Aditya Birla Sun Life Dividend Yield Fund vs Aditya Birla Sun Life Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Dividend Yield Fund is a Dividend Yield fund and Aditya Birla Sun Life Large & Mid Cap Fund is a Large & Mid Cap fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Dividend Yield Fund (Direct) returned 10.9% a year and Aditya Birla Sun Life Large & Mid Cap Fund (Direct) returned 11.0% a year. Aditya Birla Sun Life Dividend Yield Fund charges 1.87% a year and Aditya Birla Sun Life Large & Mid Cap Fund 1.27% (Direct plans). Their portfolios overlap 24.8%: they hold 27 of the same securities.
Aditya Birla Sun Life Dividend Yield Fund
Dividend Yield
- 3 year return
- 10.9%
- Expense ratio
- 1.87%
- NAV
- ₹472.46
Aditya Birla Sun Life Large & Mid Cap Fund
Large & Mid Cap
- 3 year return
- 11.0%
- Expense ratio
- 1.27%
- NAV
- ₹1,005.86
Which is better, Aditya Birla Sun Life Dividend Yield or Aditya Birla Sun Life Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Dividend Yield returned more over 5 years: 11.9% a year against 6.3%.
- Aditya Birla Sun Life Large & Mid Cap returned more over 3 years: 11.0% a year against 10.9%.
- Aditya Birla Sun Life Large & Mid Cap costs less: 1.27% a year against 1.87% (Direct plans).
- Aditya Birla Sun Life Dividend Yield swung less over 3 years: a standard deviation of 14.6% a year against 15.2%.
- Aditya Birla Sun Life Large & Mid Cap fell less in its worst fall since 02-01-2013: −39.3% against −42.0%.
- Aditya Birla Sun Life Dividend Yield holds 3.9% of the fund in foreign stocks; Aditya Birla Sun Life Large & Mid Cap 0.0%.
- Aditya Birla Sun Life Dividend Yield holds more in large companies: 49.5% of the fund in large caps against 38.4%.
- Aditya Birla Sun Life Large & Mid Cap is the larger fund: ₹5,603 Cr against ₹1,382 Cr.
- Their portfolios overlap 24.8%: 27 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Dividend Yield Fund | Aditya Birla Sun Life Large & Mid Cap Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Aditya Birla Sun Life Mutual Fund |
| Category | Dividend Yield | Large & Mid Cap |
| AUM | ₹1,382 Cr (30-09-2026) | ₹5,603 Cr (30-09-2026) |
| NAV | ₹472.46 (Direct) | ₹1,005.86 (Direct) |
| Expense ratio (Direct) | 1.87% | 1.27% |
| Expense ratio (Regular) | 2.66% | 2.00% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty LargeMidcap 250 TRI |
| Launch date | 26-02-2003 | 24-02-1995 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Pavas Pethia | Vishal Gajwani |
| Exit load | Exit load of 1%, if redeemed within 90 days. | Exit load of 1%, if redeemed within 90 days. |
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield Fund (Direct) | −2.24% | −6.09% | −6.77% | −5.32% | +10.91% | +11.87% | +11.80% |
| Aditya Birla Sun Life Large & Mid Cap Fund (Direct) | −2.05% | −4.89% | +0.11% | −2.36% | +10.96% | +6.28% | +10.71% |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | +12.06% | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | +13.28% | +11.36% | +13.62% |
Category average: the average of the 12 Dividend Yield funds and the 36 Large & Mid Cap funds, same plan type.
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Year-wise Returns
| Year | Dividend YieldAditya Birla Sun Life Dividend Yield | Large & Mid CapAditya Birla Sun Life Large & Mid Cap |
|---|---|---|
| 2026to date | −7.04% | −1.50% |
| 2025 | +3.12% | +4.34% |
| 2024 | +19.20% | +16.52% |
| 2023 | +41.41% | +27.97% |
| 2022 | +5.96% | −12.23% |
| 2021 | +37.11% | +39.46% |
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Aditya Birla Sun Life Dividend Yield Fund
Rolling returns
Every 3-year holding period, 2,667 of them, one for each trading day from 04-01-2016 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid Cap Fund (Direct)
Nifty 500 TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield | 6.7 | 8.2 | 17.5 | 14.4 | 22.3 | 16.3 | 14.6 | 14.7% | 16.4% | −11.0% | 35.3% | 56% |
| Aditya Birla Sun Life Large & Mid Cap | 5.7 | 3.8 | 8.7 | 35.7 | 20.8 | 15.2 | 10.1 | 15.1% | 14.6% | −8.0% | 36.4% | 36% |
| Nifty 500 TRI | 1.9 | 4.3 | 7.8 | 37.0 | 34.8 | 11.3 | 2.9 | 14.7% | 14.9% | −6.3% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 29-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Dividend YieldAditya Birla Sun Life Dividend Yield Fund (Direct) | ₹16,60,000 | ₹42,87,582 | ₹26,27,582 | 12.8% |
| Aditya Birla Sun Life Large & Mid CapAditya Birla Sun Life Large & Mid Cap Fund (Direct) | ₹16,60,000 | ₹42,04,661 | ₹25,44,661 | 12.5% |
Aditya Birla Sun Life Dividend YieldAditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid CapAditya Birla Sun Life Large & Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Dividend Yield Fund (Direct) | Aditya Birla Sun Life Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.32% | −2.36% |
| Standard deviation | 13.35% | 15.75% |
| Sharpe ratio | -0.79 | -0.48 |
| Sortino ratio | -1.04 | -0.65 |
| Maximum drawdown | −12.2% (30-03-2026) | −12.9% (31-03-2026) |
| Beta | 0.87 | 1.03 |
| Alpha | +0.56% | +4.46% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Dividend Yield Fund (Direct) | Aditya Birla Sun Life Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.91% | +10.96% |
| Standard deviation | 14.65% | 15.24% |
| Sharpe ratio | 0.33 | 0.32 |
| Sortino ratio | 0.44 | 0.43 |
| Maximum drawdown | −20.7% (07-04-2025) | −20.5% (28-02-2025) |
| Beta | 0.97 | 1.00 |
| Alpha | +0.64% | −0.58% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Dividend Yield Fund (Direct) | Aditya Birla Sun Life Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.87% | +6.28% |
| Standard deviation | 14.56% | 15.34% |
| Sharpe ratio | 0.42 | 0.03 |
| Sortino ratio | 0.56 | 0.04 |
| Maximum drawdown | −20.7% (07-04-2025) | −27.8% (20-06-2022) |
| Beta | 0.94 | 1.01 |
| Alpha | +3.20% | −4.35% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Dividend Yield Fund (Direct) | Aditya Birla Sun Life Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.23% | +13.97% |
| Standard deviation | 14.86% | 16.78% |
| Sharpe ratio | 0.42 | 0.47 |
| Sortino ratio | 0.55 | 0.63 |
| Maximum drawdown | −42.0% (23-03-2020) | −39.3% (23-03-2020) |
| Beta | 0.87 | -- |
| Alpha | +0.31% | -- |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield Fund (Direct) | −42.0% | 15-01-2018 | 23-03-2020 | 16-12-2020 | 9 months | −13.0% |
| Aditya Birla Sun Life Large & Mid Cap Fund (Direct) | −39.3% | 12-02-2020 | 23-03-2020 | 13-11-2020 | 8 months | −8.3% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Aditya Birla Sun Life Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield Fund (Direct) | 97% | 97% | 5.68% |
| Aditya Birla Sun Life Large & Mid Cap Fund (Direct) | 106% | 101% | 5.47% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Dividend Yield Fund, September 2026; Aditya Birla Sun Life Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 24.8%
- Held by both
- 27
- Only in Aditya Birla Sun Life Dividend Yield
- 54
- Only in Aditya Birla Sun Life Large & Mid Cap
- 52
| Security | % of Aditya Birla Sun Life Dividend Yield | % of Aditya Birla Sun Life Large & Mid Cap |
|---|---|---|
| ICICI Bank Ltd. | 4.40% | 3.87% |
| Eternal Ltd. | 3.24% | 1.92% |
| Astral Ltd. | 1.92% | 2.32% |
| Bajaj Finance Ltd. | 1.74% | 1.91% |
| State Bank of India | 4.66% | 1.64% |
| Hindalco Industries Ltd. | 1.53% | 2.02% |
| Hindustan Aeronautics Ltd. | 1.22% | 1.64% |
| Jindal Steel Ltd. | 1.15% | 1.58% |
| Vedanta Aluminium Metal Ltd. | 2.24% | 0.97% |
| GMR Airports Ltd. | 0.96% | 2.01% |
| Home First Finance Company India Ltd. | 0.93% | 0.97% |
| Adani Energy Solutions Ltd. | 2.17% | 0.76% |
| Schaeffler India Ltd. | 0.72% | 1.61% |
| JSW Energy Ltd. | 2.36% | 0.68% |
| Tata Motors Ltd. | 1.53% | 0.61% |
| Meesho Ltd. | 0.44% | 1.40% |
| Gland Pharma Ltd. | 0.42% | 0.74% |
| Hexaware Technologies Ltd. | 2.32% | 0.42% |
| Hindustan Petroleum Corporation Ltd. | 1.83% | 0.41% |
| Jubilant Foodworks Ltd. | 0.40% | 0.70% |
| Aditya Infotech Ltd. | 0.39% | 0.37% |
| Inox India Ltd. | 0.36% | 0.72% |
| Metropolis Healthcare Ltd. | 0.35% | 1.10% |
| Varun Beverages Ltd. | 0.31% | 0.34% |
| Trent Ltd. | 0.28% | 1.31% |
| Aditya Vision Ltd. | 0.28% | 0.48% |
| Kirloskar Brothers Ltd. | 0.32% | 0.14% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 24.8% means 24.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Dividend Yield Fund
| Security | % of fund |
|---|---|
| Britannia Industries Ltd. | 5.44% |
| Shriram Finance Ltd. | 3.94% |
| Bharat Petroleum Corporation Ltd. | 3.08% |
| LTM Ltd. | 2.93% |
| Sagility Ltd. | 2.63% |
Largest holdings only in Aditya Birla Sun Life Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| AU Small Finance Bank Ltd. | 3.45% |
| APL Apollo Tubes Ltd. | 2.81% |
| JK Cement Ltd. | 2.77% |
| Navin Fluorine International Ltd. | 2.70% |
| Samvardhana Motherson International Ltd. | 2.65% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Dividend Yield | Aditya Birla Sun Life Large & Mid Cap |
|---|---|---|
| Equity | 99.3% | 98.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.7% | 1.4% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Dividend Yield | Aditya Birla Sun Life Large & Mid Cap |
|---|---|---|
| Large Cap | 49.5% | 38.4% |
| Mid Cap | 17.8% | 37.8% |
| Small Cap | 28.1% | 22.4% |
| Foreign stocks | 3.9% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Dividend Yield | Aditya Birla Sun Life Large & Mid Cap |
|---|---|---|
| Finance | 12.2% | 5.7% |
| Banks | 10.2% | 11.8% |
| IT - Software | 9.9% | 5.3% |
| Auto Components | 3.0% | 8.7% |
| Industrial Products | 5.5% | 7.9% |
| Power | 7.0% | 1.7% |
| Food Products | 5.7% | 0.0% |
| Pharmaceuticals & Biotechnology | 3.7% | 5.7% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Dividend Yield vs Aditya Birla Sun Life Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Dividend Yield Fund | Aditya Birla Sun Life Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.87% | 1.27% |
| Base expense ratio (Direct) | 1.16% | 0.96% |
| Total expense ratio (Regular) | 2.66% | 2.00% |
| Base expense ratio (Regular) | 1.84% | 1.59% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Dividend Yield with
Compare Aditya Birla Sun Life Large & Mid Cap with
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- Aditya Birla Sun Life Large & Mid Cap vs Motilal Oswal Large and Midcap
- Aditya Birla Sun Life Large & Mid Cap vs HSBC Large & Mid Cap
- Aditya Birla Sun Life Large & Mid Cap vs Bandhan Large & Mid Cap
- Aditya Birla Sun Life Large & Mid Cap vs Quant Large & Mid Cap
Aditya Birla Sun Life Dividend Yield Fund vs Aditya Birla Sun Life Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Dividend Yield Fund and Aditya Birla Sun Life Large & Mid Cap Fund?
Aditya Birla Sun Life Dividend Yield Fund is a Dividend Yield fund, Aditya Birla Sun Life Large & Mid Cap Fund is a Large & Mid Cap fund, run by Aditya Birla Sun Life Mutual Fund. Their portfolios overlap 24.8%. Aditya Birla Sun Life Dividend Yield Fund charges 1.87% a year and Aditya Birla Sun Life Large & Mid Cap Fund 1.27%.
Which has given higher returns, Aditya Birla Sun Life Dividend Yield Fund or Aditya Birla Sun Life Large & Mid Cap Fund?
Over 1 year: Aditya Birla Sun Life Dividend Yield Fund −5.32%, Aditya Birla Sun Life Large & Mid Cap Fund −2.36%. Over 3 years: Aditya Birla Sun Life Dividend Yield Fund +10.91% a year, Aditya Birla Sun Life Large & Mid Cap Fund +10.96% a year. Over 5 years: Aditya Birla Sun Life Dividend Yield Fund +11.87% a year, Aditya Birla Sun Life Large & Mid Cap Fund +6.28% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Dividend Yield Fund or Aditya Birla Sun Life Large & Mid Cap Fund?
Aditya Birla Sun Life Large & Mid Cap Fund charges less: 1.27% a year against 1.87%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Dividend Yield Fund and Aditya Birla Sun Life Large & Mid Cap Fund overlap?
24.8%. They hold 27 of the same securities, the largest shared ones being ICICIBANK, ETERNAL, ASTRAL. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Dividend Yield Fund or Aditya Birla Sun Life Large & Mid Cap Fund?
On SEBI's riskometer, Aditya Birla Sun Life Dividend Yield Fund is rated Very High and Aditya Birla Sun Life Large & Mid Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 14.65% and 15.24% a year.
Which is better for SIP, Aditya Birla Sun Life Dividend Yield Fund or Aditya Birla Sun Life Large & Mid Cap Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹7,75,148 in Aditya Birla Sun Life Dividend Yield Fund (XIRR 9.4% a year) and ₹7,47,758 in Aditya Birla Sun Life Large & Mid Cap Fund (XIRR 8.0% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Dividend Yield Fund and Aditya Birla Sun Life Large & Mid Cap Fund?
Yes. 24.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Dividend Yield Fund and Aditya Birla Sun Life Large & Mid Cap Fund?
Aditya Birla Sun Life Dividend Yield Fund: Pavas Pethia. Aditya Birla Sun Life Large & Mid Cap Fund: Vishal Gajwani.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.