term Fund +5.37%. Over 3 years: Bandhan Corporate Bond Fund +7.00% a year, Bandhan Medium Term Fund +7.50% a year. Over 5 years: Bandhan Corporate Bond Fund +6.09% a year, Bandhan Medium Term Fund +6.01% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Corporate Bond Fund or Bandhan Medium Term Fund?
Bandhan Corporate Bond Fund charges less: 0.36% a year against 0.66%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Corporate Bond Fund and Bandhan Medium Term Fund overlap?
11.9%. They hold 14 of the same securities, the largest shared ones being 7.48% National Bank For Agriculture and Rural Development, 7.1% Bajaj Housing Finance Limited, Small Industries Dev Bank of India. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Corporate Bond Fund or Bandhan Medium Term Fund?
On SEBI's riskometer, Bandhan Corporate Bond Fund is rated Moderate and Bandhan Medium Term Fund Low to Moderate. Over 3 years, the standard deviation of daily returns was 1.02% and 1.33% a year.
Which is better for SIP, Bandhan Corporate Bond Fund or Bandhan Medium Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,21,628 in Bandhan Corporate Bond Fund (XIRR 6.6% a year) and ₹7,23,662 in Bandhan Medium Term Fund (XIRR 6.7% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Bandhan Corporate Bond Fund and Bandhan Medium Term Fund?
Yes. 11.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Bandhan Corporate Bond Fund and Bandhan Medium Term Fund?
Bandhan Corporate Bond Fund: Suyash Choudhary, Gautam Kaul. Bandhan Medium Term Fund: Suyash Choudhary.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.