Aditya Birla Sun Life Digital India Fund vs LIC MF Technology Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Digital India Fund is a Thematic fund and LIC MF Technology Fund is a Thematic fund. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and LIC MF Technology Fund 1.07% (Direct plans). Their portfolios overlap 44.3%: they hold 12 of the same securities.
Aditya Birla Sun Life Digital India Fund
Thematic
- Expense ratio
- 1.06%
- NAV
- ₹180.64
Which is better, Aditya Birla Sun Life Digital India or LIC MF Technology? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Digital India costs less: 1.06% a year against 1.07% (Direct plans).
- LIC MF Technology fell less in its worst fall since 19-03-2026: −6.8% against −9.1%.
- Aditya Birla Sun Life Digital India holds 3.5% of the fund in foreign stocks; LIC MF Technology 0.0%.
- Aditya Birla Sun Life Digital India is the larger fund: ₹3,617 Cr against ₹90 Cr.
- Their portfolios overlap 44.3%: 12 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Digital India Fund | LIC MF Technology Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | LIC Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,617 Cr (30-09-2026) | ₹90 Cr (30-09-2026) |
| NAV | ₹180.64 (Direct) | ₹11.33 (Direct) |
| Expense ratio (Direct) | 1.06% | 1.07% |
| Expense ratio (Regular) | 2.04% | 2.81% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | BSE Teck TRI |
| Launch date | 15-01-2000 | 13-03-2026 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Kunal Sangoi | Sumit Bhatnagar, Siddharth Panjwani |
| Exit load | Exit load of 1% if redeemed within 30 days. | Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. |
Aditya Birla Sun Life Digital India vs LIC MF Technology: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | +6.72% | +0.09% | +10.86% | −7.71% | +6.14% | +4.65% | +17.84% |
| LIC MF Technology Fund (Direct) | +5.11% | +1.54% | +8.31% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Aditya Birla Sun Life Digital India vs LIC MF Technology: Year-wise Returns
| Year | Aditya Birla Sun Life Digital IndiaAditya Birla Sun Life Digital India | LIC MF TechnologyLIC MF Technology | BSE TECK TRI |
|---|---|---|---|
| 2026to date | −9.52% | -- | −12.44% |
| 2025 | −4.24% | -- | −3.10% |
| 2024 | +19.41% | -- | +24.26% |
| 2023 | +37.31% | -- | +21.11% |
| 2022 | −20.61% | -- | −17.75% |
| 2021 | +72.53% | -- | +51.70% |
Aditya Birla Sun Life Digital India vs LIC MF Technology: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of both
Aditya Birla Sun Life Digital India vs LIC MF Technology: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Digital India Fund (Direct) | LIC MF Technology Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.08% | +22.17% |
| Standard deviation | 17.69% | 12.78% |
| Sharpe ratio | 0.68 | 1.32 |
| Sortino ratio | 0.96 | 1.95 |
| Maximum drawdown | −34.5% (23-03-2020) | −6.8% (30-09-2026) |
| Beta | 0.90 | 0.53 |
| Alpha | +5.11% | +9.83% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Digital India Fund (Direct)
LIC MF Technology Fund (Direct)
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Digital India Fund (Direct) | −9.1% | 02-06-2026 | 01-07-2026 | 28-07-2026 | 27 days | −2.6% |
| LIC MF Technology Fund (Direct) | −6.8% | 28-08-2026 | 30-09-2026 | Not yet | -- | −2.1% |
| BSE TECK TRI | −11.5% | 08-04-2026 | 01-07-2026 | 29-07-2026 | 28 days | 0.0% |
From daily values since 19-03-2026, the first day every fund has.
Aditya Birla Sun Life Digital India vs LIC MF Technology: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Digital India Fund, September 2026; LIC MF Technology Fund, September 2026
Holdings in common
- Overlap
- 44.3%
- Held by both
- 12
- Only in Aditya Birla Sun Life Digital India
- 23
- Only in LIC MF Technology
- 18
| Security | % of Aditya Birla Sun Life Digital India | % of LIC MF Technology |
|---|---|---|
| Infosys Ltd. | 9.93% | 7.38% |
| Bharti Airtel Ltd. | 7.18% | 9.04% |
| Eternal Ltd. | 5.93% | 5.51% |
| Tech Mahindra Ltd. | 7.85% | 5.10% |
| Persistent Systems Ltd. | 4.92% | 6.48% |
| Tata Consultancy Services Ltd. | 7.20% | 4.79% |
| Coforge Ltd. | 5.10% | 3.01% |
| Rategain Travel Technologies Ltd. | 1.89% | 3.98% |
| AFFLE 3I Ltd. | 1.56% | 2.36% |
| One 97 Communications Ltd. | 1.64% | 1.31% |
| PB Fintech Ltd. | 1.03% | 1.30% |
| Mphasis Ltd. | 0.60% | 2.87% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 44.3% means 44.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Digital India Fund
| Security | % of fund |
|---|---|
| Swiggy Ltd. | 4.20% |
| HCL Technologies Ltd. | 3.55% |
| LTM Ltd. | 3.35% |
| Cyient Ltd. | 3.19% |
| Firstsource Solutions Ltd. | 2.62% |
Largest holdings only in LIC MF Technology Fund
| Security | % of fund |
|---|---|
| Tata Communications Ltd. | 3.63% |
| Multi Commodity Exchange Of India Ltd. | 3.63% |
| Delhivery Ltd. | 2.73% |
| BSE Ltd. | 2.55% |
| Lenskart Solutions Ltd. | 2.44% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Digital India | LIC MF Technology |
|---|---|---|
| Equity | 95.0% | 87.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.0% | 12.4% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Digital India | LIC MF Technology |
|---|---|---|
| Large Cap | 46.1% | 38.5% |
| Mid Cap | 18.0% | 35.2% |
| Small Cap | 27.4% | 13.5% |
| Foreign stocks | 3.5% | 0.0% |
| Not on AMFI's list | 0.0% | 0.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Digital India | LIC MF Technology |
|---|---|---|
| IT - Software | 57.0% | 33.6% |
| Telecom - Services | 7.8% | 14.3% |
| Retailing | 11.0% | 11.7% |
| Capital Markets | 0.0% | 6.6% |
| Electrical Equipment | 0.5% | 6.4% |
| IT - Services | 5.8% | 3.6% |
| Commercial Services & Supplies | 4.2% | 0.0% |
| Financial Technology (Fintech) | 2.7% | 2.6% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Digital India vs LIC MF Technology: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Digital India Fund | LIC MF Technology Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.06% | 1.07% |
| Base expense ratio (Direct) | 0.77% | 0.62% |
| Total expense ratio (Regular) | 2.04% | 2.81% |
| Base expense ratio (Regular) | 1.62% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Aditya Birla Sun Life Digital India Fund vs LIC MF Technology Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Digital India Fund and LIC MF Technology Fund?
Aditya Birla Sun Life Digital India Fund is a Thematic fund, LIC MF Technology Fund is a Thematic fund, run by Aditya Birla Sun Life Mutual Fund and LIC Mutual Fund. Their portfolios overlap 44.3%. Aditya Birla Sun Life Digital India Fund charges 1.06% a year and LIC MF Technology Fund 1.07%.
Which has the lower expense ratio, Aditya Birla Sun Life Digital India Fund or LIC MF Technology Fund?
Aditya Birla Sun Life Digital India Fund charges less: 1.06% a year against 1.07%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Digital India Fund and LIC MF Technology Fund overlap?
44.3%. They hold 12 of the same securities, the largest shared ones being INFY, BHARTIARTL, ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Digital India Fund or LIC MF Technology Fund?
On SEBI's riskometer, Aditya Birla Sun Life Digital India Fund is rated Very High and LIC MF Technology Fund Very High. Over their common history, the standard deviation of daily returns was 17.69% and 12.78% a year.
Can I invest in both Aditya Birla Sun Life Digital India Fund and LIC MF Technology Fund?
Yes. 44.3% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Digital India Fund and LIC MF Technology Fund?
Aditya Birla Sun Life Digital India Fund: Kunal Sangoi. LIC MF Technology Fund: Sumit Bhatnagar, Siddharth Panjwani.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.