Aditya Birla Sun Life Digital India Fund vs Tata Digital India Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Digital India Fund is a Thematic fund and Tata Digital India Fund is a Thematic fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Digital India Fund (Direct) returned 6.1% a year and Tata Digital India Fund (Direct) returned 6.9% a year. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Tata Digital India Fund 0.67% (Direct plans). Their portfolios overlap 60.8%: they hold 23 of the same securities.
Aditya Birla Sun Life Digital India Fund
Thematic
- 3 year return
- 6.1%
- Expense ratio
- 1.06%
- NAV
- ₹180.64
Tata Digital India Fund
Thematic
- 3 year return
- 6.9%
- Expense ratio
- 0.67%
- NAV
- ₹49.21
Which is better, Aditya Birla Sun Life Digital India or Tata Digital India? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Digital India returned more over 5 years: 4.7% a year against 3.8%.
- Tata Digital India returned more over 3 years: 6.9% a year against 6.1%.
- Tata Digital India costs less: 0.67% a year against 1.06% (Direct plans).
- Aditya Birla Sun Life Digital India swung less over 3 years: a standard deviation of 17.5% a year against 18.2%.
- Tata Digital India fell less in its worst fall since 29-12-2015: −33.3% against −34.5%.
- Aditya Birla Sun Life Digital India holds 3.5% of the fund in foreign stocks; Tata Digital India 0.0%.
- Tata Digital India holds more in large companies: 57.4% of the fund in large caps against 46.1%.
- Tata Digital India is the larger fund: ₹9,276 Cr against ₹3,617 Cr.
- Their portfolios overlap 60.8%: 23 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Digital India Fund | Tata Digital India Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Tata Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,617 Cr (30-09-2026) | ₹9,276 Cr (30-09-2026) |
| NAV | ₹180.64 (Direct) | ₹49.21 (Direct) |
| Expense ratio (Direct) | 1.06% | 0.67% |
| Expense ratio (Regular) | 2.04% | 1.75% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | Nifty IT TRI |
| Launch date | 15-01-2000 | 28-12-2015 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Meeta Shetty, Hasmukh Vishariya |
| Exit load | Exit load of 1% if redeemed within 30 days. | 0.25% of NAV if redeemed /switched out before 30 days from the date of allotment. |
Aditya Birla Sun Life Digital India vs Tata Digital India: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | +6.72% | +0.09% | +10.86% | −7.71% | +6.14% | +4.65% | +17.84% |
| Tata Digital India Fund (Direct) | +7.99% | −1.60% | +7.01% | −11.13% | +6.90% | +3.78% | +18.14% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Digital India vs Tata Digital India: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life Digital India | TataTata Digital India |
|---|---|---|
| 2026to date | −9.52% | −13.72% |
| 2025 | −4.24% | −8.60% |
| 2024 | +19.41% | +32.37% |
| 2023 | +37.31% | +33.81% |
| 2022 | −20.61% | −22.00% |
| 2021 | +72.53% | +77.28% |
Aditya Birla Sun Life Digital India vs Tata Digital India: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of Aditya Birla Sun Life Digital India Fund
Rolling returns
Every 3-year holding period, 1,931 of them, one for each trading day from 31-12-2018 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
to
Aug 2019Dec 2017
to
Dec 2020Apr 2019
to
Apr 2022Aug 2020
to
Aug 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India | 0.0 | 2.1 | 10.4 | 20.7 | 19.6 | 7.8 | 39.4 | 21.4% | 18.6% | 3.0% | 46.8% | 100% |
| Tata Digital India | 0.0 | 1.5 | 9.0 | 13.2 | 25.8 | 10.9 | 39.6 | 22.1% | 20.2% | 2.9% | 46.6% | 100% |
| BSE TECK TRI | 0.0 | 4.2 | 17.1 | 31.6 | 11.7 | 22.6 | 12.7 | 16.1% | 14.4% | 0.7% | 36.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE TECK TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 29-12-2015. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Tata Digital India: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2015 to 29-10-2026: 131 instalments, ₹13,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct) | ₹13,10,000 | ₹32,25,551 | ₹19,15,551 | 15.6% |
| Tata Digital IndiaTata Digital India Fund (Direct) | ₹13,10,000 | ₹32,03,311 | ₹18,93,311 | 15.5% |
Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India Fund (Direct)
Tata Digital IndiaTata Digital India Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Digital India vs Tata Digital India: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.71% | −11.13% |
| Standard deviation | 18.81% | 18.78% |
| Sharpe ratio | -0.69 | -0.87 |
| Sortino ratio | -0.94 | -1.18 |
| Maximum drawdown | −25.7% (30-03-2026) | −25.5% (31-03-2026) |
| Beta | 0.93 | 0.67 |
| Alpha | +0.63% | −7.77% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.14% | +6.90% |
| Standard deviation | 17.50% | 18.23% |
| Sharpe ratio | 0.01 | 0.05 |
| Sortino ratio | 0.01 | 0.07 |
| Maximum drawdown | −30.6% (30-03-2026) | −33.3% (31-03-2026) |
| Beta | 0.92 | 0.76 |
| Alpha | −0.23% | +2.26% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.65% | +3.78% |
| Standard deviation | 17.88% | 18.26% |
| Sharpe ratio | -0.06 | -0.11 |
| Sortino ratio | -0.09 | -0.16 |
| Maximum drawdown | −30.6% (30-03-2026) | −33.3% (31-03-2026) |
| Beta | 0.93 | 0.79 |
| Alpha | +1.34% | +1.83% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.08% | +15.84% |
| Standard deviation | 17.69% | 18.46% |
| Sharpe ratio | 0.68 | 0.56 |
| Sortino ratio | 0.96 | 0.80 |
| Maximum drawdown | −34.5% (23-03-2020) | −33.3% (31-03-2026) |
| Beta | 0.90 | 0.82 |
| Alpha | +5.11% | +4.50% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | −34.5% | 14-02-2020 | 23-03-2020 | 20-07-2020 | 4 months | −18.3% |
| Tata Digital India Fund (Direct) | −33.3% | 13-12-2024 | 31-03-2026 | Not yet | -- | −25.1% |
| BSE TECK TRI | −31.1% | 19-02-2020 | 23-03-2020 | 15-07-2020 | 4 months | −19.2% |
From daily values since 29-12-2015, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Digital India Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Against BSE TECK TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | 103% | 86% | 7.04% |
| Tata Digital India Fund (Direct) | 106% | 88% | 6.92% |
From month-end values since 29-12-2015. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Digital India vs Tata Digital India: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Digital India Fund, September 2026; Tata Digital India Fund, September 2026
Holdings in common
- Overlap
- 60.8%
- Held by both
- 23
- Only in Aditya Birla Sun Life Digital India
- 12
- Only in Tata Digital India
- 28
| Security | % of Aditya Birla Sun Life Digital India | % of Tata Digital India |
|---|---|---|
| Infosys Ltd. | 9.93% | 16.30% |
| Tech Mahindra Ltd. | 7.85% | 8.32% |
| Tata Consultancy Services Ltd. | 7.20% | 9.75% |
| Eternal Ltd. | 5.93% | 7.62% |
| Bharti Airtel Ltd. | 7.18% | 5.06% |
| Persistent Systems Ltd. | 4.92% | 3.89% |
| HCL Technologies Ltd. | 3.55% | 3.56% |
| Firstsource Solutions Ltd. | 2.62% | 2.08% |
| Cyient Ltd. | 3.19% | 1.96% |
| Coforge Ltd. | 5.10% | 1.63% |
| LTM Ltd. | 3.35% | 1.57% |
| Sonata Software Ltd. | 1.54% | 1.45% |
| Swiggy Ltd. | 4.20% | 1.35% |
| One 97 Communications Ltd. | 1.64% | 1.27% |
| PB Fintech Ltd. | 1.03% | 2.68% |
| Mastek Ltd. | 0.96% | 0.98% |
| Rategain Travel Technologies Ltd. | 1.89% | 0.91% |
| eClerx Services Ltd. | 1.15% | 0.77% |
| AFFLE 3I Ltd. | 1.56% | 0.67% |
| Mphasis Ltd. | 0.60% | 1.38% |
| Hexaware Technologies Ltd. | 2.15% | 0.54% |
| Ather Energy Ltd. | 0.98% | 0.38% |
| KPIT Technologies Ltd. | 1.34% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 60.8% means 60.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Digital India Fund
| Security | % of fund |
|---|---|
| Cyient DLM Ltd. | 2.38% |
| Physicswallah Ltd. | 1.45% |
| Capillary Technologies India Ltd. | 1.38% |
| Latent View Analytics Ltd. | 1.23% |
| Sagility Ltd. | 1.07% |
Largest holdings only in Tata Digital India Fund
| Security | % of fund |
|---|---|
| DIXON TECHNOLOGIES (INDIA) LTD | 1.83% |
| CARTRADE TECH LTD | 1.74% |
| TBO TEK LTD | 1.49% |
| WIPRO LTD | 1.25% |
| ADANI ENTERPRISES LTD | 1.19% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Digital India | Tata Digital India |
|---|---|---|
| Equity | 95.0% | 95.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.0% | 5.0% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Digital India | Tata Digital India |
|---|---|---|
| Large Cap | 46.1% | 57.4% |
| Mid Cap | 18.0% | 17.5% |
| Small Cap | 27.4% | 19.9% |
| Foreign stocks | 3.5% | 0.0% |
| Not on AMFI's list | 0.0% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Digital India | Tata Digital India |
|---|---|---|
| IT - Software | 57.0% | 53.6% |
| Retailing | 11.0% | 11.9% |
| Telecom - Services | 7.8% | 6.0% |
| IT - Services | 5.8% | 4.9% |
| Financial Technology (Fintech) | 2.7% | 4.4% |
| Commercial Services & Supplies | 4.2% | 3.5% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Digital India vs Tata Digital India: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Digital India Fund | Tata Digital India Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.06% | 0.67% |
| Base expense ratio (Direct) | 0.77% | 0.49% |
| Total expense ratio (Regular) | 2.04% | 1.75% |
| Base expense ratio (Regular) | 1.62% | 1.49% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Digital India with
- Aditya Birla Sun Life Digital India vs Nippon India Taiwan Equity
- Aditya Birla Sun Life Digital India vs HDFC Defence
- Aditya Birla Sun Life Digital India vs HDFC Pharma and Healthcare
- Aditya Birla Sun Life Digital India vs SBI Healthcare Opportunities
- Aditya Birla Sun Life Digital India vs Aditya Birla Sun Life International Equity
Aditya Birla Sun Life Digital India Fund vs Tata Digital India Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Digital India Fund and Tata Digital India Fund?
Aditya Birla Sun Life Digital India Fund is a Thematic fund, Tata Digital India Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and Tata Mutual Fund. Their portfolios overlap 60.8%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and Tata Digital India Fund 0.67%.
Which has given higher returns, Aditya Birla Sun Life Digital India Fund or Tata Digital India Fund?
Over 1 year: Aditya Birla Sun Life Digital India Fund −7.71%, Tata Digital India Fund −11.13%. Over 3 years: Aditya Birla Sun Life Digital India Fund +6.14% a year, Tata Digital India Fund +6.90% a year. Over 5 years: Aditya Birla Sun Life Digital India Fund +4.65% a year, Tata Digital India Fund +3.78% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Digital India Fund or Tata Digital India Fund?
Tata Digital India Fund charges less: 0.67% a year against 1.06%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Digital India Fund and Tata Digital India Fund overlap?
60.8%. They hold 23 of the same securities, the largest shared ones being INFY, TECHM, TCS. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Digital India Fund or Tata Digital India Fund?
On SEBI's riskometer, Aditya Birla Sun Life Digital India Fund is rated Very High and Tata Digital India Fund Very High. Over 3 years, the standard deviation of daily returns was 17.50% and 18.23% a year.
Which is better for SIP, Aditya Birla Sun Life Digital India Fund or Tata Digital India Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹6,89,730 in Aditya Birla Sun Life Digital India Fund (XIRR 4.8% a year) and ₹6,69,243 in Tata Digital India Fund (XIRR 3.6% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Digital India Fund and Tata Digital India Fund?
Yes. 60.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Digital India Fund and Tata Digital India Fund?
Aditya Birla Sun Life Digital India Fund: Kunal Sangoi. Tata Digital India Fund: Meeta Shetty, Hasmukh Vishariya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.