Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Msci India ETF is an ETF fund and SBI Balanced Advantage Fund is a Balanced Advantage fund. Aditya Birla Sun Life Msci India ETF charges 0.22% a year and SBI Balanced Advantage Fund 0.86%. Their portfolios overlap 37.6%: they hold 56 of the same securities.
Aditya Birla Sun Life Msci India ETF
ETF
- Expense ratio
- 0.22%
- NAV
- ₹27.93
SBI Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 0.86%
- NAV
- ₹16.00
Which is better, Aditya Birla Sun Life Msci India ETF or SBI Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Msci India ETF costs less: 0.22% a year against 0.86%.
- SBI Balanced Advantage fell less in its worst fall since 20-02-2026: −7.0% against −12.5%.
- Aditya Birla Sun Life Msci India ETF holds more in large companies: 80.6% of the fund in large caps against 49.6%.
- SBI Balanced Advantage is the larger fund: ₹40,545 Cr against ₹11 Cr.
- Their portfolios overlap 37.6%: 56 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | SBI Mutual Fund |
| Category | ETF | Balanced Advantage |
| AUM | ₹11 Cr (30-09-2026) | ₹40,545 Cr (30-09-2026) |
| NAV | ₹27.93 | ₹16.00 (Direct) |
| Expense ratio (Direct) | Not available | 0.86% |
| Expense ratio (Regular) | Not available | 1.67% |
| Riskometer | Very High | High |
| Benchmark | MSCI India Index | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Launch date | 17-02-2026 | 31-08-2021 |
| Minimum investment | For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facility directly with the Mutual Fund would be restricted to Market Makers and Large Investors. Units of the Scheme may be subscribed to / redeemed only in Creati | ₹5,000 |
| Lock in | None | None |
| Fund managers | Priya Sridhar, Mehul Dama | Dinesh Balachandran, Anup Upadhyay |
| Exit load | NIL | For units in excess of 10% of the investment,1% will be charged for redemption within 1 year. |
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Msci India ETF | +0.29% | −5.96% | −3.50% | -- | -- | -- | -- |
| SBI Balanced Advantage Fund (Direct) | −0.92% | −4.44% | −2.94% | −3.13% | +9.33% | +9.41% | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Year-wise Returns
| Year | Aditya Birla Sun Life Msci India ETFAditya Birla Sun Life Msci India ETF | SBI Balanced AdvantageSBI Balanced Advantage |
|---|---|---|
| 2026to date | -- | −4.89% |
| 2025 | -- | +10.93% |
| 2024 | -- | +14.50% |
| 2023 | -- | +21.49% |
| 2022 | -- | +6.20% |
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Rolling Returns
Every holding period of both funds
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.53% | +9.45% |
| Standard deviation | 15.37% | 6.34% |
| Sharpe ratio | -1.03 | 0.59 |
| Sortino ratio | -1.35 | 0.81 |
| Maximum drawdown | −12.5% (31-03-2026) | −7.4% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 20-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Msci India ETF
SBI Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Msci India ETF | −12.5% | 23-02-2026 | 31-03-2026 | 03-08-2026 | 4 months | −7.9% |
| SBI Balanced Advantage Fund (Direct) | −7.0% | 26-02-2026 | 30-03-2026 | 03-08-2026 | 4 months | −5.4% |
From daily values since 20-02-2026, the first day every fund has.
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Msci India ETF, September 2026; SBI Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 37.6%
- Held by both
- 56
- Only in Aditya Birla Sun Life Msci India ETF
- 109
- Only in SBI Balanced Advantage
- 68
| Security | % of Aditya Birla Sun Life Msci India ETF | % of SBI Balanced Advantage |
|---|---|---|
| Reliance Industries Ltd. | 5.44% | 4.24% |
| HDFC Bank Ltd. | 6.44% | 3.68% |
| ICICI Bank Ltd. | 5.59% | 3.58% |
| Larsen & Toubro Ltd. | 2.02% | 2.44% |
| Axis Bank Ltd. | 2.25% | 1.80% |
| Bharti Airtel Ltd. | 3.93% | 1.36% |
| Sun Pharmaceutical Industries Ltd. | 1.30% | 1.67% |
| Mahindra & Mahindra Ltd. | 2.05% | 1.22% |
| Eternal Ltd. | 1.22% | 1.46% |
| Tata Steel Ltd. | 1.10% | 1.84% |
| Kotak Mahindra Bank Ltd. | 1.82% | 1.10% |
| Power Grid Corporation of India Ltd. | 0.87% | 1.02% |
| HCL Technologies Ltd. | 0.86% | 1.31% |
| Maruti Suzuki India Ltd. | 1.13% | 0.79% |
| State Bank of India | 1.41% | 0.74% |
| Asian Paints Ltd. | 0.73% | 0.76% |
| Tech Mahindra Ltd. | 0.66% | 2.06% |
| ITC Ltd. | 0.63% | 1.28% |
| Tata Motors Ltd. | 0.62% | 1.10% |
| Cholamandalam Investment & Finance Co. Ltd. | 0.55% | 1.45% |
| Cipla Ltd. | 0.54% | 0.71% |
| Cummins India Ltd. | 0.50% | 0.56% |
| Oil & Natural Gas Corporation Ltd. | 0.46% | 0.64% |
| Bajaj Finserv Ltd. | 0.53% | 0.46% |
| Tata Motors Passenger Vehicles Ltd. | 0.42% | 1.58% |
| Titan Company Ltd. | 1.30% | 0.38% |
| Indus Towers Ltd. | 0.37% | 1.93% |
| Tata Power Company Ltd. | 0.43% | 0.35% |
| The Federal Bank Ltd. | 0.46% | 0.33% |
| United Spirits Ltd. | 0.31% | 0.75% |
| GAIL (India) Ltd. | 0.31% | 2.54% |
| Wipro Ltd. | 0.29% | 0.33% |
| Grasim Industries Ltd. | 0.66% | 0.29% |
| Indian Oil Corporation Ltd. | 0.30% | 0.26% |
| Coal India Ltd. | 0.52% | 0.24% |
| Tata Consultancy Services Ltd. | 1.33% | 0.22% |
| UPL Ltd. | 0.22% | 0.37% |
| Hindalco Industries Ltd. | 0.97% | 0.21% |
| ICICI Lombard General Insurance Company Ltd. | 0.31% | 0.21% |
| Punjab National Bank | 0.21% | 1.86% |
| Hindustan Unilever Ltd. | 1.06% | 0.20% |
| Bank of Baroda | 0.19% | 1.23% |
| NHPC Ltd. | 0.19% | 1.04% |
| Vishal Mega Mart Ltd. | 0.19% | 0.41% |
| Torrent Power Ltd. | 0.18% | 1.26% |
| Alkem Laboratories Ltd. | 0.17% | 0.23% |
| Petronet LNG Ltd. | 0.17% | 0.34% |
| Dabur India Ltd. | 0.13% | 0.55% |
| ICICI Prudential Life Insurance Company Ltd. | 0.13% | 0.62% |
| IndusInd Bank Ltd. | 0.41% | 0.12% |
| Lupin Ltd. | 0.37% | 0.12% |
| Infosys Ltd. | 2.41% | 0.10% |
| Shriram Finance Ltd. | 1.11% | 0.03% |
| SBI Life Insurance Co. Ltd. | 0.61% | 0.03% |
| Tube Investments of India Ltd. | 0.19% | 0.02% |
| HDFC Life Insurance Company Ltd. | 0.41% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.6% means 37.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Msci India ETF
| Security | % of fund |
|---|---|
| Bajaj Finance Ltd. | 1.91% |
| NTPC Ltd. | 1.12% |
| Bharat Electronics Ltd. | 1.07% |
| Ultratech Cement Ltd. | 0.90% |
| Divi's Laboratories Ltd. | 0.88% |
Largest holdings only in SBI Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 364 DAY T-BILL 04.03.27 | 2.05% |
| Cholamandalam Investment & Finance Co. Ltd.Perpetual | 1.57% |
| Bandhan Bank Ltd. | 1.47% |
| Brookfield India Real Estate Trust | 1.32% |
| Star Health & Allied Insurance Co. Ltd. | 1.28% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage |
|---|---|---|
| Equity | 99.8% | 67.4% |
| Debt | 0.0% | 23.2% |
| Cash and others | 0.2% | 9.4% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage |
|---|---|---|
| Large Cap | 80.6% | 49.6% |
| Mid Cap | 19.2% | 10.5% |
| Small Cap | 0.0% | 7.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage |
|---|---|---|
| Banks | 20.3% | 15.9% |
| IT - Software | 6.6% | 4.0% |
| Petroleum Products | 6.4% | 4.5% |
| Finance | 6.3% | 3.0% |
| Automobiles | 6.2% | 3.6% |
| Pharmaceuticals & Biotechnology | 5.6% | 4.3% |
| Power | 3.7% | 4.9% |
| Retailing | 3.4% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Msci India ETF | SBI Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.86% |
| Base expense ratio (Direct) | 0.00% | 0.60% |
| Total expense ratio (Regular) | Not available | 1.67% |
| Base expense ratio (Regular) | 0.16% | 1.29% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Balanced Advantage with
Aditya Birla Sun Life Msci India ETF vs SBI Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Msci India ETF and SBI Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF is an ETF fund, SBI Balanced Advantage Fund is a Balanced Advantage fund, run by Aditya Birla Sun Life Mutual Fund and SBI Mutual Fund. Their portfolios overlap 37.6%. Aditya Birla Sun Life Msci India ETF charges 0.22% a year and SBI Balanced Advantage Fund 0.86%.
Which has the lower expense ratio, Aditya Birla Sun Life Msci India ETF or SBI Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF charges less: 0.22% a year against 0.86%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Msci India ETF and SBI Balanced Advantage Fund overlap?
37.6%. They hold 56 of the same securities, the largest shared ones being RELIANCE, HDFCBANK, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Msci India ETF or SBI Balanced Advantage Fund?
On SEBI's riskometer, Aditya Birla Sun Life Msci India ETF is rated Very High and SBI Balanced Advantage Fund High. Over their common history, the standard deviation of daily returns was 15.37% and 6.34% a year.
Can I invest in both Aditya Birla Sun Life Msci India ETF and SBI Balanced Advantage Fund?
Yes. 37.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Msci India ETF and SBI Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF: Priya Sridhar, Mehul Dama. SBI Balanced Advantage Fund: Dinesh Balachandran, Anup Upadhyay.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.