Bandhan Balanced Advantage Fund vs Baroda BNP Paribas Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Balanced Advantage Fund and Baroda BNP Paribas Balanced Advantage Fund are both Balanced Advantage funds. In the 3 years to 30-10-2026, Bandhan Balanced Advantage Fund (Direct) returned 9.4% a year and Baroda BNP Paribas Balanced Advantage Fund (Direct) returned 11.5% a year. Bandhan Balanced Advantage Fund charges 1.07% a year and Baroda BNP Paribas Balanced Advantage Fund 0.92% (Direct plans). Their portfolios overlap 31.6%: they hold 29 of the same securities.
Bandhan Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 9.4%
- Expense ratio
- 1.07%
- NAV
- ₹28.91
Baroda BNP Paribas Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 11.5%
- Expense ratio
- 0.92%
- NAV
- ₹27.28
Which is better, Bandhan Balanced Advantage or Baroda BNP Paribas Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas Balanced Advantage returned more over 5 years: 10.0% a year against 7.7%.
- Baroda BNP Paribas Balanced Advantage returned more over 3 years: 11.5% a year against 9.4%.
- Baroda BNP Paribas Balanced Advantage costs less: 0.92% a year against 1.07% (Direct plans).
- Bandhan Balanced Advantage swung less over 3 years: a standard deviation of 7.5% a year against 10.5%.
- Baroda BNP Paribas Balanced Advantage fell less in its worst fall since 20-11-2018: −20.7% against −25.9%.
- Baroda BNP Paribas Balanced Advantage is the larger fund: ₹5,162 Cr against ₹2,286 Cr.
- Their portfolios overlap 31.6%: 29 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Balanced Advantage Fund | Baroda BNP Paribas Balanced Advantage Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Baroda BNP Paribas Mutual Fund |
| Category | Balanced Advantage | Balanced Advantage |
| AUM | ₹2,286 Cr (31-08-2026) | ₹5,162 Cr (30-09-2026) |
| NAV | ₹28.91 (Direct) | ₹27.28 (Direct) |
| Expense ratio (Direct) | 1.07% | 0.92% |
| Expense ratio (Regular) | 2.32% | 2.04% |
| Riskometer | Very High | Not available |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | Not available |
| Launch date | 10-10-2014 | Not available |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Manish Gunwani, Brijesh Shah, Vishal Biraia, Ritika Behera, Gaurav Satra | Not available |
| Exit load | Exit load of 0.50%, if redeemed within 90 days. | Not available |
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Balanced Advantage Fund (Direct) | −0.67% | −2.07% | +0.95% | +0.64% | +9.42% | +7.66% | +9.67% |
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −1.00% | −4.23% | −0.79% | −0.62% | +11.52% | +9.96% | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Year-wise Returns
| Year | BandhanBandhan Balanced Advantage | Baroda BNP ParibasBaroda BNP Paribas Balanced Advantage |
|---|---|---|
| 2026to date | −0.37% | −1.91% |
| 2025 | +6.45% | +9.06% |
| 2024 | +16.06% | +16.32% |
| 2023 | +16.45% | +22.50% |
| 2022 | −0.44% | +4.04% |
| 2021 | +17.25% | +18.21% |
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,227 of them, one for each trading day from 22-11-2021 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced Advantage Fund (Direct)
to
Apr 2022Feb 2020
to
Feb 2023Dec 2020
to
Dec 2023Oct 2021
to
Oct 2024Aug 2022
to
Aug 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Balanced Advantage | 0.0 | 0.0 | 13.6 | 84.6 | 1.8 | 0.0 | 0.0 | 11.6% | 11.3% | 8.2% | 18.9% |
| Baroda BNP Paribas Balanced Advantage | 0.0 | 0.0 | 0.0 | 37.1 | 61.0 | 2.0 | 0.0 | 15.7% | 15.6% | 10.5% | 23.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 20-11-2018. Past returns do not promise future returns.
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-11-2018 to 30-10-2026: 96 instalments, ₹9,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan Balanced AdvantageBandhan Balanced Advantage Fund (Direct) | ₹9,60,000 | ₹14,07,820 | ₹4,47,820 | 9.4% |
| Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct) | ₹9,60,000 | ₹15,76,630 | ₹6,16,630 | 12.1% |
Bandhan Balanced AdvantageBandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Balanced Advantage Fund (Direct) | Baroda BNP Paribas Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.64% | −0.62% |
| Standard deviation | 8.27% | 11.52% |
| Sharpe ratio | -0.56 | -0.51 |
| Sortino ratio | -0.77 | -0.68 |
| Maximum drawdown | −8.3% (30-03-2026) | −9.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Balanced Advantage Fund (Direct) | Baroda BNP Paribas Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.42% | +11.52% |
| Standard deviation | 7.46% | 10.54% |
| Sharpe ratio | 0.46 | 0.52 |
| Sortino ratio | 0.62 | 0.70 |
| Maximum drawdown | −8.3% (30-03-2026) | −11.5% (03-03-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Balanced Advantage Fund (Direct) | Baroda BNP Paribas Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.66% | +9.96% |
| Standard deviation | 7.54% | 9.85% |
| Sharpe ratio | 0.25 | 0.42 |
| Sortino ratio | 0.33 | 0.57 |
| Maximum drawdown | −11.7% (17-06-2022) | −11.9% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Balanced Advantage Fund (Direct) | Baroda BNP Paribas Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.19% | +13.42% |
| Standard deviation | 8.51% | 10.80% |
| Sharpe ratio | 0.41 | 0.76 |
| Sortino ratio | 0.55 | 1.03 |
| Maximum drawdown | −25.9% (23-03-2020) | −20.7% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-10-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Balanced Advantage Fund (Direct) | −25.9% | 20-02-2020 | 23-03-2020 | 06-08-2020 | 4 months | −3.5% |
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −20.7% | 19-02-2020 | 23-03-2020 | 06-07-2020 | 3 months | −6.4% |
From daily values since 20-11-2018, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Balanced Advantage Fund (Direct)
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Balanced Advantage Fund, August 2026; Baroda BNP Paribas Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 31.6%
- Held by both
- 29
- Only in Bandhan Balanced Advantage
- 113
- Only in Baroda BNP Paribas Balanced Advantage
- 78
| Security | % of Bandhan Balanced Advantage | % of Baroda BNP Paribas Balanced Advantage |
|---|---|---|
| HDFC Bank Limited | 3.14% | 3.09% |
| Reliance Industries Limited | 3.91% | 2.90% |
| Bharti Airtel Limited | 3.63% | 2.30% |
| Larsen & Toubro Limited | 2.16% | 2.62% |
| One 97 Communications Limited | 1.97% | 1.99% |
| ICICI Bank Limited | 4.27% | 1.96% |
| Kotak Mahindra Bank Limited | 1.82% | 1.63% |
| State Bank of India | 1.83% | 1.51% |
| Titan Company Limited | 1.26% | 1.60% |
| Mahindra & Mahindra Limited | 1.25% | 1.86% |
| UltraTech Cement Limited | 1.96% | 1.24% |
| Axis Bank Limited | 1.93% | 1.20% |
| Infosys Limited | 1.18% | 1.21% |
| InterGlobe Aviation Limited | 1.15% | 1.30% |
| Radico Khaitan Limited | 1.05% | 1.83% |
| JSW Steel Limited | 0.83% | 1.86% |
| IndusInd Bank Limited | 0.79% | 1.89% |
| Shriram Finance Limited | 0.70% | 1.51% |
| Sun Pharmaceutical Industries Limited | 0.68% | 1.76% |
| NTPC Limited | 0.67% | 1.13% |
| Tech Mahindra Limited | 0.45% | 1.06% |
| Bharat Electronics Limited | 0.39% | 1.62% |
| Eicher Motors Limited | 0.35% | 1.99% |
| Marico Limited | 0.24% | 1.37% |
| 7.53% Bajaj Housing Finance Limited | 2.16% | 0.19% |
| Samvardhana Motherson International Limited | 0.18% | 1.71% |
| Power Grid Corporation of India Limited | 0.12% | 1.36% |
| Polycab India Limited | 0.11% | 1.12% |
| Maruti Suzuki India Limited | 0.03% | 1.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 31.6% means 31.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Axis Bank Limited | 4.23% |
| Bajaj Finance Limited | 3.58% |
| Bank of Baroda | 2.15% |
| Small Industries Dev Bank of India | 2.12% |
| Sundaram Finance Limited | 2.12% |
Largest holdings only in Baroda BNP Paribas Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Multi Commodity Exchange of India Limited | 2.19% |
| Bharat Heavy Electricals Limited | 2.17% |
| The Federal Bank Limited | 1.66% |
| Karur Vysya Bank Limited | 1.50% |
| Hitachi Energy India Limited | 1.44% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Balanced Advantage | Baroda BNP Paribas Balanced Advantage |
|---|---|---|
| Equity | 69.7% | 80.1% |
| Debt | 28.5% | 9.2% |
| Cash and others | 1.8% | 10.7% |
Market cap of stocks
| Market cap | Bandhan Balanced Advantage | Baroda BNP Paribas Balanced Advantage |
|---|---|---|
| Large Cap | 47.8% | 54.2% |
| Mid Cap | 13.0% | 19.1% |
| Small Cap | 8.3% | 5.8% |
| Not on AMFI's list | 0.5% | 1.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Balanced Advantage | Baroda BNP Paribas Balanced Advantage |
|---|---|---|
| Banks | 15.2% | 15.2% |
| Finance | 6.7% | 2.0% |
| Automobiles | 1.9% | 4.9% |
| Capital Markets | 0.7% | 4.7% |
| Electrical Equipment | 0.4% | 4.7% |
| Petroleum Products | 3.9% | 4.2% |
| IT - Software | 3.7% | 4.0% |
| Pharmaceuticals & Biotechnology | 3.5% | 3.9% |
| Telecom - Services | 3.8% | 2.3% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Balanced Advantage vs Baroda BNP Paribas Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Balanced Advantage Fund | Baroda BNP Paribas Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.07% | 0.92% |
| Base expense ratio (Direct) | 0.67% | 0.63% |
| Total expense ratio (Regular) | 2.32% | 2.04% |
| Base expense ratio (Regular) | 1.74% | 1.59% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Balanced Advantage with
Compare Baroda BNP Paribas Balanced Advantage with
Bandhan Balanced Advantage Fund vs Baroda BNP Paribas Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Bandhan Balanced Advantage Fund and Baroda BNP Paribas Balanced Advantage Fund?
Both are Balanced Advantage funds, run by Bandhan Mutual Fund and Baroda BNP Paribas Mutual Fund. Their portfolios overlap 31.6%. Bandhan Balanced Advantage Fund charges 1.07% a year and Baroda BNP Paribas Balanced Advantage Fund 0.92%.
Which has given higher returns, Bandhan Balanced Advantage Fund or Baroda BNP Paribas Balanced Advantage Fund?
Over 1 year: Bandhan Balanced Advantage Fund +0.64%, Baroda BNP Paribas Balanced Advantage Fund −0.62%. Over 3 years: Bandhan Balanced Advantage Fund +9.42% a year, Baroda BNP Paribas Balanced Advantage Fund +11.52% a year. Over 5 years: Bandhan Balanced Advantage Fund +7.66% a year, Baroda BNP Paribas Balanced Advantage Fund +9.96% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Balanced Advantage Fund or Baroda BNP Paribas Balanced Advantage Fund?
Baroda BNP Paribas Balanced Advantage Fund charges less: 0.92% a year against 1.07%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Balanced Advantage Fund and Baroda BNP Paribas Balanced Advantage Fund overlap?
31.6%. They hold 29 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, BHARTIARTL. From each fund's latest monthly portfolio.
Which is better for SIP, Bandhan Balanced Advantage Fund or Baroda BNP Paribas Balanced Advantage Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,45,936 in Bandhan Balanced Advantage Fund (XIRR 7.9% a year) and ₹7,75,647 in Baroda BNP Paribas Balanced Advantage Fund (XIRR 9.4% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Bandhan Balanced Advantage Fund and Baroda BNP Paribas Balanced Advantage Fund?
Yes. 31.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.