Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Multi-Asset Passive FOF is a Fund of Funds fund and Samco Multi Asset Allocation Fund is a Multi Asset fund. In the year to 29-10-2026, Aditya Birla Sun Life Multi-Asset Passive FOF (Direct) returned 1.4% and Samco Multi Asset Allocation Fund (Direct) returned 0.8%. Aditya Birla Sun Life Multi-Asset Passive FOF charges 0.30% a year and Samco Multi Asset Allocation Fund 2.30% (Direct plans). Their portfolios overlap 12.9%: they hold 1 of the same security.
Aditya Birla Sun Life Multi-Asset Passive FOF
Fund of Funds
- 1 year return
- 1.4%
- Expense ratio
- 0.30%
- NAV
- ₹16.98
Samco Multi Asset Allocation Fund
Multi Asset
- 1 year return
- 0.8%
- Expense ratio
- 2.30%
- NAV
- ₹12.07
Which is better, Aditya Birla Sun Life Multi-Asset Passive FOF or Samco Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Multi-Asset Passive FOF returned more over 1 year: 1.4% against 0.8%.
- Aditya Birla Sun Life Multi-Asset Passive FOF costs less: 0.30% a year against 2.30% (Direct plans).
- Samco Multi Asset Allocation fell less in its worst fall since 31-12-2024: −12.3% against −16.4%.
- Samco Multi Asset Allocation is the larger fund: ₹380 Cr against ₹35 Cr.
- Their portfolios overlap 12.9%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Samco Mutual Fund |
| Category | Fund of Funds | Multi Asset |
| AUM | ₹35 Cr (30-09-2026) | ₹380 Cr (30-09-2026) |
| NAV | ₹16.98 (Direct) | ₹12.07 (Direct) |
| Expense ratio (Direct) | 0.30% | 2.30% |
| Expense ratio (Regular) | 0.62% | 3.78% |
| Riskometer | Very High | Very High |
| Benchmark | 50% Nifty 500 TRI + 35% NIFTY Short Duration Debt Index + 10% Domestic Price of Physical Gold + 5% Domestic Price of Sil | 65% Nifty 50 TRI + 20% CRISIL Short Term Bond Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver |
| Launch date | 14-10-2022 | 24-12-2024 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Kartikeya Singh | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Exit load of 1.0%, if redeemed within 15 days. | For units in excess of 10% of the investment 1% will be charged for redemption within 12 Months |
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Returns Comparison
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Passive FOF (Direct) | −1.23% | −3.75% | −0.37% | +1.37% | +14.46% | -- | -- |
| Samco Multi Asset Allocation Fund (Direct) | −1.31% | −1.15% | −2.27% | +0.84% | -- | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | -- | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Year-wise Returns
| Year | Aditya Birla Sun Life Multi-Asset Passive FOFAditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset AllocationSamco Multi Asset Allocation |
|---|---|---|
| 2026to date | −2.77% | +0.17% |
| 2025 | +15.57% | +20.02% |
| 2024 | +18.56% | -- |
| 2023 | +25.51% | -- |
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 205 of them, one for each trading day from 31-12-2025 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Multi-Asset Passive FOF (Direct)
Samco Multi Asset Allocation Fund (Direct)
to
Jan 2026Mar 2025
to
Mar 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Passive FOF | 2.0 | 7.3 | 21.5 | 37.1 | 22.4 | 8.8 | 1.0 | 12.4% | 11.7% | −1.2% | 26.4% |
| Samco Multi Asset Allocation | 3.4 | 29.8 | 34.1 | 8.8 | 10.7 | 10.7 | 2.4 | 9.7% | 8.0% | −2.0% | 31.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 31-12-2024. Past returns do not promise future returns.
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-12-2024 to 29-10-2026: 23 instalments, ₹2,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Passive FOFAditya Birla Sun Life Multi-Asset Passive FOF (Direct) | ₹2,30,000 | ₹2,40,397 | ₹10,397 | 4.5% |
| Samco Multi Asset AllocationSamco Multi Asset Allocation Fund (Direct) | ₹2,30,000 | ₹2,38,026 | ₹8,026 | 3.5% |
Aditya Birla Sun Life Multi-Asset Passive FOFAditya Birla Sun Life Multi-Asset Passive FOF (Direct)
Samco Multi Asset AllocationSamco Multi Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Multi-Asset Passive FOF (Direct) | Samco Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.37% | +0.84% |
| Standard deviation | 13.47% | 12.07% |
| Sharpe ratio | -0.29 | -0.36 |
| Sortino ratio | -0.36 | -0.48 |
| Maximum drawdown | −16.4% (23-03-2026) | −12.3% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Multi-Asset Passive FOF (Direct) | Samco Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +14.04% | +10.61% |
| Standard deviation | 10.35% | 10.76% |
| Sharpe ratio | 0.76 | 0.47 |
| Sortino ratio | 1.00 | 0.65 |
| Maximum drawdown | −16.4% (23-03-2026) | −12.3% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 18-10-2022 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Multi-Asset Passive FOF (Direct)
Samco Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Multi-Asset Passive FOF (Direct) | −16.4% | 29-01-2026 | 23-03-2026 | Not yet | -- | −9.9% |
| Samco Multi Asset Allocation Fund (Direct) | −12.3% | 29-01-2026 | 23-03-2026 | Not yet | -- | −9.3% |
From daily values since 31-12-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Multi-Asset Passive FOF (Direct)
Samco Multi Asset Allocation Fund (Direct)
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Multi-Asset Passive FOF, September 2026; Samco Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 12.9%
- Held by both
- 1
- Only in Aditya Birla Sun Life Multi-Asset Passive FOF
- 11
- Only in Samco Multi Asset Allocation
- 77
| Security | % of Aditya Birla Sun Life Multi-Asset Passive FOF | % of Samco Multi Asset Allocation |
|---|---|---|
| NIPPON INDIA ETF GOLD BEES | 12.95% | 21.37% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 12.9% means 12.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Multi-Asset Passive FOF
| Security | % of fund |
|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct Growth | 13.56% |
| Aditya Birla Sun Life Nifty Midcap 150 Index Fund-Direct Growth | 12.40% |
| Aditya Birla Sun Life Nifty Next 50 Index Fund-Direct Growth | 10.48% |
| Aditya Birla Sun Life Nifty Healthcare ETF | 7.65% |
| Kotak Nifty Etf Open Ended | 6.92% |
Largest holdings only in Samco Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| 7.38% Government of India (20/06/2027) | 11.96% |
| Gujarat Themis Biosyn Limited | 4.11% |
| One 97 Communications Limited | 2.69% |
| Laurus Labs Limited | 1.86% |
| Bank of Maharashtra | 1.29% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset Allocation |
|---|---|---|
| Equity | 0.0% | 42.4% |
| Debt | 0.0% | 12.0% |
| Cash and others | 100.0% | 45.7% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset Allocation |
|---|---|---|
| Large Cap | -- | 12.8% |
| Mid Cap | -- | 16.2% |
| Small Cap | -- | 13.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset Allocation |
|---|---|---|
| Pharmaceuticals & Biotechnology | 0.0% | 10.1% |
| Banks | 0.0% | 5.4% |
| Electrical Equipment | 0.0% | 3.9% |
| Auto Components | 0.0% | 3.2% |
| Financial Technology (Fintech) | 0.0% | 2.7% |
| Capital Markets | 0.0% | 2.1% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Multi-Asset Passive FOF | Samco Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.30% | 2.30% |
| Base expense ratio (Direct) | 0.24% | 0.64% |
| Total expense ratio (Regular) | 0.62% | 3.78% |
| Base expense ratio (Regular) | 0.52% | 1.96% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Multi-Asset Passive FOF vs Samco Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Multi-Asset Passive FOF and Samco Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi-Asset Passive FOF is a Fund of Funds fund, Samco Multi Asset Allocation Fund is a Multi Asset fund, run by Aditya Birla Sun Life Mutual Fund and Samco Mutual Fund. Their portfolios overlap 12.9%. Aditya Birla Sun Life Multi-Asset Passive FOF charges 0.30% a year and Samco Multi Asset Allocation Fund 2.30%.
Which has given higher returns, Aditya Birla Sun Life Multi-Asset Passive FOF or Samco Multi Asset Allocation Fund?
Over 1 year: Aditya Birla Sun Life Multi-Asset Passive FOF +1.37%, Samco Multi Asset Allocation Fund +0.84%. As on 29-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Multi-Asset Passive FOF or Samco Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi-Asset Passive FOF charges less: 0.30% a year against 2.30%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Multi-Asset Passive FOF and Samco Multi Asset Allocation Fund overlap?
12.9%. They hold 1 of the same securities, the largest shared ones being GOLDBEES. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Multi-Asset Passive FOF or Samco Multi Asset Allocation Fund?
On SEBI's riskometer, Aditya Birla Sun Life Multi-Asset Passive FOF is rated Very High and Samco Multi Asset Allocation Fund Very High. Over 1 years, the standard deviation of daily returns was 13.47% and 12.07% a year.
Can I invest in both Aditya Birla Sun Life Multi-Asset Passive FOF and Samco Multi Asset Allocation Fund?
Yes. 12.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Multi-Asset Passive FOF and Samco Multi Asset Allocation Fund?
Aditya Birla Sun Life Multi-Asset Passive FOF: Kartikeya Singh. Samco Multi Asset Allocation Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.