Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Msci India ETF is an ETF fund and PGIM India Balanced Advantage Fund is a Balanced Advantage fund. Aditya Birla Sun Life Msci India ETF charges 0.22% a year and PGIM India Balanced Advantage Fund 0.90%. Their portfolios overlap 53.7%: they hold 59 of the same securities.
Aditya Birla Sun Life Msci India ETF
ETF
- Expense ratio
- 0.22%
- NAV
- ₹27.93
PGIM India Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 0.90%
- NAV
- ₹15.90
Which is better, Aditya Birla Sun Life Msci India ETF or PGIM India Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Msci India ETF costs less: 0.22% a year against 0.90%.
- PGIM India Balanced Advantage fell less in its worst fall since 20-02-2026: −8.6% against −12.5%.
- Aditya Birla Sun Life Msci India ETF holds more in large companies: 80.6% of the fund in large caps against 56.6%.
- PGIM India Balanced Advantage is the larger fund: ₹681 Cr against ₹11 Cr.
- Their portfolios overlap 53.7%: 59 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | PGIM India Mutual Fund |
| Category | ETF | Balanced Advantage |
| AUM | ₹11 Cr (30-09-2026) | ₹681 Cr (30-09-2026) |
| NAV | ₹27.93 | ₹15.90 (Direct) |
| Expense ratio (Direct) | Not available | 0.90% |
| Expense ratio (Regular) | Not available | 2.51% |
| Riskometer | Very High | Very High |
| Benchmark | MSCI India Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 17-02-2026 | 04-02-2021 |
| Minimum investment | For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facility directly with the Mutual Fund would be restricted to Market Makers and Large Investors. Units of the Scheme may be subscribed to / redeemed only in Creati | ₹5,000 |
| Lock in | None | None |
| Fund managers | Priya Sridhar, Mehul Dama | Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal |
| Exit load | NIL | For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL. |
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Msci India ETF | +0.29% | −5.96% | −3.50% | -- | -- | -- | -- |
| PGIM India Balanced Advantage Fund (Direct) | −0.19% | −4.85% | −2.09% | −6.19% | +7.11% | +6.77% | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Year-wise Returns
| Year | Aditya Birla Sun Life Msci India ETFAditya Birla Sun Life Msci India ETF | PGIM India Balanced AdvantagePGIM India Balanced Advantage |
|---|---|---|
| 2026to date | -- | −6.08% |
| 2025 | -- | +8.04% |
| 2024 | -- | +12.01% |
| 2023 | -- | +17.37% |
| 2022 | -- | +2.94% |
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Rolling Returns
Every holding period of both funds
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.53% | +8.12% |
| Standard deviation | 15.37% | 8.55% |
| Sharpe ratio | -1.03 | 0.31 |
| Sortino ratio | -1.35 | 0.42 |
| Maximum drawdown | −12.5% (31-03-2026) | −11.6% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 20-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Msci India ETF
PGIM India Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Msci India ETF | −12.5% | 23-02-2026 | 31-03-2026 | 03-08-2026 | 4 months | −7.9% |
| PGIM India Balanced Advantage Fund (Direct) | −8.6% | 23-02-2026 | 30-03-2026 | 31-07-2026 | 4 months | −6.3% |
From daily values since 20-02-2026, the first day every fund has.
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Msci India ETF, September 2026; PGIM India Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 53.7%
- Held by both
- 59
- Only in Aditya Birla Sun Life Msci India ETF
- 106
- Only in PGIM India Balanced Advantage
- 32
| Security | % of Aditya Birla Sun Life Msci India ETF | % of PGIM India Balanced Advantage |
|---|---|---|
| ICICI Bank Ltd. | 5.59% | 5.91% |
| HDFC Bank Ltd. | 6.44% | 5.41% |
| Reliance Industries Ltd. | 5.44% | 4.07% |
| Bharti Airtel Ltd. | 3.93% | 3.21% |
| Infosys Ltd. | 2.41% | 1.88% |
| Larsen & Toubro Ltd. | 2.02% | 1.85% |
| Bajaj Finance Ltd. | 1.91% | 1.84% |
| State Bank of India | 1.41% | 2.40% |
| Axis Bank Ltd. | 2.25% | 1.32% |
| Titan Company Ltd. | 1.30% | 1.47% |
| Mahindra & Mahindra Ltd. | 2.05% | 1.27% |
| Eternal Ltd. | 1.22% | 1.62% |
| Tata Consultancy Services Ltd. | 1.33% | 1.20% |
| NTPC Ltd. | 1.12% | 1.49% |
| Kotak Mahindra Bank Ltd. | 1.82% | 1.05% |
| Bharat Electronics Ltd. | 1.07% | 0.98% |
| Sun Pharmaceutical Industries Ltd. | 1.30% | 0.93% |
| Divi's Laboratories Ltd. | 0.88% | 1.13% |
| Hindalco Industries Ltd. | 0.97% | 0.80% |
| Eicher Motors Ltd. | 0.78% | 0.89% |
| TVS Motor Company Ltd. | 0.78% | 1.42% |
| Ultratech Cement Ltd. | 0.90% | 0.76% |
| Tech Mahindra Ltd. | 0.66% | 0.78% |
| JSW Steel Ltd. | 0.61% | 1.01% |
| Nestle India Ltd. | 0.60% | 0.58% |
| Maruti Suzuki India Ltd. | 1.13% | 0.57% |
| Torrent Pharmaceuticals Ltd. | 0.55% | 0.59% |
| Max Healthcare Institute Ltd. | 0.52% | 0.83% |
| Cummins India Ltd. | 0.50% | 0.68% |
| The Federal Bank Ltd. | 0.46% | 0.84% |
| AU Small Finance Bank Ltd. | 0.45% | 0.70% |
| Shriram Finance Ltd. | 1.11% | 0.44% |
| Varun Beverages Ltd. | 0.44% | 1.31% |
| Persistent Systems Ltd. | 0.43% | 0.81% |
| CG Power and Industrial Solutions Ltd. | 0.43% | 1.09% |
| Asian Paints Ltd. | 0.73% | 0.41% |
| HDFC Life Insurance Company Ltd. | 0.41% | 0.93% |
| Bharat Petroleum Corporation Ltd. | 0.39% | 0.85% |
| ITC Ltd. | 0.63% | 0.38% |
| Lupin Ltd. | 0.37% | 0.49% |
| Solar Industries India Ltd. | 0.36% | 1.28% |
| Ashok Leyland Ltd. | 0.34% | 0.36% |
| Power Finance Corporation Ltd. | 0.34% | 0.78% |
| GE Vernova T&D India Ltd. | 0.43% | 0.34% |
| Info Edge (India) Ltd. | 0.33% | 0.60% |
| Multi Commodity Exchange of India Ltd. | 0.33% | 0.61% |
| Marico Ltd. | 0.33% | 0.51% |
| Suzlon Energy Ltd. | 0.32% | 0.63% |
| Jindal Steel Ltd. | 0.32% | 0.79% |
| United Spirits Ltd. | 0.31% | 0.70% |
| FSN E-Commerce Ventures Ltd. | 0.31% | 0.91% |
| ICICI Lombard General Insurance Company Ltd. | 0.31% | 0.76% |
| SRF Ltd. | 0.26% | 1.23% |
| Muthoot Finance Ltd. | 0.24% | 0.33% |
| LTM Ltd. | 0.20% | 0.93% |
| Prestige Estates Projects Ltd. | 0.20% | 0.98% |
| Tube Investments of India Ltd. | 0.19% | 0.51% |
| Vishal Mega Mart Ltd. | 0.19% | 0.95% |
| Torrent Power Ltd. | 0.18% | 1.06% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.7% means 53.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Msci India ETF
| Security | % of fund |
|---|---|
| Tata Steel Ltd. | 1.10% |
| Hindustan Unilever Ltd. | 1.06% |
| Power Grid Corporation of India Ltd. | 0.87% |
| HCL Technologies Ltd. | 0.86% |
| Adani Ports and Special Economic Zone Ltd. | 0.83% |
Largest holdings only in PGIM India Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.18% Government of India | 2.65% |
| Muthoot Finance Ltd. | 2.13% |
| 6.79% Government of India | 1.57% |
| Fedbank Financial Services Ltd. | 1.43% |
| 8.535% Muthoot Finance Ltd. | 1.32% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage |
|---|---|---|
| Equity | 99.8% | 76.9% |
| Debt | 0.0% | 18.3% |
| Cash and others | 0.2% | 4.8% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage |
|---|---|---|
| Large Cap | 80.6% | 56.6% |
| Mid Cap | 19.2% | 19.2% |
| Small Cap | 0.0% | 1.1% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage |
|---|---|---|
| Banks | 20.3% | 17.6% |
| IT - Software | 6.6% | 5.6% |
| Petroleum Products | 6.4% | 4.9% |
| Finance | 6.3% | 3.4% |
| Automobiles | 6.2% | 4.2% |
| Pharmaceuticals & Biotechnology | 5.6% | 4.0% |
| Retailing | 3.4% | 4.1% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Msci India ETF | PGIM India Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.90% |
| Base expense ratio (Direct) | 0.00% | 0.69% |
| Total expense ratio (Regular) | Not available | 2.51% |
| Base expense ratio (Regular) | 0.16% | 2.05% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Msci India ETF vs PGIM India Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Msci India ETF and PGIM India Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF is an ETF fund, PGIM India Balanced Advantage Fund is a Balanced Advantage fund, run by Aditya Birla Sun Life Mutual Fund and PGIM India Mutual Fund. Their portfolios overlap 53.7%. Aditya Birla Sun Life Msci India ETF charges 0.22% a year and PGIM India Balanced Advantage Fund 0.90%.
Which has the lower expense ratio, Aditya Birla Sun Life Msci India ETF or PGIM India Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF charges less: 0.22% a year against 0.90%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Msci India ETF and PGIM India Balanced Advantage Fund overlap?
53.7%. They hold 59 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Msci India ETF or PGIM India Balanced Advantage Fund?
On SEBI's riskometer, Aditya Birla Sun Life Msci India ETF is rated Very High and PGIM India Balanced Advantage Fund Very High. Over their common history, the standard deviation of daily returns was 15.37% and 8.55% a year.
Can I invest in both Aditya Birla Sun Life Msci India ETF and PGIM India Balanced Advantage Fund?
Yes. 53.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Msci India ETF and PGIM India Balanced Advantage Fund?
Aditya Birla Sun Life Msci India ETF: Priya Sridhar, Mehul Dama. PGIM India Balanced Advantage Fund: Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.