Axis Children's Fund vs PGIM India Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
Axis Children's Fund is a Solution fund and PGIM India Equity Savings Fund is an Equity Savings fund. In the 3 years to 30-10-2026, Axis Children's Fund (Direct) returned 8.8% a year and PGIM India Equity Savings Fund (Direct) returned 6.3% a year. Axis Children's Fund charges 1.49% a year and PGIM India Equity Savings Fund 1.12% (Direct plans). Their portfolios overlap 38.5%: they hold 37 of the same securities.
PGIM India Equity Savings Fund
Equity Savings
- 3 year return
- 6.3%
- Expense ratio
- 1.12%
- NAV
- ₹57.75
Which is better, Axis Children's or PGIM India Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- PGIM India Equity Savings returned more over 5 years: 5.8% a year against 5.5%.
- Axis Children's returned more over 3 years: 8.8% a year against 6.3%.
- PGIM India Equity Savings costs less: 1.12% a year against 1.49% (Direct plans).
- PGIM India Equity Savings swung less over 3 years: a standard deviation of 2.8% a year against 10.1%.
- PGIM India Equity Savings fell less in its worst fall since 08-03-2016: −16.2% against −27.1%.
- Axis Children's is the larger fund: ₹863 Cr against ₹57 Cr.
- Their portfolios overlap 38.5%: 37 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Axis Children's Fund | PGIM India Equity Savings Fund |
|---|---|---|
| Fund house | Axis Mutual Fund | PGIM India Mutual Fund |
| Category | Solution | Equity Savings |
| AUM | ₹863 Cr (30-09-2026) | ₹57 Cr (30-09-2026) |
| NAV | ₹29.19 (Direct) | ₹57.75 (Direct) |
| Expense ratio (Direct) | 1.49% | 1.12% |
| Expense ratio (Regular) | 2.39% | 1.76% |
| Riskometer | Very High | Moderate |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index | Nifty Equity Savings Index |
| Launch date | 08-12-2015 | 05-02-2004 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | 5 years, or until the child turns 18 if earlier | None |
| Fund managers | Jayesh Sundar, Devang Shah, Hardik Shah, Krishnaa N | Anandha Padmanabhan Anjeneyan, Vivek Sharma, Vinay Paharia, and Mr. Puneet Pal |
| Exit load | Exit Load - Under Compulsory Lock-in: No exit load post lock-in period. Under No Lock-in: An Exit Load of 3% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment, An Exit Load of 2% is payable if Units are redeemed / switched-out after 1 year and upto 2 years from the date of allotment An Exit Load of 1% is payable if Units are redeemed / switched-out after 2 years and upto 3 years from the date of allotment Nil if Units are redeemed / switched-out after 3 years from the date of allotment. | NIL |
Axis Children's vs PGIM India Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Axis Children's Fund (Direct) | +0.04% | −3.31% | +0.04% | −3.95% | +8.75% | +5.45% | +10.17% |
| PGIM India Equity Savings Fund (Direct) | +0.09% | −1.08% | +1.54% | +1.77% | +6.34% | +5.84% | +7.46% |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | +7.55% | +8.43% |
Category average: the average of the 23 Equity Savings funds, same plan type.
Axis Children's vs PGIM India Equity Savings: Year-wise Returns
| Year | Axis Children'sAxis Children's | PGIM India Equity SavingsPGIM India Equity Savings |
|---|---|---|
| 2026to date | −3.55% | +0.93% |
| 2025 | +6.17% | +6.88% |
| 2024 | +15.66% | +8.15% |
| 2023 | +14.72% | +8.96% |
| 2022 | −6.22% | +4.05% |
| 2021 | +28.04% | +13.78% |
Axis Children's vs PGIM India Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,890 of them, one for each trading day from 08-03-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Axis Children's Fund (Direct)
PGIM India Equity Savings Fund (Direct)
to
Oct 2019Feb 2018
to
Feb 2021May 2019
to
May 2022Sept 2020
to
Sept 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Axis Children's | 0.0 | 2.8 | 25.6 | 54.3 | 13.8 | 3.5 | 0.0 | 11.8% | 11.3% | 1.0% | 22.8% |
| PGIM India Equity Savings | 0.0 | 5.1 | 80.6 | 14.2 | 0.0 | 0.0 | 0.0 | 8.1% | 8.1% | 1.4% | 14.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 08-03-2016. Past returns do not promise future returns.
Axis Children's vs PGIM India Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-03-2016 to 30-10-2026: 128 instalments, ₹12,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Axis Children'sAxis Children's Fund (Direct) | ₹12,80,000 | ₹21,79,269 | ₹8,99,269 | 9.6% |
| PGIM India Equity SavingsPGIM India Equity Savings Fund (Direct) | ₹12,80,000 | ₹19,00,354 | ₹6,20,354 | 7.2% |
Axis Children'sAxis Children's Fund (Direct)
PGIM India Equity SavingsPGIM India Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Axis Children's vs PGIM India Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Axis Children's Fund (Direct) | PGIM India Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.95% | +1.77% |
| Standard deviation | 10.34% | 3.54% |
| Sharpe ratio | -0.89 | -0.98 |
| Sortino ratio | -1.19 | -1.30 |
| Maximum drawdown | −10.4% (30-03-2026) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Children's Fund (Direct) | PGIM India Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.75% | +6.34% |
| Standard deviation | 10.11% | 2.77% |
| Sharpe ratio | 0.27 | 0.11 |
| Sortino ratio | 0.37 | 0.15 |
| Maximum drawdown | −12.3% (28-02-2025) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Children's Fund (Direct) | PGIM India Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.45% | +5.84% |
| Standard deviation | 10.29% | 2.64% |
| Sharpe ratio | -0.03 | 0.02 |
| Sortino ratio | -0.05 | 0.02 |
| Maximum drawdown | −18.2% (17-06-2022) | −3.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Children's Fund (Direct) | PGIM India Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.33% | +7.76% |
| Standard deviation | 10.97% | 4.79% |
| Sharpe ratio | 0.44 | 0.48 |
| Sortino ratio | 0.59 | 0.64 |
| Maximum drawdown | −27.1% (23-03-2020) | −16.2% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 14-12-2015 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Axis Children's Fund (Direct)
PGIM India Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Axis Children's Fund (Direct) | −27.1% | 12-02-2020 | 23-03-2020 | 05-11-2020 | 7 months | −5.1% |
| PGIM India Equity Savings Fund (Direct) | −16.2% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −1.9% |
From daily values since 08-03-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Children's Fund (Direct)
PGIM India Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Children's Fund (Direct)
PGIM India Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Children's Fund (Direct)
PGIM India Equity Savings Fund (Direct)
Axis Children's vs PGIM India Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: Axis Children's Fund, September 2026; PGIM India Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 38.5%
- Held by both
- 37
- Only in Axis Children's
- 76
- Only in PGIM India Equity Savings
- 22
| Security | % of Axis Children's | % of PGIM India Equity Savings |
|---|---|---|
| 7.1% Government of India (08/04/2034) | 8.67% | 8.83% |
| Reliance Industries Limited | 4.50% | 6.15% |
| HDFC Bank Limited | 4.36% | 6.09% |
| 7.18% Government of India (14/08/2033) | 4.07% | 3.55% |
| Kotak Mahindra Bank Limited | 2.20% | 3.11% |
| ICICI Bank Limited | 4.81% | 1.90% |
| Bajaj Finance Limited | 1.62% | 5.56% |
| Axis Bank Limited | 1.28% | 2.43% |
| Bharti Airtel Limited | 2.15% | 1.14% |
| State Bank of India | 2.11% | 0.93% |
| Larsen & Toubro Limited | 1.95% | 0.83% |
| Infosys Limited | 1.76% | 0.68% |
| Indus Infra Trust | 0.65% | 3.60% |
| Titan Company Limited | 0.56% | 5.79% |
| Mahindra & Mahindra Limited | 2.04% | 0.48% |
| Tata Consultancy Services Limited | 0.46% | 0.46% |
| Eternal Limited | 1.40% | 0.43% |
| Sun Pharmaceutical Industries Limited | 0.77% | 0.39% |
| Torrent Pharmaceuticals Limited | 0.33% | 0.37% |
| NTPC Limited | 1.37% | 0.31% |
| Bharat Electronics Limited | 0.30% | 0.30% |
| InterGlobe Aviation Limited | 0.80% | 0.27% |
| ITC Limited | 0.28% | 0.27% |
| Hindustan Unilever Limited | 0.27% | 0.60% |
| Shriram Finance Limited | 0.74% | 0.26% |
| Tata Steel Limited | 0.25% | 7.83% |
| Tech Mahindra Limited | 0.45% | 0.23% |
| Hindalco Industries Limited | 0.21% | 0.19% |
| Maruti Suzuki India Limited | 0.17% | 0.24% |
| Divi's Laboratories Limited | 1.30% | 0.16% |
| Varun Beverages Limited | 0.64% | 0.16% |
| Samvardhana Motherson International Limited | 0.76% | 0.14% |
| HDFC Life Insurance Company Limited | 0.71% | 0.14% |
| United Spirits Limited | 0.72% | 0.12% |
| SBI Life Insurance Company Limited | 0.43% | 0.12% |
| UltraTech Cement Limited | 0.09% | 0.24% |
| Cipla Limited | 0.44% | 0.06% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 38.5% means 38.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Axis Children's Fund
| Security | % of fund |
|---|---|
| 8.4% Muthoot Finance Limited (28/08/2028) | 2.30% |
| 5% GMR Airports Limited (13/02/2027) | 1.48% |
| Cholamandalam Investment and Finance Company Ltd | 1.41% |
| Apollo Hospitals Enterprise Limited | 1.29% |
| PNB Housing Finance Limited | 1.21% |
Largest holdings only in PGIM India Equity Savings Fund
| Security | % of fund |
|---|---|
| Adani Ports & Special Economic Zone Ltd. | 6.35% |
| Brookfield India Real Estate Trust | 4.97% |
| IndiGrid Infrastructure Trust | 4.83% |
| NMDC Ltd. | 4.39% |
| 8.87% Export Import Bank of India | 3.65% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Axis Children's | PGIM India Equity Savings |
|---|---|---|
| Equity | 70.0% | 64.8% |
| Debt | 27.1% | 16.0% |
| Cash and others | 2.8% | 19.2% |
Market cap of stocks
| Market cap | Axis Children's | PGIM India Equity Savings |
|---|---|---|
| Large Cap | 49.3% | 59.1% |
| Mid Cap | 9.5% | 5.4% |
| Small Cap | 11.2% | 0.0% |
| Not on AMFI's list | 0.0% | 0.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Axis Children's | PGIM India Equity Savings |
|---|---|---|
| Banks | 15.2% | 14.5% |
| Ferrous Metals | 0.3% | 8.1% |
| Transport Infrastructure | 0.0% | 6.3% |
| Petroleum Products | 4.5% | 6.2% |
| Consumer Durables | 2.4% | 6.1% |
| Finance | 5.6% | 6.0% |
| IT - Software | 4.1% | 1.5% |
| Auto Components | 3.5% | 0.1% |
| Pharmaceuticals & Biotechnology | 3.5% | 1.1% |
The six largest sectors of each fund's stocks, % of the fund.
Axis Children's vs PGIM India Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Axis Children's Fund | PGIM India Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.49% | 1.12% |
| Base expense ratio (Direct) | 1.21% | 0.57% |
| Total expense ratio (Regular) | 2.39% | 1.76% |
| Base expense ratio (Regular) | 1.98% | 1.11% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Axis Children's Fund vs PGIM India Equity Savings Fund: Frequently Asked Questions
What is the difference between Axis Children's Fund and PGIM India Equity Savings Fund?
Axis Children's Fund is a Solution fund, PGIM India Equity Savings Fund is an Equity Savings fund, run by Axis Mutual Fund and PGIM India Mutual Fund. Their portfolios overlap 38.5%. Axis Children's Fund charges 1.49% a year and PGIM India Equity Savings Fund 1.12%.
Which has given higher returns, Axis Children's Fund or PGIM India Equity Savings Fund?
Over 1 year: Axis Children's Fund −3.95%, PGIM India Equity Savings Fund +1.77%. Over 3 years: Axis Children's Fund +8.75% a year, PGIM India Equity Savings Fund +6.34% a year. Over 5 years: Axis Children's Fund +5.45% a year, PGIM India Equity Savings Fund +5.84% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Axis Children's Fund or PGIM India Equity Savings Fund?
PGIM India Equity Savings Fund charges less: 1.12% a year against 1.49%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Axis Children's Fund and PGIM India Equity Savings Fund overlap?
38.5%. They hold 37 of the same securities, the largest shared ones being 7.1% Government of India (08/04/2034), RELIANCE, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Axis Children's Fund or PGIM India Equity Savings Fund?
On SEBI's riskometer, Axis Children's Fund is rated Very High and PGIM India Equity Savings Fund Moderate. Over 3 years, the standard deviation of daily returns was 10.11% and 2.77% a year.
Which is better for SIP, Axis Children's Fund or PGIM India Equity Savings Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,10,715 in Axis Children's Fund (XIRR 6.0% a year) and ₹7,05,128 in PGIM India Equity Savings Fund (XIRR 5.7% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Axis Children's Fund and PGIM India Equity Savings Fund?
Yes. 38.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Axis Children's Fund and PGIM India Equity Savings Fund?
Axis Children's Fund: Jayesh Sundar, Devang Shah, Hardik Shah, Krishnaa N. PGIM India Equity Savings Fund: Anandha Padmanabhan Anjeneyan, Vivek Sharma, Vinay Paharia, and Mr. Puneet Pal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.