Aditya Birla Sun Life International Equity Fund vs Bandhan Multi-Factor Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life International Equity Fund is a Thematic fund and Bandhan Multi-Factor Fund is a Thematic fund. In the year to 30-10-2026, Aditya Birla Sun Life International Equity Fund (Direct) returned 14.0% and Bandhan Multi-Factor Fund (Direct) returned −11.8%. Aditya Birla Sun Life International Equity Fund charges 2.00% a year and Bandhan Multi-Factor Fund 2.76% (Direct plans). Their portfolios overlap 0.0%: they hold 0 of the same securities.
Aditya Birla Sun Life International Equity Fund
Thematic
- 1 year return
- 14.0%
- Expense ratio
- 2.00%
- NAV
- ₹56.75
Bandhan Multi-Factor Fund
Thematic
- 1 year return
- −11.8%
- Expense ratio
- 2.76%
- NAV
- ₹8.92
Which is better, Aditya Birla Sun Life International Equity or Bandhan Multi-Factor? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life International Equity returned more over 1 year: 14.0% against −11.8%.
- Aditya Birla Sun Life International Equity costs less: 2.00% a year against 2.76% (Direct plans).
- Aditya Birla Sun Life International Equity fell less in its worst fall since 01-08-2025: −8.3% against −19.8%.
- Aditya Birla Sun Life International Equity holds 93.5% of the fund in foreign stocks; Bandhan Multi-Factor 0.0%.
- Bandhan Multi-Factor holds more in large companies: 63.9% of the fund in large caps against 0.0%.
- Bandhan Multi-Factor is the larger fund: ₹647 Cr against ₹352 Cr.
- Their portfolios overlap 0.0%: 0 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life International Equity Fund | Bandhan Multi-Factor Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Bandhan Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹352 Cr (30-09-2026) | ₹647 Cr (31-08-2026) |
| NAV | ₹56.75 (Direct) | ₹8.92 (Direct) |
| Expense ratio (Direct) | 2.00% | 2.76% |
| Expense ratio (Regular) | 2.55% | 4.26% |
| Riskometer | Very High | Very High |
| Benchmark | S&P Global 1200 TRI | BSE 200 TRI |
| Launch date | 31-10-2007 | 30-07-2025 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Dhaval Joshi | Rishi Sharma, Nilesh Saha, Brijesh Shah |
| Exit load | Exit load of 1%, if redeemed within 30 days. | Exit load of 0.50%, if redeemed within 30 days. |
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life International Equity Fund (Direct) | −1.59% | +3.00% | +4.05% | +13.97% | +24.46% | +11.86% | +13.70% |
| Bandhan Multi-Factor Fund (Direct) | −3.54% | −11.74% | −11.32% | −11.84% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Year-wise Returns
| Year | Aditya Birla Sun Life International EquityAditya Birla Sun Life International Equity | Bandhan Multi-FactorBandhan Multi-Factor |
|---|---|---|
| 2026to date | +12.49% | −16.31% |
| 2025 | +35.28% | -- |
| 2024 | +8.06% | -- |
| 2023 | +9.37% | -- |
| 2022 | −1.36% | -- |
| 2021 | +14.47% | -- |
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Rolling Returns
Every holding period of both funds, against BSE 200 TRI, the benchmark of Bandhan Multi-Factor Fund
Rolling returns
Every 1-year holding period, 61 of them, one for each trading day from 03-08-2026 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life International Equity Fund (Direct)
Bandhan Multi-Factor Fund (Direct)
BSE 200 TRI
to
Aug 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life International Equity | 0.0 | 0.0 | 0.0 | 8.2 | 45.9 | 41.0 | 4.9 | 19.9% | 19.9% | 13.9% | 25.9% | 100% |
| Bandhan Multi-Factor | 58.3 | 41.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −3.0% | −3.4% | −12.6% | 5.0% | 5% |
| BSE 200 TRI | 55.7 | 42.6 | 1.6 | 0.0 | 0.0 | 0.0 | 0.0 | −1.7% | −2.5% | −9.8% | 5.6% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 200 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 01-08-2025. Past returns do not promise future returns.
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-08-2025 to 29-10-2026: 15 instalments, ₹1,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life International EquityAditya Birla Sun Life International Equity Fund (Direct) | ₹1,50,000 | ₹1,63,241 | ₹13,241 | 13.5% |
| Bandhan Multi-FactorBandhan Multi-Factor Fund (Direct) | ₹1,50,000 | ₹1,33,541 | −₹16,459 | −16.4% |
Aditya Birla Sun Life International EquityAditya Birla Sun Life International Equity Fund (Direct)
Bandhan Multi-FactorBandhan Multi-Factor Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life International Equity Fund (Direct) | Bandhan Multi-Factor Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.97% | −11.84% |
| Standard deviation | 13.70% | 13.87% |
| Sharpe ratio | 0.64 | -1.23 |
| Sortino ratio | 0.89 | -1.56 |
| Maximum drawdown | −8.3% (30-03-2026) | −19.8% (23-10-2026) |
| Beta | -- | 0.89 |
| Alpha | -- | −5.01% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life International Equity Fund (Direct) | Bandhan Multi-Factor Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.96% | −7.70% |
| Standard deviation | 14.26% | 13.07% |
| Sharpe ratio | 0.41 | -0.99 |
| Sortino ratio | 0.58 | -1.27 |
| Maximum drawdown | −27.5% (24-03-2020) | −19.8% (23-10-2026) |
| Beta | -- | 0.90 |
| Alpha | -- | −5.97% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life International Equity Fund (Direct)
Bandhan Multi-Factor Fund (Direct)
BSE 200 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life International Equity Fund (Direct) | −8.3% | 28-01-2026 | 30-03-2026 | 15-04-2026 | 16 days | −3.4% |
| Bandhan Multi-Factor Fund (Direct) | −19.8% | 11-02-2026 | 23-10-2026 | Not yet | -- | −18.1% |
| BSE 200 TRI | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −9.9% |
From daily values since 01-08-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life International Equity Fund (Direct)
Bandhan Multi-Factor Fund (Direct)
BSE 200 TRI
Against BSE 200 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life International Equity Fund (Direct) | 57% | -32% | 13.46% |
| Bandhan Multi-Factor Fund (Direct) | 49% | 77% | 7.80% |
From month-end values since 01-08-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life International Equity Fund, September 2026; Bandhan Multi-Factor Fund, August 2026
Holdings in common
- Overlap
- 0.0%
- Held by both
- 0
- Only in Aditya Birla Sun Life International Equity
- 0
- Only in Bandhan Multi-Factor
- 34
Overlap: for each holding both funds own, the smaller of its two weights, added up. 0.0% means 0.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life International Equity Fund
Every holding of this fund is also held by the other.
Largest holdings only in Bandhan Multi-Factor Fund
| Security | % of fund |
|---|---|
| Axis Bank Limited | 4.33% |
| Polycab India Limited | 4.09% |
| Suzlon Energy Limited | 4.07% |
| Tata Steel Limited | 4.07% |
| Power Grid Corporation of India Limited | 4.01% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life International Equity | Bandhan Multi-Factor |
|---|---|---|
| Equity | 93.5% | 98.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 6.5% | 1.4% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life International Equity | Bandhan Multi-Factor |
|---|---|---|
| Large Cap | 0.0% | 63.9% |
| Mid Cap | 0.0% | 29.9% |
| Small Cap | 0.0% | 4.7% |
| Foreign stocks | 93.5% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life International Equity | Bandhan Multi-Factor |
|---|---|---|
| IT - Software | 15.0% | 4.8% |
| Automobiles | 0.7% | 11.2% |
| Industrial Products | 1.0% | 9.8% |
| Banks | 5.5% | 8.9% |
| Pharmaceuticals & Biotechnology | 8.3% | 4.0% |
| Ferrous Metals | 0.0% | 8.0% |
| IT - Hardware | 7.7% | 0.0% |
| Retailing | 6.6% | 0.0% |
| Industrial Manufacturing | 5.2% | 0.0% |
| Finance | 0.5% | 4.9% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life International Equity vs Bandhan Multi-Factor: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life International Equity Fund | Bandhan Multi-Factor Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.00% | 2.76% |
| Base expense ratio (Direct) | 1.60% | 0.77% |
| Total expense ratio (Regular) | 2.55% | 4.26% |
| Base expense ratio (Regular) | 2.08% | 2.08% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life International Equity with
Aditya Birla Sun Life International Equity Fund vs Bandhan Multi-Factor Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life International Equity Fund and Bandhan Multi-Factor Fund?
Aditya Birla Sun Life International Equity Fund is a Thematic fund, Bandhan Multi-Factor Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Bandhan Mutual Fund. Their portfolios overlap 0.0%. Aditya Birla Sun Life International Equity Fund charges 2.00% a year and Bandhan Multi-Factor Fund 2.76%.
Which has given higher returns, Aditya Birla Sun Life International Equity Fund or Bandhan Multi-Factor Fund?
Over 1 year: Aditya Birla Sun Life International Equity Fund +13.97%, Bandhan Multi-Factor Fund −11.84%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life International Equity Fund or Bandhan Multi-Factor Fund?
Aditya Birla Sun Life International Equity Fund charges less: 2.00% a year against 2.76%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life International Equity Fund and Bandhan Multi-Factor Fund overlap?
0.0%. They hold 0 of the same securities. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life International Equity Fund or Bandhan Multi-Factor Fund?
On SEBI's riskometer, Aditya Birla Sun Life International Equity Fund is rated Very High and Bandhan Multi-Factor Fund Very High. Over 1 years, the standard deviation of daily returns was 13.70% and 13.87% a year.
Can I invest in both Aditya Birla Sun Life International Equity Fund and Bandhan Multi-Factor Fund?
Yes. 0.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Aditya Birla Sun Life International Equity Fund and Bandhan Multi-Factor Fund?
Aditya Birla Sun Life International Equity Fund: Dhaval Joshi. Bandhan Multi-Factor Fund: Rishi Sharma, Nilesh Saha, Brijesh Shah.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.