Aditya Birla Sun Life Value Fund vs Tata Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Value Fund is a Value and Contra fund and Tata Flexi Cap Fund is a Flexi Cap fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Value Fund (Direct) returned 4.9% a year and Tata Flexi Cap Fund (Direct) returned 9.1% a year. Aditya Birla Sun Life Value Fund charges 1.22% a year and Tata Flexi Cap Fund 0.89% (Direct plans). Their portfolios overlap 33.8%: they hold 23 of the same securities.
Aditya Birla Sun Life Value Fund
Value and Contra
- 3 year return
- 4.9%
- Expense ratio
- 1.22%
- NAV
- ₹144.83
Which is better, Aditya Birla Sun Life Value or Tata Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Flexi Cap returned more over 5 years: 7.9% a year against 5.0%.
- Tata Flexi Cap returned more over 3 years: 9.1% a year against 4.9%.
- Tata Flexi Cap costs less: 0.89% a year against 1.22% (Direct plans).
- Tata Flexi Cap swung less over 3 years: a standard deviation of 12.7% a year against 16.5%.
- Tata Flexi Cap fell less in its worst fall since 10-09-2018: −33.5% against −48.9%.
- Aditya Birla Sun Life Value is the larger fund: ₹6,659 Cr against ₹3,454 Cr.
- Their portfolios overlap 33.8%: 23 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Value Fund | Tata Flexi Cap Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Tata Mutual Fund |
| Category | Value and Contra | Flexi Cap |
| AUM | ₹6,659 Cr (30-09-2026) | ₹3,454 Cr (30-09-2026) |
| NAV | ₹144.83 (Direct) | ₹25.03 (Direct) |
| Expense ratio (Direct) | 1.22% | 0.89% |
| Expense ratio (Regular) | 2.02% | 2.13% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 27-03-2008 | 06-09-2018 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Anand Sharma, Aditya Bagul |
| Exit load | For redemption /switch-out of units on or before 90 days from the date of allotment: 1.00% of applicable NAV. For redemption/ switch-out of units after 90 days from the date of allotment: Nil. | Redemption/Switch-out/SWP/STP: 1. On or before 30 days from the date of allotment: 0.50%. 2. After 30 days from the date of allotment: NIL. |
Aditya Birla Sun Life Value vs Tata Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Value Fund (Direct) | −4.68% | −6.03% | −7.78% | −6.14% | +4.90% | +5.05% | +5.16% |
| Tata Flexi Cap Fund (Direct) | −1.02% | −6.54% | −4.90% | −10.21% | +9.08% | +7.88% | -- |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | +12.37% | +10.04% | -- |
Category average: the average of the 30 Value and Contra funds and the 46 Flexi Cap funds, same plan type.
Aditya Birla Sun Life Value vs Tata Flexi Cap: Year-wise Returns
| Year | Aditya Birla Sun Life ValueAditya Birla Sun Life Value | Tata Flexi CapTata Flexi Cap | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | −8.02% | −10.28% | −7.51% |
| 2025 | −2.97% | +12.01% | +7.76% |
| 2024 | +11.10% | +14.03% | +16.24% |
| 2023 | +34.31% | +29.48% | +26.91% |
| 2022 | −1.72% | −2.15% | +4.25% |
| 2021 | +35.68% | +28.33% | +31.60% |
Aditya Birla Sun Life Value vs Tata Flexi Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 1,265 of them, one for each trading day from 13-09-2021 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Value Fund (Regular)
Tata Flexi Cap Fund (Direct)
Nifty 500 TRI
to
Feb 2022Dec 2019
to
Dec 2022Nov 2020
to
Nov 2023Sept 2021
to
Sept 2024Aug 2022
to
Aug 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Value | 0.0 | 0.0 | 4.3 | 15.7 | 35.8 | 26.0 | 18.1 | 19.5% | 19.2% | 6.2% | 33.8% | 72% |
| Tata Flexi Cap | 0.0 | 0.0 | 2.5 | 29.3 | 54.0 | 14.1 | 0.2 | 16.6% | 16.9% | 7.9% | 26.7% | 27% |
| Nifty 500 TRI | 0.0 | 0.0 | 1.5 | 18.5 | 53.0 | 20.9 | 6.1 | 18.1% | 18.0% | 8.8% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 10-09-2018. Past returns do not promise future returns.
Aditya Birla Sun Life Value vs Tata Flexi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-09-2018 to 30-10-2026: 98 instalments, ₹9,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life ValueAditya Birla Sun Life Value Fund (Regular) | ₹9,80,000 | ₹17,71,531 | ₹7,91,531 | 14.1% |
| Tata Flexi CapTata Flexi Cap Fund (Direct) | ₹9,80,000 | ₹15,47,399 | ₹5,67,399 | 10.9% |
Aditya Birla Sun Life ValueAditya Birla Sun Life Value Fund (Regular)
Tata Flexi CapTata Flexi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Value vs Tata Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Value Fund (Direct) | Tata Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.19% | −10.21% |
| Standard deviation | 15.59% | 13.19% |
| Sharpe ratio | -0.32 | -1.17 |
| Sortino ratio | -0.44 | -1.54 |
| Maximum drawdown | −13.2% (31-03-2026) | −14.1% (31-03-2026) |
| Beta | 1.05 | 0.90 |
| Alpha | +8.13% | −4.10% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Value Fund (Direct) | Tata Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.57% | +9.08% |
| Standard deviation | 16.55% | 12.68% |
| Sharpe ratio | 0.34 | 0.24 |
| Sortino ratio | 0.44 | 0.33 |
| Maximum drawdown | −22.6% (03-03-2025) | −14.6% (03-03-2025) |
| Beta | 1.11 | 0.86 |
| Alpha | +0.88% | −0.56% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Value Fund (Direct) | Tata Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.53% | +7.88% |
| Standard deviation | 16.95% | 13.04% |
| Sharpe ratio | 0.34 | 0.16 |
| Sortino ratio | 0.44 | 0.21 |
| Maximum drawdown | −22.9% (20-06-2022) | −17.7% (20-06-2022) |
| Beta | 1.12 | 0.88 |
| Alpha | +2.35% | −0.58% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Value Fund (Direct) | Tata Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.13% | +11.95% |
| Standard deviation | 17.44% | 15.24% |
| Sharpe ratio | 0.39 | 0.44 |
| Sortino ratio | 0.52 | 0.59 |
| Maximum drawdown | −58.5% (23-03-2020) | −33.5% (23-03-2020) |
| Beta | -- | 0.87 |
| Alpha | -- | +1.17% |
From daily NAVs, 03-01-2011 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Value Fund (Regular)
Tata Flexi Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Value Fund (Regular) | −48.9% | 14-09-2018 | 23-03-2020 | 04-02-2021 | 10 months | −8.9% |
| Tata Flexi Cap Fund (Direct) | −33.5% | 13-02-2020 | 23-03-2020 | 08-10-2020 | 7 months | −11.0% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 10-09-2018, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Value Fund (Regular)
Tata Flexi Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Value Fund (Regular)
Tata Flexi Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Value Fund (Regular)
Tata Flexi Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Value Fund (Regular) | 105% | 112% | 7.20% |
| Tata Flexi Cap Fund (Direct) | 85% | 77% | 4.97% |
From month-end values since 10-09-2018. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Value vs Tata Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Value Fund, September 2026; Tata Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 33.8%
- Held by both
- 23
- Only in Aditya Birla Sun Life Value
- 45
- Only in Tata Flexi Cap
- 46
| Security | % of Aditya Birla Sun Life Value | % of Tata Flexi Cap |
|---|---|---|
| HDFC Bank Ltd. | 4.89% | 6.28% |
| Reliance Industries Ltd. | 3.14% | 4.23% |
| ICICI Bank Ltd. | 2.96% | 6.13% |
| NTPC Ltd. | 2.01% | 2.46% |
| Axis Bank Ltd. | 1.98% | 3.87% |
| ITC Ltd. | 2.20% | 1.67% |
| HDFC Life Insurance Company Ltd. | 1.88% | 1.62% |
| State Bank of India | 3.27% | 1.53% |
| Ambuja Cements Ltd. | 1.42% | 1.49% |
| Infosys Ltd. | 1.85% | 1.38% |
| PNB Housing Finance Ltd. | 2.25% | 1.30% |
| Mphasis Ltd. | 1.25% | 1.28% |
| Sobha Ltd. | 1.07% | 1.25% |
| Life Insurance Corporation of India | 0.99% | 1.51% |
| Adani Ports and Special Economic Zone Ltd. | 1.89% | 0.94% |
| Jindal Steel Ltd. | 1.35% | 0.90% |
| Adani Enterprises Ltd. | 2.35% | 0.84% |
| Swiggy Ltd. | 3.40% | 0.78% |
| SBI Life Insurance Co. Ltd. | 0.74% | 2.04% |
| NMDC Ltd. | 0.70% | 1.05% |
| PI Industries Ltd. | 0.67% | 1.05% |
| Tata Steel Ltd. | 0.67% | 0.80% |
| Piramal Finance Ltd. | 0.42% | 0.92% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 33.8% means 33.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Value Fund
| Security | % of fund |
|---|---|
| Shriram Finance Ltd. | 3.10% |
| Minda Corporation Ltd. | 3.10% |
| Welspun Corp Ltd. | 2.75% |
| Tech Mahindra Ltd. | 2.66% |
| Bharat Heavy Electricals Ltd. | 2.32% |
Largest holdings only in Tata Flexi Cap Fund
| Security | % of fund |
|---|---|
| BHARTI AIRTEL LTD | 3.79% |
| LARSEN & TOUBRO LTD | 2.62% |
| MARUTI SUZUKI INDIA LTD | 2.28% |
| KOTAK MAHINDRA BANK LTD | 1.83% |
| PIDILITE INDUSTRIES LTD | 1.66% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Value | Tata Flexi Cap |
|---|---|---|
| Equity | 97.7% | 94.8% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.3% | 5.2% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Value | Tata Flexi Cap |
|---|---|---|
| Large Cap | 52.2% | 58.8% |
| Mid Cap | 13.4% | 15.5% |
| Small Cap | 32.1% | 18.2% |
| Not on AMFI's list | 0.0% | 2.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Value | Tata Flexi Cap |
|---|---|---|
| Banks | 14.6% | 21.3% |
| IT - Software | 8.9% | 4.1% |
| Auto Components | 7.5% | 2.5% |
| Finance | 6.7% | 3.7% |
| Insurance | 3.6% | 6.0% |
| Industrial Products | 5.7% | 2.0% |
| Consumer Durables | 0.0% | 5.2% |
| Petroleum Products | 3.1% | 5.2% |
| Telecom - Services | 0.0% | 5.2% |
| Pharmaceuticals & Biotechnology | 4.9% | 4.2% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Value vs Tata Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Value Fund | Tata Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.22% | 0.89% |
| Base expense ratio (Direct) | 0.87% | 0.59% |
| Total expense ratio (Regular) | 2.02% | 2.13% |
| Base expense ratio (Regular) | 1.56% | 1.65% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Value with
Aditya Birla Sun Life Value Fund vs Tata Flexi Cap Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Value Fund and Tata Flexi Cap Fund?
Aditya Birla Sun Life Value Fund is a Value and Contra fund, Tata Flexi Cap Fund is a Flexi Cap fund, run by Aditya Birla Sun Life Mutual Fund and Tata Mutual Fund. Their portfolios overlap 33.8%. Aditya Birla Sun Life Value Fund charges 1.22% a year and Tata Flexi Cap Fund 0.89%.
Which has given higher returns, Aditya Birla Sun Life Value Fund or Tata Flexi Cap Fund?
Over 1 year: Aditya Birla Sun Life Value Fund −6.14%, Tata Flexi Cap Fund −10.21%. Over 3 years: Aditya Birla Sun Life Value Fund +4.90% a year, Tata Flexi Cap Fund +9.08% a year. Over 5 years: Aditya Birla Sun Life Value Fund +5.05% a year, Tata Flexi Cap Fund +7.88% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Value Fund or Tata Flexi Cap Fund?
Tata Flexi Cap Fund charges less: 0.89% a year against 1.22%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Value Fund and Tata Flexi Cap Fund overlap?
33.8%. They hold 23 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Value Fund or Tata Flexi Cap Fund?
On SEBI's riskometer, Aditya Birla Sun Life Value Fund is rated Very High and Tata Flexi Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 16.55% and 12.68% a year.
Which is better for SIP, Aditya Birla Sun Life Value Fund or Tata Flexi Cap Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹8,06,346 in Aditya Birla Sun Life Value Fund (XIRR 10.9% a year) and ₹7,28,353 in Tata Flexi Cap Fund (XIRR 6.9% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Value Fund and Tata Flexi Cap Fund?
Yes. 33.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Value Fund and Tata Flexi Cap Fund?
Aditya Birla Sun Life Value Fund: Kunal Sangoi. Tata Flexi Cap Fund: Anand Sharma, Aditya Bagul.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.