Aditya Birla Sun Life Digital India Fund vs Tata NIFTY India Digital Exchange Traded Fund
Direct Plan where a fund has one, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Digital India Fund is a Thematic fund and Tata NIFTY India Digital Exchange Traded Fund is an Index fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Digital India Fund (Direct) returned 6.1% a year and Tata NIFTY India Digital Exchange Traded Fund returned 11.4% a year. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Tata NIFTY India Digital Exchange Traded Fund 0.50%. Their portfolios overlap 56.8%: they hold 24 of the same securities.
Aditya Birla Sun Life Digital India Fund
Thematic
- 3 year return
- 6.1%
- Expense ratio
- 1.06%
- NAV
- ₹180.64
Tata NIFTY India Digital Exchange Traded Fund
Index
- 3 year return
- 11.4%
- Expense ratio
- 0.50%
- NAV
- ₹89.28
Which is better, Aditya Birla Sun Life Digital India or Tata NIFTY India Digital Exchange Traded? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata NIFTY India Digital Exchange Traded returned more over 3 years: 11.4% a year against 6.1%.
- Aditya Birla Sun Life Digital India returned more over 1 year: −7.7% against −7.8%.
- Tata NIFTY India Digital Exchange Traded costs less: 0.50% a year against 1.06%.
- Aditya Birla Sun Life Digital India swung less over 3 years: a standard deviation of 17.5% a year against 17.8%.
- Tata NIFTY India Digital Exchange Traded fell less in its worst fall since 06-04-2022: −27.4% against −30.6%.
- Aditya Birla Sun Life Digital India holds 3.5% of the fund in foreign stocks; Tata NIFTY India Digital Exchange Traded 0.0%.
- Aditya Birla Sun Life Digital India is the larger fund: ₹3,617 Cr against ₹165 Cr.
- Their portfolios overlap 56.8%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Digital India Fund | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Tata Mutual Fund |
| Category | Thematic | Index |
| AUM | ₹3,617 Cr (30-09-2026) | ₹165 Cr (30-09-2026) |
| NAV | ₹180.64 (Direct) | ₹89.28 |
| Expense ratio (Direct) | 1.06% | Not available |
| Expense ratio (Regular) | 2.04% | Not available |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | Nifty India Digital TRI |
| Launch date | 15-01-2000 | 31-03-2022 |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Nitin Sharma, Rakesh Prajapati |
| Exit load | Exit load of 1% if redeemed within 30 days. | Nil |
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | +6.72% | +0.09% | +10.86% | −7.71% | +6.14% | +4.65% | +17.84% |
| Tata NIFTY India Digital Exchange Traded Fund | +6.82% | −0.43% | +10.64% | −7.79% | +11.42% | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Year-wise Returns
| Year | Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India | Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded |
|---|---|---|
| 2026to date | −9.52% | −8.49% |
| 2025 | −4.24% | −2.43% |
| 2024 | +19.41% | +33.74% |
| 2023 | +37.31% | +39.16% |
| 2022 | −20.61% | -- |
| 2021 | +72.53% | -- |
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of Aditya Birla Sun Life Digital India Fund
Rolling returns
Every 3-year holding period, 386 of them, one for each trading day from 07-04-2025 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata NIFTY India Digital Exchange Traded Fund
BSE TECK TRI
to
May 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India | 0.0 | 9.8 | 37.8 | 24.9 | 27.5 | 0.0 | 0.0 | 11.0% | 11.0% | 3.0% | 19.4% | 98% |
| Tata NIFTY India Digital Exchange Traded | 0.0 | 0.0 | 8.3 | 35.6 | 29.1 | 27.0 | 0.0 | 16.3% | 16.9% | 6.4% | 24.5% | 100% |
| BSE TECK TRI | 0.0 | 15.0 | 40.2 | 41.5 | 3.4 | 0.0 | 0.0 | 8.9% | 8.9% | 0.7% | 16.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE TECK TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 06-04-2022. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-04-2022 to 29-10-2026: 55 instalments, ₹5,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct) | ₹5,50,000 | ₹6,16,487 | ₹66,487 | 4.9% |
| Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded Fund | ₹5,50,000 | ₹6,71,206 | ₹1,21,206 | 8.7% |
Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct)
Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded Fund
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | −7.71% | −7.79% |
| Standard deviation | 18.81% | 17.82% |
| Sharpe ratio | -0.69 | -0.73 |
| Sortino ratio | -0.94 | -0.99 |
| Maximum drawdown | −25.7% (30-03-2026) | −24.9% (31-03-2026) |
| Beta | 0.93 | 1.00 |
| Alpha | +0.63% | −0.86% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +6.14% | +11.42% |
| Standard deviation | 17.50% | 17.85% |
| Sharpe ratio | 0.01 | 0.30 |
| Sortino ratio | 0.01 | 0.43 |
| Maximum drawdown | −30.6% (30-03-2026) | −27.4% (31-03-2026) |
| Beta | 0.92 | 1.00 |
| Alpha | −0.23% | −0.78% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +18.08% | +6.99% |
| Standard deviation | 17.69% | 17.65% |
| Sharpe ratio | 0.68 | 0.06 |
| Sortino ratio | 0.96 | 0.08 |
| Maximum drawdown | −34.5% (23-03-2020) | −27.4% (31-03-2026) |
| Beta | 0.90 | 0.99 |
| Alpha | +5.11% | −0.40% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata NIFTY India Digital Exchange Traded Fund
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | −30.6% | 13-12-2024 | 30-03-2026 | Not yet | -- | −18.3% |
| Tata NIFTY India Digital Exchange Traded Fund | −27.4% | 16-12-2024 | 31-03-2026 | Not yet | -- | −14.2% |
| BSE TECK TRI | −31.1% | 13-12-2024 | 01-07-2026 | Not yet | -- | −19.2% |
From daily values since 06-04-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata NIFTY India Digital Exchange Traded Fund
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata NIFTY India Digital Exchange Traded Fund
BSE TECK TRI
Against BSE TECK TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | 99% | 91% | 6.55% |
| Tata NIFTY India Digital Exchange Traded Fund | 96% | 77% | 9.18% |
From month-end values since 06-04-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Digital India Fund, September 2026; Tata NIFTY India Digital Exchange Traded Fund, September 2026
Holdings in common
- Overlap
- 56.8%
- Held by both
- 24
- Only in Aditya Birla Sun Life Digital India
- 11
- Only in Tata NIFTY India Digital Exchange Traded
- 27
| Security | % of Aditya Birla Sun Life Digital India | % of Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Tata Consultancy Services Ltd. | 7.20% | 7.10% |
| Infosys Ltd. | 9.93% | 6.87% |
| Bharti Airtel Ltd. | 7.18% | 6.83% |
| Eternal Ltd. | 5.93% | 9.11% |
| Tech Mahindra Ltd. | 7.85% | 5.67% |
| Coforge Ltd. | 5.10% | 3.56% |
| HCL Technologies Ltd. | 3.55% | 8.06% |
| Persistent Systems Ltd. | 4.92% | 3.35% |
| Swiggy Ltd. | 4.20% | 3.22% |
| LTM Ltd. | 3.35% | 2.19% |
| One 97 Communications Ltd. | 1.64% | 6.40% |
| PB Fintech Ltd. | 1.03% | 3.33% |
| Vodafone Idea Ltd. | 0.63% | 3.23% |
| Physicswallah Ltd. | 1.45% | 0.61% |
| Mphasis Ltd. | 0.60% | 1.67% |
| Sagility Ltd. | 1.07% | 0.57% |
| AFFLE 3I Ltd. | 1.56% | 0.56% |
| Cyient Ltd. | 3.19% | 0.55% |
| Oracle Financial Services Software Ltd. | 0.53% | 1.47% |
| KPIT Technologies Ltd. | 1.34% | 0.48% |
| Urban Company Ltd. | 0.84% | 0.48% |
| Hexaware Technologies Ltd. | 2.15% | 0.43% |
| Sonata Software Ltd. | 1.54% | 0.29% |
| Latent View Analytics Ltd. | 1.23% | 0.10% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 56.8% means 56.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Digital India Fund
| Security | % of fund |
|---|---|
| Firstsource Solutions Ltd. | 2.62% |
| Cyient DLM Ltd. | 2.38% |
| Rategain Travel Technologies Ltd. | 1.89% |
| Capillary Technologies India Ltd. | 1.38% |
| eClerx Services Ltd. | 1.15% |
Largest holdings only in Tata NIFTY India Digital Exchange Traded Fund
| Security | % of fund |
|---|---|
| INFO EDGE (INDIA) LTD | 4.23% |
| FSN E COMMERCE VENTURES LTD | 3.97% |
| WIPRO LTD | 2.52% |
| TATA COMMUNICATIONS LTD | 1.76% |
| INDIAN RAILWAY CATERING AND TOURISM CORPORATION LTD | 1.24% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Digital India | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Equity | 95.0% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.0% | 0.0% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Digital India | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Large Cap | 46.1% | 51.6% |
| Mid Cap | 18.0% | 36.9% |
| Small Cap | 27.4% | 11.5% |
| Foreign stocks | 3.5% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Digital India | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| IT - Software | 57.0% | 45.5% |
| Retailing | 11.0% | 24.1% |
| Telecom - Services | 7.8% | 13.2% |
| Financial Technology (Fintech) | 2.7% | 10.1% |
| IT - Services | 5.8% | 4.0% |
| Commercial Services & Supplies | 4.2% | 0.0% |
| Leisure Services | 0.0% | 2.0% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Digital India vs Tata NIFTY India Digital Exchange Traded: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Digital India Fund | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.06% | Not available |
| Base expense ratio (Direct) | 0.77% | 0.34% |
| Total expense ratio (Regular) | 2.04% | Not available |
| Base expense ratio (Regular) | 1.62% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Digital India Fund vs Tata NIFTY India Digital Exchange Traded Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Digital India Fund and Tata NIFTY India Digital Exchange Traded Fund?
Aditya Birla Sun Life Digital India Fund is a Thematic fund, Tata NIFTY India Digital Exchange Traded Fund is an Index fund, run by Aditya Birla Sun Life Mutual Fund and Tata Mutual Fund. Their portfolios overlap 56.8%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Tata NIFTY India Digital Exchange Traded Fund 0.50%.
Which has given higher returns, Aditya Birla Sun Life Digital India Fund or Tata NIFTY India Digital Exchange Traded Fund?
Over 1 year: Aditya Birla Sun Life Digital India Fund −7.71%, Tata NIFTY India Digital Exchange Traded Fund −7.79%. Over 3 years: Aditya Birla Sun Life Digital India Fund +6.14% a year, Tata NIFTY India Digital Exchange Traded Fund +11.42% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Digital India Fund or Tata NIFTY India Digital Exchange Traded Fund?
Tata NIFTY India Digital Exchange Traded Fund charges less: 0.50% a year against 1.06%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Digital India Fund and Tata NIFTY India Digital Exchange Traded Fund overlap?
56.8%. They hold 24 of the same securities, the largest shared ones being TCS, INFY, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Digital India Fund or Tata NIFTY India Digital Exchange Traded Fund?
On SEBI's riskometer, Aditya Birla Sun Life Digital India Fund is rated Very High and Tata NIFTY India Digital Exchange Traded Fund Very High. Over 3 years, the standard deviation of daily returns was 17.50% and 17.85% a year.
Which is better for SIP, Aditya Birla Sun Life Digital India Fund or Tata NIFTY India Digital Exchange Traded Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 29-10-2026 grew to ₹3,70,238 in Aditya Birla Sun Life Digital India Fund (XIRR 0.0% a year) and ₹3,86,924 in Tata NIFTY India Digital Exchange Traded Fund (XIRR 2.9% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Digital India Fund and Tata NIFTY India Digital Exchange Traded Fund?
Yes. 56.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Digital India Fund and Tata NIFTY India Digital Exchange Traded Fund?
Aditya Birla Sun Life Digital India Fund: Kunal Sangoi. Tata NIFTY India Digital Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.