Aditya Birla Sun Life Flexi Cap Fund vs ITI Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Flexi Cap Fund and ITI Flexi Cap Fund are both Flexi Cap funds. In the 3 years to 30-10-2026, Aditya Birla Sun Life Flexi Cap Fund (Direct) returned 15.2% a year and ITI Flexi Cap Fund (Direct) returned 18.3% a year. Aditya Birla Sun Life Flexi Cap Fund charges 0.91% a year and ITI Flexi Cap Fund 0.88% (Direct plans). Their portfolios overlap 30.3%: they hold 21 of the same securities.
Aditya Birla Sun Life Flexi Cap Fund
Flexi Cap
- 3 year return
- 15.2%
- Expense ratio
- 0.91%
- NAV
- ₹2,119.11
Which is better, Aditya Birla Sun Life Flexi Cap or ITI Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ITI Flexi Cap returned more over 3 years: 18.3% a year against 15.2%.
- ITI Flexi Cap returned more over 1 year: 6.4% against 1.1%.
- ITI Flexi Cap costs less: 0.88% a year against 0.91% (Direct plans).
- Aditya Birla Sun Life Flexi Cap swung less over 3 years: a standard deviation of 13.3% a year against 16.3%.
- Aditya Birla Sun Life Flexi Cap fell less in its worst fall since 22-02-2023: −17.0% against −21.4%.
- Aditya Birla Sun Life Flexi Cap is the larger fund: ₹27,982 Cr against ₹1,588 Cr.
- Their portfolios overlap 30.3%: 21 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Flexi Cap Fund | ITI Flexi Cap Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ITI Mutual Fund |
| Category | Flexi Cap | Flexi Cap |
| AUM | ₹27,982 Cr (30-09-2026) | ₹1,588 Cr (30-09-2026) |
| NAV | ₹2,119.11 (Direct) | ₹20.35 (Direct) |
| Expense ratio (Direct) | 0.91% | 0.88% |
| Expense ratio (Regular) | 1.68% | 2.32% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 27-08-1998 | 17-02-2023 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Harish Krishnan, Dhaval Joshi | Dhimant Shah, Nilay Dalal |
| Exit load | Exit load of 1%, if redeemed within 90 days. | Exit load of 0.50%, if redeemed within 3 months. |
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Flexi Cap Fund (Direct) | −0.04% | −3.36% | +3.32% | +1.05% | +15.16% | +10.79% | +13.19% |
| ITI Flexi Cap Fund (Direct) | −1.70% | −0.27% | +7.12% | +6.40% | +18.32% | -- | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | +12.37% | -- | -- |
Category average: the average of the 46 Flexi Cap funds, same plan type.
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life Flexi Cap | ITIITI Flexi Cap | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | −0.21% | +5.44% | −7.51% |
| 2025 | +12.09% | +4.71% | +7.76% |
| 2024 | +19.49% | +28.10% | +16.24% |
| 2023 | +26.99% | -- | +26.91% |
| 2022 | −0.27% | -- | +4.25% |
| 2021 | +31.38% | -- | +31.60% |
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 169 of them, one for each trading day from 23-02-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Flexi Cap Fund (Direct)
ITI Flexi Cap Fund (Direct)
Nifty 500 TRI
to
Mar 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Flexi Cap | 0.0 | 0.0 | 0.0 | 17.8 | 79.3 | 3.0 | 0.0 | 16.8% | 17.0% | 13.3% | 20.2% | 100% |
| ITI Flexi Cap | 0.0 | 0.0 | 0.0 | 0.0 | 35.1 | 64.9 | 0.0 | 20.3% | 20.3% | 16.7% | 24.4% | 100% |
| Nifty 500 TRI | 0.0 | 0.0 | 11.2 | 65.1 | 23.7 | 0.0 | 0.0 | 13.2% | 13.2% | 8.8% | 18.1% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 22-02-2023. Past returns do not promise future returns.
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-02-2023 to 30-10-2026: 45 instalments, ₹4,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Flexi CapAditya Birla Sun Life Flexi Cap Fund (Direct) | ₹4,50,000 | ₹5,51,403 | ₹1,01,403 | 10.9% |
| ITI Flexi CapITI Flexi Cap Fund (Direct) | ₹4,50,000 | ₹5,81,922 | ₹1,31,922 | 13.8% |
Aditya Birla Sun Life Flexi CapAditya Birla Sun Life Flexi Cap Fund (Direct)
ITI Flexi CapITI Flexi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Flexi Cap Fund (Direct) | ITI Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.05% | +6.40% |
| Standard deviation | 13.48% | 15.44% |
| Sharpe ratio | -0.31 | 0.07 |
| Sortino ratio | -0.42 | 0.10 |
| Maximum drawdown | −12.8% (31-03-2026) | −13.0% (31-03-2026) |
| Beta | 0.92 | 1.03 |
| Alpha | +7.39% | +14.15% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Flexi Cap Fund (Direct) | ITI Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.16% | +18.32% |
| Standard deviation | 13.27% | 16.26% |
| Sharpe ratio | 0.69 | 0.76 |
| Sortino ratio | 0.96 | 1.02 |
| Maximum drawdown | −17.0% (03-03-2025) | −21.4% (28-02-2025) |
| Beta | 0.91 | 1.09 |
| Alpha | +5.30% | +7.73% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Flexi Cap Fund (Direct) | ITI Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.75% | +21.51% |
| Standard deviation | 15.82% | 15.22% |
| Sharpe ratio | 0.61 | 1.01 |
| Sortino ratio | 0.83 | 1.36 |
| Maximum drawdown | −38.6% (23-03-2020) | −21.4% (28-02-2025) |
| Beta | 0.97 | 1.07 |
| Alpha | +3.12% | +8.54% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Flexi Cap Fund (Direct)
ITI Flexi Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Flexi Cap Fund (Direct) | −17.0% | 27-09-2024 | 03-03-2025 | 16-10-2025 | 7 months | −5.5% |
| ITI Flexi Cap Fund (Direct) | −21.4% | 23-09-2024 | 28-02-2025 | 12-06-2026 | 15 months | −5.0% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 22-02-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Flexi Cap Fund (Direct)
ITI Flexi Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Flexi Cap Fund (Direct)
ITI Flexi Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Flexi Cap Fund (Direct) | 105% | 84% | 2.28% |
| ITI Flexi Cap Fund (Direct) | 126% | 92% | 5.71% |
From month-end values since 22-02-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Flexi Cap Fund, September 2026; ITI Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 30.3%
- Held by both
- 21
- Only in Aditya Birla Sun Life Flexi Cap
- 59
- Only in ITI Flexi Cap
- 61
| Security | % of Aditya Birla Sun Life Flexi Cap | % of ITI Flexi Cap |
|---|---|---|
| ICICI Bank Ltd. | 5.60% | 4.61% |
| HDFC Bank Ltd. | 3.91% | 3.56% |
| Reliance Industries Ltd. | 2.42% | 3.48% |
| State Bank of India | 2.09% | 2.06% |
| Bharti Airtel Ltd. | 1.70% | 2.27% |
| Ather Energy Ltd. | 1.68% | 1.82% |
| Kotak Mahindra Bank Ltd. | 3.55% | 1.57% |
| Axis Bank Ltd. | 1.53% | 1.73% |
| Larsen & Toubro Ltd. | 1.37% | 2.07% |
| Eternal Ltd. | 1.27% | 1.19% |
| United Spirits Ltd. | 1.81% | 1.01% |
| Shriram Finance Ltd. | 1.76% | 0.97% |
| Grasim Industries Ltd. | 1.59% | 0.94% |
| The Federal Bank Ltd. | 1.56% | 0.88% |
| Infosys Ltd. | 2.01% | 0.82% |
| Maruti Suzuki India Ltd. | 0.90% | 0.81% |
| Max Financial Services Ltd. | 0.74% | 0.75% |
| Mahindra & Mahindra Ltd. | 1.41% | 0.67% |
| Bharat Forge Ltd. | 1.93% | 0.65% |
| Cholamandalam Investment & Finance Co. Ltd. | 0.61% | 0.85% |
| Sai Life Sciences Ltd. | 0.52% | 1.63% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.3% means 30.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Flexi Cap Fund
| Security | % of fund |
|---|---|
| Sona Blw Precision Forgings Ltd. | 1.99% |
| Lenskart Solutions Ltd. | 1.90% |
| Mankind Pharma Ltd. | 1.85% |
| HCL Technologies Ltd. | 1.80% |
| Trent Ltd. | 1.73% |
Largest holdings only in ITI Flexi Cap Fund
| Security | % of fund |
|---|---|
| Aditya Infotech Limited | 2.62% |
| Apar Industries Limited | 1.74% |
| VA Tech Wabag Limited | 1.72% |
| Divi's Laboratories Limited | 1.68% |
| PTC Industries Limited | 1.56% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Flexi Cap | ITI Flexi Cap |
|---|---|---|
| Equity | 97.9% | 94.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.1% | 6.0% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Flexi Cap | ITI Flexi Cap |
|---|---|---|
| Large Cap | 53.5% | 44.7% |
| Mid Cap | 26.8% | 15.5% |
| Small Cap | 16.7% | 29.2% |
| Not on AMFI's list | 0.9% | 4.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Flexi Cap | ITI Flexi Cap |
|---|---|---|
| Banks | 19.2% | 15.9% |
| Pharmaceuticals & Biotechnology | 4.7% | 7.5% |
| IT - Software | 6.9% | 1.8% |
| Retailing | 6.8% | 1.6% |
| Finance | 5.8% | 3.4% |
| Industrial Products | 5.6% | 5.8% |
| Auto Components | 3.9% | 5.6% |
| Automobiles | 5.1% | 4.4% |
| Chemicals & Petrochemicals | 2.7% | 4.3% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Flexi Cap vs ITI Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Flexi Cap Fund | ITI Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.91% | 0.88% |
| Base expense ratio (Direct) | 0.70% | 0.53% |
| Total expense ratio (Regular) | 1.68% | 2.32% |
| Base expense ratio (Regular) | 1.36% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Flexi Cap with
Aditya Birla Sun Life Flexi Cap Fund vs ITI Flexi Cap Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Flexi Cap Fund and ITI Flexi Cap Fund?
Both are Flexi Cap funds, run by Aditya Birla Sun Life Mutual Fund and ITI Mutual Fund. Their portfolios overlap 30.3%. Aditya Birla Sun Life Flexi Cap Fund charges 0.91% a year and ITI Flexi Cap Fund 0.88%.
Which has given higher returns, Aditya Birla Sun Life Flexi Cap Fund or ITI Flexi Cap Fund?
Over 1 year: Aditya Birla Sun Life Flexi Cap Fund +1.05%, ITI Flexi Cap Fund +6.40%. Over 3 years: Aditya Birla Sun Life Flexi Cap Fund +15.16% a year, ITI Flexi Cap Fund +18.32% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Flexi Cap Fund or ITI Flexi Cap Fund?
ITI Flexi Cap Fund charges less: 0.88% a year against 0.91%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Flexi Cap Fund and ITI Flexi Cap Fund overlap?
30.3%. They hold 21 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Flexi Cap Fund or ITI Flexi Cap Fund?
On SEBI's riskometer, Aditya Birla Sun Life Flexi Cap Fund is rated Very High and ITI Flexi Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 13.27% and 16.26% a year.
Which is better for SIP, Aditya Birla Sun Life Flexi Cap Fund or ITI Flexi Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,19,373 in Aditya Birla Sun Life Flexi Cap Fund (XIRR 8.1% a year) and ₹4,32,787 in ITI Flexi Cap Fund (XIRR 10.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Flexi Cap Fund and ITI Flexi Cap Fund?
Yes. 30.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Flexi Cap Fund and ITI Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund: Harish Krishnan, Dhaval Joshi. ITI Flexi Cap Fund: Dhimant Shah, Nilay Dalal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.