Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Retirement Fund-The 30s Plan is a Solution fund and Axis Value Fund is a Value and Contra fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) returned 15.9% a year and Axis Value Fund (Direct) returned 17.7% a year. Aditya Birla Sun Life Retirement Fund-The 30s Plan charges 1.33% a year and Axis Value Fund 0.88% (Direct plans). Their portfolios overlap 33.3%: they hold 33 of the same securities.
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Solution
- 3 year return
- 15.9%
- Expense ratio
- 1.33%
- NAV
- ₹24.20
Which is better, Aditya Birla Sun Life Retirement Fund-The 30s Plan or Axis Value? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Axis Value returned more over 5 years: 14.9% a year against 11.4%.
- Axis Value returned more over 3 years: 17.7% a year against 15.9%.
- Axis Value costs less: 0.88% a year against 1.33% (Direct plans).
- Axis Value swung less over 3 years: a standard deviation of 14.0% a year against 14.2%.
- Aditya Birla Sun Life Retirement Fund-The 30s Plan fell less in its worst fall since 28-09-2021: −19.0% against −20.2%.
- Axis Value holds more in large companies: 57.1% of the fund in large caps against 37.3%.
- Axis Value is the larger fund: ₹1,836 Cr against ₹465 Cr.
- Their portfolios overlap 33.3%: 33 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Retirement Fund-The 30s Plan | Axis Value Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Axis Mutual Fund |
| Category | Solution | Value and Contra |
| AUM | ₹465 Cr (30-09-2026) | ₹1,836 Cr (30-09-2026) |
| NAV | ₹24.20 (Direct) | ₹20.68 (Direct) |
| Expense ratio (Direct) | 1.33% | 0.88% |
| Expense ratio (Regular) | 2.62% | 2.22% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 11-03-2019 | 22-09-2021 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | 5 years, or until retirement if earlier | None |
| Fund managers | Jonas Bhutta | Nitin Arora, Krishnaa N |
| Exit load | Nil | Exit Load for units in excess of 20% of the investment,1% will be charged for redemption within 12 months. |
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | −2.16% | −3.82% | +4.85% | +5.86% | +15.89% | +11.45% | -- |
| Axis Value Fund (Direct) | −0.67% | −2.13% | +3.50% | +1.22% | +17.74% | +14.91% | -- |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | -- |
Category average: the average of the 30 Value and Contra funds, same plan type.
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Year-wise Returns
| Year | Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Retirement Fund-The 30s Plan | Axis ValueAxis Value | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | +5.19% | +0.88% | −7.51% |
| 2025 | +9.76% | +6.44% | +7.76% |
| 2024 | +19.51% | +29.70% | +16.24% |
| 2023 | +23.00% | +42.11% | +26.91% |
| 2022 | +1.79% | +0.48% | +4.25% |
| 2021 | +14.37% | -- | +31.60% |
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 514 of them, one for each trading day from 30-09-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis Value Fund (Direct)
Nifty 500 TRI
to
Nov 2024Apr 2022
to
Apr 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025Apr 2023
to
Apr 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | 0.0 | 0.0 | 0.2 | 24.9 | 71.8 | 3.1 | 0.0 | 16.3% | 16.6% | 10.0% | 21.3% | 58% |
| Axis Value | 0.0 | 0.0 | 0.0 | 0.0 | 14.2 | 67.7 | 18.1 | 22.8% | 23.0% | 16.2% | 30.5% | 100% |
| Nifty 500 TRI | 0.0 | 0.0 | 3.7 | 37.0 | 53.7 | 5.6 | 0.0 | 15.3% | 15.4% | 8.8% | 22.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 28-09-2021. Past returns do not promise future returns.
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2021 to 30-10-2026: 62 instalments, ₹6,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | ₹6,20,000 | ₹8,65,733 | ₹2,45,733 | 12.9% |
| Axis ValueAxis Value Fund (Direct) | ₹6,20,000 | ₹9,17,269 | ₹2,97,269 | 15.2% |
Aditya Birla Sun Life Retirement Fund-The 30s PlanAditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis ValueAxis Value Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | Axis Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.86% | +1.22% |
| Standard deviation | 14.80% | 14.09% |
| Sharpe ratio | 0.04 | -0.29 |
| Sortino ratio | 0.06 | -0.38 |
| Maximum drawdown | −13.2% (23-03-2026) | −12.1% (30-03-2026) |
| Beta | 0.98 | 0.96 |
| Alpha | +12.98% | +8.07% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | Axis Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.89% | +17.74% |
| Standard deviation | 14.17% | 14.05% |
| Sharpe ratio | 0.70 | 0.83 |
| Sortino ratio | 0.95 | 1.13 |
| Maximum drawdown | −19.0% (28-02-2025) | −17.1% (28-02-2025) |
| Beta | 0.96 | 0.96 |
| Alpha | +5.86% | +7.70% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | Axis Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.45% | +14.91% |
| Standard deviation | 13.64% | 14.32% |
| Sharpe ratio | 0.41 | 0.64 |
| Sortino ratio | 0.56 | 0.86 |
| Maximum drawdown | −19.0% (28-02-2025) | −20.2% (20-06-2022) |
| Beta | 0.91 | 0.96 |
| Alpha | +2.90% | +6.22% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | Axis Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.26% | +15.35% |
| Standard deviation | 15.55% | 14.41% |
| Sharpe ratio | 0.46 | 0.67 |
| Sortino ratio | 0.61 | 0.90 |
| Maximum drawdown | −34.2% (23-03-2020) | −20.2% (20-06-2022) |
| Beta | 0.87 | 0.96 |
| Alpha | +0.41% | +6.80% |
From daily NAVs, 12-03-2019 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis Value Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | −19.0% | 27-09-2024 | 28-02-2025 | 16-09-2025 | 7 months | −6.7% |
| Axis Value Fund (Direct) | −20.2% | 17-01-2022 | 20-06-2022 | 30-11-2022 | 5 months | −6.0% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 28-09-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis Value Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis Value Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct)
Axis Value Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund-The 30s Plan (Direct) | 100% | 87% | 4.53% |
| Axis Value Fund (Direct) | 115% | 87% | 4.00% |
From month-end values since 28-09-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Retirement Fund-The 30s Plan, September 2026; Axis Value Fund, September 2026
Holdings in common
- Overlap
- 33.3%
- Held by both
- 33
- Only in Aditya Birla Sun Life Retirement Fund-The 30s Plan
- 46
- Only in Axis Value
- 53
| Security | % of Aditya Birla Sun Life Retirement Fund-The 30s Plan | % of Axis Value |
|---|---|---|
| ICICI Bank Ltd. | 3.64% | 5.28% |
| Sona Blw Precision Forgings Ltd. | 2.31% | 2.29% |
| HDFC Bank Ltd. | 2.00% | 4.54% |
| Eternal Ltd. | 2.31% | 1.58% |
| Larsen & Toubro Ltd. | 1.51% | 2.04% |
| Reliance Industries Ltd. | 1.49% | 3.22% |
| Tech Mahindra Ltd. | 1.48% | 1.64% |
| PNB Housing Finance Ltd. | 1.47% | 1.41% |
| Bajaj Finance Ltd. | 1.40% | 1.45% |
| State Bank of India | 1.22% | 2.19% |
| Ather Energy Ltd. | 3.22% | 1.11% |
| City Union Bank Ltd. | 1.31% | 1.06% |
| Infosys Ltd. | 0.88% | 1.90% |
| TVS Motor Company Ltd. | 1.31% | 0.87% |
| Craftsman Automation Ltd. | 1.54% | 0.85% |
| Fortis Healthcare Ltd. | 1.12% | 0.84% |
| The Federal Bank Ltd. | 1.31% | 0.83% |
| Bharat Petroleum Corporation Ltd. | 0.81% | 0.85% |
| Shriram Finance Ltd. | 0.78% | 2.43% |
| NTPC Ltd. | 0.75% | 2.20% |
| Cyient DLM Ltd. | 1.25% | 0.74% |
| Jindal Steel Ltd. | 1.85% | 0.73% |
| Vedanta Aluminium Metal Ltd. | 1.22% | 0.66% |
| SBI Life Insurance Co. Ltd. | 1.07% | 0.62% |
| Ujjivan Small Finance Bank Ltd. | 1.53% | 0.56% |
| PB Fintech Ltd. | 0.55% | 0.54% |
| United Spirits Ltd. | 0.49% | 0.80% |
| Coforge Ltd. | 1.67% | 0.47% |
| Swiggy Ltd. | 1.27% | 0.46% |
| Varun Beverages Ltd. | 1.37% | 0.38% |
| Hindalco Industries Ltd. | 1.84% | 0.30% |
| Multi Commodity Exchange of India Ltd. | 0.28% | 1.61% |
| Firstsource Solutions Ltd. | 0.71% | 0.24% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 33.3% means 33.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Retirement Fund-The 30s Plan
| Security | % of fund |
|---|---|
| Aditya Infotech Ltd. | 3.01% |
| S.J.S. Enterprises Ltd. | 2.53% |
| Dr. Lal Path labs Ltd. | 2.37% |
| Kirloskar Oil Engines Ltd. | 2.07% |
| Ajanta Pharma Ltd. | 2.06% |
Largest holdings only in Axis Value Fund
| Security | % of fund |
|---|---|
| Welspun Corp Limited | 2.53% |
| Bharti Airtel Limited | 2.41% |
| Bharat Heavy Electricals Limited | 2.00% |
| Torrent Pharmaceuticals Limited | 1.81% |
| Minda Corporation Limited | 1.77% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Retirement Fund-The 30s Plan | Axis Value |
|---|---|---|
| Equity | 95.9% | 93.0% |
| Debt | 0.2% | 0.0% |
| Cash and others | 3.8% | 7.0% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Retirement Fund-The 30s Plan | Axis Value |
|---|---|---|
| Large Cap | 37.3% | 57.1% |
| Mid Cap | 22.9% | 15.3% |
| Small Cap | 35.3% | 19.5% |
| Not on AMFI's list | 0.4% | 1.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Retirement Fund-The 30s Plan | Axis Value |
|---|---|---|
| Banks | 13.5% | 21.4% |
| Electrical Equipment | 1.7% | 7.1% |
| Finance | 5.1% | 7.1% |
| Retailing | 6.6% | 2.0% |
| Auto Components | 6.4% | 6.6% |
| IT - Software | 6.0% | 4.7% |
| Industrial Products | 6.0% | 2.5% |
| Pharmaceuticals & Biotechnology | 4.3% | 5.6% |
| Automobiles | 4.5% | 5.5% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Retirement Fund-The 30s Plan | Axis Value Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.33% | 0.88% |
| Base expense ratio (Direct) | 0.97% | 0.60% |
| Total expense ratio (Regular) | 2.62% | 2.22% |
| Base expense ratio (Regular) | 2.10% | 1.78% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Aditya Birla Sun Life Retirement Fund-The 30s Plan vs Axis Value Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Retirement Fund-The 30s Plan and Axis Value Fund?
Aditya Birla Sun Life Retirement Fund-The 30s Plan is a Solution fund, Axis Value Fund is a Value and Contra fund, run by Aditya Birla Sun Life Mutual Fund and Axis Mutual Fund. Their portfolios overlap 33.3%. Aditya Birla Sun Life Retirement Fund-The 30s Plan charges 1.33% a year and Axis Value Fund 0.88%.
Which has given higher returns, Aditya Birla Sun Life Retirement Fund-The 30s Plan or Axis Value Fund?
Over 1 year: Aditya Birla Sun Life Retirement Fund-The 30s Plan +5.86%, Axis Value Fund +1.22%. Over 3 years: Aditya Birla Sun Life Retirement Fund-The 30s Plan +15.89% a year, Axis Value Fund +17.74% a year. Over 5 years: Aditya Birla Sun Life Retirement Fund-The 30s Plan +11.45% a year, Axis Value Fund +14.91% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Retirement Fund-The 30s Plan or Axis Value Fund?
Axis Value Fund charges less: 0.88% a year against 1.33%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Retirement Fund-The 30s Plan and Axis Value Fund overlap?
33.3%. They hold 33 of the same securities, the largest shared ones being ICICIBANK, SONACOMS, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Retirement Fund-The 30s Plan or Axis Value Fund?
On SEBI's riskometer, Aditya Birla Sun Life Retirement Fund-The 30s Plan is rated Very High and Axis Value Fund Very High. Over 3 years, the standard deviation of daily returns was 14.17% and 14.05% a year.
Which is better for SIP, Aditya Birla Sun Life Retirement Fund-The 30s Plan or Axis Value Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹8,48,188 in Aditya Birla Sun Life Retirement Fund-The 30s Plan (XIRR 12.9% a year) and ₹8,96,589 in Axis Value Fund (XIRR 15.2% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Retirement Fund-The 30s Plan and Axis Value Fund?
Yes. 33.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Retirement Fund-The 30s Plan and Axis Value Fund?
Aditya Birla Sun Life Retirement Fund-The 30s Plan: Jonas Bhutta. Axis Value Fund: Nitin Arora, Krishnaa N.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.