Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Retirement Fund-The 50s Plan is a Solution fund and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF is a mutual fund. Aditya Birla Sun Life Retirement Fund-The 50s Plan charges 0.63% a year and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF 0.51%. Their portfolios overlap 22.7%: they hold 5 of the same securities.
Aditya Birla Sun Life Retirement Fund-The 50s Plan
Solution
- Expense ratio
- 0.63%
- NAV
- ₹16.50
Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF
- Expense ratio
- 0.51%
- NAV
- ₹9.59
Which is better, Aditya Birla Sun Life Retirement Fund-The 50s Plan or Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF costs less: 0.51% a year against 0.63%.
- Aditya Birla Sun Life Retirement Fund-The 50s Plan fell less in its worst fall since 28-07-2026: −3.5% against −8.1%.
- Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF holds more in large companies: 33.1% of the fund in large caps against 15.0%.
- Aditya Birla Sun Life Retirement Fund-The 50s Plan is the larger fund: ₹27 Cr against ₹15 Cr.
- Their portfolios overlap 22.7%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Mirae Asset Mutual Fund |
| Category | Solution | Not available |
| AUM | ₹27 Cr (30-09-2026) | ₹15 Cr (30-09-2026) |
| NAV | ₹16.50 (Direct) | ₹9.59 |
| Expense ratio (Direct) | 0.63% | Not available |
| Expense ratio (Regular) | 1.96% | Not available |
| Riskometer | Moderately High | Not available |
| Benchmark | CRISIL Short Term Debt Hybrid 75+25 Index | Not available |
| Launch date | 11-03-2019 | Not available |
| Minimum investment | ₹1,000 | Not available |
| Lock in | 5 years, or until retirement if earlier | Not available |
| Fund managers | Mohit Sharma, Harshil Suvarnkar | Not available |
| Exit load | Nil | Not available |
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 50s Plan (Direct) | −0.48% | −1.72% | +1.09% | +1.71% | +7.79% | +6.70% | -- |
| Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF | −2.09% | −3.58% | -- | -- | -- | -- | -- |
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Year-wise Returns
| Year | Aditya Birla Sun Life Retirement Fund-The 50s PlanAditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETFMirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| 2026to date | +1.50% | -- |
| 2025 | +6.91% | -- |
| 2024 | +10.63% | -- |
| 2023 | +11.41% | -- |
| 2022 | +2.83% | -- |
| 2021 | +3.34% | -- |
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Rolling Returns
Every holding period of both funds
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Retirement Fund-The 50s Plan (Direct) | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Return (CAGR) | +6.76% | −12.81% |
| Standard deviation | 3.15% | 9.38% |
| Sharpe ratio | 0.50 | -1.93 |
| Sortino ratio | 0.70 | -2.27 |
| Maximum drawdown | −5.0% (17-06-2022) | −8.1% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-03-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Retirement Fund-The 50s Plan (Direct)
Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 50s Plan (Direct) | −3.5% | 17-08-2026 | 23-10-2026 | Not yet | -- | −2.6% |
| Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF | −8.1% | 12-08-2026 | 23-10-2026 | Not yet | -- | −5.8% |
From daily values since 28-07-2026, the first day every fund has.
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Retirement Fund-The 50s Plan, September 2026; Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF, September 2026
Holdings in common
- Overlap
- 22.7%
- Held by both
- 5
- Only in Aditya Birla Sun Life Retirement Fund-The 50s Plan
- 40
- Only in Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF
- 28
| Security | % of Aditya Birla Sun Life Retirement Fund-The 50s Plan | % of Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Government of India (06/10/2035) | 19.74% | 25.04% |
| Hindalco Industries Ltd. | 1.24% | 2.50% |
| The Federal Bank Ltd. | 0.89% | 1.87% |
| Torrent Pharmaceuticals Ltd. | 0.65% | 1.42% |
| NTPC Ltd. | 0.19% | 2.35% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 22.7% means 22.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Retirement Fund-The 50s Plan
| Security | % of fund |
|---|---|
| Government of India (06/02/2033) | 8.51% |
| 8.55% HDFC Bank Ltd. (27/03/2029) | 7.60% |
| Government of India (05/12/2033) | 3.64% |
| State Government Securities (28/08/2035) | 2.93% |
| Government of India (17/04/2030) | 2.84% |
Largest holdings only in Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF
| Security | % of fund |
|---|---|
| 6.94% Government of India (MD 11/05/2036) | 15.23% |
| 6.33% Government of India (MD 05/05/2035) | 8.37% |
| Laurus Labs Ltd. | 3.26% |
| Multi Commodity Exchange of India Ltd. | 3.01% |
| Tata Steel Ltd. | 2.51% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Equity | 23.8% | 49.8% |
| Debt | 45.3% | 48.6% |
| Cash and others | 31.0% | 1.5% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Large Cap | 15.0% | 33.1% |
| Mid Cap | 3.6% | 16.7% |
| Small Cap | 3.4% | 0.0% |
| Not on AMFI's list | 1.8% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Electrical Equipment | 1.8% | 7.8% |
| Banks | 7.2% | 1.9% |
| Power | 0.2% | 7.1% |
| Pharmaceuticals & Biotechnology | 1.5% | 5.5% |
| Capital Markets | 0.0% | 5.1% |
| Industrial Products | 0.0% | 4.2% |
| Non - Ferrous Metals | 1.2% | 3.8% |
| Finance | 1.3% | 3.6% |
| Auto Components | 1.3% | 3.3% |
| Healthcare Services | 2.6% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Retirement Fund-The 50s Plan | Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF |
|---|---|---|
| Total expense ratio (Direct) | 0.63% | Not available |
| Base expense ratio (Direct) | 0.54% | 0.00% |
| Total expense ratio (Regular) | 1.96% | Not available |
| Base expense ratio (Regular) | 1.68% | 0.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Aditya Birla Sun Life Retirement Fund-The 50s Plan vs Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Retirement Fund-The 50s Plan and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF?
Aditya Birla Sun Life Retirement Fund-The 50s Plan is a Solution fund, Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF is a mutual fund, run by Aditya Birla Sun Life Mutual Fund and Mirae Asset Mutual Fund. Their portfolios overlap 22.7%. Aditya Birla Sun Life Retirement Fund-The 50s Plan charges 0.63% a year and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF 0.51%.
Which has the lower expense ratio, Aditya Birla Sun Life Retirement Fund-The 50s Plan or Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF?
Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF charges less: 0.51% a year against 0.63%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Retirement Fund-The 50s Plan and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF overlap?
22.7%. They hold 5 of the same securities, the largest shared ones being Government of India (06/10/2035), HINDALCO, FEDERALBNK. From each fund's latest monthly portfolio.
Can I invest in both Aditya Birla Sun Life Retirement Fund-The 50s Plan and Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETF?
Yes. 22.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.