Axis Aggressive Hybrid Fund vs Axis Retirement Fund - Aggressive Plan
Direct Plan, Growth option · Data as on 30-10-2026
Axis Aggressive Hybrid Fund is an Aggressive Hybrid fund and Axis Retirement Fund - Aggressive Plan is a Solution fund. In the 3 years to 30-10-2026, Axis Aggressive Hybrid Fund (Direct) returned 9.8% a year and Axis Retirement Fund - Aggressive Plan (Direct) returned 10.8% a year. Axis Aggressive Hybrid Fund charges 1.18% a year and Axis Retirement Fund - Aggressive Plan 1.26% (Direct plans). Their portfolios overlap 67.3%: they hold 85 of the same securities.
Axis Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 9.8%
- Expense ratio
- 1.18%
- NAV
- ₹22.41
Axis Retirement Fund - Aggressive Plan
Solution
- 3 year return
- 10.8%
- Expense ratio
- 1.26%
- NAV
- ₹19.59
Which is better, Axis Aggressive Hybrid or Axis Retirement Fund - Aggressive Plan? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Axis Retirement Fund - Aggressive Plan returned more over 5 years: 6.7% a year against 6.2%.
- Axis Retirement Fund - Aggressive Plan returned more over 3 years: 10.8% a year against 9.8%.
- Axis Aggressive Hybrid costs less: 1.18% a year against 1.26% (Direct plans).
- Axis Aggressive Hybrid swung less over 3 years: a standard deviation of 10.3% a year against 10.9%.
- Axis Retirement Fund - Aggressive Plan fell less in its worst fall since 27-12-2019: −25.9% against −28.0%.
- Axis Aggressive Hybrid is the larger fund: ₹1,406 Cr against ₹666 Cr.
- Their portfolios overlap 67.3%: 85 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Axis Aggressive Hybrid Fund | Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| Fund house | Axis Mutual Fund | Axis Mutual Fund |
| Category | Aggressive Hybrid | Solution |
| AUM | ₹1,406 Cr (30-09-2026) | ₹666 Cr (30-09-2026) |
| NAV | ₹22.41 (Direct) | ₹19.59 (Direct) |
| Expense ratio (Direct) | 1.18% | 1.26% |
| Expense ratio (Regular) | 2.23% | 2.51% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Hybrid 25+75 - Aggressive Index |
| Launch date | 09-08-2018 | 20-12-2019 |
| Minimum investment | ₹500 | ₹5,000 |
| Lock in | None | 5 years, or until retirement if earlier |
| Fund managers | Jayesh Sundar, Devang Shah, Aditya Pagaria, Krishnaa N | Jayesh Sundar, Devang Shah, Hardik Shah, Krishnaa N |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. | Nil |
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Axis Aggressive Hybrid Fund (Direct) | +0.27% | −2.69% | +0.63% | −3.15% | +9.82% | +6.15% | -- |
| Axis Retirement Fund - Aggressive Plan (Direct) | +0.05% | −3.73% | −0.10% | −5.18% | +10.83% | +6.66% | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | -- |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Year-wise Returns
| Year | Aggressive HybridAxis Aggressive Hybrid | Retirement Fund - Aggressive PlanAxis Retirement Fund - Aggressive Plan |
|---|---|---|
| 2026to date | −2.90% | −4.53% |
| 2025 | +7.15% | +5.50% |
| 2024 | +15.99% | +20.73% |
| 2023 | +15.56% | +21.49% |
| 2022 | −3.95% | −5.62% |
| 2021 | +25.04% | +18.47% |
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 953 of them, one for each trading day from 27-12-2022 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Axis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive Plan (Direct)
to
Apr 2023Dec 2020
to
Dec 2023Aug 2021
to
Aug 2024Apr 2022
to
Apr 2025Nov 2022
to
Nov 2025Jul 2023
to
Jul 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Axis Aggressive Hybrid | 0.0 | 0.0 | 19.1 | 66.1 | 14.3 | 0.5 | 0.0 | 12.2% | 11.8% | 6.8% | 21.1% |
| Axis Retirement Fund - Aggressive Plan | 0.0 | 0.0 | 8.7 | 72.2 | 19.1 | 0.0 | 0.0 | 13.1% | 13.0% | 7.1% | 19.6% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 27-12-2019. Past returns do not promise future returns.
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-12-2019 to 30-10-2026: 83 instalments, ₹8,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Axis Aggressive HybridAxis Aggressive Hybrid Fund (Direct) | ₹8,30,000 | ₹11,36,820 | ₹3,06,820 | 9.0% |
| Axis Retirement Fund - Aggressive PlanAxis Retirement Fund - Aggressive Plan (Direct) | ₹8,30,000 | ₹11,37,513 | ₹3,07,513 | 9.0% |
Axis Aggressive HybridAxis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive PlanAxis Retirement Fund - Aggressive Plan (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Axis Aggressive Hybrid Fund (Direct) | Axis Retirement Fund - Aggressive Plan (Direct) |
|---|---|---|
| Return (CAGR) | −3.15% | −5.18% |
| Standard deviation | 10.33% | 11.31% |
| Sharpe ratio | -0.81 | -0.92 |
| Sortino ratio | -1.09 | -1.24 |
| Maximum drawdown | −10.3% (30-03-2026) | −11.9% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Aggressive Hybrid Fund (Direct) | Axis Retirement Fund - Aggressive Plan (Direct) |
|---|---|---|
| Return (CAGR) | +9.82% | +10.83% |
| Standard deviation | 10.27% | 10.95% |
| Sharpe ratio | 0.37 | 0.44 |
| Sortino ratio | 0.51 | 0.60 |
| Maximum drawdown | −13.1% (28-02-2025) | −14.0% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Aggressive Hybrid Fund (Direct) | Axis Retirement Fund - Aggressive Plan (Direct) |
|---|---|---|
| Return (CAGR) | +6.15% | +6.66% |
| Standard deviation | 10.56% | 10.98% |
| Sharpe ratio | 0.03 | 0.08 |
| Sortino ratio | 0.04 | 0.11 |
| Maximum drawdown | −17.3% (17-06-2022) | −19.1% (17-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Axis Aggressive Hybrid Fund (Direct) | Axis Retirement Fund - Aggressive Plan (Direct) |
|---|---|---|
| Return (CAGR) | +10.32% | +10.31% |
| Standard deviation | 12.16% | 12.56% |
| Sharpe ratio | 0.42 | 0.41 |
| Sortino ratio | 0.56 | 0.55 |
| Maximum drawdown | −28.0% (23-03-2020) | −25.9% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 16-08-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Axis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive Plan (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Axis Aggressive Hybrid Fund (Direct) | −28.0% | 12-02-2020 | 23-03-2020 | 05-11-2020 | 7 months | −4.5% |
| Axis Retirement Fund - Aggressive Plan (Direct) | −25.9% | 12-02-2020 | 23-03-2020 | 09-11-2020 | 8 months | −5.7% |
From daily values since 27-12-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive Plan (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive Plan (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Axis Aggressive Hybrid Fund (Direct)
Axis Retirement Fund - Aggressive Plan (Direct)
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Portfolio Overlap
From each fund's latest monthly portfolio: Axis Aggressive Hybrid Fund, September 2026; Axis Retirement Fund - Aggressive Plan, September 2026
Holdings in common
- Overlap
- 67.3%
- Held by both
- 85
- Only in Axis Aggressive Hybrid
- 38
- Only in Axis Retirement Fund - Aggressive Plan
- 11
| Security | % of Axis Aggressive Hybrid | % of Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| ICICI Bank Limited | 4.82% | 4.93% |
| Reliance Industries Limited | 4.73% | 5.16% |
| HDFC Bank Limited | 4.55% | 4.66% |
| Bharti Airtel Limited | 2.75% | 2.73% |
| Kotak Mahindra Bank Limited | 2.20% | 2.27% |
| Mahindra & Mahindra Limited | 2.09% | 2.14% |
| State Bank of India | 2.05% | 2.12% |
| Larsen & Toubro Limited | 1.98% | 2.01% |
| Infosys Limited | 1.77% | 1.82% |
| Bajaj Finance Limited | 1.66% | 1.69% |
| Eternal Limited | 1.41% | 1.47% |
| NTPC Limited | 1.37% | 1.40% |
| Divi's Laboratories Limited | 1.32% | 1.34% |
| Axis Bank Limited | 1.28% | 1.28% |
| PNB Housing Finance Limited | 1.20% | 1.22% |
| Apollo Hospitals Enterprise Limited | 1.25% | 1.13% |
| 5% GMR Airports Limited (13/02/2027) | 1.32% | 1.04% |
| The Phoenix Mills Limited | 0.99% | 1.03% |
| Hindustan Aeronautics Limited | 0.97% | 0.99% |
| Sona BLW Precision Forgings Limited | 0.87% | 0.86% |
| InterGlobe Aviation Limited | 0.83% | 0.86% |
| Sun Pharmaceutical Industries Limited | 0.80% | 0.81% |
| Premier Energies Limited | 0.87% | 0.79% |
| Shriram Finance Limited | 0.76% | 0.82% |
| Samvardhana Motherson International Limited | 0.76% | 0.77% |
| The Indian Hotels Company Limited | 0.74% | 0.76% |
| Dixon Technologies (India) Limited | 0.74% | 0.73% |
| HDFC Life Insurance Company Limited | 0.73% | 0.77% |
| United Spirits Limited | 0.73% | 0.75% |
| CG Power and Industrial Solutions Limited | 0.69% | 0.71% |
| Britannia Industries Limited | 0.69% | 0.71% |
| Mankind Pharma Limited | 0.69% | 0.70% |
| Doms Industries Limited | 1.01% | 0.68% |
| Tata Power Company Limited | 0.67% | 0.66% |
| Varun Beverages Limited | 0.66% | 0.68% |
| Indus Infra Trust | 1.80% | 0.64% |
| Titan Company Limited | 0.56% | 0.57% |
| Pidilite Industries Limited | 0.56% | 1.22% |
| Ather Energy Limited | 0.50% | 0.51% |
| Tata Consultancy Services Limited | 0.48% | 0.50% |
| Mphasis Limited | 0.46% | 0.48% |
| Tech Mahindra Limited | 0.46% | 0.49% |
| Cipla Limited | 0.45% | 0.53% |
| Arvind Fashions Limited | 0.45% | 0.55% |
| Cholamandalam Investment and Finance Company Ltd | 1.90% | 0.44% |
| RBL Bank Limited | 0.48% | 0.44% |
| Indus Towers Limited | 0.43% | 0.44% |
| ITC Hotels Limited | 0.42% | 0.43% |
| Piramal Pharma Limited | 0.41% | 0.42% |
| Kirloskar Oil Engines Limited | 0.41% | 0.42% |
| Jubilant Foodworks Limited | 0.41% | 0.42% |
| Jyoti CNC Automation Ltd | 0.40% | 0.41% |
| PG Electroplast Limited | 0.37% | 0.43% |
| Computer Age Management Services Limited | 0.36% | 0.37% |
| Info Edge (India) Limited | 0.36% | 0.50% |
| Awfis Space Solutions Limited | 0.34% | 0.35% |
| Delhivery Limited | 0.34% | 0.35% |
| Amber Enterprises India Limited | 0.34% | 0.36% |
| 7.25% Government of India (12/06/2063) | 0.33% | 3.52% |
| Gujarat Fluorochemicals Limited | 0.33% | 0.34% |
| Coforge Limited | 0.33% | 0.36% |
| Berger Paints (I) Limited | 0.32% | 0.33% |
| ITC Limited | 0.31% | 0.31% |
| Bharat Electronics Limited | 0.31% | 0.31% |
| Cyient Dlm Ltd | 0.29% | 0.30% |
| Tata Motors Ltd | 0.29% | 0.31% |
| REC Limited | 0.28% | 0.31% |
| Hindustan Unilever Limited | 0.27% | 0.32% |
| Exide Industries Limited | 0.26% | 0.26% |
| Titagarh Rail Systems Limited | 0.26% | 0.27% |
| Tata Steel Limited | 0.25% | 0.28% |
| GE Vernova T&D India Limited | 0.24% | 0.25% |
| Hindalco Industries Limited | 0.23% | 0.23% |
| Hyundai Motor India Ltd | 0.22% | 0.22% |
| Global Health Limited | 0.22% | 0.23% |
| Zydus Lifesciences Limited | 0.20% | 0.31% |
| Minda Corporation Limited | 0.20% | 1.29% |
| Kaynes Technology India Limited | 0.20% | 0.20% |
| Maruti Suzuki India Limited | 0.18% | 0.18% |
| Schaeffler India Limited | 0.16% | 0.29% |
| HCL Technologies Limited | 0.14% | 0.15% |
| Voltas Limited | 0.13% | 0.13% |
| Apar Industries Limited | 0.13% | 0.13% |
| Azad Engineering Ltd | 0.08% | 0.08% |
| Avenue Supermarts Limited | 0.03% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 67.3% means 67.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Axis Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| 9.15% Piramal Finance Limited (17/06/2027) | 2.85% |
| 8.75% Bharti Telecom Limited (05/11/2029) | 1.79% |
| 7.55% Poonawalla Fincorp Limited (25/03/2027) | 1.77% |
| 9.5% Kogta Financial (India) Limited (30/10/2027) | 1.76% |
| 7.87% Bajaj Finance Limited (08/02/2034) | 1.73% |
Largest holdings only in Axis Retirement Fund - Aggressive Plan
| Security | % of fund |
|---|---|
| 7.1% Government of India (08/04/2034) | 6.36% |
| 6.79% Government of India (07/10/2034) | 5.14% |
| 7.18% Government of India (24/07/2037) | 2.99% |
| Solar Industries India Limited | 1.53% |
| 7.57% Government of India (17/06/2033) | 1.38% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Axis Aggressive Hybrid | Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| Equity | 71.4% | 72.8% |
| Debt | 21.3% | 21.9% |
| Cash and others | 7.2% | 5.2% |
Market cap of stocks
| Market cap | Axis Aggressive Hybrid | Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| Large Cap | 50.8% | 52.3% |
| Mid Cap | 9.6% | 10.8% |
| Small Cap | 11.1% | 9.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Axis Aggressive Hybrid | Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| Banks | 15.4% | 15.7% |
| Finance | 6.1% | 4.9% |
| Petroleum Products | 4.7% | 5.2% |
| Pharmaceuticals & Biotechnology | 4.2% | 4.4% |
| IT - Software | 3.6% | 3.8% |
| Auto Components | 3.4% | 3.5% |
The six largest sectors of each fund's stocks, % of the fund.
Axis Aggressive Hybrid vs Axis Retirement Fund - Aggressive Plan: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Axis Aggressive Hybrid Fund | Axis Retirement Fund - Aggressive Plan |
|---|---|---|
| Total expense ratio (Direct) | 1.18% | 1.26% |
| Base expense ratio (Direct) | 0.94% | 1.00% |
| Total expense ratio (Regular) | 2.23% | 2.51% |
| Base expense ratio (Regular) | 1.83% | 2.05% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Axis Aggressive Hybrid Fund vs Axis Retirement Fund - Aggressive Plan: Frequently Asked Questions
What is the difference between Axis Aggressive Hybrid Fund and Axis Retirement Fund - Aggressive Plan?
Axis Aggressive Hybrid Fund is an Aggressive Hybrid fund, Axis Retirement Fund - Aggressive Plan is a Solution fund, run by Axis Mutual Fund. Their portfolios overlap 67.3%. Axis Aggressive Hybrid Fund charges 1.18% a year and Axis Retirement Fund - Aggressive Plan 1.26%.
Which has given higher returns, Axis Aggressive Hybrid Fund or Axis Retirement Fund - Aggressive Plan?
Over 1 year: Axis Aggressive Hybrid Fund −3.15%, Axis Retirement Fund - Aggressive Plan −5.18%. Over 3 years: Axis Aggressive Hybrid Fund +9.82% a year, Axis Retirement Fund - Aggressive Plan +10.83% a year. Over 5 years: Axis Aggressive Hybrid Fund +6.15% a year, Axis Retirement Fund - Aggressive Plan +6.66% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Axis Aggressive Hybrid Fund or Axis Retirement Fund - Aggressive Plan?
Axis Aggressive Hybrid Fund charges less: 1.18% a year against 1.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Axis Aggressive Hybrid Fund and Axis Retirement Fund - Aggressive Plan overlap?
67.3%. They hold 85 of the same securities, the largest shared ones being ICICIBANK, RELIANCE, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Axis Aggressive Hybrid Fund or Axis Retirement Fund - Aggressive Plan?
On SEBI's riskometer, Axis Aggressive Hybrid Fund is rated Very High and Axis Retirement Fund - Aggressive Plan Very High. Over 3 years, the standard deviation of daily returns was 10.27% and 10.95% a year.
Which is better for SIP, Axis Aggressive Hybrid Fund or Axis Retirement Fund - Aggressive Plan?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,26,484 in Axis Aggressive Hybrid Fund (XIRR 6.8% a year) and ₹7,35,217 in Axis Retirement Fund - Aggressive Plan (XIRR 7.3% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Axis Aggressive Hybrid Fund and Axis Retirement Fund - Aggressive Plan?
Yes. 67.3% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Axis Aggressive Hybrid Fund and Axis Retirement Fund - Aggressive Plan?
Axis Aggressive Hybrid Fund: Jayesh Sundar, Devang Shah, Aditya Pagaria, Krishnaa N. Axis Retirement Fund - Aggressive Plan: Jayesh Sundar, Devang Shah, Hardik Shah, Krishnaa N.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.