Aditya Birla Sun Life Gilt Fund vs ICICI Prudential Long Term Bond Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Gilt Fund is a Gilt fund and ICICI Prudential Long Term Bond Fund is a mutual fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Gilt Fund (Direct) returned 5.4% a year and ICICI Prudential Long Term Bond Fund returned −0.1% a year. Aditya Birla Sun Life Gilt Fund charges 0.50% a year and ICICI Prudential Long Term Bond Fund 0.43%. Their portfolios overlap 22.9%: they hold 1 of the same security.
ICICI Prudential Long Term Bond Fund is closed. It has not published a NAV since 24-04-2020. Its figures stop there.
Aditya Birla Sun Life Gilt Fund
Gilt
- 3 year return
- 5.4%
- Expense ratio
- 0.50%
- NAV
- ₹87.39
ICICI Prudential Long Term Bond Fund
- 3 year return
- −0.1%
- Expense ratio
- 0.43%
- NAV
- ₹10.85
Which is better, Aditya Birla Sun Life Gilt or ICICI Prudential Long Term Bond? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Gilt returned more over 5 years: 4.9% a year against 0.6%.
- Aditya Birla Sun Life Gilt returned more over 3 years: 5.4% a year against −0.1%.
- ICICI Prudential Long Term Bond costs less: 0.43% a year against 0.50%.
- Aditya Birla Sun Life Gilt swung less over 3 years: a standard deviation of 3.6% a year against 13.2%.
- Aditya Birla Sun Life Gilt fell less in its worst fall since 02-01-2013: −10.8% against −22.3%.
- Aditya Birla Sun Life Gilt is the larger fund: ₹1,175 Cr against ₹843 Cr.
- Their portfolios overlap 22.9%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Gilt Fund | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Gilt | Not available |
| AUM | ₹1,175 Cr (30-09-2026) | ₹843 Cr (31-07-2026) |
| NAV | ₹87.39 (Direct) | ₹10.85 |
| Expense ratio (Direct) | 0.50% | Not available |
| Expense ratio (Regular) | 1.15% | Not available |
| Riskometer | Moderate | Not available |
| Benchmark | Nifty All Duration G-Sec Index | Not available |
| Launch date | 11-10-1999 | Not available |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Bhupesh Bameta | Not available |
| Exit load | Nil | Not available |
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gilt Fund (Direct) | −0.76% | −1.31% | +1.69% | +0.92% | +5.42% | +4.93% | +6.66% |
| ICICI Prudential Long Term Bond Fund | +0.01% | +1.14% | +3.44% | −11.54% | −0.11% | +0.64% | −0.09% |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | +5.46% | +6.64% |
Category average: the average of the 28 Gilt funds, same plan type.
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Year-wise Returns
| Year | Aditya Birla Sun Life GiltAditya Birla Sun Life Gilt | ICICI Prudential Long Term BondICICI Prudential Long Term Bond |
|---|---|---|
| 2026to date | +0.45% | -- |
| 2025 | +3.68% | -- |
| 2024 | +9.77% | -- |
| 2023 | +7.76% | -- |
| 2022 | +2.40% | -- |
| 2021 | +4.24% | -- |
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,620 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term Bond Fund
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gilt | 0.0 | 5.3 | 70.4 | 23.3 | 1.1 | 0.0 | 0.0 | 8.6% | 8.6% | 4.2% | 16.4% |
| ICICI Prudential Long Term Bond | 31.4 | 58.5 | 10.1 | 0.0 | 0.0 | 0.0 | 0.0 | 1.3% | 1.2% | −5.1% | 6.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life GiltAditya Birla Sun Life Gilt Fund (Direct) | ₹16,60,000 | ₹27,50,768 | ₹10,90,768 | 7.0% |
| ICICI Prudential Long Term BondICICI Prudential Long Term Bond Fund | ₹8,80,000 | ₹8,57,823 | −₹22,177 | −0.7% |
Aditya Birla Sun Life GiltAditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term BondICICI Prudential Long Term Bond Fund
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Gilt Fund (Direct) | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Return (CAGR) | +0.92% | −11.54% |
| Standard deviation | 4.42% | 22.21% |
| Sharpe ratio | -0.98 | -0.75 |
| Sortino ratio | -1.32 | -0.76 |
| Maximum drawdown | −3.8% (02-04-2026) | −22.3% (13-12-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Gilt Fund (Direct) | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Return (CAGR) | +5.42% | −0.11% |
| Standard deviation | 3.61% | 13.23% |
| Sharpe ratio | -0.17 | -0.45 |
| Sortino ratio | -0.23 | -0.46 |
| Maximum drawdown | −5.5% (02-04-2026) | −22.3% (13-12-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Gilt Fund (Direct) | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Return (CAGR) | +4.93% | +0.64% |
| Standard deviation | 3.06% | 11.23% |
| Sharpe ratio | -0.28 | -0.49 |
| Sortino ratio | -0.38 | -0.51 |
| Maximum drawdown | −5.5% (02-04-2026) | −22.3% (13-12-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Gilt Fund (Direct) | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Return (CAGR) | +7.99% | −0.10% |
| Standard deviation | 4.19% | 10.02% |
| Sharpe ratio | 0.46 | -0.71 |
| Sortino ratio | 0.66 | -0.75 |
| Maximum drawdown | −10.8% (19-08-2013) | −22.3% (13-12-2019) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term Bond Fund
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Gilt Fund (Direct) | −10.8% | 28-05-2013 | 19-08-2013 | 03-06-2014 | 9 months | −2.7% |
| ICICI Prudential Long Term Bond Fund | −22.3% | 16-07-2019 | 13-12-2019 | Not yet | -- | −19.2% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term Bond Fund
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term Bond Fund
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Gilt Fund (Direct)
ICICI Prudential Long Term Bond Fund
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Gilt Fund, September 2026; ICICI Prudential Long Term Bond Fund, July 2026
Holdings in common
- Overlap
- 22.9%
- Held by both
- 1
- Only in Aditya Birla Sun Life Gilt
- 16
- Only in ICICI Prudential Long Term Bond
- 18
| Security | % of Aditya Birla Sun Life Gilt | % of ICICI Prudential Long Term Bond |
|---|---|---|
| Government of India (22/04/2064) | 22.91% | 36.43% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 22.9% means 22.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Gilt Fund
| Security | % of fund |
|---|---|
| Government of India (19/06/2053) | 12.26% |
| Government of India (05/08/2054) | 5.57% |
| Government of India (25/11/2074) | 4.91% |
| Government of India (30/10/2034) (FRB) | 4.37% |
| 91 DAY T-BILL 01.10.26 | 4.26% |
Largest holdings only in ICICI Prudential Long Term Bond Fund
| Security | % of fund |
|---|---|
| Government Securities | 13.47% |
| State Government of Maharashtra | 8.41% |
| State Government of Maharashtra | 5.72% |
| State Government of Maharashtra | 5.61% |
| State Government of Maharashtra | 5.60% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Gilt | ICICI Prudential Long Term Bond |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 79.1% | 96.0% |
| Cash and others | 20.9% | 4.0% |
Aditya Birla Sun Life Gilt vs ICICI Prudential Long Term Bond: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Gilt Fund | ICICI Prudential Long Term Bond Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.50% | Not available |
| Base expense ratio (Direct) | 0.42% | 0.37% |
| Total expense ratio (Regular) | 1.15% | Not available |
| Base expense ratio (Regular) | 0.97% | 0.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Gilt with
Aditya Birla Sun Life Gilt Fund vs ICICI Prudential Long Term Bond Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Gilt Fund and ICICI Prudential Long Term Bond Fund?
Aditya Birla Sun Life Gilt Fund is a Gilt fund, ICICI Prudential Long Term Bond Fund is a mutual fund, run by Aditya Birla Sun Life Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 22.9%. Aditya Birla Sun Life Gilt Fund charges 0.50% a year and ICICI Prudential Long Term Bond Fund 0.43%.
Which has given higher returns, Aditya Birla Sun Life Gilt Fund or ICICI Prudential Long Term Bond Fund?
Over 1 year: Aditya Birla Sun Life Gilt Fund +0.92%, ICICI Prudential Long Term Bond Fund −11.54%. Over 3 years: Aditya Birla Sun Life Gilt Fund +5.42% a year, ICICI Prudential Long Term Bond Fund −0.11% a year. Over 5 years: Aditya Birla Sun Life Gilt Fund +4.93% a year, ICICI Prudential Long Term Bond Fund +0.64% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Gilt Fund or ICICI Prudential Long Term Bond Fund?
ICICI Prudential Long Term Bond Fund charges less: 0.43% a year against 0.50%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Gilt Fund and ICICI Prudential Long Term Bond Fund overlap?
22.9%. They hold 1 of the same securities, the largest shared ones being Government of India (22/04/2064). From each fund's latest monthly portfolio.
Can I invest in both Aditya Birla Sun Life Gilt Fund and ICICI Prudential Long Term Bond Fund?
Yes. 22.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.